Arrow Rock Homes with FHA Financing

Welcome to Arrow Rock, a charming subdivision nestled in the heart of Independence, Missouri, within Jackson County. This delightful community offers a perfect blend of suburban tranquility and urban convenience, making it an ideal choice for families, professionals, and retirees alike.

Arrow Rock boasts a picturesque setting, characterized by tree-lined streets, well-maintained parks, and a friendly neighborhood atmosphere. Residents enjoy easy access to a variety of local amenities, including shopping centers, dining options, and recreational facilities. The nearby schools are highly regarded, providing quality education for children of all ages. Furthermore, Arrow Rock's location offers seamless connectivity to major highways, making commutes to Kansas City and surrounding areas a breeze.

One of the standout features of homes in Arrow Rock is the availability of FHA financing, making homeownership more accessible for many buyers. The Federal Housing Administration (FHA) loan program is designed to help those with lower credit scores or limited savings achieve their dream of owning a home. With competitive interest rates and lower down payment requirements, this financing option opens the door to a wide range of beautiful homes in the subdivision.

Whether you’re looking for a cozy starter home or a spacious family residence, Arrow Rock has something to suit every taste and budget. Embrace the opportunity to become part of this vibrant community where neighbors become friends and memories are made. Explore the possibilities of life in Arrow Rock and discover your perfect home today!

Newest Arrow Rock Homes with FHA Financing

$249,999

3 Beds ⋅ 2 Baths

Welcome to 200 S Downey Ave! This 3-bedroom, 2-bath raised ranch offers plenty of space inside and out. Step into the living room with vaulted ceilings and a fireplace, then continue into the dining area and cute, functional kitchen. The updated main-floor hall bath also connects to the primary bedroom and includes a convenient washer/dryer hookup—plus there’s a second laundry hookup in the lower level for added flexibility. The finished basement provides even more living space along with the home’s second full bath and access to the garage. Outside, enjoy a small front patio and an extra-large backyard patio overlooking a nice, flat yard with plenty of room to play, entertain, or relax. There’s even an above-ground pool that can stay if the new owners would like it! Some of the big-ticket items have already been updated, too, with an A/C unit approximately 4 years old and a furnace approximately 2 years old. With a finished lower level, two laundry options, great outdoor space, and a convenient Independence location, this home has a lot to offer!

200 S Downey Avenue, Independence

Listing courtesy of Lori Moon of Keller Williams Platinum Prtnr.

$277,900

3 Beds ⋅ 2 Baths

This beautiful 3 bedroom, 2 bath split level in Independence is a 10+! It opens into the living room complete with vaulted ceilings with gorgeous dark wood beams and a stunning white floor-to-ceiling ventless gas fireplace , new flooring and custom blinds throughout. The updated kitchen offers lots of cabinets and stainless steel appliances. White-washed shiplap in the dining room and entry add a beautiful touch to the living space. The main level also includes the large main primary suite, with an adjoining full bath with dual vanity, and 2 additional bedrooms. Both main living area and master bedroom include ceiling fans. The large finished lower level includes an entertainment area, full bath, huge laundry room and additional finished storage areas, complete with a sump pump. Finished living area could also be used as an additional bedroom. The two-car garage is deep and has built-in cabinets which provide an expanded space for storage. Outside enjoy the fenced yard and large deck in back for entertaining friends and family and a huge updated shed for additional storage for tools, equipment and outdoor furniture. Custom stone garden beds enhance the curb appeal of the property with shrubs and flowers to enjoy year round. You’re all set for move in with a new roof with gutter covers 2023, new furnace 2023, and new water heater 2025. This home offers the convenience of quick access to everyday needs such as shopping, grocery, fast food, gas stations, pharmacy, etc. in a neighborhood that is clean, safe and quiet. Easy access to major highways. Schedule your tour today!

17008 E 3rd Terrace, Independence

Listing courtesy of Steve Hillyer of Freedom Realty.

$235,000

3 Beds ⋅ 1.5 Baths

Welcome to 17009 E. 3rd Terrace, a spilt level home offering plenty of space inside and out while keeping you close to everyday conveniences. From the street, you’re greeted by a partial brick exterior and two car garage. Step inside and head upstairs into the living room, which flows directly into the dining area. Sliding glass doors provide easy access to the back deck, making morning coffee outside an easy part of your routine. Just off the dining area, the kitchen offers ample counter and cabinet space, plus a dedicated drink fridge for a little extra storage. Continue down the hallway to the generously sized bedrooms, including one with a walk in closet. Downstairs is where you’ll find even more room to spread out. The daylight basement features a large rec room ready for game days, movie nights, a home gym, or whatever fits your lifestyle. You’ll also find a half bath downstairs, giving you the opportunity to explore converting it into a full bath in the future. The two car garage opens directly into the rec room, making unloading groceries, bringing in packages, or coming home on a rainy day that much easier. Out back, the fenced yard and deck give you even more space to enjoy home, whether that means coffee outside, grilling with friends, or giving the dogs room to run.

17009 E 3rd Terrace S, Independence

Listing courtesy of Candice McDaniel of Real Broker, LLC.

Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use