Charleston Harbor Homes with Cash Financing

Welcome to Charleston Harbor, a picturesque subdivision nestled in the heart of Kansas City, Missouri, within the charming Clay County. This vibrant community offers a perfect blend of suburban tranquility and urban convenience, making it an ideal choice for families, young professionals, and retirees alike.

Charleston Harbor boasts beautifully designed homes that reflect modern elegance and comfort. With a variety of architectural styles, you’ll find the perfect residence to suit your taste and lifestyle. Each home is thoughtfully constructed with high-quality materials and finishes, ensuring a lasting investment for years to come. The spacious layouts and inviting outdoor spaces provide ample room for gatherings, play, and relaxation.

One of the standout features of Charleston Harbor is the availability of cash financing options for homebuyers. This unique opportunity allows for a streamlined purchasing process, giving buyers the flexibility and ease they desire. Whether you’re a first-time buyer or looking to invest in a new property, cash financing can open doors to a smoother transaction, allowing you to focus on what truly matters—creating memories in your new home.

The community is surrounded by lush green parks, walking trails, and top-notch amenities, providing residents with a rich lifestyle filled with outdoor activities and community events. With easy access to major highways, shopping, dining, and entertainment, Charleston Harbor is perfectly positioned for those who appreciate both serenity and accessibility.

Discover the charm of Charleston Harbor, where your dream home awaits! Experience the warmth of community living in a subdivision that feels like home.

Newest Charleston Harbor Homes with Cash Financing

$535,000

4 Beds ⋅ 3 Baths

Custom built. Original owners. Nearly 3,600 sqft. And the kind of pride of ownership you hope to find when buying a home. This one has been loved, maintained & thoughtfully improved from the very beginning—SO many big-ticket items are already taken care of. Inside, beautiful hardwood floors extend through the entry, stairs, dining room, main hallway & primary bedroom, including a custom medallion in the entry. The primary suite features a remodeled bathroom, custom closet drawers & shelving. The kitchen has an upgraded stove & dishwasher and walks right out to one of my favorite spaces—the covered, screened-in deck overlooking the backyard. Head down to the large stone patio with bonus lockable storage underneath the deck. But it’s everything behind the scenes that really sets this house apart. Furnace + AC replaced in 2023 with a two-zone system and AC soft-start technology, plus a 2023 tankless water heater, steam humidifier & UV light. Additional attic insulation & closed-cell spray foam add efficiency, along with TWO sets of solar panels—5kW added in 2016 & another 5kW in 2024. Sellers report an average electric bill of approximately $65/month over the past 13 months. Then come the bells & whistles! Whole-house Moen water monitoring/shut-off system, SENSE energy monitoring, updated central vacuum, whole-house alarm, exterior cameras, CAT6 wiring, wireless access points, dusk-to-dawn exterior lighting, sprinkler system, dual high-efficiency sump pumps, keypad entry & even a built-in safe in the primary closet. The garage is just as thoughtfully set up with a workbench & custom-built storage. The home is also set up for a whole-house generator. This isn't a house where you're walking in with a list of projects. It's a home where the original owners have spent years thinking ahead, improving, maintaining and taking care of the details. Nearly 3,600 sqft, custom built and ready for its next owner to move in & enjoy.

6726 N Charleston Drive, Kansas City

Listing courtesy of Michelle Cook of Keller Williams KC North.

$450,000

4 Beds ⋅ 4.5 Baths

Welcome to 6826 N Charleston Drive, a spacious and versatile home nestled on a private lot in the desirable Charleston Harbor community. Offering 4 bedrooms, 4.5 baths, and approximately 4,521 square feet, this traditional two-story home provides plenty of room for comfortable living and entertaining. 5th bedroom in the basement ( non conforming ) The main level features a primary suite, formal dining room, large eat-in kitchen, and inviting living spaces highlighted by a see-through fireplace. The primary bath offers a double vanity, jetted tub, separate shower, and generous walk-in closet. Three additional bedrooms provide excellent space for family, guests, or a home office. The finished walk-up lower level adds exceptional flexibility with a second kitchen, full bath, family room, office/flex space, and abundant storage—ideal for extended living, entertaining, or a private retreat. An oversized 3-car attached garage provides ample room for vehicles, recreational equipment, or additional storage. Outside, enjoy a private backyard that creates a peaceful setting for outdoor gatherings and relaxation. Located in Charleston Harbor with access to a community pool, this home combines generous living space, thoughtful amenities, and a convenient Northland location. A rare opportunity to own a substantial home with flexible living options, a private setting, and the space today's buyers are looking for.

6826 N Charleston Drive, Kansas City

Listing courtesy of Adam Massey of Greater Kansas City Realty.

$480,000

4 Beds ⋅ 3.5 Baths

Enjoy convenient main-level living in this spacious 1.5-story home, thoughtfully designed for both everyday comfort and entertaining. The inviting great room features a cozy fireplace and flows seamlessly onto the** covered back deck** and into the expansive kitchen. With abundant cabinetry, a large center island, and direct deck access, the kitchen is perfect for hosting gatherings or enjoying your morning coffee while overlooking the large, private backyard spanning over half an acre. The main level also offers a formal dining room and a dedicated office with French doors, providing plenty of space for work, dining, and relaxation. The spacious primary suite features a completely updated primary bathroom. Convenient main-level laundry and a half bath complete the main floor. Upstairs, you'll find three generously sized bedrooms and two full bathrooms, offering comfortable accommodations and flexibility for family or guests. The unfinished basement provides an abundance of additional space, with two doors leading directly to the back patio and expansive backyard. Finish the basement to suit your needs while still enjoying plenty of room for storage. Located within walking distance of the neighborhood pool, this home offers space, privacy, and convenience in a wonderful setting. Welcome Home!

6728 N Quincy Circle, Kansas City

Listing courtesy of Greg Shahan of 395 Realty LLC.

$495,000

4 Beds ⋅ 2.5 Baths

Beautiful professionally remodeled home in Charleston Harbor! This move-in ready home features fresh interior and exterior paint, new roof, new flooring throughout, new high-end kitchen appliances and quartz countertops. As you walk-in the front door, you will notice the gorgeous wood floors and large picture windows that fill the space with natural light. The expansive kitchen is a host's dream with plenty of counter space and room for guests. Off the kitchen is an easily accessible full laundry room with a sink. The primary suite is conveniently located on the main level as well with a newly remodeled primary bath and large walk-in closet. Upstairs there are three large bedrooms with fresh, new carpet and a full bathroom. And the huge basement is full of possibilities! Outside features a large new deck and a private backyard ready for hosting, play time or relaxing! Easy access is 152, I-435 and I-35.

6801 N Quincy Circle, Kansas City

Listing courtesy of Rachel Matus of RE/MAX Heritage.

$30,000

Large building lot in Charleston Harbor competitively priced! Will accommodate a walk-out basement. Cul-de-sac location. Great neighborhood offers pool and walking trails and is located for easy access to shopping, highways, etc. Where else can you find a building lot in an established high-end subdivision for this price?? Bring your own builder and create your own dream!!

6909 N Quincy Avenue, Kansas City

Listing courtesy of Cindy Onelio of RE/MAX Innovations.

Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use