Charleston Harbor Homes with Conventional Financing

Welcome to Charleston Harbor, a hidden gem nestled in the vibrant city of Kansas City, MO, within the picturesque Clay County. This charming subdivision offers an idyllic blend of suburban tranquility and urban convenience, making it the perfect place for families, professionals, and retirees alike.

Charleston Harbor is characterized by its beautifully designed homes, which cater to a variety of lifestyles and preferences. From spacious single-family residences to cozy townhouses, each property is thoughtfully crafted to enhance both comfort and style. The community is known for its well-maintained landscapes, tree-lined streets, and friendly neighbors, creating a welcoming atmosphere that fosters connection and camaraderie among residents.

One of the standout features of Charleston Harbor is the accessibility of conventional financing options for homebuyers. This means that prospective homeowners can explore a variety of financing solutions that best suit their needs, making the dream of owning a home in this desirable neighborhood more attainable. With competitive interest rates and flexible terms, conventional financing opens the door for many to experience the joys of living in this vibrant community.

Residents of Charleston Harbor enjoy a wealth of amenities, including nearby parks, shopping centers, and dining options. The subdivision is conveniently located near major highways, offering easy access to all that Kansas City has to offer, from cultural attractions to recreational activities.

Discover the charm of Charleston Harbor today—where your dream home awaits in a community that truly feels like home. Embrace the lifestyle you've always wanted in this enchanting Kansas City neighborhood!

Newest Charleston Harbor Homes with Conventional Financing

$535,000

4 Beds ⋅ 3 Baths

Nearly 3,600 sqft—and the sellers report average gas + electric costs of only about $147/month. Custom built & owned by the same family from day one, this home has been loved, maintained and thoughtfully improved from the very beginning. SO many of the big-ticket items are already taken care of! Inside, beautiful hardwood floors extend through the entry, stairs, dining room, main hallway and primary bedroom, including a custom medallion in the entry. The primary suite features a remodeled bathroom, plus custom closet drawers and shelving. The kitchen includes an upgraded stove & dishwasher & walks right out to one of my favorite spaces—the covered, screened-in deck overlooking the backyard. Below, you'll find a large stone patio & bonus lockable storage. It's everything behind the scenes that really sets this house apart. The furnace and AC were replaced in 2023 with a two-zone system & AC soft-start technology. Add a 2023 tankless water heater, steam humidifier, UV light, additional attic insulation & closed-cell spray foam. TWO sets of solar panels—5kW installed in 2016 and another 5kW in 2024—contribute to the home's impressive energy efficiency. The thoughtful improvements don't stop there! You'll find a whole-house Moen water monitoring/shut-off system, SENSE energy monitoring, central vacuum, whole-house alarm, exterior cameras, CAT6 wiring, wireless access points, dusk-to-dawn exterior lighting, sprinkler system, dual high-efficiency sump pumps, keypad entry & built-in safe in the primary closet. The garage is equipped with a workbench & custom-built storage. The original owners didn't just maintain this home. They invested in it. From major mechanical systems to energy efficiency and everyday conveniences, they've spent years thinking ahead and taking care of the details. Custom built, thoughtfully improved and ready for its next owner to enjoy.

6726 N Charleston Drive, Kansas City

Listing courtesy of Michelle Cook of Keller Williams KC North.

$450,000

4 Beds ⋅ 4.5 Baths

Welcome to 6826 N Charleston Drive, a spacious and versatile home nestled on a private lot in the desirable Charleston Harbor community. Offering 4 bedrooms, 4.5 baths, and approximately 4,521 square feet, this traditional two-story home provides plenty of room for comfortable living and entertaining. 5th bedroom in the basement ( non conforming ) The main level features a primary suite, formal dining room, large eat-in kitchen, and inviting living spaces highlighted by a see-through fireplace. The primary bath offers a double vanity, jetted tub, separate shower, and generous walk-in closet. Three additional bedrooms provide excellent space for family, guests, or a home office. The finished walk-up lower level adds exceptional flexibility with a second kitchen, full bath, family room, office/flex space, and abundant storage—ideal for extended living, entertaining, or a private retreat. An oversized 3-car attached garage provides ample room for vehicles, recreational equipment, or additional storage. Outside, enjoy a private backyard that creates a peaceful setting for outdoor gatherings and relaxation. Located in Charleston Harbor with access to a community pool, this home combines generous living space, thoughtful amenities, and a convenient Northland location. A rare opportunity to own a substantial home with flexible living options, a private setting, and the space today's buyers are looking for.

6826 N Charleston Drive, Kansas City

Listing courtesy of Adam Massey of Greater Kansas City Realty.

$470,000

4 Beds ⋅ 3.5 Baths

Enjoy convenient main-level living in this spacious 1.5-story home, thoughtfully designed for both everyday comfort and entertaining. The inviting great room features a cozy fireplace and flows seamlessly onto the** covered back deck** and into the expansive kitchen. With abundant cabinetry, a large center island, and direct deck access, the kitchen is perfect for hosting gatherings or enjoying your morning coffee while overlooking the large, private backyard spanning over half an acre. The main level also offers a formal dining room and a dedicated office with French doors, providing plenty of space for work, dining, and relaxation. The spacious primary suite features a completely updated primary bathroom. Convenient main-level laundry and a half bath complete the main floor. Upstairs, you'll find three generously sized bedrooms and two full bathrooms, offering comfortable accommodations and flexibility for family or guests. The unfinished basement provides an abundance of additional space, with two doors leading directly to the back patio and expansive backyard. Finish the basement to suit your needs while still enjoying plenty of room for storage. Located within walking distance of the neighborhood pool, this home offers space, privacy, and convenience in a wonderful setting. Welcome Home!

6728 N Quincy Circle, Kansas City

Listing courtesy of Greg Shahan of 395 Realty LLC.

$495,000

4 Beds ⋅ 2.5 Baths

Beautiful professionally remodeled home in Charleston Harbor! This move-in ready home features fresh interior and exterior paint, new roof, new flooring throughout, new high-end kitchen appliances and quartz countertops. As you walk-in the front door, you will notice the gorgeous wood floors and large picture windows that fill the space with natural light. The expansive kitchen is a host's dream with plenty of counter space and room for guests. Off the kitchen is an easily accessible full laundry room with a sink. The primary suite is conveniently located on the main level as well with a newly remodeled primary bath and large walk-in closet. Upstairs there are three large bedrooms with fresh, new carpet and a full bathroom. And the huge basement is full of possibilities! Outside features a large new deck and a private backyard ready for hosting, play time or relaxing! Easy access is 152, I-435 and I-35.

6801 N Quincy Circle, Kansas City

Listing courtesy of Rachel Matus of RE/MAX Heritage.

$30,000

Large building lot in Charleston Harbor competitively priced! Will accommodate a walk-out basement. Cul-de-sac location. Great neighborhood offers pool and walking trails and is located for easy access to shopping, highways, etc. Where else can you find a building lot in an established high-end subdivision for this price?? Bring your own builder and create your own dream!!

6909 N Quincy Avenue, Kansas City

Listing courtesy of Cindy Onelio of RE/MAX Innovations.

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