Garden City Homes with FHA Financing

Welcome to Garden City, a charming subdivision nestled in the heart of Cass County, Missouri. Known for its warm community spirit and picturesque landscapes, Garden City offers a delightful blend of small-town charm and modern conveniences. With a rich history and a welcoming atmosphere, this vibrant community is perfect for families, retirees, and anyone looking to enjoy a peaceful lifestyle.

The homes in Garden City are diverse, catering to a variety of tastes and budgets. Whether you’re seeking a cozy starter home or a spacious residence for your growing family, you’ll find an array of options to choose from. One of the standout features of this subdivision is the availability of FHA financing, which makes homeownership more accessible for many buyers. This financing option is particularly appealing for first-time homeowners, as it allows for lower down payments and more flexible credit requirements.

Residents of Garden City enjoy a strong sense of community, with local parks, schools, and recreational facilities just a stone's throw away. The town’s friendly atmosphere is complemented by its close-knit neighborhoods, where neighbors become friends and community events bring everyone together.

With its affordable housing options, beautiful surroundings, and a supportive community, Garden City is an ideal place to call home. If you’re looking to settle in a location that combines the best of rural charm with easy access to urban amenities, Garden City is the perfect destination for you. Come explore the possibilities and discover your dream home in this delightful subdivision!

Newest Garden City Homes with FHA Financing

$235,000

4 Beds ⋅ 3 Baths

Affordable small town living in quiet Garden City! Perfect for the growing family and still close enough to commute to the city. 4bd, 3 bath offers so much space! Two bedrooms have their own private bath. Vaulted ceilings, skylights and natural light make this home feel open and bright. Kitchen has island, eat in area and two side entries, one offers a cute mud room area. Bonus room between kitchen and living area could be formal dining, office, so many options. Spacious corner lot with lots of parking, shed for storage plus portable garage can stay. Sellers have poured lots of love into this house with new flooring and updating in kitchen, and so many finishing touches that really make this home stand out. Refrigerator and portable dishwasher can stay if buyer would like. Covered porch with ceiling fan to enjoy those warm days outdoors. Level and cleared spot for above ground pool. Peace of mind with seller provided home warranty. Turn key and ready! Ask about zero down options and special financing available for this home!

104 S 4th Street, Garden City

Listing courtesy of Lisa Hight of Pride of America Realty.

$345,000

Located in the heart of Garden City, Missouri, this fully occupied fourplex offers a strong, stable investment opportunity with immediate cash flow and recent updates already completed. The property consists of four 2BR/1BA units, all currently leased with written agreements in place and tenants paying consistently. Current monthly rents range from approximately $950 to $1,040 per unit, providing steady income with room for long-term growth. The building was originally constructed in 1920 and underwent a full renovation in 2024, bringing the property up to modern standards while maintaining its solid structure . Major improvements include a newer roof, updated HVAC systems, and newer water heaters, all approximately 2 years old, significantly reducing near-term capital expense concerns . Each unit is equipped with essential appliances, including stove, and refrigerator, providing added convenience for tenants as well as a laundry area for all tenants. Utilities are landlord-paid, with total average utility costs reported at approximately $7,454 annually, allowing for simplified management and consistent occupancy . Annual real estate taxes are approximately $992, and the property has been professionally managed, making for a smooth transition for a new owner. With strong occupancy, recent renovations, and reliable tenants already in place, this property presents a true turnkey opportunity for investors seeking consistent income in a growing rental market.

221 Main Street, Garden City

Listing courtesy of Nick Benge of Midwest Land Group.

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