Garden City Homes with USDA Loan Financing

Garden City Homes with USDA Loan Financing

Welcome to Garden City, Missouri – a charming community nestled in Cass County, where small-town charm meets modern convenience. This picturesque subdivision is the perfect blend of serene living and vibrant community spirit, making it an ideal place for families, retirees, and everyone in between. With its friendly atmosphere and beautiful landscapes, Garden City offers a tranquil retreat from the hustle and bustle of city life, while still being just a short drive from larger urban centers.

One of the standout features of Garden City is the availability of homes that qualify for USDA loan financing. This is fantastic news for potential homeowners looking to settle in this idyllic area, as USDA loans make homeownership more accessible and affordable. Designed to support rural development, these loans require no down payment and come with competitive interest rates, making it easier for families and individuals to invest in their dream home.

The homes in Garden City showcase a variety of styles, from cozy single-family houses to spacious modern builds, all set against the backdrop of beautifully landscaped yards and friendly neighborhoods. Residents enjoy a close-knit community feel, with local parks, schools, and amenities all within easy reach.

Whether you’re a first-time buyer or looking to relocate, Garden City offers a welcoming environment where you can plant your roots and thrive. Explore the possibilities of homeownership in this delightful subdivision and discover the perfect place to call home!

Newest Garden City Homes with USDA Loan Financing

302 Gum Street, Garden City
$199,900
3 Beds ⋅ 1 Baths
** Completely Remodeled One Level Living!! ** 3 Bedrooms ** 1 Remodeled Bath ** Newly Remodeled Kitchen ** Newly Remodeled Bath ** New Quartz Counters ** New Stainless Steel Appliances ** New LVP Floors ** New Interior Paint ** New Light Fixtures ** New Hardware ** New Plumbing Fixtures ** New Tile Black Splash ** Low Maintenance Exterior ** 3 year Old Roof ** Storage Shed ** Owner/Agent

302 Gum Street, Garden City

Listing courtesy of Chris Dalton of Dalton Realty, LLC.
33600 E 315th Street, Garden City
$400,000
3 Beds ⋅ 2.5 Baths
Charming Ranch on 5 Private Acres — Just Outside City Limits Escape the hustle without sacrificing convenience. This inviting ranch-style home sits on a full 5 acres along a quiet country road, offering the space and privacy you've been searching for. Inside, you'll find 3 bedrooms and 2 full baths, plus two separate half baths for added everyday convenience — perfect for busy households or guests. The fully renovated bathroom brings a fresh, modern touch, while new flooring in the kitchen, hallway/side entry, and dining room gives the home a clean, move-in-ready feel throughout. A versatile flex space between the kitchen and attached garage offers endless possibilities — think mudroom, home office, workout space, or extra storage; the choice is yours. The attached garage adds everyday ease, and the expansive backyard is a blank canvas, ready for the future owners to create an amazing patio and outdoor entertaining space. With acreage, updated interior finishes, and a peaceful setting outside city limits, this one offers the best of both worlds — room to breathe and comfort to enjoy. Schedule your showing today! *motivated sellers—entertaining reasonable offers*

33600 E 315th Street, Garden City

Listing courtesy of Kirsten Moore of ReeceNichols - Lees Summit.
221 Main Street, Garden City
$345,000
Located in the heart of Garden City, Missouri, this fully occupied fourplex offers a strong, stable investment opportunity with immediate cash flow and recent updates already completed. The property consists of four 2BR/1BA units, all currently leased with written agreements in place and tenants paying consistently. Current monthly rents range from approximately $950 to $1,040 per unit, providing steady income with room for long-term growth. The building was originally constructed in 1920 and underwent a full renovation in 2024, bringing the property up to modern standards while maintaining its solid structure . Major improvements include a newer roof, updated HVAC systems, and newer water heaters, all approximately 2 years old, significantly reducing near-term capital expense concerns . Each unit is equipped with essential appliances, including stove, and refrigerator, providing added convenience for tenants as well as a laundry area for all tenants. Utilities are landlord-paid, with total average utility costs reported at approximately $7,454 annually, allowing for simplified management and consistent occupancy . Annual real estate taxes are approximately $992, and the property has been professionally managed, making for a smooth transition for a new owner. With strong occupancy, recent renovations, and reliable tenants already in place, this property presents a true turnkey opportunity for investors seeking consistent income in a growing rental market.

221 Main Street, Garden City

Listing courtesy of Nick Benge of Midwest Land Group.
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The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use

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