Lake Winnebago Homes with FHA Financing

Welcome to Lake Winnebago, a picturesque subdivision nestled in the heart of Cass County, Missouri. This charming community is known for its serene atmosphere, friendly neighbors, and stunning waterfront views, making it an ideal place for families, retirees, and anyone seeking a peaceful lifestyle. With its beautiful homes, lush landscapes, and a tranquil lake at its center, Lake Winnebago offers a unique blend of natural beauty and modern convenience.

One of the standout features of Lake Winnebago is its diverse selection of homes, many of which are eligible for FHA financing. This means that potential homeowners can take advantage of lower down payment options and more accessible financing solutions, making the dream of owning a home in this idyllic community more attainable. Whether you’re looking for a cozy cottage or a spacious family residence, you’ll find a variety of architectural styles and layouts to suit your needs.

Residents of Lake Winnebago enjoy a wealth of amenities, including access to the stunning lake for fishing, boating, and swimming. The community is also home to well-maintained parks and walking trails, perfect for outdoor enthusiasts. With a strong sense of community and a commitment to preserving its natural beauty, Lake Winnebago is not just a place to live; it’s a lifestyle.

Discover the charm of Lake Winnebago today and explore the possibilities of homeownership in this remarkable subdivision. With FHA financing options available, your dream home is closer than you think!

Newest Lake Winnebago Homes with FHA Financing

$809,900

4 Beds ⋅ 3.5 Baths

A ONE-OF-A-KIND LAKE WINNEBAGO RETREAT! Prepare to fall in love with this truly extraordinary log cabin. From the moment you step through the impressive double front doors, you are welcomed into a breathtaking great room with soaring ceilings, rich wood walls, exposed wood beams, and a dramatic floor-to-ceiling stone fireplace that immediately captures the essence of this spectacular retreat. The great room flows effortlessly into the spacious kitchen, complete with a large island, granite countertops, abundant cabinetry, and stainless-steel appliances. Just off the kitchen, the dining area features a convenient wet bar and additional cabinetry, while the adjoining family room offers even more space to relax around a second fireplace. Whether you're entertaining a crowd or enjoying a quiet evening at home, there is room for everyone. Step outside and embrace the lake lifestyle from your screened-in porch and no neighbor back yard view. The truly special part—your own private boat dock directly across the street! Positioned on the main channel with deep water, the dock features a boat lift and diving platform, making it incredibly easy to spend your days boating, swimming and fishing. The unique loft-style primary suite creates a private retreat, while two additional bedrooms and a full bath are conveniently located on the main level. The finished lower level provides a fourth bedroom, spacious 2nd family room, exercise room/office, and full bath. Spend the afternoon on the water, gather with friends at the Yacht Club for dinner, explore the walking trails, let the kids enjoy the playground, or saddle up at the nearby horse stables. Enjoy tennis, pickleball, basketball, and the new community pool—all while having your own private piece of the lake lifestyle. Rarely does a property offer this much character, space, lifestyle, and direct access to Lake Winnebago. This is truly a one-of-a-kind opportunity to own a piece of the lake life.

611 N Winnebago Drive, Lake Winnebago

Listing courtesy of Brooke Miller of ReeceNichols - Country Club Plaza.

$3,900,000

6 Beds ⋅ 5 Baths

Nearly 6,000 sq ft of luxury lake living awaits at this incredible Lake Winnebago estate. Meticulously maintained and lightly used as a second home, this is the kind of place where weekends turn into traditions and friends and family never want to leave. The open main level was made for entertaining, with vaulted ceilings, custom wood beams and a wall of windows showcasing the lake. The kitchen features granite countertops, built-in refrigerator, gas cooktop and floor-to-ceiling cabinetry, plus a walk-through prep kitchen with a second oven, dishwasher, beverage cooler and incredible storage. Two screened porches give you the perfect places to grill, gather around the outdoor fireplace or simply enjoy the lake. The main-level primary suite is its own retreat, complete with a sitting room and fireplace overlooking the water. The spa-like bath features a massive tiled shower with body sprayers, soaking tub and oversized walk-in closet with custom built-ins, makeup vanity and private laundry. Downstairs doesn't feel like a basement. A 12' foundation creates an impressive lower level featuring a stone fireplace, wet bar with island, glass-enclosed wine room, theater with stadium seating and four additional bedrooms—including a custom bunk room made for weekend guests. Step outside and the vacation really begins. A gunite pool with waterfalls and oversized hot tub overlook the lake, while the stone outdoor kitchen, pool bath and sunken outdoor fireplace create your own private resort. Just steps away, your private dock is ready with a boat lift, two jet ski lifts and dock boxes. Across the street, greenspace and walking trails add even more to the setting. With minimal traffic in this part of the lake, it's a perfect spot for a morning walk, bike ride or evening stroll. Hardwood floors throughout, heated 3-car garage, three laundry areas, plantation shutters, class 4 roof, and countless other upgrades. Come for the weekends. Stay for the memories.

404 South Shore Drive, Lake Winnebago

Listing courtesy of James Asher of Asher Real Estate LLC.

$799,000

3 Beds ⋅ 3.5 Baths

Lakefront living meets thoughtful updates in this 3-bedroom, 2-full- and 2-half-bath home offering 2,364 finished square feet on a 0.37-acre lot. Natural light fills the home, and each living area enjoys a view of the lake. The main level features a primary suite, an updated kitchen with designer appliances, open living and dining spaces, two fireplaces, and a convenient laundry area incorporated into the remodeled half bath. Step outside to the Trex deck or head to the shared dock, where a 10' x 20' boat slip provides easy access to the water. Additional improvements include fresh interior and exterior paint, a new concrete driveway, high-efficiency HVAC, automatic window blinds, ceiling fans, upgraded plumbing, added attic insulation, gutters with Leaf Guard, a radon mitigation system, garage remodel with door openers, and improved dock steps and landing. Complete with a two-car garage and convenient access to restaurants, schools, and retail, this updated lakefront property is ready to enjoy. Call To Schedule a Tour Today!

244 N Winnebago Drive, Lake Winnebago

Listing courtesy of Alex Forster of Cates Auction & Realty Co Inc.

$775,000

4 Beds ⋅ 4.5 Baths

Completely updated. This home offers the best of lake living without the hassle. The Villa HOA takes care of lawn care, fertilization, lake fed sprinkler system, and leaf cleanup so you can spend more time enjoying everything the lake lifestyle has to offer. Natural light fills the home through expansive north-facing windows, perfectly framing stunning lake views. The main level also features a spacious primary suite, second bedroom with it's own en suite bath--ideal for guests or in-laws--and convenient main floor laundry. The fully renovated kitchen is designed to impress with custom cabinetry, large island with seating, loads of storage, upgraded stainless steel appliances, gas cooktop, quartzite countertops, and versatile space for casual dining or entertaining. The walkout lower level is built for hosting, complete with a full wet bar, refrigerator, sink with built in glass rinser. There's ample room for recreation--pool and ping pong tables that are included--along with a comfortable space to relax and watch games, all while enjoying scene lake views from the covered deck. The outdoors includes a fire pit down by the waterside. The Villas offer wonderful amenities as mentioned above as well as free use of pontoon boats, private covered docks allowed only to villa owners. Lake Winnebago also offers exceptional amenities including the yacht club, seasonal events and entertainment, indoor and outdoor gathering spaces, equestrian facilities, parks, tennis and pickleball courts, and scenic walking trails and a new resort-style pool with competition lanes. Owner agent.

124 Teton Ridge, Lake Winnebago

Listing courtesy of Johni Kilton of Platinum Realty LLC.

$1,385,000

6 Beds ⋅ 5.5 Baths

Welcome to a truly exceptional custom-built home by KC Custom Homes where thoughtful design meets elevated living. Offering just under 5,000 square feet of beautifully finished space across all three levels, the Emerson floorplan delivers both luxury and functionality in every detail. The exterior makes a striking first impression with its blend of composite, stone, and stucco, complemented by $10,000 in professional landscaping and a painted 3-car garage. Inside, the home opens to a light-filled layout with modern glass railings and handrails that create a clean, architectural feel throughout. At the heart of the home is a chef’s kitchen designed to impress, featuring granite carried seamlessly up the backsplash wall, built-in oven and microwave, and a dishwasher, all thoughtfully selected for both performance and style. Just beyond, the show-stopping butler’s pantry is incredible: massive, beautifully designed, and equipped with an undermount bar fridge, making it perfect for entertaining or everyday convenience. The main level offers a highly desirable primary suite along with a dedicated office and convenient laundry room. Upstairs, you’ll find three spacious bedrooms, with the option to add a stackable washer and dryer for added flexibility. The fully finished lower level expands your living space with two additional bedrooms, a setup for a full-size refrigerator, and ample room for recreation or guests. With a total of six bedrooms, four full bathrooms, and two half baths, this home easily accommodates both everyday living and entertaining. Built with quality in mind, it features a Franklin engineered plumbing system and represents a top notch level of construction and finish. This is a third tier home, which grants you access to the lake and all the lifestyle perks that come with it. Every inch of this home reflects intentional design, high-end finishes, and modern comfort. Simply put, it’s absolutely stunning.

573 South Shore Drive, Lake Winnebago

Listing courtesy of James Asher of Asher Real Estate LLC.

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