Lakeland Heights Homes with FHA Financing

Lakeland Heights Homes with FHA Financing

Welcome to Lakeland Heights, an enchanting subdivision nestled in the heart of Smithville, Missouri, within the scenic Clay County. This charming community offers a perfect blend of tranquility and modern living, making it an ideal choice for families, retirees, and anyone seeking a peaceful lifestyle just a stone's throw away from the vibrant city life.

Lakeland Heights boasts a variety of beautifully designed homes that cater to diverse tastes and preferences. Whether you’re looking for a cozy starter home or a spacious retreat, this subdivision has something for everyone. The homes here are not only aesthetically pleasing but also built with quality craftsmanship, ensuring comfort and durability for years to come.

One of the standout features of Lakeland Heights is the availability of FHA financing on many of the homes. This makes homeownership more accessible for first-time buyers and those looking to invest in their dream home without the burden of hefty down payments. With FHA financing, you can enjoy lower mortgage rates and flexible credit requirements, allowing you to focus on what truly matters—creating memories in your new home.

In addition to the beautiful homes, Lakeland Heights is surrounded by lush greenery and serene landscapes, providing residents with ample opportunities for outdoor activities. Enjoy leisurely strolls, picnics, and family gatherings in the nearby parks, or take advantage of the local amenities that Smithville has to offer.

Discover the charm of Lakeland Heights today, where your dream home awaits in a community that feels like family!

Newest Lakeland Heights Homes with FHA Financing

306 Lakeland Drive, Smithville
$349,900
4 Beds ⋅ 3 Baths
This home could be yours for ZERO down and NO payment until next year! Welcome to 306 Lakeland, just moments from the lake! This 1.5-story home sits at the end of a cul-de-sac on a large lot with mature trees. When you step inside, you are greeted by the living room with two-story vaulted ceilings and a gas fireplace. The kitchen features newer appliances and a deck off of the eat-in kitchen. The main floor features the primary bedroom with a private deck and laundry. Upstairs, there are two bedrooms with large closets and a full bath. The finished walkout basement has the 4th bedroom, full bathroom, and large living space. This home has the big-ticket items DONE: NEW water heater, Newer HVAC, Newer siding, Newer gutters, Newer garage floor, Newer paint. Schedule your private showing for your new home today!

306 Lakeland Drive, Smithville

Listing courtesy of Alex Vander Veen of RE/MAX Revolution.
807 E Summit Street, Smithville
$320,000
3 Beds ⋅ 2.5 Baths
SELLER WILLING TO PAY FOR A 2-1 INTEREST RATE BUYDOWN WITH AN ACCEPTABLE OFFER! Welcome home to this charming 3-bedroom, 2.5-bath home offering 1,768 square feet of finished living space in the wonderful community of Smithville, Missouri! This inviting home offers a comfortable layout with plenty of room to relax, entertain, and make lasting memories. Enjoy the finished basement featuring a cozy gas fireplace, perfect for movie nights, family gatherings, or creating your own entertainment space. Step outside to the fenced backyard with a patio, ideal for summer barbecues, pets, and outdoor enjoyment. The attached two-car garage adds convenience and additional storage. HERE’S THE BEST PART! The seller is willing to pay for a 2-1 temporary interest rate buydown with an acceptable offer! This could mean an interest rate 2 percentage points lower during your first year and 1 percentage point lower during your second year, helping reduce your monthly mortgage payments during those first two years. Conveniently located near Smithville’s shopping, dining, parks, and recreational opportunities, this home offers a fantastic combination of space, comfort, and affordability. DON’T MISS THIS OPPORTUNITY! With 3 bedrooms, 2.5 bathrooms, a finished basement, fenced backyard, and seller-paid interest rate buydown opportunity, this home is ready for its next owner. Schedule your private showing today! Seller-paid buydown subject to acceptable offer, lender approval, loan eligibility, and negotiated terms.

807 E Summit Street, Smithville

Listing courtesy of Bill Combs of Platinum Realty LLC.
Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use

How much is your home worth?

Get instant property value now!