North Lakes Homes with FHA Financing

Welcome to North Lakes, a charming subdivision nestled in the heart of Kansas City, Missouri, within the picturesque Platte County. This delightful community offers a serene retreat from the hustle and bustle of city life while still providing easy access to all the amenities and attractions that Kansas City has to offer.

North Lakes is renowned for its family-friendly atmosphere, beautifully landscaped streets, and a strong sense of community. Residents enjoy a variety of recreational opportunities, including nearby parks, walking trails, and serene lakes that make for perfect weekend picnics or evening strolls. With its well-maintained properties and welcoming neighbors, North Lakes is the ideal place to call home.

For prospective homeowners, North Lakes presents an exciting opportunity with homes eligible for FHA financing. This means that first-time buyers or those looking to invest in a property can access flexible financing options that make purchasing a home more attainable. FHA loans are designed to help individuals and families secure their dream home with lower down payments and competitive interest rates, making North Lakes an attractive option for many.

Whether you're searching for a cozy starter home or a spacious residence to accommodate a growing family, North Lakes has a variety of options to suit your needs. With its prime location, community spirit, and FHA financing availability, this subdivision is not just a place to live—it's a place to thrive. Come discover the charm of North Lakes and find your perfect home today!

Newest North Lakes Homes with FHA Financing

$560,000

5 Beds ⋅ 4.5 Baths

Welcome to North Lakes, a sought-after neighborhood centrally located in the Northland. Tucked privately onto a treed cul-de-sac and corner lot, this spacious two-story home offers a 4 car garage and over 4,000 square feet of living space, and beautiful lake views. The great room with abundant natural light and a brick fireplace with gas logs opens to the kitchen with ample cabinet space, two pantries, granite counters and island. The cozy breakfast area walks out to the back deck, creating an inviting space to relax while enjoying the view. The formal dining room, office, laundry room and half bath complete the main floor. Upstairs, the generously sized primary suite features a sitting room/office space, luxurious bath with dual vanities, soaker tub, tiled shower, and two walk-in closet. The second bedroom includes a private full bath, while bedrooms three and four share a convenient Jack-and-Jill bath. The finished walkout lower level offers even more living space with a family room, 5th bedroom, 4th full bath, playroom/workout area, and plenty of storage! Enjoy convenient access to I-29, Zona Rosa, restaurants, grocery stores, St. Luke’s North Hospital, parks, libraries, and several country club options. All of this, along with award-winning Park Hill Schools, makes this home an exceptional opportunity in North Lakes.

6216 NW 77th Street, Kansas City

Listing courtesy of Jenna Kitchen of Asher Real Estate LLC.

$449,900

4 Beds ⋅ 2.5 Baths

EXCEPTIONAL TWO STORY HOME IN NORTH LAKES SUBDIVISION NOW AVAILABLE! This home is sure to impress! Four Bedrooms, Three and a half baths. The craftsmanship here is truly impressive as this was a former MODEL HOME. Coffered living room ceiling, beautiful natural trim, crown molding, built-ins and elegant touches throughout. The kitchen is made for entertaining with a convenient island and proximity to the niche lower dining area where the views are INCRDIBLE. Updated kitchen appliances, loads of cabinet and counter space. Main level office, living room and formal dining room. Secondary baths have been updated and the paint and carpet are nearly new! Spacious owner's suite with ensuite bath and easy access through sliding pocket doors to the 2nd bedroom. The outside is as impressive as the inside! New deck and recent wood picket fence is the perfect spot to enjoy the fall colors and ideal for pets. The full unfinished basement offers exceptional storage or could be finished to add additional living space. Replacement windows, new roof (scheduled) and many newer kitchen appliances. HVAC installed 2023. There are so many great features to love about this home, you just need to see it for yourself!

7645 N Lucerne Court, Kansas City

Listing courtesy of Marty Perrea of RE/MAX Heritage.

$450,000

4 Beds ⋅ 3.5 Baths

More home for your money in North Lakes. Offered at approximately $130 per finished square foot, compared with a $145 sold median and $143 median asking price for other active neighborhood homes reviewed. Appraised at $488,000 on 4/8/26, and offered at $450,000, this home pairs compelling value with meaningful updates and room to spread out. Tucked on a cul-de-sac, a spacious foyer welcomes you in, with a dedicated office just off the entry. The main living room features a fireplace and wood-beamed ceiling, while the formal dining room gives gatherings their own space. The kitchen offers quartz counters, an extended island with cooktop, updated backsplash and faucet, generous cabinet storage and a bright breakfast nook. Main-level laundry and a guest half bath keep everyday routines convenient. Fresh interior paint, replacement double-pane, double-hung windows, updated counters and fixtures in the upstairs baths and powder room, and a roof installed in April 2026 add practical value throughout. Upstairs, the primary suite features a spacious walk-in closet and private bath with dual vanities, a separate soaking tub and a walk-in shower. Three additional bedrooms offer flexibility for guests and everyday living, served by a full hall bath with a double vanity and built-in nook. The finished lower level boasts a large rec room, wet bar and second fireplace. A separate workout room, also usable as a non-conforming fifth bedroom, includes an attached half bath. Outside, the spacious deck overlooks a fenced backyard with in-ground sprinklers and well-kept landscaping. The six-foot privacy fence is 90% new, and the natural gas-plumbed grill stays with the home. Central vacuum adds another everyday convenience. North Lakes offers HOA access to a neighborhood pool and two lakes. Enjoy Park Hill schools and convenient access to I-29. Comparison uses total finished area for nine North Lakes sales closed 3/27–9/24 2026, and three other active listings reviewed 10/21.

7648 N Lucerne Court, Kansas City

Listing courtesy of Nelson Home Group of Keller Williams KC North.

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North Lakes Homes with FHA Financing

Newest North Lakes Homes with FHA Financing

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