Paola Homes with USDA Loan Financing

Welcome to Paola, Kansas – a charming city nestled in the heart of Miami County, where small-town warmth meets modern convenience. Known for its picturesque landscapes and friendly community, Paola offers a unique blend of rural charm and urban accessibility, making it an ideal place to call home.

As you explore the beautiful neighborhoods of Paola, you’ll discover a variety of homes that cater to diverse lifestyles and budgets. From quaint historic houses to contemporary builds, there’s something for everyone in this inviting community. One of the standout features of Paola is the availability of USDA loan financing, which opens the door to homeownership for many aspiring buyers. This government-backed program is designed to help low to moderate-income families secure affordable mortgages, making it easier than ever to settle in this delightful area.

Living in Paola means enjoying a vibrant community with access to excellent schools, local parks, and a variety of recreational activities. The city hosts numerous events throughout the year, fostering a strong sense of community and belonging. Whether you’re taking a stroll through the charming downtown district or enjoying a weekend at one of the nearby lakes, you’ll find that Paola is a place where memories are made.

If you’re looking for a welcoming community with affordable housing options, Paola, KS, is the perfect choice. With USDA loan financing available, your dream of homeownership is within reach. Discover the beauty and charm of Paola – your future home awaits!

Newest Paola Homes with USDA Loan Financing

$289,000

2 Beds ⋅ 1 Baths

Great location! This adorable, updated cottage sits on 1 acre ± along paved roads, offering the perfect blend of peaceful country living and convenience. 2 bedrooms + a versatile office or second living area, 1 bath, and an open-concept floor plan on hardwood floors. The back patio is a perfect space for entertaining or relaxing while taking in the incredible sunsets. Tree-lined property is a beautiful, private setting backing to farm ground. The property also includes a unique Conex storage building that stays with the home, offering excellent storage or workshop space, plus an additional storage shed for even more storage.

28936 Orchard Road, Paola

Listing courtesy of Tracy Shelton of Elite Homes Realty.

$165,000

2 Beds ⋅ 1 Baths

Welcome Home! This cute little bungalow just hit the market. It sits on a large lot with a detached garage. It offers a spacious primary bedroom with a deep walk-in closet. All living is on main floor. If you enjoy the outdoors, your have your choice of not 1 but 1 covered porches. Schedule your showing today.

505 W Shawnee Street, Paola

Listing courtesy of Katina Long of Platinum Realty LLC.

$235,000

3 Beds ⋅ 1 Baths

Welcome to this charming 3-bedroom, 1-bath home that blends classic character with tasteful updates. Step inside to discover a bright, inviting living area with fresh neutral paint and abundant natural light. The updated kitchen features crisp white cabinetry, stainless steel appliances, ample counter space, and durable flooring, making it both functional and stylish. The spacious bedrooms offer comfortable living, while the well-maintained interior is truly move-in ready. Outside, enjoy a large deck overlooking the backyard—perfect for entertaining, grilling, or relaxing under the mature shade trees. A long driveway provides plenty of off-street parking, and the convenient location offers easy access to schools, parks, shopping, and dining. Whether you’re a first-time homebuyer, looking to downsize, or searching for an investment opportunity, this well-maintained home is ready for its next owner. Don’t miss your chance to make it yours—schedule your private showing today!

102 E Miami Street, Paola

Listing courtesy of Jenna Pearce of Grit Real Estate LLC.

$169,000

3 Beds ⋅ 1.5 Baths

Welcome home to this inviting 3-bedroom, 1.5-bath property in Paola! Greet neighbors from the cozy covered front porch before stepping into a light-filled interior. The heart of the home features an updated kitchen outfitted with brand-new butcher block countertops, a new sink, and a new disposal. All kitchen appliances—range, refrigerator, and dishwasher (new in 2020)—stay with the home. The main floor hosts two comfortable bedrooms and a full bathroom, while upstairs offers a private retreat with a third bedroom and its own dedicated half bath—perfect for a primary bedroom, nursery, or dedicated home office. Outside, enjoy crisp evening breezes or weekend BBQs on the nice back deck overlooking the yard. Big-ticket maintenance items have already been checked off your list, giving you total confidence from day one.

501 E Piankishaw Street, Paola

Listing courtesy of Jason Eastland of Crown Realty.

$440,000

2 Beds ⋅ 2 Baths

Featuring over 3.5 acres, this versatile country property offers open space, mature fruit trees, lush pastureland and well-designed equestrian amenities all in one. The 2-bedroom, 2-bath home is light-filled and move-in ready with fresh interior paint, new luxury plank vinyl flooring throughout the entire home and a new main-level laundry area for convenience. Large windows and a comfortable layout create an inviting living space that feels open, bright and functional. Outdoor living is just as inviting with a spacious deck overlooking a private, fenced-in backyard. The backyard is perfect for relaxing while enjoying a beautiful Kansas sunset. Equestrian facilities include a 24' x 30' barn with water and electricity, two horse-safe stalls with Dutch doors, fans and flexible configuration options, including the ability to convert for foaling. The property is fully fenced and cross-fenced with horse-safe electric fencing powered by two solar chargers for ease and efficiency. The acreage is a blend of brome, timothy, and fescue grasses, along with mature fruit trees plus berry bushes. A extra wide driveway provides ample space for trailers, RVs, and equipment. Located just 3.5 miles from the conveniences of Spring Hill and only 13 miles from 151st Street in Olathe, this property offers the perfect balance of peaceful country living and everyday convenience. Just a couple of miles from Hillsdale Lake, you'll enjoy a serene setting with easy access to outdoor recreation, all while remaining close to shopping, dining, and amenities.

22670 W 246th Street, Paola

Listing courtesy of Angela Lamb of Compass Realty Group.

$324,900

3 Beds ⋅ 2 Baths

Here it is, your next home to purchase! The house was built in 1920, added the garage and then extended the basement in 1972, Then in 2020 all the upgrades were done (see Sellers Discolsure) Three bedrooms, two full baths with the possibility to have two more bedrooms one with an installation of an egress window (the window is provided). The house features a 29'x25' two car heated and air conditioned, garage with TV, workbench and 16'x7' garage door (new in 2020) with a garage door opener with battery backup. All windows were replaced with double hung windows by a professional company with a transferable warranty. New carpeting throughout the house, new luxury vinyl plank in kitchen and main floor bathroom. The house had the old roof was torn off and replaced in 2020. New water heater installed in 2020, also a new HVAC system was installed (2020) and the waterline from the meter to the house in 2014. New electrical panel in 2013. The sellers have painted the interior and exterior also replaced the flooring, this home is in great shape, come take a look! within walking distance of grocery stores, gas stations, restaurants and schools. Did I mention the matching color Doghouse and dog pen in the backyard, your dogs will love it. There is a shed in the back that has a concrete approach with a concrete floor, it also has electricity with GFCI's. Thanks to the hail storm, there is a new roof is going to be installed with in two weeks on the house, shed, and the dog house. Did I also mention that the two lots beside the house are included, (the 4 corners of the property are clearly marked with T-Posts) you can build a shop on it or sell them and someone can build new houses on them. This house is just behind the scoreboard of the football field, sit out back and watch the game.

1204 Main Street, Paola

Listing courtesy of Kevin White of Crown Realty.

$199,000

3 Beds ⋅ 1 Baths

Here is a home with lots of charm! A 3 bedroom, 1 bath home that has been remodeled and brought back to life. New roof and gutters, newer tilt-in windows for easy cleaning, new paint inside and out, ceiling fans, and carpeting! The bathroom features new LVP flooring, new shower, toilet and remodeled. The kitchen has new LVP as well as new stainless steel appliances, double sink, refrigerator, electric stove, microwave and new Corian countertops. This house is move in ready. Come take a look! Did I mention the detached garage? Fresh new landscaping out front!

304 E Shawnee Street, Paola

Listing courtesy of Kevin White of Crown Realty.

$812,000

116 Acres of Scenic Land Near Hillsdale Lake with Endless Possibilities! Discover the perfect opportunity to own 116 acres of breathtaking land just minutes from Hillsdale Lake and conveniently close to highways, schools, shopping, parks, and more! Whether you're looking for a peaceful retreat, a place to build your dream home and horse barn, or an expansive property for outdoor recreation, this land offers limitless potential. With rolling terrain, open fields, and wooded areas, this acreage is ideal for ATV adventures, hunting, horseback riding, or simply enjoying the beauty of nature. The serene surroundings and wide-open space provide a rare chance to create a private estate or use the land for agricultural purposes. This is a property that must be seen in person to fully appreciate its beauty, privacy, and possibilities. Don't miss your chance to own a slice of countryside paradise with easy access to modern conveniences. Permanent Easement for private drive along south side of property has been signed and recorded with the county. An unsigned copy is included in the Sellers Documents on MLS. Also, listing agent can email a current survey image but the 2022 is included in the Sellers Documents as well. Schedule your private tour today! Please note land has been through the rezoning process and denied for R1. This property is zoned Countryside and/or Agriculture.

Lot 1 Lookout Road, Paola

Listing courtesy of Brandy Fannan of RE/MAX Revolution.

$190,000

2 Beds ⋅ 1 Baths

Charming and Move-In Ready! This beautifully updated 2-bedroom, 1-bath bungalow offers a formal dining area plus a bright and spacious eat-in kitchen with new cabinetry, stylish hardware, butcher block countertops, backsplash, pantry, and a custom island, perfect for cooking and entertaining. A convenient mudroom and laundry area off the kitchen features new tiled flooring. The bathroom, lighting, and fixtures have all been thoughtfully updated. Additional upgrades include a new roof, windows, AC, plumbing, and water heater. The original hardwood floors have been refinished, adding timeless character throughout the home. For outdoor enjoyment, you’ll find two full covered porches, a large, fenced in backyard, and a shed—ideal for relaxing or entertaining. Cute, well-maintained, and full of small-town charm, this home is ready for you to move in and enjoy!

201 E Miami Street, Paola

Listing courtesy of Crystal Metcalfe of United Real Estate Kansas City.

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