64037 Homes with USDA Loan Financing

64037 Homes with USDA Loan Financing

Welcome to Higginsville, Missouri, nestled in the heart of Lafayette County and proudly carrying the ZIP code 64037. This charming city offers a delightful blend of small-town charm and modern conveniences, making it an ideal place for families, retirees, and everyone in between. With its rich history and friendly community, Higginsville is a hidden gem waiting to be discovered.

One of the standout features of this area is the availability of homes eligible for USDA Loan financing. This program is designed to help low- to moderate-income families achieve the dream of homeownership in rural and suburban areas. With no down payment required and competitive interest rates, USDA loans make it easier than ever to settle into your dream home in Higginsville. Imagine waking up to the serene landscapes and friendly neighbors that this picturesque town has to offer!

In Higginsville, you'll find a variety of homes that cater to different lifestyles and preferences. From charming historic houses to modern family homes, there’s something for everyone. The local real estate market is thriving, with properties that not only provide comfort and style but also the potential for appreciation in value.

Beyond the homes, Higginsville boasts a vibrant community spirit, with local events, parks, and recreational activities that bring residents together. Whether you’re exploring the local shops or enjoying a leisurely afternoon in one of the many parks, you’ll quickly fall in love with the warmth and hospitality of this lovely town.

If you're looking for a place to call home where community and opportunity thrive, Higginsville, MO, is the perfect choice. Discover the possibilities today!

Newest 64037 Homes with USDA Loan Financing

$234,900
3 Beds ⋅ 2 Baths
This well-maintained brick ranch offers comfortable living with plenty of space and several valuable updates. The spacious kitchen features abundant cabinetry, granite countertops, a tile backsplash and a convenient breakfast bar. Generously sized rooms provide flexibility, while two full bathrooms add everyday convenience. Andersen windows and a sliding glass door were installed in 2013, the roof was replaced in 2016 and an elevator was added in 2018, providing convenient access between levels. Outside, enjoy the large deck overlooking the level backyard, perfect for relaxing or entertaining. Mature shade trees, an attached two car garage and a detached garage built in 2011 provide excellent space for vehicles, lawn equipment, storage or hobbies. With solid construction, thoughtful improvements and plenty of potential to make it your own, this property is ready to welcome its next owner!

1113 Elm Street, Higginsville

Listing courtesy of Monica Ritter of RE/MAX Central.
$275,000
4 Beds ⋅ 2 Baths
Welcome home to 108 W 20th Street in Higginsville. A beautifully renovated 4-bedroom, 2-bathroom home offering classic charm, modern updates, and a convenient location near downtown Higginsville! Inside, you will find original hardwood floors flowing through much of the main level, adding warmth and character to this thoughtfully updated home. The renovated kitchen features updated finishes and appliances that stay, making this home truly move-in ready. A main-level laundry room adds everyday convenience, while both bathrooms have been tastefully updated with a fresh, contemporary look. The partially finished lower-level flex space provides valuable room to spread out; it includes an egress window and closet, making it ideal for a 4th bedroom, home office, workout room, or guest space. You'll also find plenty of storage throughout the home, including large closets and additional basement storage. Outside, relax with your morning coffee on the inviting front porch or enjoy the backyard with room for gardening, entertaining, or simply enjoying the outdoors. This charming, updated home offers plenty of possibilities both inside and out. Located just minutes from downtown Higginsville, you'll have easy access to local shopping, restaurants, community events, and everyday conveniences. Schedule your private showing today and see all that 108 W 20th Street has to offer!

108 W 20th Street, Higginsville

Listing courtesy of Krystal Schwenker of Keller Williams KC North.
$215,000
3 Beds ⋅ 2.5 Baths
Looking for lots of space? This one’s got you covered! 3 levels for the family to spread out in privacy and comfort. 2 spacious bedrooms and full bath on the main level, 3rd bedroom is entire upper level and includes ½ bath. Full basement has lots of finishes including built ins, a fireplace , another ½ bath plus huge tiled walk in shower. Private back patio, corner lot, 1 car garage plus another space on the drive, vinyl fenced yard with plenty of space to play. Enclosed patio/breezeway makes an ideal space to soak up some sun and handle all the coats and shoes when you come in from the garage. With all brick exterior, you can leave the paint brush behind and enjoy a nearly maintenance free exterior. Don’t miss this one! Ask about special financing available to help make this home yours today! This home is owned by the US Dept. of HUD case number 291-637163. All HUD homes are sold "as is" with any and all faults. HUD is offering $100 to owner occupant buyers, a great opportunity for home ownership at a reasonable price.

1700 Olive Street, Higginsville

Listing courtesy of Lisa Hight of Pride of America Realty.
$315,000
3 Beds ⋅ 2 Baths
Brand new construction offering a spacious, comfortable, and stylish floor plan! The bright and airy kitchen features a large island, abundant cabinetry, and a pantry with convenient pull-out shelves, making organization a breeze. The inviting living room showcases vaulted ceilings and sliding doors that open to a covered patio, creating the perfect spot to relax and enjoy the privacy of the backyard. Tucked away at the back of the home, the primary suite offers a peaceful retreat with a private bath featuring a double vanity, walk-in shower, and spacious walk-in closet. A beautiful blend of style, comfort, and functionality!

301 W 18th Street, Higginsville

Listing courtesy of Danette Kay Iman of Heritage Realty.
$244,000
3 Beds ⋅ 2 Baths
This well-maintained ranch offers more space than you might expect! The main level features a comfortable living room, eat-in kitchen with abundant cabinetry, three bedrooms and a full bath. Downstairs, the finished basement provides a spacious family/recreation room, a second bath with shower, and a 4th non-conforming bedroom, giving you plenty of flexibility for guests, a home office, hobbies or additional living space. Step outside and you’ll find a backyard made for enjoying. The fenced yard offers plenty of room to spread out, while the brick patio is shaded by mature trees and includes a privacy fence for a more secluded outdoor living area. A spacious enclosed sunroom overlooks the backyard and adds another great place to relax or entertain. Need extra storage or workspace? You’ll appreciate the 21x23 detached outbuilding/shop, perfect for projects, lawn equipment, toys or additional storage. With an attached garage, vinyl siding, mature trees and lots of usable living space, this home offers a great combination of comfort, functionality and outdoor amenities.

2101 Willow Street, Higginsville

Listing courtesy of Monica Ritter of RE/MAX Central.
$147,000
2 Beds ⋅ 1 Baths
Affordable home with plenty of character and room to make it your own! This charming home features beautiful hardwood floors, spacious rooms and lots of natural light throughout. The large kitchen offers abundant cabinetry and counter space, appliances, and a convenient main-level laundry area. An open pass-through between the kitchen and living area gives the home a more connected feel while still maintaining defined spaces. The bathroom features a tub/shower combination with glass doors and additional storage, while the bedrooms offer hardwood flooring and generous windows. Outside, enjoy the covered front porch, nice-sized yard and detached garage for parking or additional storage. Whether you're looking for your first home, an investment property, or simply an affordable place with character and potential, this one is worth a look. Bring your ideas and make it your own!

310 W 23rd Street, Higginsville

Listing courtesy of Monica Ritter of RE/MAX Central.
$499,000
4 Beds ⋅ 4 Baths
Nestled on the quiet edge of Higginsville, Missouri, this beautifully updated home offers the perfect blend of comfort, space, and peaceful living. From the moment you step inside, you'll appreciate the soaring vaulted ceilings, rich hardwood floors, and bright, open layout designed for everyday living and entertaining. The spacious kitchen flows seamlessly into the generous dining room, while the inviting sunroom provides the perfect place to relax and enjoy views of the private backyard. With four spacious bedrooms, including a large primary suite, and four full bathrooms—including a convenient Jack-and-Jill bath—this home offers plenty of room for family and guests. Located in one of Higginsville's most tranquil neighborhoods, this exceptional property combines modern updates with the serenity of country-style living just minutes from town amenities.

1000 Main Road, Higginsville

Listing courtesy of Ashley Stockman of RE/MAX Central.
$199,000
3 Beds ⋅ 2 Baths
Have you been searching for a completely renovated, move-in-ready home a couple of blocks from the school and park? If so, this could be the one! This beautifully updated home offers a modern yet welcoming feel, featuring two bedrooms and a gorgeous full bathroom on the main level, plus an additional bedroom in the finished attic and a second full bathroom in the basement—giving you flexible living space for family, guests, or a home office. You'll fall in love with the stunning kitchen, complete with quartz countertops, warm laminate flooring, and stylish woven wood shades throughout. One of the home's standout features is the spacious rear family room with a cozy fireplace—the perfect place to gather and relax. Step outside and enjoy the lush green grass, a covered front porch stretching across the front of the home, a backyard patio for entertaining, a carport, and an attached one-car garage. And here's a bonus you don't often see—the purchase includes the additional lot directly behind the home, providing extra space for recreation, gardening, or future possibilities! The seller thoughtfully planned every detail of this renovation, focusing on quality craftsmanship and lasting value. If you've been waiting for a home that's truly move-in ready, schedule your showing today and see if this one feels like home!

603 W 29th Street, Higginsville

Listing courtesy of Courtney Bergsieker of RE/MAX Central.
$323,000
3 Beds ⋅ 3 Baths
Welcome home to this beautifully updated brick ranch situated on a desirable corner lot in Higginsville! Offering 4 bedrooms (1 non-conforming), 3 full bathrooms, and a spacious two-car attached garage, this home provides room to spread out both inside and out. The inviting open floor plan features durable luxury vinyl plank flooring, a stunning masonry fireplace, and a remodeled kitchen designed for gathering. The oversized granite island serves as the heart of the home, while the farmhouse sink overlooks the backyard, making everyday tasks a little more enjoyable. Just off the kitchen, the spacious dining area easily accommodates large family meals and holiday celebrations. The main level includes a private primary suite along with two additional bedrooms and a full bathroom. Downstairs, you'll find a large family room, third full bathroom, and a fourth non-conforming bedroom, providing flexible space for guests, a home office, hobby room, or workout area. Step outside to enjoy the fenced backyard oasis featuring a vinyl privacy fence, above-ground pool, and deck, perfect for relaxing, entertaining, and enjoying warm Missouri evenings. Combining modern updates, generous living space, and excellent outdoor amenities, this home is ready for its next owner to move in and enjoy!

500 W 33rd Street, Higginsville

Listing courtesy of Monica Ritter of RE/MAX Central.
$165,000
3 Beds ⋅ 2 Baths
Looking for the perfect starter home or ready to downsize? This adorable home has been completely remodeled from top to bottom and is truly move-in ready! Enjoy peace of mind with a new black metal roof, sewer line, water line, gutter drain lines, plumbing, electrical, HVAC system, furnace, windows, and doors. The home was taken down to the studs and rebuilt with new insulation, ensuring comfort and efficiency for years to come. Inside, you'll love the warmth of the original hardwood floors paired with a calming neutral color palette that complements any style. Outside, relax on the charming front porch or fire up the grill on the back patio. The oversized backyard offers plenty of room to play, garden, or entertain, with convenient alley access providing the option for additional off-street parking. Located in a great area of town just blocks from the park and school, this home combines small-town charm with modern updates. If you're looking for a home that's been thoughtfully renovated and is ready for its next owner, this one deserves a spot on your must-see list!

505 W Broadway Street, Higginsville

Listing courtesy of Courtney Bergsieker of RE/MAX Central.
$177,500
2 Beds ⋅ 1 Baths
Take a look at this adorable all brick Tudor style home, Beautiful new hardwood floors throughout! The bedrooms are spacious with the bath conveniently located between the bedrooms. Roomy kitchen with a breakfast nook and spacious open living room and Dining room. Full basement and nice large back yard. The screened-in front porch adds to the character of this home !

1608 N Walnut Street, Higginsville

Listing courtesy of Shelley Wood of Shelley G. Wood Real Estate.
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