64048 Homes under $500,000

64048 Homes under $500,000

Welcome to Holt, Missouri, a charming community nestled in the heart of Clay County, where the zip code 64048 opens the door to a world of possibilities! This delightful town offers a perfect blend of rural tranquility and suburban convenience, making it an ideal place for families, professionals, and anyone looking to settle down in a welcoming environment.

Holt boasts a variety of homes priced under $500,000, providing an excellent opportunity for first-time buyers, growing families, or those looking to downsize without sacrificing comfort or style. Whether you're searching for a cozy bungalow, a spacious family home, or a modern townhouse, the real estate market in Holt has something to suit every taste and budget.

One of the standout features of this area is its strong sense of community. Residents enjoy the peaceful surroundings while still being just a short drive from the vibrant city life of Kansas City, where dining, shopping, and entertainment options abound. Local parks and recreational facilities offer ample opportunities for outdoor activities, making it easy to enjoy the beautiful Missouri seasons.

In addition to its attractive housing options, Holt is served by excellent schools and has a friendly, small-town atmosphere that fosters connections among neighbors. With its affordable homes and welcoming community spirit, the 64048 zip code is the perfect place to call home. Come explore Holt, Missouri, and discover the charm and comfort that await you!

Newest 64048 Homes under $500,000

495 Main Street, Holt
$455,000
4 Beds ⋅ 2 Baths
Historic Beauty, Modern Updates, and Incredible Income Potential! Welcome to this stunning 4-bed home in Holt, Missouri, where historic character meets modern comfort and versatility! Built in 1883, this beautifully renovated 2,150-square-foot home features 4 bedrooms, 2 bathrooms, a separate guest carriage house, and a gorgeous 0.46-acre setting alongside a peaceful creek. Offered at $455,000, this property presents a unique opportunity for homeowners and investors alike. Located at 495 Main Street, this charming home has been thoughtfully renovated to maintain its historic Craftsman-inspired character while incorporating high-end finishes and modern conveniences. From the welcoming interior to the adorable custom built-in bunk beds in the upstairs bedrooms, every detail adds personality and appeal. A basement provides convenient additional storage. One of the property's standout features is its separate, fully updated carriage house, complete with a bedroom, full bathroom, full kitchen, and washer and dryer. Offering approximately 720 square feet of finished living space, this versatile guest residence is perfect for visitors, extended stays, or potential rental income. The carriage house previously generated $1,500 per month in long-term rental income, and the property is currently operated as Airbnb accommodations. Outside, you'll fall in love with the beautiful yard, mature trees, and soothing sounds of the neighboring creek. The spacious 0.46-acre lot offers wonderful opportunities for outdoor gatherings, relaxing evenings, and enjoying nature. Ample driveway parking and convenient access to nearby wineries add to the property's appeal. Whether you're seeking a distinctive primary residence, a property with guest accommodations, or an investment opportunity, this 4-bed home in Holt delivers historic beauty, modern updates, and exceptional flexibility. Schedule your private tour of 495 Main Street today!

495 Main Street, Holt

Listing courtesy of HHKC TEAM of EXP Realty LLC.
190 4th Street, Holt
$369,900
3 Beds ⋅ 3 Baths
Step Into History Without Sacrificing Modern Comfort! Welcome to this beautifully updated 3-bed home in Holt, Missouri, where 1860s charm meets today's comforts! Offering 1,750 square feet, 3 full bathrooms, and a gorgeous outdoor setting overlooking a peaceful babbling creek, this historic property provides a rare combination of character, versatility, and scenic beauty. Currently operating as a short-term rental and bridal suite. Located at 190 W 4th Street, this one-of-a-kind home has been thoughtfully renovated to honor its historic roots while creating a welcoming, updated living environment. You'll appreciate the preserved Craftsman-inspired details, tasteful finishes, and warm country kitchen and dining area designed for gathering and making memories. The home offers a wonderful balance of old-world charm and modern convenience. Currently utilized as a short-term rental catering to guests attending nearby wedding venues, the property offers an appealing opportunity for continued hospitality use, a personal retreat, or a distinctive primary residence. Its established bridal suite setup adds another dimension of flexibility for buyers exploring rental possibilities. Step outside and discover what truly makes this setting special! Enjoy a spacious, level yard, beautiful mature trees, peaceful creekside surroundings, and tremendous views. Whether you're relaxing outdoors, hosting gatherings, or simply enjoying the natural beauty, the setting offers room to unwind. Additional land options may be available through separate negotiation, providing even more possibilities for those seeking extra outdoor space. If you've been searching for a historic home with modern updates, rental potential, and a peaceful setting, this 3-bed home in Holt deserves a closer look. Schedule your private tour of 190 W 4th Street today!

190 4th Street, Holt

Listing courtesy of HHKC TEAM of EXP Realty LLC.
7273 SE Snow Drive, Holt
$340,000
3 Beds ⋅ 2 Baths
Quiet Retreat! Conveniently close to highway access, yet tucked away on a private 4.7 acres in the Kearney school district. Drive up the long driveway to your personal haven nestled among mature trees. This fully remodeled home features a stunning, functional kitchen with a large island, granite countertops, stainless steel appliances, and a sleek design. The spacious, open living area boasts large windows that invite the outdoors in. There’s a formal dining room perfect for hosting large gatherings. The private office has great storage/pantry space off the dining area that could serve as a fourth bedroom. Indulge in luxurious bathrooms, including the main bath with a roomy soaker tub and ample storage. The primary suite offers a private bathroom with a gorgeous walk-in shower, sitting area, and an open, practical closet. Upstairs is cozy and ideal for a rec room or private bedroom with its own outdoor access and deck. The roof is just 3 years old, with the HVAC system and tankless water heater updated in 2020.

7273 SE Snow Drive, Holt

Listing courtesy of Dominic Dixon of KC Realtors LLC.
6143 SE Cameron Road, Holt
$400,000
4 Beds ⋅ 3 Baths
AUCTION OPPORTUNITY – Ignore the list price and bid on this hidden retreat conveniently located just off I-35! Step inside to a spacious, open living area where beautiful oversized windows bring in an abundance of natural light and showcase the peaceful surroundings. The kitchen was completely remodeled in 2026 and features gorgeous granite countertops, updated finishes, and a functional layout perfect for everyday living and entertaining. Several major improvements and big-ticket updates have been completed over the past few years, allowing you to enjoy the property while adding your own personal touches. The spacious primary bedroom features vaulted ceilings and direct access to the deck—the perfect spot to step outside and enjoy the quiet country setting. A large deck overlooks the fenced portion of the yard, providing plenty of space for outdoor entertaining, pets, gatherings, or simply relaxing and taking in the scenery. NEED A SHOP? THIS PROPERTY HAS ONE! The impressive 35' x 60' detached shop with electricity offers approximately 2,100 square feet of additional space! Situated on 12+ beautiful acres, this property offers exceptional opportunities for recreation, outdoor activities, hobbies, or simply enjoying the peace and tranquility of country living. Whether you're searching for a private getaway, room for your equipment and toys, or acreage to make your own, this property delivers an incredible combination of land, improvements, and location—all with convenient access to I-35. This home is an auction and is being sold "as is-where is". Please visit our website for more information, and to register to bid. This home is NOT a foreclosure. All terms and conditions Must be agreed upon and Apply. Please note this is a starting Bid Price and visit the website for more information and to register to bid! Auction dates TBD. Seller reserves the right to accept a pre-auction offer, all auction terms and conditions will still apply.

6143 SE Cameron Road, Holt

Listing courtesy of April Kabrick of RE/MAX Realty and Auction House LLC.
13608 Raliegh Lane, Holt
$250,000
3 Beds ⋅ 2.5 Baths
Bring your vision to this 3-bedroom, 2.5-bath raised ranch on 3.85± acres with Kearney Schools! Offering 1,476± finished SF plus 750± unfinished basement SF, this fixer-upper combines a spacious setting with character and potential. The living room features vaulted ceilings, exposed beams, a brick fireplace and built-in shelving. An eat-in kitchen, separate dining room and main-floor primary suite provide a practical layout ready for your updates. Outside, enjoy mature trees, a large covered and enclosed back porch, a partially fenced backyard, an attached 2-car garage and a separate 2-door outbuilding. Recent improvements include a Trane furnace with heat pump, Trane air conditioner and Rheem Marathon electric water heater. Roof replaced in 2016, and foundation repair work has already been completed. An opportunity to renovate and personalize a home with acreage in Holt! Pre-Auction Offers Considered. Bidding Ends October 30th at 1:00pm.

13608 Raliegh Lane, Holt

Listing courtesy of Alex Forster of Cates Auction & Realty Co Inc.
19807 NE 192ND Street, Holt
$489,000
3 Beds ⋅ 2 Baths
Beautiful 9.97 M/L acres. Pasture, creek and woods. This ranch home has been remodeled and is waiting for a new family to love as much as the owner. This three bedrooms and 2 full baths. A full basement that walks up. New septic, A/C and furnace, new siding, exterior paint on the house and building to match. Newer roof and remodeled the interior of the home on the main level. 2 years ago. Main level laundry close to the Owners Suite and kitchen. Open floor plan that you can entertain and enjoy your family gatherings. A fireplace was recently added along with the wall that has shiplap in the great room. The building next to the home is 36x24 and has room for 3 cars in the front and one on the side, it offers concrete flooring and power.

19807 NE 192ND Street, Holt

Listing courtesy of Linda Clemons of RE/MAX Innovations.
17504 State Route 33 Highway, Holt
$439,000
3 Beds ⋅ 2 Baths
Offered at $439,000. Experience the perfect balance of modern comfort and country serenity on this stunning 3.13-acre estate within the sought-after Kearney School District. Located just five minutes north of town, this renovated ranch home offers picturesque sunset views and daily wildlife sightings. The main level features a beautifully transformed kitchen, a light-filled open dining and living area, and an updated primary suite boasting a marble double vanity. The living space doubles in the fully finished walkout basement, which includes a massive secondary family room with a fireplace, a recreation area, and potential for a private guest suite. With French doors leading to a covered patio and a separate private entrance, this level is ideal for an in-law suite or an expansive entertainment hub. For the hobbyist or entrepreneur, the property features two massive outbuildings equipped with electricity and lighting. The primary shop includes reinforced 5-inch concrete flooring, a circular gravel drive for easy maneuvering, and a freestanding pellet stove (buyer to verify installation status and hookups). Property features dual access drives: the north driveway is supported by a recorded ingress/egress easement, while the south driveway utilizes an informal, unrecorded shared arrangement with neighborly permission and buyer-assumed maintenance. Home and septic inspections have already been completed, with reports available to buyers and agents in MLS supplements. Buyer or buyer's agent to independently verify all property information, including taxes, square footage, appliance age, utilities, acreage, title commitment, recorded easements, and unrecorded access arrangements.

17504 State Route 33 Highway, Holt

Listing courtesy of Erin Larson of United Real Estate Kansas City.
610 Water Street, Holt
$149,000
2 Beds ⋅ 1 Baths
Welcome to 610 Water Street, a charming 2-bedroom, 1-bathroom home in the Kearney School District that's ready to make your own. Located on a spacious lot on a quiet street, enjoy your mornings on the inviting front porch with a cup of coffee as you watch the day begin. Step inside to a cozy living room that flows seamlessly into the dining area. Just off the dining room, the updated kitchen offers easy access to the enclosed back porch overlooking the backyard. Down the hall, you'll find the spacious primary bedroom with two closets for added storage, a second bedroom, and a full bathroom. Outside, the backyard provides room to play, garden, or gather, complete with two sheds for all your tools and storage needs. Conveniently located in Holt with the benefit of Kearney schools, this home offers a wonderful balance of charm, practicality, and potential. Be sure to also check out MLS #2602290 at 606 Water Street, located right next door—an incredible opportunity to purchase two neighboring properties. Buy one and make the other an investment property, start your rental portfolio, or create a perfect setup for multigenerational living or a mother-in-law quarters arrangement.

610 Water Street, Holt

Listing courtesy of Lauren Miller of Real Broker, LLC-MO.
606 Water Street, Holt
$229,000
2 Beds ⋅ 1 Baths
Welcome home to this beautifully updated 2-bedroom, 1-bath gem in the highly sought-after Kearney School District! Tucked away on a spacious lot on a quiet street, this charming home perfectly blends modern updates with small-town charm. Step inside to a bright and welcoming living room that flows seamlessly into the dining area—ideal for entertaining or cozy family dinners. The gorgeous kitchen features stylish tile backsplash, a farmhouse sink, new cabinetry, a pantry, and a convenient attached mudroom with access to the driveway. Just outside the kitchen door, you'll find the added peace of mind of an above-ground storm shelter, offering safety and easy access. The main floor also includes the laundry room and bathroom. Upstairs, you’ll find two comfortable bedrooms offering peaceful retreats. Outside, enjoy a country feel with plenty of space for a garden, yet just minutes from the highway for easy commuting and access to nearby amenities. This move-in-ready home combines comfort, style, and convenience—all in one perfect package! Be sure to also check out MLS #2602293 at 610 Water Street, located right next door—an incredible opportunity to purchase two neighboring properties. Buy one and make the other an investment property, start your rental portfolio, or create a perfect setup for multigenerational living or a mother-in-law quarters arrangement.

606 Water Street, Holt

Listing courtesy of Lauren Miller of Real Broker, LLC-MO.
PP Highway, Holt
$189,000
Excellent commercial lot with great visibility from I-35 & PP Hwy Interchange located just West of the Dollar General. Possible retail or multifamily potential currently vacant lot zoned commercial for business. Lot lines are approximate in pictures see survey for exact boundaries.

PP Highway, Holt

Listing courtesy of Glennon Real Estate Experts of EXP Realty LLC.
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