64054 Homes with FHA Financing

Welcome to the charming zip code 64054 in Missouri! This delightful area is nestled in Jackson County, offering a perfect blend of suburban tranquility and urban convenience. Homebuyers will be delighted to know that many homes in this zip code are eligible for FHA financing, making the dream of homeownership more achievable for many.

With a variety of housing options available, from cozy single-family homes to spacious townhouses, there is something for everyone in 64054. Residents enjoy easy access to local amenities, schools, parks, and more, making it an ideal location for families, professionals, and retirees alike.

The community spirit is strong in this area, with local events and gatherings bringing neighbors together to create a warm and welcoming atmosphere. Whether you're looking to settle down or invest in real estate, 64054 has a lot to offer.

If you're considering making a move to this vibrant area, now is the perfect time to explore the real estate opportunities available. Let us help you find your dream home in zip code 64054 - where comfort, convenience, and community come together to create the perfect place to call home.

Newest 64054 Homes with FHA Financing

$170,000

2 Beds ⋅ 1.5 Baths

Charming 1.5-story home nestled in the quiet, small-town community of Sugar Creek, offering a versatile layout, inviting outdoor spaces, and a generous .24-acre lot. Enjoy the convenience of being within walking distance of the local elementary school, while still being just minutes from the amenities of the greater Kansas City area. The fully equipped kitchen features stainless steel appliances, a pantry, and a convenient built-in desk. Just off the kitchen, the large sunroom offers a bright and welcoming space to relax or entertain, with durable tile flooring and views of the lovely backyard. The main-level bedroom provides easy one-level living and connects to a full bath with two entries, plus an additional separate vanity room for added convenience. Upstairs, a loft-style bedroom with an ensuite half bath offers a private retreat or flexible space for guests, family, or hobbies. Outside, enjoy the park-like yard featuring a charming built-in picnic bench, space for a garden, and plenty of room to enjoy the outdoors. The fantastic front porch adds another inviting spot to sit and relax. A 2-car detached garage provides valuable parking and storage, while the unfinished walkout basement offers additional space for storage, a workshop, or future possibilities. With its peaceful neighborhood setting, expansive lot, flexible floor plan, inviting sunroom, and wonderful outdoor spaces, this Sugar Creek home offers a comfortable blend of character, convenience, and small-town charm.

11411 E Norledge Street, Sugar Creek

Listing courtesy of Brooke Graessle of Compass Realty Group.

$158,000

3 Beds ⋅ 1 Baths

The classic one and one half story architectural profile of this single-family residential home presents an inviting presence in Independence. Offering three bedrooms and one full bathroom, this residence provides a structured floor plan across two levels of living area. Inside, the home is designed for practical daily living. Interior features include ceiling fan(s) to assist with climate comfort throughout the rooms. Set on a lot measuring 0.15 acres (6,483 square feet), the property offers outdoor space in an established Missouri neighborhood. This residence combines essential amenities with a traditional layout. Prospective buyers are invited to schedule a private tour to experience this property in person.

506 S Hedges Avenue, Sugar Creek

Listing courtesy of Chip Thompson of Realty Professionals Heartland.

$229,000

3 Beds ⋅ 1.5 Baths

Welcome to 11607 Ridge Dr in Sugar Creek! This well-maintained home sits on a spacious .39-acre lot and offers plenty of room to enjoy both inside and out. Recent updates include a beautifully remodeled half bathroom and a driveway replaced in 2022, giving you peace of mind on two important improvements. Even better, all appliances stay with the property, making this home move-in ready and convenient from day one. With a generous lot, recent updates, and appliances included, this is a great opportunity to make this Sugar Creek home your own!

11607 Ridge Drive, Sugar Creek

Listing courtesy of Zachary Salazar-East of RE/MAX Elite, REALTORS.

$137,900

1 Beds ⋅ 1 Baths

Welcome home to this beautifully updated, Move-In Ready single-family residence offering a perfect blend of historic charm and thoughtful modern design! Step onto the expansive covered front porch, ideal for sipping morning coffee or enjoying quiet evenings outdoors. Inside, bright neutral finishes, fresh carpet, and abundant natural light create an inviting atmosphere. The versatile layout features a dedicated living area that flows into a formal dining room with crown molding, establishing an easy backdrop for entertaining. Culinary enthusiasts will adore the stylish kitchen showcasing sleek granite countertops, bright white cabinetry, a dramatic dark mosaic tile backsplash, and an eye-catching exposed brick accent column. An adjoining main-level laundry room doubles as a fantastic home office or flex space with low-maintenance luxury vinyl plank flooring. Relax in the spacious main-floor bedroom, enhanced by ceiling fan fixtures and a rustic sliding barn door. The impressive full bathroom offers a serene spa-like environment complete with a crisp white vanity, black modern hardware fixtures, built-in shelving, and a full tub/shower combination highlighted by custom accent tile trim. Situated close to local amenities, parks, and dining options with fast access to major roadways, this turn-key property is a incredible opportunity for buyers or investors seeking comfortable main-level living.

908 N High Street, Sugar Creek

Listing courtesy of Shaun Ashley of RE/MAX Heritage.

$159,900

2 Beds ⋅ 1 Baths

SELLER SAYS BRING YOUR OFFER! Seller will consider a rate reduction plus help with buyer closing costs. This is the best value for your money in the KC Area! Like New!! 2 Bd, 1 Ba 960 Sq Ft house on 1/3 Acre Lot. Has Large Patio and excellent sized side yard (Full rehab down to the studs with all new Engineering Plans and City Permits) Almost everything is new: Roof, Siding, Windows, Deck, Insulation, Sheetrock, New Electrical Wiring with 200 amp service, new copper water line from the street to the house, new interior Pex plumbing, all new plumbing fixtures, all new interior and exterior doors, completely new bathroom, completely new kitchen, all new electrical fixtures, New Tankless Water Heater, new HVAC systems. This is a perfect first house for someone. The 65" TV stays. The small kitchen island can be moved or removed per the seller's wishes. A guardrail on the side of the upper driveway will be added for FHA/VA BUYERS or per buyer request.

11406 E 10th Street S, Independence

Listing courtesy of Nick Huscroft of Chosen Realty LLC.

$107,000

1 Beds ⋅ 1 Baths

Back on the market no fault to the seller. Great starter home that sets on 2 lots in Sugar Creek. Either buy for yourself or a great investment property. Home just had installed new sewer line 3/6/26. Adorable bungalow offered at a great price! This 1-bedroom, 1 full bathroom home also features a bonus room that could easily serve as a second bedroom, home office, or flex space. Laundry is conveniently located on the main level for added ease. Also offers an unfinished basement just waiting for you to put your touch on. An extra lot is included with the property - offering excellent potential to build a detached garage or additional outbuilding. A spacious wood shed is already in place for extra storage or use to store lawn equipment. Located just minutes from newer Abraham Mallinson Elementary School, shopping, restaurants, and highway access, this home combines convenience and opportunity. The kitchen includes a newer refrigerator (stove does not stay as it belongs to tenant) An established month-to-month tenant is currently in place and has expressed interest in staying. If new ownership prefers occupancy tenant will require a 30-day notice to relocate. This is a Great opportunity for an investor or someone looking for an affordable home that's potentially cheaper than most home rentals in this area with added potential.

11610 Hackett Street, Sugar Creek

Listing courtesy of Kyle Jennings of ReeceNichols - Lees Summit.

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