64056 Homes with Assumable Financing

Welcome to Independence, Missouri, nestled in the heart of Jackson County and proudly bearing the zip code 64056. This vibrant community offers a unique blend of historical charm and modern convenience, making it an ideal place to call home. With its rich history, Independence is known as the birthplace of President Harry S. Truman and features a variety of cultural landmarks, parks, and recreational opportunities.

For those considering a move to this delightful area, you'll be pleased to discover a range of homes that come with the added benefit of assumable financing. This option allows buyers to take over the existing mortgage terms of the current owner, which can be an attractive feature in today’s fluctuating interest rate environment. Assumable financing can provide significant savings and flexibility, making it easier for you to step into your dream home without the burden of starting a brand new mortgage.

The 64056 zip code boasts a diverse selection of properties, from charming single-family homes to contemporary townhouses, all set within a welcoming neighborhood atmosphere. Residents enjoy easy access to local amenities, including shopping centers, dining options, and top-rated schools. Plus, with numerous parks and recreational facilities nearby, outdoor enthusiasts will find plenty of opportunities to explore nature and stay active.

Independence, MO, is more than just a place to live; it’s a community where you can thrive. Whether you're a first-time homebuyer or looking to relocate, the homes available in this area with assumable financing may just be the perfect fit for you. Come discover your new home in 64056!

Newest 64056 Homes with Assumable Financing

$255,000

3 Beds ⋅ 1.5 Baths

5.125% ASSUMABLE LOAN OPTION IS AVAILABLE. Picture yourself enjoying coffee on the deck, hosting family barbecues in the spacious backyard, gathering around the fireplace on cool evenings, and creating lasting memories in a home you can truly make your own. This isn't just another house—it's an opportunity to put down roots in a welcoming community and create a space that reflects your lifestyle. This well-maintained raised ranch offers 3 bedrooms, 1.5 bathrooms, and 1,600 plus square feet of comfortable living space. Step inside to find newer interior paint, a spacious living room that flows into the dining area, and a bright kitchen featuring white cabinetry and stainless-steel appliances. The lower level provides additional living space with a family room and fireplace. Outside, enjoy a large fenced backyard with mature shade trees and a deck ready for relaxing or entertaining. Additional highlights include thermal windows, a two-car attached garage, and no HOA. Schedule your showing today!

20409 E Millhaven Street, Independence

Listing courtesy of Stacie Green of Keller Williams Realty Partners Inc..

Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use