64089 Homes with VA Loan Financing

Welcome to the charming community of Smithville, Missouri, nestled in the picturesque Clay County and boasting the zip code 64089. This delightful area is known for its small-town charm, friendly atmosphere, and beautiful landscapes, making it an ideal place for families, retirees, and everyone in between. With its close-knit community and vibrant local culture, Smithville offers a perfect blend of tranquility and convenience.

Smithville is strategically located just a short drive from the bustling city of Kansas City, allowing residents to enjoy the best of both worlds. The area is surrounded by stunning lakes and parks, perfect for outdoor enthusiasts who enjoy fishing, hiking, and picnicking. The local schools are highly regarded, providing quality education for children, while the downtown area features quaint shops, delightful eateries, and community events that foster a sense of belonging.

For potential homeowners, Smithville presents a unique opportunity with homes that qualify for VA loan financing. This benefit is particularly advantageous for veterans and active-duty service members, allowing them to purchase a home with favorable terms and conditions. With a variety of properties available—from charming single-family homes to modern townhouses—there's something to suit every lifestyle and budget.

Whether you’re looking to settle down, invest, or simply explore the beauty of Smithville, the 64089 zip code welcomes you with open arms. Discover the warmth and vibrancy of this lovely community, where your dream home awaits!

Newest 64089 Homes with VA Loan Financing

$305,990

3 Beds ⋅ 2 Baths

Welcome home to 108 Highland Drive! Nestled on nearly half an acre in the heart of Smithville, this all-brick ranch offers the perfect blend of small-town charm and everyday convenience. Located just minutes from historic downtown Smithville and easy access to Smithville Lake, you'll love having shopping, dining, parks, and endless outdoor recreation right at your fingertips. Step inside to an inviting open floor plan filled with natural light. The spacious living room features a large picture window and ceiling fan, creating a bright and comfortable gathering space. The adjoining dining area and kitchen showcase hand-scraped hardwood floors, while the kitchen offers updated cabinetry, Corian countertops, and tile backsplash. Down the hall, you'll find the primary bedroom, two additional bedrooms, and a full bathroom, providing comfortable main-level living. Through the attached garage, you'll find the laundry area and access to the covered patio that connects to the detached one-car garage, offering additional storage, workspace, or parking. The walk-up/out lower level adds incredible flexibility with both interior and exterior access. A partially finished layout includes a non-conforming fourth bedroom, a bathroom with shower and toilet, and a large open area ready to become a second family room, recreation space, home office, or guest suite. Built-in cabinetry provides extra storage and offers the potential to create a future wet bar or kitchenette. With its solid brick construction, spacious lot, versatile floor plan, and unbeatable location near downtown Smithville and the lake, this home is full of opportunity and ready for its next chapter.

108 Highland Drive, Smithville

Listing courtesy of Eric Craig Team of ReeceNichols-KCN.

$374,900

4 Beds ⋅ 3 Baths

Welcome home to this beautifully refreshed 4-bedroom property in Smithville! Featuring fresh updates throughout, including new carpet, interior paint, and new flooring, this home is move-in ready and waiting for its next owner. The spacious layout offers plenty of room to grow with four bedrooms and flexible living spaces to fit your needs. Enjoy the outdoors in the fenced-in backyard, perfect for pets, entertaining, or relaxing evenings. Located just minutes from Smithville Lake, you'll have easy access to boating, fishing, trails, and all the recreation the area has to offer. With its convenient location, thoughtful updates, and room to make it your own, this home is a great opportunity in the Smithville community!

301 NE 192nd Terrace, Smithville

Listing courtesy of SBD Team of SBD Housing Solutions LLC.

$249,900

Build your dream home on this beautiful property nestled between Platte City and Smithville! Tucked away among mature trees, this peaceful setting offers the privacy of a country retreat while remaining conveniently near amenities. The driveway is already in place plus electric and water scheduled to go in- giving you a head start on your future build. The structure on the property offers an opportunity for the next owner to complete or expand the dwelling, subject to all applicable permits and county requirements. The lower portion of the land sits in a flood plain but the majority of the land you can see does not sit in it and allows for flexibility on your future plans. Whether you're looking to create a secluded forever home or a weekend getaway, this property offers the perfect canvas.

821 W 92 Highway, Smithville

Listing courtesy of Nichols Home Collective Team of ReeceNichols-KCN.

$328,000

3 Beds ⋅ 2.5 Baths

Check out this beautiful 3-bedroom, 2.5-bath home offering comfort, style, and a prime location! Come inside to find brand new carpet, fresh paint, and stunning refinished hardwood floors that add warmth and elegance throughout. Enjoy peace of mind with a seller-paid home warranty, making this home truly move-in ready. The spacious layout is perfect for both everyday living and entertaining. Outside, you’ll love the large, privacy-fenced backyard—ideal for gatherings, pets, or relaxing evenings on the back deck. This neighbourhood has a community pool, playground, and dog park. Located just minutes from Paradise Pointe Golf Course, disc golf course, trails, and offering easy access to the boat ramp at Smithville Lake, this home is perfect for those who enjoy outdoor living and recreation. Don’t miss your chance to own a well-maintained home in a desirable area—schedule your showing today!

208 Hampton Drive, Smithville

Listing courtesy of Aubri Blaize Blaize of Keller Williams KC North.

$240,000

2 Beds ⋅ 1 Baths

Welcome to Stonebridge Townhomes, a maintenance-provided community offering comfort, convenience, and scenic surroundings. Interior photos are coming soon! This end-unit townhome features 2 bedrooms, 1 full bathroom, and a spacious, extra-deep 2-car garage. With no adjoining townhome to the south, you'll enjoy added privacy. The inviting living room includes a cozy fireplace, creating the perfect space to relax. Just off the garage, the finished lower level offers a large storage/laundry/mudroom that is already stubbed for a future second bathroom, providing excellent potential for expansion. You'll also find a non-conforming room that would make an ideal home office, den, hobby room, or recreation space. One of the home's standout features is the recently replaced deck, where you can enjoy the abundant green space. Also for your enjoyment the nearby lake that enhances the beauty of this neighborhood and spacious parking for your vistors! For added convenience, the washer, dryer, and refrigerator all remain with the home.

112 Stonebridge Lane, Smithville

Listing courtesy of Terry Terese Durand of ReeceNichols-KCN.

$345,000

3 Beds ⋅ 2.5 Baths

LAKE LIFE MEETS CITY CONVENIENCE! If you are looking for a completely move-in-ready retreat just minutes from the water but with an easy commute to Kansas City, this is the one! Welcome home to 18616 Primrose, a beautifully maintained ranch-style home that effortlessly combines modern upgrades with unbeatable accessibility. Come inside to find a bright, open main level featuring gorgeous new LVT flooring and ample natural light pouring through high-efficiency thermal windows. The customized chef’s kitchen comes complete with gleaming granite countertops, a true walk-in pantry, and enough storage for any home cook. With 3 large bedrooms and 2.5 baths, there is plenty of room for everyone. The living space expands significantly into the finished walk-out basement, boasting a massive recreation room perfect for entertaining, plus a large dedicated storage room. Designed for easy, independent living, this home features excellent accessibility options already in place, including minimal steps at each entrance, garage support handles, and a premium stairlift. Outside, your private oasis awaits. Spend your mornings enjoying the manicured, custom landscaping on your covered front porch, or host weekend BBQs on the back deck. The property features a brand-new retaining wall and newly planted trees, including peach, river birch, and dogwood. Best of all is the location: you are just 5 minutes to the water and recreation at Smithville Lake, within the award-winning Smithville School District, and only 30 minutes to the brand-new MCI airport.

18616 Primrose Street, Smithville

Listing courtesy of Sierra Dominiak of Platinum Realty LLC.

$320,000

4 Beds ⋅ 2.5 Baths

Welcome home to this beautifully maintained front to back split home in the desirable Kindred Heights subdivision! Offering the perfect blend of space, comfort, and functionality, this home has been thoughtfully updated to provide even more finished living area. The owners have added approximately 325 square feet of space in the lower level, creating a spacious fourth bedroom and an additional half bath, making it ideal for guests, a home office, a recreation room, or multigenerational living. The split floor plan offers a bright and inviting main living area with comfortable gathering spaces and a functional layout designed for everyday living. The finished lower level adds valuable flexibility to meet a variety of lifestyle needs. Located just minutes from charming Downtown Smithville, you'll enjoy easy access to local restaurants, boutiques, coffee shops, parks, and community events. Outdoor recreation is just around the corner at Smithville Lake, where you can take advantage of boating, fishing, swimming, hiking, biking trails, camping, and more. With convenient access to Highway 169, commuting to Kansas City is simple while still enjoying the benefits of Smithville's highly regarded schools and welcoming small-town atmosphere. Don't miss the opportunity to own this one owner move-in-ready home with additional living space in one of Smithville's most desirable neighborhoods. Schedule your private showing today!

403 Woodland Avenue, Smithville

Listing courtesy of Joseph Fees of ReeceNichols- Leawood Town Center.

$392,990

4 Beds ⋅ 2.5 Baths

Welcome to Clay Creek Meadows, where modern elegance meets functionality in this beautifully crafted Bellamy plan by D.R. Horton. This home stands out with its James Hardie® Fiber Cement siding and stone accents, providing both durability and timeless appeal. The welcoming three-rail, two-panel insulated front door enhances both the home's aesthetics and energy efficiency. Inside, you’ll find 9-foot ceilings and a spacious, open layout that exudes warmth and sophistication. The interior has elegant details and a refined touch throughout. The gourmet kitchen serves as the heart of the home, featuring 36-inch painted maple cabinets, quartz countertops, and premium Whirlpool® stainless steel appliances—perfect for both everyday meals and entertaining. The bathrooms offer a luxurious retreat, complete with quartz-topped vanities, Moen® Chrome Faucets, and a primary bath with a 5-foot shower and framed glass enclosure, providing a spa-like experience. Equipped with advanced smart home technology, this residence makes modern living effortless. Control your home’s climate and security with a Honeywell® Pro Z-Wave® Thermostat, Amazon Echo, and a connected home panel, all designed for ultimate convenience. LED lighting, a high-efficiency gas furnace, and energy-efficient insulated windows ensure year-round comfort and savings. Additional features like luxury vinyl plank flooring, smart garage door opener, and dual data/TV lines in key areas highlight the home’s commitment to convenience and modern living. D.R. Horton’s attention to detail and commitment to quality are evident throughout, making this home a perfect blend of luxury and functionality. Don’t miss your chance to own this exceptional home in Clay Creek Meadows. Schedule your private tour today! *Ask about Builder Incentives and Warranties **Photos may depict a similar plan with comparable finishes. Please verify details with the onsite sales agent.

306 Lake Meadows Drive, Smithville

Listing courtesy of DRH Team of DRH Realty of Kansas City, LLC.

$1,100,000

6 Beds ⋅ 4.5 Baths

**ATTENTION: This estate has returned to market due to buyer non-performance at closing. No fault or delay is attributable to the current owner. The property is fully prepared, and available for viewing.** A rare offering in Smithville's private Quail Ridge enclave, 8,663 square feet on two acres, this French country estate is unlike anything else on the market in the Northland, minutes from Smithville Lake. Arched facades and a winding, boxwood-lined concrete drive set the tone before the front door opens. Inside, a 1.5-story floor plan unfolds across 6 bedrooms, 4 full baths, and a half bath, anchored by 4 fireplaces throughout. The main level is its own statement. A formal living room overlooking the pond sets the tone on arrival. The master suite, also pond-facing, includes a spa-like bath, walk-in shower, jetted tub, and a private fireplace. The kitchen opens beneath vaulted ceilings, finished with stainless steel appliances, a gas range, a wet bar, and a walk-in pantry with its own grocery door drop zone, anchored by a sweeping panoramic view over the pond, stocked with largemouth bass and blue catfish. A dedicated laundry room with a drop zone and a private office complete the main level. Upstairs, additional bedrooms are served by a second laundry area, keeping daily life organized at every level. The lower level changes the scale of this residence entirely. A movie theatre room. A dedicated exercise room. A basement bar built for gathering. And a suspended garage space for additional storage. A triple-arched loggia create two full levels of outdoor living, with an iron spiral staircase connecting them. Beyond, grounds shaped with the same intention as the home itself. Layered evergreens and ornamental plantings frame the stone-walled fire pit terrace and trace the pond's edge, a landscape that feels established. Few homes in this market offer this scale, this privacy, and this proximity to the lake. This is The Stonewater Estate.

15614 Quail Ridge Drive, Smithville

Listing courtesy of Lane DeGroff of Keller Williams KC North.

$659,900

4 Beds ⋅ 3.5 Baths

Experience the rare opportunity to own a custom-built two-story estate offering four bedrooms and three-and-a-half bathrooms, privately set on approximately 1.84 acres. Tucked away on a quiet paved road with just one neighboring property, this exceptional residence delivers a sense of seclusion and serenity that is increasingly hard to find. From the upper deck and lower patio, enjoy peaceful views and the luxury of expansive outdoor living with minimal surrounding development in sight. The property also features a spacious outbuilding equipped with electricity and a heating source, ideal for storing boats, watercrafts, ATVs, and additional equipment. With Smithville Lake just minutes away, adventure and recreation are always within easy reach. Beyond the home, a wooded path leads across a stream to a beautifully shaded, park-like retreat frequented by local wildlife, creating an idyllic setting for nature enthusiasts or those seeking space for animals or livestock. Previously used for dog breeding, the property includes partial accommodations for that purpose as well. Inside, the primary suite offers a walk-in closet, a whirlpool tub, and a separate shower, while the three additional bedrooms are generously sized. Just off the great room, a versatile bonus space is perfectly suited for a private office or children’s playroom. The lower level is designed for entertaining, featuring a family room with wet bar and a dedicated theater room, all with convenient access to the outdoors. This is refined rural living with the convenience of quick access to the city. Seller offering a Home Warranty. Septic Report/Inspection attached. Buyer to verify all information, including lot size, taxes, and land use.

2990 Highway KK N/A, Smithville

Listing courtesy of Dana Watson of Eye On Prize Realty, LLC.

$439,900

4 Beds ⋅ 2.5 Baths

FRESH PAINT. FRESH FEEL. MOVE-IN READY. Just Refreshed - Modern paint throughout for fresh neutral look in this terrific Smithville home. Featuring an open floor plan with soaring vaulted ceilings and multiple entertainment levels, this two-story, side-split home offers the perfect blend of comfort, space and functionality. As you step inside to a vaulted living room on the main level, you will find that it offers an inviting space for entertaining or quiet relaxation. Just a few steps down, you’ll find the custom kitchen featuring warmly stained cabinetry, rich wood flooring, and a layout designed for both style and convenience. The kitchen flows effortlessly into the spacious great room below, where oversized windows fill the room with abundant light and views of the private yard. A cozy wood-burning fireplace creates the perfect focal point and an ideal gathering place year-round. Upstairs, the stunning primary suite features a vaulted ceiling and a luxurious ensuite bathroom with a jetted tub, separate shower, and dual walk-in closets. The home includes three more generously sized bedrooms, each complete with ceiling fans and walk-in closets. The laundry room is located on this bedroom level close by all the bedrooms for super easy convenience. Need even more space? The full basement provides endless potential for future finishing, whether you envision a recreation room, home gym, or additional storage space. Outside, the professionally landscaped yard showcases stacked stone retaining walls creating beautiful front curb appeal and visual interest from the back patio. Enjoy the nearby community pool and take advantage of being just minutes from Smithville Lake, making it easy to enjoy boating, fishing, hiking, trails, golf and all the outdoor recreation the lake area has to offer. WELCOME HOME TO THIS SMITHVILLE BEAUTY.

18109 Guinevere Court, Smithville

Listing courtesy of Peggy Jones-Wilson of ReeceNichols-KCN.

$320,000

3 Beds ⋅ 2.5 Baths

807 E Summit Street, Smithville

Listing courtesy of Bill Combs of Platinum Realty LLC.

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