64089 Homes with Cash Financing

64089 Homes with Cash Financing

Welcome to the charming community of Smithville, nestled in the heart of Clay County, Missouri, with the zip code 64089. This picturesque town combines small-town charm with modern conveniences, making it an ideal place for families, professionals, and retirees alike. Known for its friendly atmosphere and vibrant community spirit, Smithville offers a tranquil lifestyle just a short drive from the bustling city of Kansas City.

The real estate market in Smithville is thriving, with a diverse range of homes available to suit various tastes and budgets. Whether you're looking for a cozy starter home, a spacious family residence, or a luxurious retreat, you’ll find it here. One of the exciting aspects of purchasing a home in this area is the availability of cash financing options. This flexibility not only simplifies the buying process but also opens the door for a wider range of buyers to secure their dream homes without the complexities of traditional financing.

In addition to its beautiful homes, Smithville boasts excellent schools, numerous parks, and recreational activities, including the stunning Smithville Lake, perfect for fishing, boating, and hiking. The community hosts various events throughout the year, fostering a sense of belonging and connection among residents.

If you’re searching for a place that offers both serenity and a strong sense of community, look no further than Smithville, MO 64089. Explore the available homes and discover the perfect place to create lasting memories in this delightful town!

Newest 64089 Homes with Cash Financing

$330,000
4 Beds ⋅ 3 Baths
Welcome to this inviting split level home offering 3 bedrooms, 3 full baths, and comfortable living spaces designed for everyday living and entertaining. Inside, the kitchen combines functionality and style with painted cabinetry, granite countertops, and a full complement of appliances. The kitchen flows seamlessly into the dining area, where the sliding glass doors provide easy access to the backyard. The living room offers a vaulted ceiling, ceiling fan, and comfortable carpeted flooring, creating a bright and inviting gathering space. All three bedrooms feature carpeting and ceiling fans, while three full bathrooms provide plenty of convenience. The finished walkout basement adds valuable additional living space and includes a bedroom, the laundry area, storage shelving, and utility space. Step outside to enjoy the elevated wood deck and concrete patio overlooking the fenced backyard. Mature trees, and a wood privacy fence create a great outdoor setting for relaxing, entertaining, or enjoying your morning coffee. Situated on a 0.19-acre lot with sidewalks and a convenient Smithville location, this home offers a great combination of comfort, functionality, and outdoor living. Don't miss your opportunity to make this one your own!

1001 NE 194th Terrace, Smithville

Listing courtesy of Eric Craig Team of ReeceNichols-KCN.
$329,950
4 Beds ⋅ 2 Baths
Move in ready in sought after Smithville! This 4 bedroom home has a traditional open floorplan with vaulted ceilings and good sized rooms, fresh paint throughout, new carpet, large eat in kitchen with stainless steel appliances and quartz countertops, large deck overlooking big backyard backing up to open greenspace, great highway access, close to restaurants and shops, won’t last long!

14105 LORA Street, Smithville

Listing courtesy of Micheala Miller of Compass Realty Group.
$365,000
4 Beds ⋅ 3 Baths
Finally, that move-in ready home you have been seeking! Nestled on a quiet cul-de-sac with plenty of parking for guests. Main level living room with a cozy fireplace offering a warm setting for crisp fall evenings. Nearby dining space provides plenty of room for holiday meals. Thoughtfully designed kitchen featuring beautifully stained cabinetry with pantry stack, SS appliances, island with seating & granite countertops. Down the hall you will find a hall bathroom and two additional generous bedrooms. Owner's Suite complete with tray ceiling, walk-in closet, and bathroom with a double vanity. Venture to the lower level with rec room, full bath, and an additional bedroom. Fresh, neutral paint throughout! Deep garage with plenty of storage space. Oversized lot with mature tree view, double deck for entertaining and watching the evening sunset. Located in the highly sought after Smithville School District. Conveniently located near highway 169 and all Smithville has to offer- charming historic downtown, golf course, restaurants, shopping & Smithville Lake. This is not just a house, this is a place to call home!

19304 Switchgrass Court, Smithville

Listing courtesy of Shelly Koenigsfeld of Keller Williams KC North.
$429,500
3 Beds ⋅ 3 Baths
You will love this sprawling ranch home because it has been completely updated....gorgeous quality wood floors, updated master and hall baths, new kitchen cabinets and quartz countertops. The seller opened up the floor plan and created a new inside entrance to the unfinished lower level which has a gorgeous fireplace...a perfect space to finish for a great rec room, 4th bedroom, crafts room and workshop. There's room for all of that. This home sits on a large corner lot of a quiet cul de sac and is walking distance to a 10/10 rated elementary school. Work from home in the private office with french doors. From the garage, you enter a gorgeous mudroom, perfect for dropping your keys, bags and books. To the right of that is a very large laundry room with a sink and quartz countertop. The seller originally intended to live in this home and he went above and beyond on light fixtures and finishings. Come take a tour today!

2 Maple Circle, Smithville

Listing courtesy of Tanna Guthrie of Platinum Realty LLC.
$360,000
4 Beds ⋅ 3 Baths
Welcome to 306 Lakeland. This 1.5-story home sits at the end of a cul-de-sac on a large lot with mature trees. When you step inside, you are greeted by the living room with two-story vaulted ceilings and a gas fireplace. The kitchen features newer appliances and a deck off of the eat-in kitchen. The main floor features the primary bedroom with a private deck and laundry. Upstairs, there are two bedrooms with large closets and a full bath. The finished walkout basement has the 4th bedroom, full bathroom, and large living space. This home has the big-ticket items DONE: NEW water heater, Newer HVAC, Newer siding, Newer gutters, Newer garage floor, Newer paint. Schedule your private showing for your new home today!

306 Lakeland Drive, Smithville

Listing courtesy of Alex Vander Veen of RE/MAX Revolution.
$449,500
4 Beds ⋅ 3.5 Baths
420 Shannon Avenue offers one of the Hills of Shannon’s rarely available larger floor plans with 4 bedrooms and 3.5 baths, open-concept living, and an in-ground saltwater pool. Positioned on a corner lot with a non-through street along one side and open pasture behind, the property enjoys a wide, spacious feel. A deep covered front porch sets a welcoming tone, while the backyard is designed for outdoor living with an expansive pool patio, multiple seating and dining areas, and ample lawn beyond. Inside, a vaulted entry with curved staircase leads to a bright, airy main level filled with natural light. The great room features built-ins and a direct-vent gas fireplace and connects seamlessly to the kitchen and breakfast area with direct access to the pool and patio. A separate dining room adds layout flexibility. Upstairs, the primary suite includes a walk-in closet, dual vanities, jetted tub, and separate shower. Three additional bedrooms, a full bath, and second-floor laundry complete the upper level. The partially finished lower level provides additional living space with a recreation room, wet sink, full bath, and large storage area. A secondary exterior entrance enhances functionality. Minutes from Smithville Lake for recreation, with groceries, dining, services, and 169 Highway nearby. KCI Airport is also within convenient reach. Buyer and Buyer’s Agent to verify square footage, taxes, and all property information.

420 Shannon Avenue, Smithville

Listing courtesy of Kevin Yates of ReeceNichols - Country Club Plaza.
$825,000
4 Beds ⋅ 3 Baths
There’s having room to spread out, and then there’s this. Set on 6.73 peaceful acres and minutes from Smithville Lake, this updated ranch offers the kind of setting that changes the rhythm of everyday life. Mornings begin with sunlight pouring through the kitchen windows and coffee on the patio overlooking the pasture. Evenings bring open skies, killer sunsets, and stars you can actually see. Inside, refreshingly oversized rooms make everyday living feel wonderfully uncrowded. Exposed beams and a floor-to-ceiling stone fireplace draw your eye upward in the vaulted great room, while the spacious kitchen brings everyone together around granite countertops, abundant cabinetry, and a large island. The primary suite includes an updated bath and a private door to the back patio. Practical space is equally abundant, thanks to a huge 1000+ square feet 3-car garage with room for vehicles, tools, and projects. Downstairs feels like an extension of the home rather than an afterthought. A 2nd fireplace anchors the enormous recreation room, joined by a full bath, nonconforming 5th bedroom, and brand-new luxury vinyl plank flooring. What else? A 1 year old roof with a transferrable 10 year warranty, and a 4 year old HVAC system. The 40x40 foot barn adds even more possibility. Its finished 1475 square foot gathering space has a 1/2 bath and has hosted holiday dinners, birthday parties, wine-and-paint nights, and workouts. The separate barn storage area could easily be converted into horse stalls if horse life is your thing! Outside, every season brings something new. The tree-lined property becomes a showpiece in fall. Spring brings back established irises, tiger lilies, peonies, and hostas. A pear tree produces fresh fruit, while the vegetable garden has yielded pumpkins, spaghetti squash, and tomatoes. Beyond the garden, grass rolls across the pasture toward a shared pond. It’s a place to breathe, grow things, gather people, and build a life that feels less rushed.

16413 Quinn Road, Smithville

Listing courtesy of Kiley Willis of Real Broker, LLC.
$550,000
3 Beds ⋅ 2.5 Baths
Looking for your own slice of paradise? Look no further! This one level home has upgrades Galore in 2022, and Efficiency at the top of its GAME! 3 TON Geothermal system, Anderson 200 series windows, custom shades, flooring, chimney flu system, overhead door, openers, leaf filters, Powder coated aluminum fence installed by Guier Fence. Over $150,000 in upgrades in the last few years. Home also has storage sheds for all the extras you may need to bring with you!

13619 Clementine Road, Smithville

Listing courtesy of Jen Langston Justus of Dream Properties Real Estate.
$195,000
2 Beds ⋅ 1.5 Baths
Welcome to this 2-bedroom, 1-bath townhome located in the highly sought-after Stonebridge neighborhood within the Smithville School District. Offering a convenient, low-maintenance lifestyle, this property is within walking distance of Smithville High School and nearby shopping, with quick access to I-435 and Kansas City International Airport. Whether you’re looking to add a quality property to your rental portfolio, purchase your first home, or simply enjoy a maintenance-free place to call your own, this townhome offers an excellent opportunity in a desirable Smithville location. Don’t miss your chance to make it yours! Make sure to look at the townhome available for sale next door (MLS: 2640892)!

216 Stonebridge Lane, Smithville

Listing courtesy of Dirk Talley Jr. of Show-Me Real Estate.
$195,000
2 Beds ⋅ 1.5 Baths
Welcome to this 2-bedroom, 1-bath townhome located in the highly sought-after Stonebridge neighborhood within the Smithville School District. Offering a convenient, low-maintenance lifestyle, this property is within walking distance of Smithville High School and nearby shopping, with quick access to I-435 and Kansas City International Airport. Whether you’re looking to add a quality property to your rental portfolio, purchase your first home, or simply enjoy a maintenance-free place to call your own, this townhome offers an excellent opportunity in a desirable Smithville location. Don’t miss your chance to make it yours! Make sure to check out MLS #: 2640587 to see the available townhome next door as well!

214 Stonebridge Lane, Smithville

Listing courtesy of Dirk Talley Jr. of Show-Me Real Estate.
$375,000
4 Beds ⋅ 3 Baths
Ignore List Price. Sells in Online Estate Auction. Opening Bid $100,000. Conv., FHA and VA Financing Accepted! Stunning Reverse 1.5 Story in Highly Sought-After Harbor Lake! Beautiful .22 Acre Setting backs to Community Trails and Greenspace. Lots of Newer Improvements Completed 4 Years Ago - New roof, New Pergo Waterproof Flooring, Fresh Main-Level Paint, New Stair Carpet, New Tile Fireplace Front, Remodeled Main-Level Bathrooms and a New Deck. Amazing Open Main Level Floorplan. Great Room offers Fireplace with New Tile Front, Soaring 11' Ceilings, and Beautiful Views of the Backyard and Trees. Spacious Kitchen with New Bosch Dishwasher - 4 years, Frigidaire Gallery Microwave and Stove/Range with Air Fryer Feature! Walk-In Pantry and Custom Cabinets Offers Great Kitchen Storage. Dining Area with Vaulted Ceiling Walks Out to Deck with Stairs to Patio Area. Main Level Primary Bedroom Suite with Pergo Floors, Vaulted Ceilings, and Fully Remodeled Master Bathroom, Shower with Tile Walls, Glass Door, and Built-In Shelves. Double Vanity with Raised Sinks, Shiplap Accent Wall, Walk-In Closet with Lots of Hanging Space and Built-In Shelves. Second Bedroom on Main Level with Vaulted Ceilings and Double Door Closet. Second Remodeled Full Bathroom features Shiplap Accent Wall with Mirror, New Light Fixtures, and Tub/Shower. Laundry made Easy on Main Level! Finished Lower Level offers Open Living Space with Bonus Space Great for Working from Home! Two Additional Bedrooms in Lower Level with Spacious Walk-In Closets. 3rd Full Bathroom with Tub/Shower and Large Vanity. Spacious Storage Room with Built-In Shelves. This Community Offers a Swimming Pool, Walking Tails, and is Minutes to Smithville Lake! You’ll Love this Home and Our Open, Transparent Offer/Bid Process. Bidding is Now Open and Ends October 7 at 1:00 pm. Don’t Miss this Opportunity to Bid Your Price!

2000 NE 197th Court, Smithville

Listing courtesy of Jeff Cates of Cates Auction & Realty Co Inc.
$750,000
Prime development opportunity ---- Nearly 8 acres in Smithville Growth Corridor. Positioned just off Highway 169 South, this parcel places you at the center of one of Smithville's most active growth areas. With substantial development underway on all sides, this is an opportunity to secure a sizable tract in a market that is clearly on the move. Access from 3 sides, including 169 road frontage. City Sewer access, H20, gas, and electric all within reach. Currently classified as commercial vacant land, this property offers visibility, access, and momentum that make development projects work.

S 169 Highway, Smithville

Listing courtesy of RJC Team of Keller Williams KC North.
Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use