64109 Homes with FHA Financing

64109 Homes with FHA Financing

Welcome to the vibrant zip code 64109 in Kansas City, Missouri! This area, located in Jackson County, is a bustling and diverse community that offers a mix of urban amenities and residential charm.

Homes in 64109 are accessible for buyers looking to utilize FHA financing options. This is great news for first-time homebuyers or those looking for more flexible loan requirements. With FHA financing available, purchasing a home in this area is not only convenient but also a smart investment in your future.

Kansas City, Missouri, is known for its rich history, cultural attractions, and thriving job market, making it an attractive location for homebuyers of all kinds. From trendy cafes and boutique shops to beautiful parks and historic landmarks, there is always something new to explore in this dynamic city.

Whether you're looking for a cozy bungalow, a modern condo, or a spacious family home, 64109 has a diverse range of real estate options to suit your needs. With FHA financing available, now is the perfect time to make your dream of homeownership a reality in this vibrant and welcoming community.

Contact us today to learn more about the homes available in 64109 and start your journey towards finding the perfect place to call home in Kansas City, Missouri.

Newest 64109 Homes with FHA Financing

$365,000
5 Beds ⋅ 3.5 Baths
Welcome to this spacious three-story Kansas City home offering five bedrooms, three-and-one-half bathrooms, multiple living areas, and room to spread out. The open main level features a generous living room, updated kitchen with island, dining area, main-floor bedriinm and a separate office, The main-floor windows have also been updated. Upstairs, the home offers two spacious primary suites with private bathrooms, including separate and shower features, plus walk-in-closet space and access to a private deck. Additional highlights include two laundry areas, a full unfinished basement, rear deck, and detached two-car-garage. One washer and dryer will remain with the property. Conveniently located near Hyde Park, the Nelson-Atkins Museum of Art, Westport, and other Kansas City attractions.

3626 Michigan Avenue, Kansas City

Listing courtesy of Stacy Sapho of Platinum Realty LLC.
$805,000
5 Beds ⋅ 3.5 Baths
Seven years remain on this home’s 10-year tax abatement, subject to eligibility and transfer requirements—an exceptional benefit for the next owner! Enjoy newer modern construction in an established Kansas City neighborhood, conveniently located near downtown, the Plaza, Martini Corner, area hospitals and major highway access. Tucked along a quiet street, this all-electric, high-efficiency home combines contemporary design with high-end finishes throughout. Gorgeous white oak flooring flows across the main and upper levels, complemented by abundant natural light and an open floor plan. The sleek kitchen opens beautifully to the main living space, while the spacious bonus room features a wet bar and access to a large deck—perfect for entertaining or relaxing. With five bedrooms, a finished basement, patio, backyard, private driveway and a rare attached two-car garage equipped with an outlet for EV charging, this home delivers the space, style and convenience of newer construction in the heart of the city. The home is also solar-ready, offering future potential for additional energy efficiency.

2829 Harrison Street, Kansas City

Listing courtesy of Shelly Cole of United Real Estate Kansas City.
$129,900
3 Beds ⋅ 1 Baths
UPDATED, MOVE-IN READY & PRICED UNDER $130,000! Here’s an opportunity that’s getting harder to find—a 3-bedroom, 1-bath home offering affordability, updates and a convenient Kansas City location. Step inside to find an updated kitchen, updated flooring and fresh finishes that give the home a clean, comfortable feel. The exterior has also been refreshed, adding to the curb appeal. With approximately 980 square feet, the floor plan makes great use of the space while providing three bedrooms at a price point that’s tough to beat. Conveniently located near Downtown Kansas City and the area planned for the new Royals ballpark, with easy access to major highways, shopping, dining and entertainment. Whether you're a first-time buyer or simply looking for an affordable, move-in-ready home, this one deserves a look. Three bedrooms, nicely updated and under $130K—schedule your showing today!

3025 WAYNE Avenue, Kansas City

Listing courtesy of Al Lenzini of RE/MAX Revolution.
$320,000
3 Beds ⋅ 3 Baths
Beautiful character home offering the perfect blend of charm and modern comfort! This spacious 3 bedroom / 3 full-bath property has been thoughtfully updated with luxury upgrades and features a stunning kitchen, inviting living areas, and flexible spaces including a bonus office/den on the main level. Awesome open floor plan with tons of natural light! Excellent outdoor spaces with an inviting front porch and large rear deck providing the perfect areas to relax or entertain. Enjoy the privacy-fenced backyard, a large driveway with plentiful off-street parking and a walkout basement for additional storage and convenient exterior access. Ideally located within easy reach of the amenities of Hyde Park and Union Hill, plus quick highway access for an easy commute throughout the city. Move-in ready!

3012 Flora Avenue, Kansas City

Listing courtesy of Bryce Workman of Worth Clark Realty.
$275,000
3 Beds ⋅ 2 Baths
A huge covered front porch welcomes you to this wonderful opportunity in midtown! This is a great home for the price! Offering a strong combination of mechanical and cosmetic updates - a truly move in ready opportunity. Extensive mechanical updates include; 200 amp electrical, roof, plumbing, windows and hvac all in the last 6 - 7 years. In addition to the peace of mind from mechanical updates you are also getting a cute, trendy and well functioning home - updated baths, white kitchen, mostly stainless appliances, main floor laundry, big closets, great storage space and a super clean basement. The bedrooms are all very large for this age home as well, primary bedroom on main floor and 2 bedrooms up. Located in the desirable midtown/beacon hill area, you are in the center of it all! 5+ minutes to downtown, crossroads, westport. A wonderful addition to this pocket of beacon hill is Troost Lake Park just at the end of the block, with a stocked pond, where you can fish and enjoy some nature in the middle of the city! Sitting on a corner lot this home enjoys a ton of natural light! The corner lot also does allow space for a modern private drive/garage to be added in the back of home. It is hard to find such a move in ready and versatile property at this price - updated, very well maintained, AND room to add additional value - while also fitting the needs of many different potential buyers! This is a property not to be missed!!

1400 E 28th Street, Kansas City

Listing courtesy of Chris Ackerson of ReeceNichols - Country Club Plaza.
$275,000
5 Beds ⋅ 2 Baths
City living with room to actually live. This Midtown home gives you over 2,100 square feet across three finished levels, with the kind of flexibility that’s hard to find this close to the heart of Kansas City. The main floor has big, comfortable living and dining spaces, an updated kitchen with granite and stainless appliances, main-level laundry, and an enclosed front porch made for morning coffee or winding down at the end of the day. Upstairs, four bedrooms give you options beyond just sleeping — think home office, guest room, workout space or room to grow. And then there’s the finished third floor: a tucked-away a fifth bedroom or bonus space ready for movie nights, a game room, creative studio or your favorite place to disappear for a few hours. Outside, the large backyard and firepit are ready for friends, dogs and late summer nights. Even better, some of the not-so-fun expenses of owning an older home have already been addressed, with the roof, HVAC and water heater all less than five years old. And when you want to get out, Martini Corner, the Crossroads, Crown Center, the Plaza and the KC Streetcar are all just minutes away. More space, more personality and more of Kansas City right outside your door.

3632 Virginia Avenue, Kansas City

Listing courtesy of Melissa Rousselo of Real Broker, LLC.
$165,000
3 Beds ⋅ 1 Baths
Step into this open concept 3 bedroom 1 bath home, filled with charm and possibilities. With its comfortable layout and inviting feel, this home is an affordable opportunity or a first time buyer or anyone looking for a cozy place to call home. The 3 bedroom offer flexibility for sleeping space, home office, guest room or a playroom. Whether you are ready to stop renting, purchase your first home, or simply downsizing into a space easier to maintain. This home offers what you may be looking for!!!!!

2928 Wayne Avenue, Kansas City

Listing courtesy of Karla Robinson of Walls Real Estate Company.
$159,000
3 Beds ⋅ 1.5 Baths
Looking for a move-in-ready home near downtown Kansas City and the Country Club Plaza- without inheriting someone else’s weekend project list? This fully renovated Ivanhoe Northeast bungalow offers 3 bedrooms, 1.5 baths, and 1,646 finished square feet of bright, comfortable living space. Inside, fresh paint, new carpet, updated lighting, and new LVP flooring create a clean look from room to room. The renovated kitchen features new cabinets, quartz countertops, and plenty of space for everyday meals. A new stainless-steel dishwasher and electric range will be installed before closing, because “appliance shopping” probably wasn’t on your moving-day wish list. The updated bathrooms include new tile floors, new vanities, and fresh finishes. Upstairs, the converted attic creates a large third bedroom with its own private half bath—perfect for guests, a home office, or a quiet retreat. The 4,458-square-foot lot is easy to manage, and the location offers convenient access to US-71, downtown, the Plaza, and Kansas City Public Schools. With dozens of nearby choices, this is the one that lets you unpack and get on with your life.

3611 PARK Avenue, Kansas City

Listing courtesy of Heather LaPorta of Keller Williams Realty Partners Inc..
$194,900
3 Beds ⋅ 2 Baths
Welcome home to 5026 The Paseo, a classic single-family residence offering low-maintenance living in Kansas City! Featuring 3 bedrooms, 1 full bathrooms, and 1,146 square feet of functional interior living space, this home delivers an efficient floor plan designed for easy everyday living. Inside, bright and welcoming common areas feature hardwood floors and a comfortable living room that flows smoothly into a practical central kitchen and dining layout. All three well-proportioned bedrooms offer versatile space for family, guest accommodations, or a dedicated home workspace, complemented by two full bathrooms for optimal daily convenience. Outside, enjoy a spacious yard—ideal for outdoor relaxation, pets, or gardening. Conveniently located in Jackson County near UMKC, Rockhurst University, parks, shopping, and major commuting routes

5026 The Paseo Boulevard, Kansas City

Listing courtesy of Terry Jackson of Trelora Realty.
$534,900
4 Beds ⋅ 2.5 Baths
Welcome to this beautifully remodeled and thoughtfully designed home, completely renovated in 2020–2021 with quality updates throughout. The roof was replaced as part of the 2020 remodel, offering peace of mind and modern functionality. The main level features hardwood flooring, a stylish kitchen with under-cabinet lighting, quiet-close drawers, a gas range with a chef’s pot filler, and a newly installed working gas fireplace insert. The spacious primary suite includes a large walk-in closet, while the carpeted top floor offers comfortable additional living space. The entertainment room is a true standout, featuring a dramatic LED Himalayan sea salt wall, blackout capabilities, and a custom wood slab table that stays with the home. Thoughtful storage includes entry drop-zone cubbies, a welcome bench with storage, and attic storage. The unfinished basement provides flexible space for play, hobbies, or additional storage. Enjoy enhanced comfort with a Nest thermostat and a hospital-grade HEPA air purification system integrated into the HVAC system, installed in 2024. Smart lighting and a smart-lock keypad add additional convenience. The private, privacy-fenced backyard features a high-quality turf lawn, intentional outdoor living area, and a retaining wall added in 2023. The hot tub with privacy fencing stays with the home. A concrete rear parking slab provides space for two vehicles, and an electric vehicle charger can remain if desired. Enjoy a highly convenient location within walking distance of coffee shops, grocery stores, and several popular restaurants including Billies Grocery, Noka, BrickHouse and Devoured Pizza. All appliances, including the refrigerator and washer/dryer, stay. Furniture is negotiable. With its extensive remodeling, unique storage solutions, private outdoor retreat, upgraded HVAC purification, and distinctive entertainment spaces, this home offers a rare combination of style, comfort, and functionality.

3011 Campbell Street, Kansas City

Listing courtesy of Johnny Youssef of Platinum Realty LLC.
$399,000
4 Beds ⋅ 3 Baths
Welcome to 3027 Charlotte Street, where historic charm and modern updates come together in the heart of Kansas City's vibrant Longfellow neighborhood. This beautifully updated 4-bedroom, 3-bath home offers the perfect blend of character and functionality, featuring hardwood floors, a stunning remodeled kitchen, and a cozy living room anchored by a beautiful fireplace. Enjoy your morning coffee on the inviting front porch and then step inside to the renovated kitchen equipped with updated appliances, plenty of cabinet space, and stunning countertops. The living room offers plenty of space to host family and friends or have a relaxing night in by the fireplace. The laundry room is also on the main level as an added bonus. Upstairs on the 2nd level, you'll find 3 bedrooms and 1 full bathroom. Lastly, enjoy the versatile upstairs loft, which provides the flexibility today's lifestyle demands, whether you choose to use it as your primary bedroom, home office, playroom, or additional living space. Step onto your screened-in porch overlooking the backyard, perfect for enjoying the crisp Midwest fall evenings. With the backyard as spacious as it is, the potential is endless, whether you decide to build a garage or even an ADU (Additional Dwelling Unit), or plant your dream garden in the heart of the city. Just minutes from downtown, local restaurants, parks, and everything Kansas City has to offer, this home delivers the charm of an established neighborhood and great community with the convenience of city living. Come experience everything 3027 Charlotte Street has to offer!

3027 Charlotte Street, Kansas City

Listing courtesy of Brent Patterson of Real Broker, LLC.
$499,950
5 Beds ⋅ 3.5 Baths
Hyde Park stunner featuring a complete top-to-bottom remodel—inside and out. This gorgeous estate-style home sits on a massive, fully fenced corner lot and welcomes you with crisp curb appeal highlighted by all-new exterior paint, roof, windows, fencing, driveway, walkway, landscaping, & more. An oversized front porch instantly invites you to quiet evenings or effortless entertaining. Step inside to a stunning entry showcasing a restored grand staircase, new LVT flooring, and an open, light-filled layout. The oversized living room offers flexible living space, an elegant electric fp, & abundant natural light. Just off the entry, the formal dining room features new lighting—perfect for gatherings large or small. The beautifully updated kitchen boasts all-new cabinetry, quartz counters, a stylish backsplash, & stainless steel appliances, including an induction range & built-in microwave. This home offers two generous primary suites, located on the second & third floors. The second-flr primary features a spa-like ensuite with walk-in shower, double vanity, stunning tile work, and ample storage. The third-flr primary spans the entire level, offering multiple living areas & a private ensuite bath finished with top-of-the-line materials. Additional bedrooms are spacious with fresh paint, new flooring, & generous closets, updated ceiling fans, & excellent natural light. A fully renovated full bath on the second level & a stylish main-level powder room complete the interior. Out back, enjoy a new deck, expansive yard, & a massive driveway. Additional upgrades include all-new paint, drywall, fixtures, zoned HVAC, hot water heater, electrical, plumbing, truly every detail has been thoughtfully addressed. This exceptional home blends the timeless charm of the 1800s with the ease and comfort of modern living. Ideally located minutes from shopping, dining, downtown, & the Plaza—tucked away on a quiet street—you’ll love every inch of this remarkable property.

3312 Holmes Street, Kansas City

Listing courtesy of Lindsay Sierens Schulze of ReeceNichols - Leawood.
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