64118 Homes with USDA Loan Financing

Welcome to the vibrant and welcoming community of Kansas City, Missouri, nestled in the charming 64118 zip code. This area, located in Clay County, is a perfect blend of suburban tranquility and urban convenience, making it an ideal place for families, professionals, and retirees alike.

The 64118 zip code is known for its picturesque neighborhoods, well-maintained parks, and a variety of local amenities. Residents enjoy easy access to a rich tapestry of dining, shopping, and recreational opportunities. With its tree-lined streets and friendly atmosphere, this area offers a sense of community that is hard to find elsewhere.

For those looking to purchase a home in this delightful region, the availability of USDA loan financing makes it even more appealing. These loans are designed to help low to moderate-income buyers achieve their dream of homeownership in rural and suburban areas, and 64118 qualifies! This means you can find your perfect home without needing a hefty down payment, making it an excellent opportunity for first-time buyers or those looking to relocate.

Imagine settling into a cozy home with ample space for your family, all while being just a short drive from the vibrant heart of Kansas City. With a variety of housing options available, from charming single-family homes to modern townhouses, the 64118 zip code offers something for everyone.

Explore the possibilities of homeownership in this beautiful area, where community spirit meets convenience, and let the 64118 zip code be the backdrop for your next chapter.

Newest 64118 Homes with USDA Loan Financing

$239,990

3 Beds ⋅ 2 Baths

This home also sits within the Antioch Redevelopment Area, where income-qualified buyers may be eligible for up to $15,000 toward improvements through the area's housing rehabilitation program (buyer to verify eligibility and program terms) . A rare opportunity to buy and make it your own, with assistance built in. See Supplements for the program's simple application form, or visit nni.org/new-page-for-home-renovationhome-repair. Designer ranch on a fenced 0.31-acre lot (90x140) in Kansas City's Northland, with a new 50-year roof installed in 2026. Three bedrooms and a full bath on the main level, with luxury vinyl and wood floors, a bright great room with built-ins, and a kitchen finished with granite counters, a pantry, and a gas range — refrigerator, dishwasher, microwave, and disposal all included. The newly renovated daylight lower level adds 580 square feet of finished flex space: a private suite with a walk-in closet and an oversized, luxurious bathroom with double vanity. Non-conforming as a bedroom (no egress window), it's ideal as guest quarters, an in-law setup, or a home-office retreat — a rare single-level master suite at this price point. 1,516 square feet finished in total. Unwind on the screened porch overlooking the fenced backyard — nearly a third of an acre with mature trees and room to garden and entertain. Attached one-car garage with keypad entry. Natural gas heat, electric central air, public water and sewer. Quick access to US-169 and I-29/35 puts downtown Kansas City about 15 minutes away, with Penguin Park and North Oak Trafficway shopping just minutes from the door. Zoned for North Kansas City Schools — Davidson Elementary, Northgate Middle, North Kansas City High (per GreatSchools). Quick close possible.

4921 N Garfield Avenue, Kansas City

Listing courtesy of Jennifer Lund of Platinum Realty LLC.

$365,000

3 Beds ⋅ 3 Baths

Experience the perfect blend of modern comfort and thoughtful design in this beautifully updated, move-in-ready home. Offering the feel of new construction, this property features remote-controlled ceiling fans, a newly installed attic fan, and enhanced attic lighting for added functionality. The garage is a standout space with bright LED panel lighting and a premium garage door opener. A full security system and dedicated EV charging outlet complete the package, delivering today's most sought-after conveniences with style and peace of mind.

2312 NE 72ND Street, Kansas City

Listing courtesy of Danyelle Burke of 1st Class Real Estate KC.

$250,000

4 Beds ⋅ 2 Baths

Discover this inviting traditional-style ranch offering approximately 1,360 square feet of well-distributed living space in Kansas City. This residence features four bedrooms and two full bathrooms, complemented by a practical layout. The exterior provides excellent opportunities for outdoor enjoyment with both a classic porch and a private patio, while the attached carport offers protected parking and easy access to the home. Situated on a generous lot in an established neighborhood, this property provides a versatile foundation for comfortable living and personal customization.

7933 N Jefferson Street, Kansas City

Listing courtesy of Michael Zouglas of REO Xpress LLC.

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