64477 Homes with USDA Loan Financing

64477 Homes with USDA Loan Financing

Welcome to Plattsburg, Missouri, nestled in the heart of Clinton County, where the zip code 64477 offers a charming blend of small-town allure and modern conveniences. This delightful community is perfect for those seeking a peaceful lifestyle while still enjoying easy access to urban amenities. With its picturesque landscapes, friendly neighbors, and rich local history, Plattsburg is a wonderful place to call home.

For prospective homeowners, the area boasts an attractive opportunity with USDA loan financing available. This means that many homes in the 64477 zip code qualify for 100% financing, making it easier than ever to invest in your dream home without the burden of a hefty down payment. USDA loans are designed to support rural development, and Plattsburg fits the bill with its serene surroundings and welcoming atmosphere.

Imagine settling into a cozy home surrounded by lush greenery and friendly faces, all while knowing you made a smart financial decision. Whether you’re looking for a charming bungalow or a spacious family home, the Plattsburg real estate market has something for everyone.

In addition to its beautiful homes, the community offers a variety of recreational activities, local shops, and dining options. From exploring the scenic parks to participating in community events, there’s always something happening in this vibrant town.

If you’re ready to embark on your home-buying journey, consider Plattsburg, MO, 64477, where your dream home awaits, and the possibilities are endless!

Newest 64477 Homes with USDA Loan Financing

$369,900
2 Beds ⋅ 2 Baths
COMPLETELY REMODELED RANCH HOME on 7.5 acres (per county records)!! 40x60 OUTBUILDING w/office & half bath offers space for a workshop or home business! SECURITY SYSTEM! OPEN CONCEPT LIVING perfect for entertaining & family time! MODERN FINISHES & COUNTRY LIVING create a WARM, COZY ATMOSPHERE! Chef's kitchen offers CUSTOM CABINETRY, GRANITE COUNTERTOPS, STAINLESS APPLIANCES, PANTRY, ISLAND & MORE! SPACIOUS PRIMARY RETREAT w/ SITTING ROOM SPACE. ENSUITE features tile flooring, double vanity, linen closet & HUGE WALK IN CLOSET! 14x26 deck for taking in the views, blacktop road. Small acreage properties are hard to find, HURRY!!

8275 NW Braley Road, Plattsburg

Listing courtesy of Randy Swope of Platinum Realty LLC.
$795,000
4 Beds ⋅ 4 Baths
Nestled on 21 beautiful wooded acres, this Victorian-styled estate offers the ultimate country retreat. The spacious 4-bedroom, 4-bathroom home features an abundance of windows for incredible natural light. Dual lighted staircases accent the interior, with one leading directly to a private upper-level primary suite complete with a walk-in closet, double vanity, jetted tub, and separate shower. The main level welcomes you with an exquisite sun-drenched office wrapped in windows right off the entryway. From there, the main floor flows into a spacious great room and a massive country kitchen equipped with granite countertops, a seated island, double ovens, a drop-in cooktop, a pantry, and ample cabinet space.The finished lower level includes a cozy sitting room and a media room pre-wired for surround sound. Outside, the property features a 2-car detached garage with a finished room above, plus a separate 50x30 2-bay outbuilding and workshop complete with water, electric, and a wood-burning stove.

340 SE 240th Street, Plattsburg

Listing courtesy of Deborah Dean of RE/MAX Innovations.
$600,000
4 Beds ⋅ 3.5 Baths
Walk to Smithville Lake right from your backyard of this 3 bdrm 2.5 bath PLUS a full 1 bedroom apt w/full kitchen, laundry & huge deck w/private entrance for MIL, guest or income producing quarters! Nestled on a peaceful 3-acre lot backing to Corps of Engineers greenspace, this exceptional ranch home offers direct access to the lake and the perfect blend of privacy, luxury, and outdoor living. The boat launch to the lake is at the end of the paved street. From the moment you step inside, you'll appreciate the thoughtful designer finishes throughout. Stunning custom ceilings, beautiful built-in cabinetry, and carefully crafted details create a warm, inviting atmosphere that instantly feels like home. The primary suite is a true retreat, featuring a spacious walk-in closet with wired ventilation in the drawers to help keep clothing fresh and ready to wear. Attached to the home is an impressive 30' x 60' garage and workshop designed for hobbyists, entrepreneurs, or anyone needing exceptional workspace and RV storage. It features two 12' x 14' overhead garage doors with smart app controls, a full workshop, abundant tool storage, and a steel-reinforced concrete storm shelter for added peace of mind. Built within the structure is a fully equipped 600 sq ft one-bedroom apartment complete with a living room, full kitchen, full bath, laundry, and private deck—ideal for guests, extended family, or potential rental income. The home is also equipped with modern energy-efficient and smart-home features, including a 13 kW net-metered solar array (no battery backup), a Level 2 EV charging station with plug-and-charge capability, and Govee permanent exterior holiday and accent lighting on the front of the home, all conveniently controlled through an app. A 12' x 16' shed is also on property. With unmatched access to Smithville Lake, exceptional amenities, and countless premium upgrades, this one-of-a-kind property offers a lifestyle that's hard to find and even harder to leave.

4437 SW 220th Street, Plattsburg

Listing courtesy of Pam Morrison of RE/MAX Innovations.
$390,000
4 Beds ⋅ 2.5 Baths
Welcome to 1228 Town and Country, a rare Plattsburg gem where private country acreage meets golf course living! Situated on 4 beautiful, treed acres, this property sits perfectly adjacent to Hole 4 of the Plattsburg Country Club. The home has been meticulously and completely updated throughout the years, offering a turnkey experience for its next owners. Inside, you will find beautifully refreshed living spaces, including a newly remodeled basement that is perfect for a family room, home theater, or entertaining space. Outside, the property is an absolute dream. Enjoy your morning coffee or evening sunsets from the expansive covered deck and patio. The backyard is fully fenced, providing a safe haven for kids or pets. For the hobbyist, mechanic, or anyone needing extra storage, the property features a fantastic detached shop with a solid concrete floor, plus an additional storage shed. Properties that offer this level of privacy, modern updates, and immediate golf course access are incredibly hard to find. Don’t miss your chance to own this beautiful slice of Plattsburg!

1228 Town And Country Lane, Plattsburg

Listing courtesy of Mike Gunselman of Keller Williams KC North.
$275,000
Spectacular 9.96 acre parcel with good grass and one acre spring fed pond with good water and stocked with fish. Land is level to partly rolling. Parcel has entrance from black top road. All utilities, including natural gas are available at the road. This beautiful property is located just outside the city limits of Plattsburg gives you opportunity to build your dream home. Have your very own homestead and close to all your needs. Please refer to photographs or supplements for view of property. Additional supplements coming soon. Sellers will entertain all offers. Property located close to shopping, resturants and entertainment centers. It's only 30 minutes to Cameron, 40 minutes to St. Joseph and 35 minutes to KCI Airport.

Lot 2 NW Plotsky Road, Plattsburg

Listing courtesy of Bob Pope of Show-Me Real Estate.
$225,000
Discover the perfect blend of rural charm and investment potential with this 25-acre tract located just north of Plattsburg. Situated outside of city limits, this versatile property offers open possibilities — whether you're looking to build your dream home in the country, expand your row crop portfolio, or both. With gently rolling ground and open views, the land is ideal for row crop farming, recreational use, or building your dream home. Enjoy the peace and privacy of rural living with the convenience of town just minutes away. The perfect property to bring your vision to life awaits — outbuildings, animals, and custom builds welcome! The property currently has a yearly farm lease agreement of $200 per tillable acre.

NW 305th Street, Plattsburg

Listing courtesy of Carol Ammon of Show-Me Real Estate.
$59,750
Position your business for success with this high-visibility .56-acre corner lot located directly off the heavily traveled Highway 116. With excellent exposure and easy access, this property offers incredible commercial potential in a growing area. Whether you're looking to develop a retail storefront, office space, service business, or mixed-use concept, this corner location provides the visibility and traffic your business needs to thrive. Surrounded by local amenities and just minutes from the heart of town, it's an ideal spot for entrepreneurs or investors.Don't miss this opportunity to secure a strategic location for your next venture. Commercial zoning potential — check with local authorities to bring your vision to life!

W 116 Highway, Plattsburg

Listing courtesy of Carol Ammon of Show-Me Real Estate.
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