64504 Homes with Private Financing Available

Welcome to the charming community of St. Joseph, Missouri, nestled in the picturesque Buchanan County! The 64504 zip code is a hidden gem that offers a delightful blend of small-town charm and modern conveniences. As you explore this vibrant area, you’ll discover a rich history, friendly neighbors, and an array of amenities that make it an ideal place to call home.

St. Joseph is known for its stunning parks, historic landmarks, and a thriving cultural scene. Whether you're taking a leisurely stroll through the beautiful parks or enjoying a meal at one of the local eateries, you'll find that the community is warm and welcoming. The area is also home to several schools, shopping centers, and recreational activities, catering to families and individuals alike.

For prospective homebuyers, the 64504 zip code presents an exciting opportunity. Many homes in this area come with private financing options, making it easier for you to step into your dream home without the hurdles of traditional financing. This flexibility opens the door for a variety of buyers, whether you're a first-time homeowner or looking to invest in a rental property.

Imagine settling into a cozy home surrounded by lush greenery and friendly faces, all while enjoying the benefits of private financing. The possibilities are endless in St. Joseph, MO, where community spirit thrives and real estate opportunities abound. Explore the homes available in 64504 today and discover the perfect place to create your next chapter!

Newest 64504 Homes with Private Financing Available

$998,500

Approximately 5 acres (MOL) of prime commercial ground zoned M-2 Heavy Manufacturing, ideally positioned in the heart of the South St. Joseph industrial corridor. Surrounded by major employers such as Triumph Foods, Daily’s Premium Meats, Albaugh LLC, and Nestlé Purina—bringing over 1,000 workers to the area each day—this property offers tremendous opportunity for redevelopment or new construction. The site features frontage and access from both Lake Avenue and Illinois Avenue, and backs to the Burlington Northern rail line. Its rectangular layout also provides convenient access to I-29, Hwy 36, Hwy 71, the Missouri River, Rosecrans Airfield, and the MFA grain facility. Nearby amenities include national fast-food restaurants and automotive supply retailers, with recently sold Stockyards acreage just adjacent. Currently operated as a new and used salvage yard, the property will be delivered cleared of salvage items and slab buildings prior to closing, unless the buyer wishes to retain them. Seller is open to dividing the tract

426 Illinois Avenue, St Joseph

Listing courtesy of Curtis Tobin of Shirleys Realty.

Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use