64504 Homes with Conventional Financing

64504 Homes with Conventional Financing

Welcome to the charming neighborhood of St. Joseph, nestled in the heart of Buchanan County, Missouri, specifically within the vibrant zip code 64504. This area is known for its rich history, friendly community, and picturesque landscapes, making it an ideal place for families, professionals, and retirees alike.

The 64504 zip code boasts a diverse range of homes that cater to various lifestyles and preferences. From charming single-family residences to cozy townhouses, there’s something for everyone in this welcoming community. One of the standout features of homes in this area is their eligibility for conventional financing, making it easier for prospective buyers to secure their dream home. This financing option allows for greater flexibility and often comes with competitive interest rates, making homeownership more accessible.

St. Joseph itself is a city steeped in history, known for its pivotal role in the westward expansion of the United States. Today, it offers a delightful mix of modern amenities and historic charm. Residents enjoy a plethora of local parks, recreational facilities, and cultural attractions, including museums and art galleries that celebrate the city’s rich heritage.

Additionally, the 64504 area is conveniently located near major highways, providing easy access to neighboring cities and attractions. Whether you’re looking for a peaceful suburban retreat or a vibrant community with plenty of activities, St. Joseph’s 64504 zip code is a fantastic choice. Come explore the possibilities and discover your perfect home in this delightful Missouri gem!

Newest 64504 Homes with Conventional Financing

$583,000
4 Beds ⋅ 3 Baths
Located in the highly sought-after MID BUCH SCHOOL DISTRICT, this gorgeous newer-built home is tucked away from the main road and offers beautiful views, incredible space, and upgrades throughout! Start your mornings or wind down your evenings on the screened-in back deck overlooking the pond, or relax on the charming Craftsman-style front porch. Inside, the spacious primary suite is a true retreat, featuring a bonus room perfect for a home office, nursery, exercise room, or private sitting area, along with an oversized walk-in closet and beautiful private bath. The open-concept kitchen and living area is made for gathering, featuring custom cabinetry, granite countertops, a stunning copper sink, Monogram appliances, convection microwave, industrial exhaust fan, reverse osmosis system, and a cozy double-sided gas fireplace. A whole-house water softener adds another great upgrade! With three additional oversized bedrooms, two additional full baths, and a large finished lower-level rec room with double doors leading to the patio, there is plenty of room to spread out, entertain, and enjoy. From peaceful pond views and gorgeous sunsets to the thoughtful details throughout, this top-notch property is one you won't want to miss and sits just outside city limits! Nice pecan trees and a pear tree too!

7877 SE ST RT 371 Highway, St Joseph

Listing courtesy of Tanya Burns of RE/MAX Town and Country.
$160,000
2 Beds ⋅ 1 Baths
This Saint Joseph home offers refreshed interiors, classic hardwood flooring, and useful space across the main level and lower level. The living and dining areas feel bright and comfortable, with large windows and clean neutral finishes. The kitchen includes wood cabinetry, dark appliances, and room for everyday meal prep, while the full bathroom has a tiled tub surround and updated vanity. Multiple bedrooms offer simple, flexible spaces for rest, work, or storage. Recent work includes full interior paint, refinished hardwood floors, exterior paint, garage drywall repairs, cleaning, landscaping, and other handyman updates. A large yard, driveway, one-car garage, city utilities, and additional basement space add practical function. Included 100-Day Home Warranty with buyer activation

1020 Garden Street, St Joseph

Listing courtesy of Benji Lytle of Opendoor Brokerage LLC.
$95,000
2 Beds ⋅ 1 Baths
Charming 2 bed, 1 bath home in a quiet Saint Joseph neighborhood, freshly painted and ready for its next owner! This 940 sq ft home sits on a 4,792 sq ft lot and is within walking distance to Hosea Elementary. Great layout, low-maintenance living, and priced to sell fast — this one won't last long. Schedule your showing today!

6309 Carnegie Street, St Joseph

Listing courtesy of James Watts of United Real Estate Kansas City.
$170,000
4 Beds ⋅ 2 Baths
Welcome home! This spacious 2,280 sq. ft. property offers plenty of room to make your own. Recently painted and ready for its next owner, the home features central heating and cooling for year-round comfort, along with a detached garage providing convenient parking and additional storage. With generous living space and great potential, this property is an excellent opportunity whether you're looking for your next home or an investment. Come take a look and imagine the possibilities—schedule your showing today!

416 Massachusetts Street, St Joseph

Listing courtesy of Ma Del Pilar Sasso of RE/MAX PROFESSIONALS.
$180,000
3 Beds ⋅ 2 Baths
Welcome to this beautifully remodeled 3-bedroom, 2-bath home situated on a spacious .38-acre lot and backing directly to Hyde Park! This home has been thoughtfully updated throughout with a brand-new kitchen, new flooring, new carpet, new appliances, and a new sewer line. All kitchen appliances, along with the washer and dryer, stay with the property, making this home truly move-in ready. The finished basement provides additional living and entertaining space, while multiple entrances offer added convenience and flexibility. Step outside to enjoy an impressive approximately 500 sq. ft. back deck—perfect for entertaining, relaxing, or enjoying the outdoors. A large covered front deck provides even more outdoor living space. With Hyde Park directly behind the property, you'll have easy access to green space, walking trails, recreation, and everything the park has to offer right outside your backyard. With extensive updates, generous outdoor space, and a fantastic location, this one is ready for its new owners!

6309 S 3rd Street, St Joseph

Listing courtesy of Holly Taber of 1st Class Real Estate KC.
$355,000
3 Beds ⋅ 3 Baths
Remarkable Home with Incredible Yard & In-Ground Pool! This beautifully maintained home is truly a must-see and shows excellent! Step inside to a warm, inviting interior featuring a fantastic color scheme, tasteful décor, and new plush carpeting throughout. The extra-large country kitchen is a standout, complete with beautiful hardwood flooring, plenty of cabinet space, and a center island—perfect for cooking, gathering, and entertaining. Updated throughout, this all-electric home offers comfortable living with plenty of space to spread out. The full finished basement provides additional living and recreational space, while the large garage offers excellent storage and parking. Outside, you’ll love the nearly 1/3-acre lot, beautifully landscaped yard, and in-ground swimming pool—an ideal setup for relaxing and entertaining during the warmer months. Located in the Mid-Buchanan School District, this exceptional property combines a wonderful interior, spacious layout, and an incredible outdoor setting. Move-in ready and packed with desirable features—come see it for yourself!

7011 State Route 371 Highway, St Joseph

Listing courtesy of JEFFREY HUGHES of Coldwell Banker General Property.
$239,000
3 Beds ⋅ 2 Baths
Update: Just added .88 acres to this property (empty lot next to property)., it now comes with 1.75 acres. Don't let this adorable 3-bedroom, 2-bathroom home slip through your fingertips. Home was completely remodeled by the owners 8 years ago. This property is a must see!

7107 State Route 371 Highway, St Joseph

Listing courtesy of Dawnita Romesburg of Top Property Realty, LLC.
$149,900
2 Beds ⋅ 1 Baths
Ready to move in 2 bedroom, 1 bath house with 1 car attached garage that has been painted on the interior and exterior and new carpet and pad installed throughout the house. Large living and dining rooms to host holidays or football weekends. Back yard is fenced with a 42 x 10 covered patio for shade in the summer and cover in the winter. LA related to sellers

6609 King Hill Avenue, St Joseph

Listing courtesy of Scott Mears of RE/MAX PROFESSIONALS.
$633,500
4 Beds ⋅ 3 Baths
Beautiful custom brick home offering 5077 square feet of versatile living space on 5.84 acres. With four bedrooms, three full baths, this home provides room to spread out and gather, entertain and unwind in comfort. A full basement is an entertainer's dream, designed for memorable nights without leaving home. Challenge friends to shuffleboard, rack up a game of pool, test your aim in the dart alley, or serve your favorite drinks from the custom-built brick bar. Enjoy a nice swim in your 12 x 24 (Oval) salt water above ground pool with a custom-built deck (25x25), with built-in seating overlooking your property. This property has a few unique areas, a walk in safe, a walk-in cooler (self-made), concrete horseshoe/washer pit and a workshop. All electric except for the cook top stove, it is propane. 3 Car garages, 2 on main and 1 around back on the side by entrance. Agent: Dawnita Romesburg is also Owner

1313 SE Moore Road, St Joseph

Listing courtesy of Dawnita Romesburg of Top Property Realty, LLC.
$325,000
3 Beds ⋅ 2.5 Baths
Welcome to this inviting home tucked away in a quiet neighborhood offering peaceful surroundings while still providing convenient access to city amenities. Situated just outside the hustle and bustle, the backyard faces open country, creating a relaxing setting with added privacy and plenty of room to enjoy the outdoors. Inside, you'll find a bright and spacious floor plan featuring new flooring, new windows, vaulted ceilings, and plenty of natural light. The main living area is anchored by a cozy fireplace with decorative tile surround, while the kitchen offers abundant cabinetry, generous counter space, and a functional layout. The master suite boasts a private bath and large jetted soaking tub. The finished lower level provides additional flexible living space perfect for a family room, home office, playroom, media room, workout area, or a combination of uses. Outside, an elevated deck overlooks the spacious backyard and peaceful country-facing surroundings. Stairs lead to a patio and yard with plenty of space for kids, pets, gardening, and entertaining. A backyard fire pit creates the perfect gathering spot for cool evenings. With major updates, flexible living space, a peaceful setting, and easy highway access, this home offers the best of comfortable living just outside the city.

2603 Meadow Ridge Drive, St Joseph

Listing courtesy of Misty Froelich of Real Broker, LLC.
$440,000
4 Beds ⋅ 3.5 Baths
If you're searching for a completely remodeled 4-bedroom, 3 1/2 bathroom home with a thoughtful design layout, this is the home for you! Enjoy the ease of living in a ranch-style home, single-level living at its finest!! Laundry room on the main level! Brand-new windows and exterior sliding door, that come with a transferable lifetime warranty! The primary room has a brand new sliding glass door that opens to the Large back deck with a HOT TUB! This home has been completely transformed, down to the subfloor! All new LVP flooring! All new windows with a lifetime warranty, including the new sliding door in the primary bedroom! All bathrooms are brand new!! A shower is ADA approved! All light fixtures are new, and every ceiling fan has a remote! Solid wood interior doors. Kitchen was renovated 4 1/2 years and offers ample nice cabinetry with durable countertops and the 1-year old refridgerater STAYS! DISHWASHER is BRAND NEW! The sunporch has brand new outdoor carpet, floor-to-ceiling windows for natural-light! The sunporch is heated and it has a cute tiled bar! The detached garage offers storage space in the attic, with a convenient ladder. The garage door is brand new. It also has a garage code remote. Extra parking next to the garage. Invite friends and family over and have plenty of parking for everyone! With 2.04 acres of land, enjoy the peace and quiet that rural living has to offer. There are various bulbs planted, so there will be flowers popping up in the spring and summer. Lots of mums and hostas around the yard as well. The mature trees offer shade and give a lively feel to the property. There is a storm shelter in the backyard. It is dry and usable. The wooded area behind the house has a trail going through it where you can get to higher elevation and have a great view. Deer have been spotted casually meandering around. Come see the home for yourself. Contact me for a private showing, or come to the open house on Aug 22nd from 11-3pm!

9406 SW State Route JJ N/A, St Joseph

Listing courtesy of Chris Guerrero of Platinum Realty LLC.
$125,000
3 Beds ⋅ 2 Baths
Fantastic opportunity to own a property with incredible potential just outside the city limits! Situated on a spacious lot, this property offers plenty of room to enjoy country-style living. The manufactured home is move-in ready, featuring approximately 1,500 sq. ft. with 3 bedrooms, 2 full bathrooms, main-floor laundry, and an inviting open-concept kitchen, dining, and living area. A detached garage includes additional living space and a full bathroom. While this area is not currently livable and will require repairs and updating, it offers exciting potential for future use or customization. Please verify all intended uses with the appropriate authorities. Don't miss this unique opportunity for a property with great value, scenic surroundings, and endless possibilities!

3317 Christie Lane Road, St Joseph

Listing courtesy of Ma Del Pilar Sasso of RE/MAX PROFESSIONALS.
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