64504 Homes with VA Loan Financing

Welcome to the vibrant community of St. Joseph, Missouri, nestled in the heart of Buchanan County and encompassing the 64504 zip code. This area is rich in history, charm, and a sense of belonging that makes it a wonderful place to call home. Known for its friendly atmosphere and a strong sense of community, St. Joseph offers residents a unique blend of small-town charm and urban conveniences.

The 64504 zip code features a diverse array of homes, making it an ideal location for families, professionals, and retirees alike. From cozy bungalows to spacious family homes, there is something for everyone in this inviting neighborhood. One of the standout features of this area is the accessibility of VA loan financing, making it an excellent choice for veterans and active-duty military personnel looking to settle down. With favorable terms and low interest rates, VA loans can help you achieve your dream of homeownership in this welcoming community.

St. Joseph is not only rich in history but also boasts an array of amenities, including parks, shopping centers, and local eateries that cater to a variety of tastes. The city is also home to several highly regarded schools, making it a great choice for families seeking quality education for their children.

Whether you’re looking to buy your first home, invest in a property, or find the perfect place to retire, the 64504 zip code in St. Joseph, MO, offers a promising opportunity to create lasting memories in a community that feels like home. Come discover the charm of St. Joseph and see why so many are proud to call it their own!

Newest 64504 Homes with VA Loan Financing

$124,000

2 Beds ⋅ 1 Baths

Move-in ready and beautifully updated! This home was completely remodeled approximately three years ago, featuring a redesigned kitchen with updated cabinets and appliances, updated flooring, light fixtures, windows, interior and exterior doors, and coordinating hardware. The air conditioner and furnace were also replaced during the remodel. Outside, the fully fenced yard provides plenty of space for relaxing, entertaining, or pets. With the major updates already completed, this home is ready for its new owner!

6401 Sherman Street, St Joseph

Listing courtesy of Deana Chavez of Top Property Realty, LLC.

$284,900

3 Beds ⋅ 3 Baths

Beautifully maintained and move-in ready! This 3-bedroom, 3-full-bath home offers a spacious, functional layout with plenty of room on both levels. The finished basement provides valuable additional living space with plenty of possibilities, while the attached 2-car garage adds convenience and storage. Step outside to the newer back deck and take in the beautiful views—an ideal spot to relax and enjoy the outdoors. Major updates include siding in 2019, a roof approximately 7 years old, and HVAC that's only about a year old. With great space, thoughtful updates, and a layout that makes everyday living easy, this home is ready for its next owner. All that's missing is you!

2431 Rock Island Street, St Joseph

Listing courtesy of Jennifer Pflugradt of Coldwell Banker General Property.

$583,000

4 Beds ⋅ 3 Baths

Located in the highly sought-after MID BUCH SCHOOL DISTRICT, this gorgeous newer-built home is tucked away from the main road and offers beautiful views, incredible space, and upgrades throughout! Start your mornings or wind down your evenings on the screened-in back deck overlooking the pond, or relax on the charming Craftsman-style front porch. Inside, the spacious primary suite is a true retreat, featuring a bonus room perfect for a home office, nursery, exercise room, or private sitting area, along with an oversized walk-in closet and beautiful private bath. The open-concept kitchen and living area is made for gathering, featuring custom cabinetry, granite countertops, a stunning copper sink, Monogram appliances, convection microwave, industrial exhaust fan, reverse osmosis system, and a cozy double-sided gas fireplace. A whole-house water softener adds another great upgrade! With three additional oversized bedrooms, two additional full baths, and a large finished lower-level rec room with double doors leading to the patio, there is plenty of room to spread out, entertain, and enjoy. From peaceful pond views and gorgeous sunsets to the thoughtful details throughout, this top-notch property is one you won't want to miss and sits just outside city limits! Nice pecan trees and a pear tree too!

7877 SE ST RT 371 Highway, St Joseph

Listing courtesy of Tanya Burns of RE/MAX Town and Country.

$160,000

2 Beds ⋅ 1 Baths

This Saint Joseph home offers refreshed interiors, classic hardwood flooring, and useful space across the main level and lower level. The living and dining areas feel bright and comfortable, with large windows and clean neutral finishes. The kitchen includes wood cabinetry, dark appliances, and room for everyday meal prep, while the full bathroom has a tiled tub surround and updated vanity. Multiple bedrooms offer simple, flexible spaces for rest, work, or storage. Recent work includes full interior paint, refinished hardwood floors, exterior paint, garage drywall repairs, cleaning, landscaping, and other handyman updates. A large yard, driveway, one-car garage, city utilities, and additional basement space add practical function. Included 100-Day Home Warranty with buyer activation

1020 Garden Street, St Joseph

Listing courtesy of Benji Lytle of Opendoor Brokerage LLC.

$95,000

2 Beds ⋅ 1 Baths

Charming 2 bed, 1 bath home in a quiet Saint Joseph neighborhood, freshly painted and ready for its next owner! This 940 sq ft home sits on a 4,792 sq ft lot and is within walking distance to Hosea Elementary. Great layout, low-maintenance living, and priced to sell fast — this one won't last long. Schedule your showing today!

6309 Carnegie Street, St Joseph

Listing courtesy of James Watts of United Real Estate Kansas City.

$180,000

3 Beds ⋅ 2 Baths

Welcome to this beautifully remodeled 3-bedroom, 2-bath home situated on a spacious .38-acre lot and backing directly to Hyde Park! This home has been thoughtfully updated throughout with a brand-new kitchen, new flooring, new carpet, new appliances, and a new sewer line. All kitchen appliances, along with the washer and dryer, stay with the property, making this home truly move-in ready. The finished basement provides additional living and entertaining space, while multiple entrances offer added convenience and flexibility. Step outside to enjoy an impressive approximately 500 sq. ft. back deck—perfect for entertaining, relaxing, or enjoying the outdoors. A large covered front deck provides even more outdoor living space. With Hyde Park directly behind the property, you'll have easy access to green space, walking trails, recreation, and everything the park has to offer right outside your backyard. With extensive updates, generous outdoor space, and a fantastic location, this one is ready for its new owners!

6309 S 3rd Street, St Joseph

Listing courtesy of Holly Taber of 1st Class Real Estate KC.

$355,000

3 Beds ⋅ 3 Baths

Remarkable Home with Incredible Yard & In-Ground Pool! This beautifully maintained home is truly a must-see and shows excellent! Step inside to a warm, inviting interior featuring a fantastic color scheme, tasteful décor, and new plush carpeting throughout. The extra-large country kitchen is a standout, complete with beautiful hardwood flooring, plenty of cabinet space, and a center island—perfect for cooking, gathering, and entertaining. Updated throughout, this all-electric home offers comfortable living with plenty of space to spread out. The full finished basement provides additional living and recreational space, while the large garage offers excellent storage and parking. Outside, you’ll love the nearly 1/3-acre lot, beautifully landscaped yard, and in-ground swimming pool—an ideal setup for relaxing and entertaining during the warmer months. Located in the Mid-Buchanan School District, this exceptional property combines a wonderful interior, spacious layout, and an incredible outdoor setting. Move-in ready and packed with desirable features—come see it for yourself!

7011 State Route 371 Highway, St Joseph

Listing courtesy of JEFFREY HUGHES of Coldwell Banker General Property.

$239,000

3 Beds ⋅ 2 Baths

Update: Just added .88 acres to this property (empty lot next to property)., it now comes with 1.75 acres. Don't let this adorable 3-bedroom, 2-bathroom home slip through your fingertips. Home was completely remodeled by the owners 8 years ago. This property is a must see!

7107 State Route 371 Highway, St Joseph

Listing courtesy of Dawnita Romesburg of Top Property Realty, LLC.

$633,500

4 Beds ⋅ 3 Baths

Beautiful custom brick home offering 5077 square feet of versatile living space on 5.84 acres. With four bedrooms, three full baths, this home provides room to spread out and gather, entertain and unwind in comfort. A full basement is an entertainer's dream, designed for memorable nights without leaving home. Challenge friends to shuffleboard, rack up a game of pool, test your aim in the dart alley, or serve your favorite drinks from the custom-built brick bar. Enjoy a nice swim in your 12 x 24 (Oval) salt water above ground pool with a custom-built deck (25x25), with built-in seating overlooking your property. This property has a few unique areas, a walk in safe, a walk-in cooler (self-made), concrete horseshoe/washer pit and a workshop. All electric except for the cook top stove, it is propane. 3 Car garages, 2 on main and 1 around back on the side by entrance. Agent: Dawnita Romesburg is also Owner

1313 SE Moore Road, St Joseph

Listing courtesy of Dawnita Romesburg of Top Property Realty, LLC.

$440,000

4 Beds ⋅ 3.5 Baths

If you're searching for a completely remodeled 4-bedroom, 3 1/2 bathroom home with a thoughtful design layout, this is the home for you! Enjoy the ease of living in a ranch-style home, single-level living at its finest!! Laundry room on the main level! Brand-new windows and exterior sliding door, that come with a transferable lifetime warranty! The primary room has a brand new sliding glass door that opens to the Large back deck with a HOT TUB! This home has been completely transformed, down to the subfloor! All new LVP flooring! All new windows with a lifetime warranty, including the new sliding door in the primary bedroom! All bathrooms are brand new!! A shower is ADA approved! All light fixtures are new, and every ceiling fan has a remote! Solid wood interior doors. Kitchen was renovated 4 1/2 years and offers ample nice cabinetry with durable countertops and the 1-year old refridgerater STAYS! DISHWASHER is BRAND NEW! The sunporch has brand new outdoor carpet, floor-to-ceiling windows for natural-light! The sunporch is heated and it has a cute tiled bar! The detached garage offers storage space in the attic, with a convenient ladder. The garage door is brand new. It also has a garage code remote. Extra parking next to the garage. Invite friends and family over and have plenty of parking for everyone! With 2.04 acres of land, enjoy the peace and quiet that rural living has to offer. There are various bulbs planted, so there will be flowers popping up in the spring and summer. Lots of mums and hostas around the yard as well. The mature trees offer shade and give a lively feel to the property. There is a storm shelter in the backyard. It is dry and usable. The wooded area behind the house has a trail going through it where you can get to higher elevation and have a great view. Deer have been spotted casually meandering around. Come see the home for yourself. Contact me for a private showing, or come to the open house on Aug 22nd from 11-3pm!

9406 SW State Route JJ N/A, St Joseph

Listing courtesy of Chris Guerrero of Platinum Realty LLC.

$375,000

4 Beds ⋅ 2 Baths

Situated on a beautiful treed lot, this inviting home has been partially updated while retaining plenty of character and potential. The property features an oversized two-car garage, an additional barn with garage space, and a historic concrete ice house. An additional approximately half-acre located across the street lies outside city limits, offering extra room and possibilities. A unique property with useful outbuildings, mature trees, and historic charm.

1215 Parker Road, St Joseph

Listing courtesy of Vickie Wheeler of Randolph Realty Group.

$120,000

3 Beds ⋅ 1 Baths

Welcome home to this charming 3-bedroom, 1-bath 1.5-story home featuring beautiful flooring throughout and plenty of character! The inviting layout offers comfortable living spaces with warm, timeless appeal. Step outside to the large walkout patio overlooking the backyard, creating the perfect setting for outdoor entertaining, relaxing, or enjoying your morning coffee. With its classic charm and great outdoor space, this home is ready for its next chapter!

605 Harmon Street, St Joseph

Listing courtesy of Fidelity RE Group of Keller Williams KC North.

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