64504 Homes under $500,000

Welcome to the charming zip code 64504, nestled in the heart of St. Joseph, Missouri! This vibrant area in Buchanan County is known for its rich history, friendly community, and a diverse array of housing options that cater to a variety of lifestyles and budgets.

For those seeking a home under $500,000, 64504 offers an impressive selection of properties that blend comfort and affordability. Whether you're a first-time homebuyer, a growing family, or someone looking to downsize, you'll find a range of options from quaint bungalows to spacious family homes. Many of these residences boast modern amenities, beautiful yards, and are located in serene neighborhoods, making them perfect for enjoying the peaceful charm of St. Joseph.

The community is not just about the homes; it’s about the lifestyle. Residents of 64504 enjoy easy access to local parks, shopping centers, and excellent schools, ensuring that everything you need is just a stone's throw away. St. Joseph itself is rich in cultural attractions, with museums, art galleries, and historical landmarks that celebrate the city's storied past.

With a friendly atmosphere and a strong sense of community, living in the 64504 area means more than just finding a house; it’s about creating a home. Explore the possibilities of homeownership in this delightful zip code and discover why so many are proud to call St. Joseph their home. Your dream home awaits!

Newest 64504 Homes under $500,000

$50,000

4 Beds ⋅ 1 Baths

Investor opportunity South Side of St. Joseph. Sold as-is. Bring your contractor and your numbers.

705 thompson Avenue, St Joseph

Listing courtesy of James Watts of United Real Estate Kansas City.

$118,500

3 Beds ⋅ 1 Baths

NICE SOUTH END HOME FRESH PAINT AND CARPET 2 STORY LARGE ROOMS ... PERFECT OPPORTUNITY..GREAT STARTER OR INVESTMENT

518 E Missouri Avenue, St Joseph

Listing courtesy of Gregg Lowrance of UNITED COUNTRY PROPERTY SOLUTI.

$200,000

2 Beds ⋅ 1 Baths

Perfect starter farmhouse or downgrade with country space! Come see this charming farm home sitting on over 2 acres just outside of St. Joseph. This 2 bed, 1 bath home has been renovated inside and out. Bonus finished attic space, storage room in basement, and appliances stay, making this move in ready! Windows, doors, flooring, cabinets, roof, insulation, and siding all 10 years old or less!! Plenty of space outdoors to entertain, garden, or simply relax. The barn/shed provide areas for animals if you're interested in having your very own farm, can be used as ample storage space or project areas! Don't miss this opportunity to create your own oasis!! Schedule a showing today!

10801 SW Bluff Road, St Joseph

Listing courtesy of The Rare Group of BHG Kansas City Homes.

8301 SW State Route V Highway, St Joseph

$499,000

4 Beds ⋅ 2.5 Baths

CUSTOM ALL-BRICK RANCH on 2.45 ACRES Welcome to this beautifully custom-built all-brick ranch located just outside the city limits! Offering 4 bedrooms, 2.5 baths, and a large open-concept floor plan, this home has been thoughtfully designed with quality and comfort in mind. The spacious main level features gorgeous rounded drywall corners, an inviting open living area, and a beautiful sunroom-perfect for relaxing and enjoying the peaceful surroundings. The primary suite offers a stunning walk-in shower. The large basement provides plenty of additional space and is ready to be finished, offering endless possibilities for additional living space, recreation, storage, or a workshop. One bedroom and a half bath have been finished. A backup generator provides an added piece of mind. Outside, the property truly shines with 2.45 acres, a large patio, and a large metal building featuring finished living quarters on one end, complete with heating and cooling. Whether you need space for a business, hobbies, guests, storage, or a workshop, this versatile building offers incredible potential. Enjoy the privacy and space of country living while remaining just outside the city limits. With its custom construction, all-brick exterior, new roof, spacious floor plan, acreage, exceptional outbuilding, and large basement, this property offers a rare combination of comfort, functionality, and versatility..

8301 SW State Route V Highway, St Joseph

Listing courtesy of Gaye Black of Coldwell Banker General Property.

$112,000

2 Beds ⋅ 1 Baths

Move-in ready and beautifully updated! This home was completely remodeled approximately three years ago, featuring a redesigned kitchen with updated cabinets and appliances, updated flooring, light fixtures, windows, interior and exterior doors, and coordinating hardware. The air conditioner and furnace were also replaced during the remodel. Outside, the fully fenced yard provides plenty of space for relaxing, entertaining, or pets. With the major updates already completed, this home is ready for its new owner!

6401 Sherman Street, St Joseph

Listing courtesy of Deana Chavez of Top Property Realty, LLC.

$355,000

3 Beds ⋅ 3 Baths

Remarkable Home with Incredible Yard & In-Ground Pool! This beautifully maintained home is truly a must-see and shows excellent! Step inside to a warm, inviting interior featuring a fantastic color scheme, tasteful décor, and new plush carpeting throughout. The extra-large country kitchen is a standout, complete with beautiful hardwood flooring, plenty of cabinet space, and a center island—perfect for cooking, gathering, and entertaining. Updated throughout, this all-electric home offers comfortable living with plenty of space to spread out. The full finished basement provides additional living and recreational space, while the large garage offers excellent storage and parking. Outside, you’ll love the nearly 1/3-acre lot, beautifully landscaped yard, and in-ground swimming pool—an ideal setup for relaxing and entertaining during the warmer months. Located in the Mid-Buchanan School District, this exceptional property combines a wonderful interior, spacious layout, and an incredible outdoor setting. Move-in ready and packed with desirable features—come see it for yourself!

7011 State Route 371 Highway, St Joseph

Listing courtesy of JEFFREY HUGHES of Coldwell Banker General Property.

$325,000

3 Beds ⋅ 2.5 Baths

BACK ON MARKET, NO FAULT TO SELLER ** Welcome to this inviting home tucked away in a quiet neighborhood offering peaceful surroundings while still providing convenient access to city amenities. Situated just outside the hustle and bustle, the backyard faces open country, creating a relaxing setting with added privacy and plenty of room to enjoy the outdoors. Inside, you'll find a bright and spacious floor plan featuring new flooring, new windows, vaulted ceilings, and plenty of natural light. The main living area is anchored by a cozy fireplace with decorative tile surround, while the kitchen offers abundant cabinetry, generous counter space, and a functional layout. The master suite boasts a private bath and large jetted soaking tub. The finished lower level provides additional flexible living space perfect for a family room, home office, playroom, media room, workout area, or a combination of uses. Outside, an elevated deck overlooks the spacious backyard and peaceful country-facing surroundings. Stairs lead to a patio and yard with plenty of space for kids, pets, gardening, and entertaining. A backyard fire pit creates the perfect gathering spot for cool evenings. With major updates, flexible living space, a peaceful setting, and easy highway access, this home offers the best of comfortable living just outside the city.

2603 Meadow Ridge Drive, St Joseph

Listing courtesy of Misty Froelich of Real Broker, LLC.

$425,000

4 Beds ⋅ 3.5 Baths

Completely remodeled 4-bedroom, 3 1/2 bath home with a thoughtful design layout. Enjoy ease of living in this ranch home, single-level living at its finest!! Laundry room on the main level! Brand-new windows and exterior sliding door that come with a transferable lifetime warranty! Primary room has a brand-new sliding glass door that opens to the Large back deck with a HOT TUB! This home has been completely transformed, down to the subfloor! New LVP flooring! All new windows with lifetime warranty! Bathrooms are brand new!! A shower is ADA approved! All light fixtures are new, and every ceiling fan has a remote! Solid wood interior doors. Kitchen was renovated 4 1/2 years and offers ample nice cabinetry with durable countertops and the 1-year old FRIDGE STAYS! DISHWASHER is BRAND NEW and STAYS! The sunporch has brand-new outdoor carpet, floor-to-ceiling windows for natural light! The sunporch is heated, and it has a cute tiled bar! The detached garage offers storage space in the attic, with a convenient ladder. The garage door is brand new. It also has a garage code remote. Extra parking next to the garage. Invite friends and family over and have plenty of parking for everyone! With 2.04 acres of land, enjoy the peace and quiet that rural living has to offer. There are various bulbs planted, so there will be flowers popping up in the spring and summer. Lots of mums and hostas around the yard as well. The mature trees offer shade and give a lively feel to the property. There is a storm shelter in the backyard. It is dry and usable. The wooded area behind the house has a trail going through it where you can get to higher elevation and have a great view. Deer have been spotted casually meandering around. Come see the home for yourself. Contact me for a private showing, or come to the open house on Aug 22nd from 11-3pm!

9406 SW State Route JJ N/A, St Joseph

Listing courtesy of Chris Guerrero of Platinum Realty LLC.

$125,000

3 Beds ⋅ 2 Baths

Fantastic opportunity to own a property with incredible potential just outside the city limits! Situated on a spacious lot, this property offers plenty of room to enjoy country-style living. The manufactured home is move-in ready, featuring approximately 1,500 sq. ft. with 3 bedrooms, 2 full bathrooms, main-floor laundry, and an inviting open-concept kitchen, dining, and living area. A detached garage includes additional living space and a full bathroom. While this area is not currently livable and will require repairs and updating, it offers exciting potential for future use or customization. Please verify all intended uses with the appropriate authorities. Don't miss this unique opportunity for a property with great value, scenic surroundings, and endless possibilities!

3317 Christie Lane Road, St Joseph

Listing courtesy of Pilar Sasso of RE/MAX PROFESSIONALS.

$269,000

3 Beds ⋅ 1 Baths

Welcome to this spacious raised ranch on **nearly an acre** in a convenient South End location, just blocks from Highway 752. This home offers plenty of room to spread out with a formal living room plus a large family room just off the kitchen, complete with a cozy fireplace and sliding glass doors leading to the deck. Outside, you'll find even more possibilities with **water and electricity already available in the backyard**, along with a cement pad—perfect for a future shop, RV setup, outdoor entertaining area, or additional workspace. A **huge two-car garage** provides plenty of room for vehicles, storage, hobbies, and more. With a large lot, generous living spaces, and a convenient location, this property offers a great combination of space, comfort, and potential.

2307 Westminster Lane, St Joseph

Listing courtesy of Juanita Rowlett of BHHS Stein & Summers Real Estate.

$114,900

3 Beds ⋅ 1 Baths

Welcome home to this charming 3-bedroom, 1-bath 1.5-story home featuring beautiful flooring throughout and plenty of character! The inviting layout offers comfortable living spaces with warm, timeless appeal. Step outside to the large walkout patio overlooking the backyard, creating the perfect setting for outdoor entertaining, relaxing, or enjoying your morning coffee. With its classic charm and great outdoor space, this home is ready for its next chapter!

605 Harmon Street, St Joseph

Listing courtesy of Fidelity RE Group of Keller Williams KC North.

$140,000

3 Beds ⋅ 2 Baths

Built in 1922, this thoughtfully laid-out home offers a comfortable blend of spacious living areas and inviting gathering spaces. Enjoy the charm of a covered front porch, along with a concrete patio and fenced backyard—perfect for relaxing or entertaining. The main floor features a convenient laundry room, high ceilings, and a kitchen with ample cabinet space. Off-street parking and a detached two-car garage provide plenty of parking and storage. Conveniently located near locally owned dining, a city-maintained park, and main thoroughfares, this home makes it easy to get around town while still offering a place to unwind. The property has been a proven rental for several years and is currently city-certified through October 17, 2030, making it an appealing addition to an investor's portfolio. In its current condition, the home is also well-suited for owner occupancy. Don't miss this one; schedule your showing today!

304 Alabama Street, St Joseph

Listing courtesy of Memorie Kruse of Top Hand Property Services.

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