64506 Homes with FHA Financing

64506 Homes with FHA Financing

Welcome to the vibrant community of St. Joseph, Missouri, nestled in the heart of Buchanan County. The 64506 zip code is a charming area that offers a delightful blend of historic charm and modern convenience. Known for its rich history and friendly atmosphere, St. Joseph boasts a variety of amenities that cater to families, professionals, and retirees alike.

In the 64506 area, you’ll find a diverse selection of homes that not only reflect the character of the region but also present excellent opportunities for buyers seeking FHA financing. This financing option is particularly appealing for first-time homebuyers or those looking to secure an affordable mortgage with a low down payment. Many homes in this zip code qualify for FHA loans, making it easier for you to step into homeownership without the burden of a hefty upfront cost.

St. Joseph is renowned for its beautiful parks, excellent schools, and vibrant downtown area filled with unique shops and eateries. Residents enjoy a strong sense of community, with numerous events and activities that bring neighbors together throughout the year. Whether you’re strolling along the Missouri River or exploring the historic sites that dot the landscape, there’s always something to see and do.

With its welcoming atmosphere and attractive housing options, the 64506 zip code is an ideal place to call home. If you’re ready to explore your options in this wonderful area, let us guide you through the process of finding the perfect property that fits your needs and budget. Your dream home in St. Joseph awaits!

Newest 64506 Homes with FHA Financing

$275,000
3 Beds ⋅ 3 Baths
Welcome home to this beautiful property in the highly desirable Stonecrest neighborhood! This spacious 3-bedroom, 3-full-bath home offers a warm and inviting layout with exceptional living space inside and out. The welcoming living room features a cozy fireplace and beautiful hardwood flooring, creating the perfect space to relax or entertain. The large eat-in kitchen offers abundant cabinet space, extra pantry storage, and a convenient built-in desk, making it as functional as it is inviting. The main-floor primary suite provides a private retreat with an attached full bathroom and a generous closet. Downstairs, you'll find a finished recreation room, an additional bonus room with endless possibilities for a home office, gym, hobby room, or guest space, plus a third full bathroom. Step outside to enjoy the fenced backyard, ideal for pets, play, or outdoor gatherings. An attached two-car garage and attractive curb appeal complete this home. Don't miss your opportunity to own this wonderful home in the sought-after Stonecrest neighborhood!

5001 Stonecrest Terrace, St Joseph

Listing courtesy of AgentRoc Group of Keller Williams KC North.
$299,900
3 Beds ⋅ 2.5 Baths
Welcome to 3909 W. Haverill Drive, a family-friendly home in an established neighborhood. This inviting residence is just minutes from the North Shoppes and offers easy highway access, all while being nestled in the heart of the neighborhood. Friendly neighbors create a warm atmosphere, perfect for children and pets alike. This split-level home features a remodeled open kitchen with a large island, new flooring, and an open living area your family will love. Cozy up by the gas fireplace and enjoy the abundant natural light streaming through the large windows, which add warmth and joy to the home. Step out onto the spacious walkout deck overlooking the backyard—ideal for family gatherings and outdoor fun. The home has three bedrooms, including a large master suite with a full bathroom. There are also two additional spacious bedrooms. A fully remodeled bathroom is conveniently located in the hallway for family and guest use. The finished lower level provides extra living space, including a half bath for added convenience. Additionally, a large two-car garage provides parking and extra storage. Schedule your showing today; you don’t want to miss this opportunity!

3909 W Haverill Drive, St Joseph

Listing courtesy of Melissa Winn of Top Property Realty, LLC.
$575,000
3 Beds ⋅ 2 Baths
Built in the early 1930s, this charming Cape Cod-style home is full of timeless character & nestled on a picturesque 2.25± acre wooded lot, offering serene views, an expansive front yard and a peaceful setting that's increasingly hard to find, perfectly situated on the Historic Lover's Lane of St. Joe. Whether you're enjoying your morning coffee or entertaining guests, the spacious covered patio provides the perfect outdoor retreat surrounded by nature. Inside, the inviting living room features an operational wood-burning fireplace & serves as the heart of the home, connecting seamlessly to multiple living spaces on the main level. The updated kitchen boasts newer white cabinetry, abundant storage, and plenty of workspace for everyday living. The formal dining room is ideal for both intimate family dinners & larger gatherings. A cozy library offers built-in shelving for books, décor, or office essentials, making it an ideal reading room or home office. Just beyond, the expansive sunroom provides additional year-round living space perfect for relaxing, entertaining, or pursuing your favorite hobbies. The main level also includes a flex space with built-in storage closets & a full bathroom, offering excellent space for a guest bedroom, a home office, or multigenerational living. Upstairs, the generous 14' x 15' primary bedroom is joined by two spacious secondary bedrooms & a large full bathroom featuring built-in cabinet storage. Continue to the third floor to discover a convenient bonus storage area. The finished lower level expands your living space with a recreation room complete with a second wood-burning fireplace and built-in shelving, while the unfinished utility area provides ample storage and workspace. Combining classic 1930s charm, spacious living areas, & a truly exceptional wooded setting, this one-of-a-kind property offers the perfect blend of character, comfort, & privacy. Don't miss your opportunity to make this beautiful home your own!

2705 Lovers Lane, St Joseph

Listing courtesy of Eric Craig Team of ReeceNichols-KCN.
$399,900
4 Beds ⋅ 3 Baths
Take a look at this great 4 bed 3 bath front to back split. Several upgrades in this house is waiting for your personal touches to make this your new home. Situated in a cul-de-sac and offering a great floor plan with awesome primary suite and main floor laundry, this home offers plenty of space and a fantastic pool in the back to help cool you off on those hot summer days. Settle in for your favorite sporting event in the lower level rec room, the 4th bedroom is also located in the basement with a full bath down the hall. At the back of the garage you will find a small workshop to work on those little at home projects. Put this house on your must see. It ticks the boxes on your checklist.

4406 Windsor Court, St Joseph

Listing courtesy of Marty Lyle of Top Hand Property Services.
$315,000
4 Beds ⋅ 2.5 Baths
Welcome to this spacious 4-bedroom, 2.5-bath split-entry home tucked away on a quiet cul-de-sac. The inviting living room features vaulted ceilings and a cozy fireplace, while the formal dining area and eat-in kitchen provide plenty of room for everyday living and entertaining. The primary suite offers double closets and a private bathroom. Downstairs, you’ll find a fourth bedroom and additional living space ideal for a recreation room, home office, or guest area. Complete with a covered deck, large backyard, finished basement, and two-car attached garage, this home offers space and flexibility inside and out.

4006 N 31st Street, St Joseph

Listing courtesy of Brittany Kennedy of Keller Williams Realty Partners Inc..
$355,000
4 Beds ⋅ 3.5 Baths
Welcome home to 602 Greenbriar Terrace, St. Joseph, MO—a delightful Cape Cod nestled in the highly sought-after Stonecrest subdivision! This charming home offers the perfect blend of timeless character and functional living space with 4 bedrooms, 2 full bathrooms, 2 half bathrooms, and room for everyone to spread out. Inside, you'll find spacious living areas designed for both everyday comfort and entertaining. The finished basement provides additional living space ideal for a family room, recreation area, or home theater, while two bonus rooms offer endless possibilities for a home office, fitness room, hobby space, or guest accommodations. The 2-car garage provides ample storage and convenience, and the home's classic Cape Cod curb appeal ensures a lasting first impression.

602 Greenbriar Terrace, St Joseph

Listing courtesy of Christy Rippe of The St.Joe Real Estate Group,.
$250,000
3 Beds ⋅ 1.5 Baths
Move-in ready and beautifully updated, this spacious home offers comfort and functionality! The large kitchen provides granite counter tops, abundant cabinet and counter space, and all appliances stay, making your move even easier. Enjoy meals in the separate dining room, perfect for everyday living and entertaining. The inviting primary suite features its own private half bath, while the remodeled main bathroom showcases high-end finishes and a solid-surface vanity for a touch of luxury. The finished walk-out basement offers endless possibilities for a family room, home office, recreation space, or guest area, along with a large storage room to keep everything organized. Outside, you'll appreciate the fenced backyard, attached 2-car garage, and an additional detached garage—ideal for extra vehicles, a workshop, hobbies, or additional storage. With abundant storage throughout, thoughtful updates, and versatile living spaces, this home is ready for you to move in and make it your own!

1501 Lion Road, St Joseph

Listing courtesy of AgentRoc Group of Keller Williams KC North.
$239,000
3 Beds ⋅ 1.5 Baths
Welcome home to this beautifully updated ranch offering the perfect blend of comfort, style, and functionality! From the moment you arrive, you'll appreciate the extended driveway providing extra parking and the inviting front porch, ideal for relaxing with your morning coffee. Out back, the level, fenced yard is ready for entertaining with a newly poured stamped concrete patio and plenty of space for kids, pets, and outdoor gatherings. For added peace of mind, this home also features a new roof, new HVAC system, and new water heater, making it as practical as it is beautiful. Inside, you'll find fresh, neutral finishes throughout, including luxury plank flooring, updated lighting and hardware, and a modern color palette that's ready for your personal touch. The spacious living room flows seamlessly into the kitchen and dining area, creating an open and welcoming layout. The kitchen features abundant cabinet and counter space, granite countertops, a subway tile backsplash, stainless steel appliances, a pantry, and room for a full-size dining table, with easy access to the backyard for indoor-outdoor entertaining. The updated half bath and laundry room combination is conveniently tucked away behind a stylish newer barn door. Generously sized bedrooms and a nicely updated bathroom complete the home, offering comfortable spaces for everyone. Don't miss this move-in ready gem in the growing St. Joseph community!

1610 Brookside Street, St Joseph

Listing courtesy of Eric Craig Team of ReeceNichols-KCN.
$168,000
2 Beds ⋅ 1 Baths
Charming 2 bedroom 1 bath home with modern upgrades & curb appeal. This beautifully updated corner lot home offers the perfect blend of classic charm & modern convenience. With refinished hardwood floors throughout, fresh interior paint and a landscaped yard. This property is a move in ready home, waiting for you! 2 spacious bedrooms, sun room, home offers bright, open living spaces. Easy access to local amenities. Don't miss out on this amazing opportunity, schedule your showing today! Property is Currently a short term rental and generates $2000 a month.

1001 N 25th Street, St Joseph

Listing courtesy of JEFFREY HUGHES of Coldwell Banker General Property.
$370,000
4 Beds ⋅ 3.5 Baths
Welcome to this beautifully renovated 4-bedroom, 3.5-bath home in a highly desirable location! This move-in-ready property features a spacious floor plan with an attached 2-car garage and a finished basement, offering plenty of room for living, entertaining, and relaxing. Recent updates include brand-new windows, flooring, fresh interior paint, fully renovated bathrooms, and stylish new lighting throughout, creating a modern and inviting atmosphere. Every detail has been thoughtfully updated so you can enjoy the comfort and convenience of a like-new home. Don't miss this exceptional opportunity to own a beautifully updated home in a great neighborhood, close to shopping, dining, schools, and everyday amenities. Schedule your private showing today!

4806 Stonecrest Terrace, St Joseph

Listing courtesy of Ma Del Pilar Sasso of RE/MAX PROFESSIONALS.
$598,000
6 Beds ⋅ 4.5 Baths
Welcome to this exceptional traditional two-story home in the highly sought-after Corinth Estates neighborhood, where timeless design meets incredible space for everyday living and entertaining. Boasting over 4,000 square feet of finished living space, this impressive home offers 6 spacious bedrooms and 4.5 baths, providing room for everyone. The thoughtfully designed floor plan features generous living and gathering spaces throughout, while the finished walkout basement is an entertainer's dream with a wet bar and easy access to the backyard oasis. Step outside to enjoy the sparkling inground pool, perfect for summer gatherings, or unwind on the enclosed deck that extends your outdoor living season. Whether you're hosting holiday celebrations, pool parties, or simply enjoying quiet evenings at home, this property was designed with entertaining in mind. Combining classic curb appeal, abundant living space, and an unbeatable location in desirable Corinth Estates, this is a rare opportunity to own a home that truly has it all.

4810 Aegean Terrace, St Joseph

Listing courtesy of Christy Rippe of The St.Joe Real Estate Group,.
$345,000
4 Beds ⋅ 3 Baths
Open concept with large living room featuring a fireplace, center attention to the island and open kitchen with all appliances, large walk in pantry, island in kitchen seating + formal dining space, 3 bedrooms on the main level (one ensuite primary) in addition to a 4th non-conforming in the lower level with ensuite bathroom as well, rec room with fireplace, updated flooring in lower level, all wood floors on main level, fantastic outdoor entertainment space covered complete with outdoor TV, all TVs and mounts shall stay, bar stools, kitchen and laundry appliances - all this on nearly 1/2 acre lot in Stonecrest. Bessie/Bode/Central District. Bring all buyers - VA, FHA, Conventional or Cash!

29 Stonecrest N/A, St Joseph

Listing courtesy of Agent Jo Pruitt of Agent Jo & Associates.
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