64506 Homes with VA Loan Financing

Welcome to the charming 64506 zip code, nestled in the heart of St. Joseph, Missouri! This vibrant area, located in Buchanan County, is a hidden gem that offers a perfect blend of small-town charm and modern conveniences. With its rich history and welcoming community, 64506 is an ideal place to call home.

As you explore this delightful zip code, you'll find a variety of housing options that cater to diverse lifestyles. From cozy single-family homes to spacious townhouses, there’s something for everyone. One of the standout features of this area is the availability of homes that qualify for VA loan financing. This means that veterans and active-duty service members can take advantage of favorable loan terms, making homeownership more accessible than ever.

Living in 64506 offers residents the chance to enjoy a wealth of amenities. The area is dotted with parks, recreational facilities, and local shops, ensuring that you have everything you need right at your fingertips. With excellent schools and a strong sense of community, families will find this neighborhood to be a nurturing environment for children to grow and thrive.

Furthermore, St. Joseph is known for its rich cultural heritage and vibrant arts scene, providing endless opportunities for entertainment and engagement. Whether you’re enjoying a leisurely stroll along the Missouri River or attending a local festival, there’s always something happening in this lively community.

Discover the charm of 64506 and explore the possibilities that await you in this wonderful corner of Missouri. Your dream home is just around the corner!

Newest 64506 Homes with VA Loan Financing

$233,000

3 Beds ⋅ 3 Baths

Welcome to 1214 Safari Drive! This 3-bedroom, 3-bathroom ranch offers the convenience of single-level living with a functional layout and room to fit your needs. With all three bedrooms on the main level, this home offers an accessible flow that makes everyday living easy. Whether you're looking for space to settle in, room to entertain, or the opportunity to make a home your own, this property is full of possibilities. Don't miss your chance to see what this ranch has to offer and envision the potential waiting for you at 1214 Safari Drive!

1214 Safari Drive, St Joseph

Listing courtesy of Stroud & Associates Team of Real Broker, LLC.

$279,900

3 Beds ⋅ 2 Baths

Welcome to 3514 West Lantern Lane! This charming brick home offers three bedrooms, two bathrooms, and inviting spaces inside and out. A spacious living room provides room to gather, while the eat-in kitchen opens through patio doors to a private patio—perfect for morning coffee or outdoor dining. The generously sized, fenced backyard offers space for gardening, entertaining, or simply enjoying the outdoors. A large basement provides additional storage and room for future possibilities, while the two-car garage adds everyday convenience. Come explore the charm and potential of this St. Joseph home—schedule your private showing today!

3514 W Lantern Lane, St Joseph

Listing courtesy of Abby Dillon of The St.Joe Real Estate Group,.

$350,000

4 Beds ⋅ 3.5 Baths

Plenty of room to grow in this spacious 4-bedroom home, offering the convenience of all-level living! Featuring 4 generously sized bedrooms, including a huge primary suite with an oversized closet, 2 full bathrooms and 2 half baths. Enjoy plenty of space for everyone with two separate living rooms, a formal dining room, and a large kitchen complete with an island and breakfast bar. Step outside to a great deck, perfect for relaxing or entertaining, overlooking a fenced-in backyard. With so much space and functionality, this home has everything you need to make yourself at home!

4909 Woodfield Drive, St Joseph

Listing courtesy of BRANDON SALE TEAM of Keller Williams KC North.

$100,000

5 Beds ⋅ 3.5 Baths

**Investor Opportunity ** Exceptional investment opportunity! This distinctive property offers extensive renovations, unique character, and exciting potential for investors, renovators, or buyers looking to add value. Completed Improvements & Property Features: - One-layer roof with no leaks - Custom-built pillow wood windows - All plaster removed; new insulation and sheetrock - 900+ sq. ft. finished attic with can lights, new flooring, and expandable foam insulation - All-new electrical and can lights throughout - All-new PEX plumbing - Functional obsolescence addressed - Primary suite with walk-in closet and spa-style bath featuring a jetted tub - New closet in southwest bedroom - Full bathroom beneath the stairs on the ground floor - Third-floor half bath - Gourmet kitchen layout with walk-in pantry and French doors to the backyard - New tile in restrooms and laundry room - Second-floor laundry near bedrooms - Two 5-ton AC units serving the first and second floors - All flooring redone - Reconstructed second-floor hallway - Two gas fireplaces with new tile surrounds - Refurbished front porch with ceiling fans - Front porch rails and balusters sourced from salvage - Original trim preserved in basement - Pocket doors intact - New basement stairs - HVAC installed between rafters for a more usable basement - Tavern-style room in southeast parlor - First-floor office with recording booth and separate east entrance - Additional character features include custom stained glass With substantial work already completed, this property offers an opportunity to bring your vision to life and unlock its potential. Certain finishing materials and negotiable items, including pergola pillars, crown molding, and attic studio lockers, may be available. Buyer to verify square footage, room counts, permits, condition, and intended use. All information deemed reliable but not guaranteed. Property is being sold as-is.

2225 Jones Street, St Joseph

Listing courtesy of Luis Hidalgo of 1st Class Real Estate KC.

$290,000

3 Beds ⋅ 1.5 Baths

JUST MOVE IN AND ENJOY! So much NEW and UPDATED throughout this move-in-ready home on the northeast edge of St. Joseph! Conveniently located near shopping, dining, and easy highway access, this neat and clean home is ready for you to move right in and enjoy. You’ll love the fresh new look featuring LVP flooring, updated trim, eye-catching lighting fixtures, crisp white six-panel doors, and fresh paint throughout. The maintenance-free vinyl siding, double-hung tilt-in thermopane windows, new roof, and added blown-in insulation are more great features. The open floor plan offers a welcoming living room that flows into the dining area, plus a dine-in kitchen with all appliances included! Both bathrooms have been nicely updated with new vanities, and you’ll appreciate the new tub/shower combination with tiled walls, upgraded tub and shower faucets, and a lighted mirror. The spacious lower-level family room is perfect for relaxing or gathering with family and friends, featuring a beamed ceiling and a beautiful brick fireplace with mantel and hearth. With a newer furnace, central air, and water heater, you can enjoy added peace of mind for years to come. The attached two-car garage features two new overhead doors and a new walk-out door. Step outside to enjoy the deck overlooking the fenced backyard, providing a great space for outdoor enjoyment while keeping children and pets safely contained. A handy 10x12 storage shed is perfect for toys, lawn equipment, and more. With so many updates, all appliances included, and a convenient location, this home makes moving easy so you can start enjoying it right away!

3001 Dover Street, St Joseph

Listing courtesy of Robin RICKERSON of REECENICHOLS-IDE CAPITAL.

$339,900

3 Beds ⋅ 2.5 Baths

Nestled on a quiet cul-de-sac, this classic raised-ranch home blends timeless architecture with inviting curb appeal. North Shoppes are minutes away. A handsome brick front, composite roof, wood siding, and thermal windows create a durable, attractive exterior. The spacious concrete driveway leads to an attached garage, framed by low-maintenance landscaping, lighting accents, and mature trees that provide shade and a serene, park-like setting. Inside, warm wood flooring welcomes you into an easy, functional layout connecting the living room, hallway, and kitchen. The living room offers comfort and character with a cozy fireplace, newer carpet, and built-in shelving. The kitchen features custom cabinetry, granite countertops, a kitchen bar, and stainless-steel appliances—including refrigerator, dishwasher, microwave, oven, and range. The adjacent dining area, finished with wood flooring, opens through sliding glass doors to a spacious wooden deck with pergola, perfect for outdoor dining and relaxation. All bedrooms offer comfort with carpet, ceiling fans, and rich wood trim, while 6-panel wood doors add a classic touch throughout. Bathrooms feature granite vanities, tile flooring, and practical layouts, including a main bath with a double-door linen closet for added storage. The finished basement expands your living space with a large recreation room, designer carpet on stairs, and a fireplace and hearth. This level also includes a half bath, a laundry area with wood cabinetry with tiled flooring, and interior access to the oversized garage with ample storage. Outdoor living shines with a spacious deck, and wired lighting on timers, creating an ideal setting for evening gatherings. The large backyard, complete with trees and thoughtful landscaping, offers a peaceful retreat for entertaining or unwinding. Classic charm, functional spaces, and inviting outdoor areas—an exceptional opportunity for buyers seeking comfort, character and ideal location.

3401 N 36th Terrace, St Joseph

Listing courtesy of Nikie Jo Glasbrenner of ReeceNichols-KCN.

$410,000

3 Beds ⋅ 3.5 Baths

Large Ranch home with two stone fireplaces and a brand new $21,000 roof in July. Spacious rooms, main floor laundry room plus vaulted ceiling in the great room. Wide open basement has many options and already has a fully finished bathroom. A gorgeous level yard features a covered patio and mature trees. You can make it your own while living there!

3 Wishbone Road, St Joseph

Listing courtesy of Lisa WISDOM-STRAYER of RE/MAX PROFESSIONALS.

$369,000

4 Beds ⋅ 2.5 Baths

Stunning 4 Bedroom, 2.5 Bath Home in the Desirable Quail Creek Subdivision This well-loved home offers a fantastic neighborhood close to St. Joseph amenities, with convenient highway access for you and your family. You'll fall in love with the spacious main-floor living area, featuring high ceilings and a beautiful, large kitchen. The kitchen includes a pantry, a dine-in eating area, and walk-out access to a fabulous patio, making family time easy and providing plenty of entertaining space at the heart of the home. Additionally, a formal dining room off the kitchen is perfect for hosting guests or can serve as an office or extra living space. The main floor also includes three spacious bedrooms, with the large master bedroom featuring a private bath. Main-floor laundry is an added bonus. Downstairs, you'll find a finished living space that's ideal as a man cave or kids' play area. This level also includes an additional bedroom and a half bath. Access to the large two-car garage and extra storage space makes coming and going easy and provides space for special items. Enjoy the amazing backyard and friendly neighborhood atmosphere at 2902 N. 39th Terrace!

2902 N 39th Terrace, St Joseph

Listing courtesy of Melissa Winn of Top Property Realty, LLC.

$310,000

3 Beds ⋅ 3 Baths

4930 Mockingbird Lane, St Joseph

Listing courtesy of Corbin POLSGROVE of The St.Joe Real Estate Group,.

$279,999

3 Beds ⋅ 2 Baths

Completely remodeled raised ranch! Conveniently located on Auburn Drive just off Belt Highway and near the North Shoppes. This move-in-ready home features 3 bedrooms, 2 completely gutted and brand-new bathrooms, refinished hardwood floors, and a stunning new kitchen with custom cabinetry, quartz countertops, glass backsplash, and appliances included. Updates include new electrical panel, HVAC, water heater, vinyl siding, garage door, interior/exterior doors, lighting, and fresh paint throughout. Unfinished basement offers ample storage and potential for additional living space. Enjoy the fenced backyard and patio. Extensive updates inside and out come see this one today!

3426 Auburn Drive, St Joseph

Listing courtesy of Corbin POLSGROVE of The St.Joe Real Estate Group,.

$329,900

4 Beds ⋅ 3.5 Baths

Here is what everyone is looking for!! MOVE IN READY....beautifully redone home in Stonecrest!!! 4 bed, 4 bath! 2 fireplaces large walk in pantry in this beautiful kitchen! new deck off back spacious back yard with full privacy fence around the whole yard! Gorgeous pool table in the downstairs rec room stays! Perfect for family nights in! TONS of storage and built ins!! Roof is less than 5 years old! Schedule your showing on this beauty TODAY!!

5205 Mockingbird Lane, St Joseph

Listing courtesy of Kris Smith of Keller Williams KC North.

$265,000

3 Beds ⋅ 3 Baths

Welcome home to this well-maintained 3-bedroom, 3-bathroom true ranch offering comfortable one-level living with plenty of additional space. The primary bedroom features a private en-suite bathroom, while the finished basement provides flexible living space and tons of storage for all your needs. Original hardwood floors beneath the carpet throughout the main level, offering an opportunity to uncover and showcase the original flooring. Enjoy the convenience of a 2-car garage and a fenced-in backyard that provides a great space for pets, entertaining, or simply relaxing outdoors. With a practical layout, generous storage, and a home that has been well cared for over the years, this is a great opportunity to make it your own.

18 Northridge Drive, St Joseph

Listing courtesy of Brycen Haggard of ReeceNichols-KCN.

Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use

64506 Homes with VA Loan Financing

Newest 64506 Homes with VA Loan Financing

How much is your home worth?

How much is your home worth?