64506 Homes under $500,000

Welcome to the vibrant community of zip code 64506, located in the heart of Missouri! This charming area is not just a place to live; it’s a lifestyle waiting to be embraced. Nestled in the picturesque city of St. Joseph, 64506 offers a delightful blend of suburban tranquility and urban convenience, making it an ideal choice for families, professionals, and retirees alike.

One of the standout features of this region is the availability of homes priced under $500,000. Whether you’re a first-time homebuyer or looking to upgrade, you’ll find a diverse selection of properties that suit your needs and budget. From cozy single-family homes with spacious yards to modern townhouses with contemporary finishes, there’s something for everyone in this thriving market.

The community is known for its friendly atmosphere and strong sense of belonging. Residents enjoy access to top-notch schools, beautiful parks, and a variety of recreational activities. The nearby downtown area boasts an eclectic mix of shops, restaurants, and cultural attractions, ensuring you’re never far from entertainment and dining options.

In addition to its affordability, 64506 is conveniently located near major highways, making commuting a breeze. With a rich history and a bright future, this zip code is not just a place to call home; it’s a community where memories are made and dreams come true. Come explore the opportunities that await you in St. Joseph, MO, and discover why 64506 is the perfect place to plant your roots!

Newest 64506 Homes under $500,000

$125,000

3 Beds ⋅ 1.5 Baths

This adorable 1 story home is located in a quiet neighborhood and has been successfully used as a short-term rental for the past two years. The home features newer flooring and HVAC, along with a large eat-in kitchen and a separate dining room, used as an office space currently. The main floor includes a bedroom, living room, and a half bath with no sink. Upstairs are two additional bedrooms and a full bath. Convenient on-street parking in front, plus gravel parking in the back for off-street parking. A great opportunity for an owner occupant or investment property! Sellers used this property as a long term rental for 3-4 years and switched to a short term rental over 2 years ago. Average monthly gross income was $1300 over the last 12 months (and they took one of those months off last year). It is called The Minthouse. People leave reviews that they love the homey feel, quiet neighborhood and close proximity to bars, restaurants and downtown. New roof scheduled to be installed in October. Will consider selling/leaving some of the furniture with good offer. 1 year home warranty included. Owner agents.

716 N 24th Street, St Joseph

Listing courtesy of Tracy TIETJENS of REECENICHOLS-IDE CAPITAL.

$285,000

3 Beds ⋅ 2 Baths

Completely remodeled raised ranch! Conveniently located on Auburn Drive just off Belt Highway and near the North Shoppes. This move-in-ready home features 3 bedrooms, 2 completely gutted and brand-new bathrooms, refinished hardwood floors, and a stunning new kitchen with custom cabinetry, quartz countertops, glass backsplash, and appliances included. Updates include new electrical panel, HVAC, water heater, vinyl siding, garage door, interior/exterior doors, lighting, and fresh paint throughout. Unfinished basement offers ample storage and potential for additional living space. Enjoy the fenced backyard and patio. Extensive updates inside and out come see this one today!

3426 Auburn Drive, St Joseph

Listing courtesy of Corbin POLSGROVE of The St.Joe Real Estate Group,.

$344,900

4 Beds ⋅ 3.5 Baths

Here is what everyone is looking for!! MOVE IN READY....beautifully redone home in Stonecrest!!! 4 bed, 4 bath! 2 fireplaces large walk in pantry in this beautiful kitchen! new deck off back spacious back yard with full privacy fence around the whole yard! Gorgeous pool table in the downstairs rec room stays! Perfect for family nights in! TONS of storage and built ins!! Roof is less than 5 years old! Schedule your showing on this beauty TODAY!!

5205 Mockingbird Lane, St Joseph

Listing courtesy of Kris Smith of Keller Williams KC North.

$275,000

3 Beds ⋅ 3 Baths

Welcome home to this well-maintained 3-bedroom, 3-bathroom true ranch offering comfortable one-level living with plenty of additional space. The primary bedroom features a private en-suite bathroom, while the finished basement provides flexible living space and tons of storage for all your needs. Original hardwood floors beneath the carpet throughout the main level, offering an opportunity to uncover and showcase the original flooring. Enjoy the convenience of a 2-car garage and a fenced-in backyard that provides a great space for pets, entertaining, or simply relaxing outdoors. With a practical layout, generous storage, and a home that has been well cared for over the years, this is a great opportunity to make it your own.

18 Northridge Drive, St Joseph

Listing courtesy of Brycen Haggard of ReeceNichols-KCN.

$345,300

4 Beds ⋅ 3.5 Baths

Space, updates, and a convenient location come together in this 4-bedroom, 3.5-bath home offering approximately 3,600 square feet of living space. Multiple living areas provide plenty of room to spread out, including a finished basement for additional living or entertaining space. Updates include windows, flooring, interior paint, renovated bathrooms, and lighting throughout. An attached 2-car garage provides added convenience, while the 0.4-acre lot offers plenty of outdoor space. Located near shopping, dining, schools, and everyday amenities. Schedule your showing and come see what this home has to offer.

4806 Stonecrest Terrace, St Joseph

Listing courtesy of Jacob Aylsworth of Coldwell Banker General Property.

$425,000

4 Beds ⋅ 3.5 Baths

Beautiful brick home on a corner lot in Carriage Oaks—and there is so much to love about this one! From the covered front porch, you’ll step into a spacious and open home that immediately feels welcoming. The large living room flows into the eat-in kitchen and then into the dining room connected by beautiful wood flooring with a detailed inlay. The kitchen is sure to please with an abundance of quality cabinetry, a dining island, hard-surface countertops, and stainless appliances that are all included. Just off the kitchen is a handy mud room with main-floor laundry, a half bath, side exterior door, and access to the attached 2-car garage. But wait...this home gives you the rare luxury of a 4-car garage! The attached 2-car garage is complemented by a tandem 2+ car basement garage, giving you room for 4 vehicles PLUS plenty of additional space for a workshop, lawn equipment, toys, hobbies, storage, or all those things that seem to accumulate over the years. If you need garage space, this one is definitely worth a look! There are 4 bedrooms and 3½ bathrooms, including a wonderful main-floor primary suite with a massive walk-in closet and private bath featuring a soaking tub, separate shower, and dual-bowl vanity. The remaining 3 bedrooms are upstairs and each has its own built-in window seat, with easy access from the open staircase that overlooks the living room. The lower level gives you even more space with a comfortable family room, office, and ¾ bathroom—perfect for guests, hobbies, a home office, or just a little extra room to spread out. And to top it all off, the roof was new in 2024 and the guttering, furnace, and central air are all new in 2026! Step outside to the inviting deck overlooking the nicely manicured backyard and enjoy the outdoor space this corner lot provides. 4 bedrooms, 3½ baths, a great open floor plan, beautiful brick exterior, four-car garage space, and major updates—this home has a lot to offer! Come take a look—you may just fall in love!

4201 Kensington Drive, St Joseph

Listing courtesy of Robin RICKERSON of REECENICHOLS-IDE CAPITAL.

$249,900

3 Beds ⋅ 2.5 Baths

Looking for a great north St. Joseph location without taking on a renovation project? This move-in-ready 3-bedroom, 2½-bath raised ranch gives you the combination that's getting harder to find: updated living spaces, a 2-car attached garage, three bedrooms on the main level and a finished walk-out lower level that gives you additional room for a family room, office, gym, hobby space or entertaining. Step outside to the fenced backyard and deck, then enjoy being just minutes from shopping, restaurants, schools and everyday conveniences.

2209 N Leonard Road, St Joseph

Listing courtesy of Claire Lett of RE/MAX PROFESSIONALS.

$350,000

4 Beds ⋅ 3 Baths

Discover This soild, well built all brick ranch in Country Club. Featuring 3 large bedrooms plus a non conforming 4th bedroom, 3 full baths and 2 fireplaces.The lower level is designed for entertaining offering a spacious rec room and bar area ideal for game nights , gatherings, or relaxing with family and friends.

3515 Emerald Lane, Country Club

Listing courtesy of KARA HICKS of REECENICHOLS-IDE CAPITAL.

$64,900

2 Beds ⋅ 1.5 Baths

Adorable curb appeal and plenty of potential! This 2-bedroom, 1.5-bath home also offers two small bonus rooms that could be used for an office, extra storage, hobby space, or whatever fits your needs. Outside you’ll find a storage shed and convenient off-street parking. With a few finishing touches, this home is ready for its next owner to make it their own.

2211 Jones Street, St Joseph

Listing courtesy of Ashley Hines of RE/MAX PROFESSIONALS.

$185,000

2 Beds ⋅ 1 Baths

Welcome to this move-in ready Saint Joseph home, packed with high-value updates and conveniently located near local shopping, dining, and major highways! Step through the entryway into a bright main level featuring fresh interior paint throughout, durable wood-plank laminate in the living room, dining area, and hallway, and classic original hardwood in both bedrooms. The kitchen comes fully equipped with tile flooring, new countertops, a new sink faucet, and brand-new stainless steel appliances. Downstairs, the finished basement space offers a versatile non-conforming bedroom with brand-new carpet and adjacent utility storage. Major high-ticket updates provide complete peace of mind, including a brand-new water heater, 2024 roof, and high-efficiency thermal replacement windows. Enjoy outdoor living on the raised deck, lower patio with fire pit, and fully fenced backyard. Complete with a drive-in garage and low-maintenance vinyl siding—schedule your tour today!

2607 Parallel Avenue, St Joseph

Listing courtesy of David Price of United Real Estate Kansas City.

$499,900

3 Beds ⋅ 4.5 Baths

Gorgeous, spacious, and designed for effortless living! This stunning 3-bedroom, 4.5-bath home offers an exceptional floor plan with two additional non-conforming bedrooms in the basement, providing flexibility for guests, an office, gym, or hobby space. Step inside and experience an abundance of natural light filling the home and creating a bright, welcoming atmosphere. The heart of the home is the huge chef’s kitchen, featuring an oversized island, an impressive amount of cabinet storage, and a plethora of pantry space! A lovely hearth room shares a see-thru fireplace with the living area. The main-floor primary suite offers convenience and privacy with en suite bath, while upstairs you'll find a second primary suite, making this home ideal for multi-generational living or hosting overnight guests. In fact, each bedroom enjoys its own private bathroom, offering comfort and convenience for everyone. The finished walk-out basement adds additional living space and opens to the outdoors, while the multi-level deck and screened-in porch create the perfect setting for morning coffee, evening gatherings, or simply enjoying the surrounding views. With generous living spaces, incredible storage, multiple private suites, and a location convenient to the hospital, shopping, dining, and everyday amenities, this home truly has it all. A must-see property with space, style, and versatility in all the right places!

512 Pinewood Drive, St Joseph

Listing courtesy of Ramseier Group of Keller Williams KC North.

$350,000

5 Beds ⋅ 2 Baths

Welcome home to this beautifully updated 5-bedroom, 2-bathroom property offering plenty of space, comfort, and versatility! The recently updated kitchen is a standout feature, combining modern style with functionality and making it the perfect gathering place for family and friends. The finished walkout basement provides additional living space and flexibility, while two separate living areas offer plenty of room to relax, entertain, or create a dedicated space for everyone. Step outside and enjoy the peaceful backyard setting, featuring an updated patio completed in 2024—the perfect spot for outdoor dining, entertaining, or relaxing. The home also features new windows installed in 2023, adding to its appeal and providing peace of mind for the new owners. Situated on a large lot, this property offers plenty of outdoor space and privacy. A 3-car detached garage provides abundant parking and extra storage, making it ideal for vehicles, hobbies, tools, or recreational equipment. With five bedrooms, two bathrooms, two living spaces, a finished walkout basement, updated kitchen, new windows, an updated 2024 patio, large lot, and impressive 3-car garage, this home offers the space and updates you've been looking for. Come see all this wonderful property has to offer!

5402 Frederick Avenue, St Joseph

Listing courtesy of Crystal VanSchoiack of 1st Class Real Estate KC.

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