64506 Homes under $200,000

Welcome to the vibrant community of St. Joseph, Missouri, nestled in the heart of Buchanan County and boasting the delightful zip code 64506. This area is a hidden gem for homebuyers, offering an inviting blend of small-town charm and modern conveniences.

St. Joseph is rich in history, known for its role as the starting point of the Pony Express and its vibrant cultural scene. The city is home to beautiful parks, historical landmarks, and a variety of shopping and dining options that cater to all tastes. The friendly neighborhoods and strong sense of community make it an ideal place for families, young professionals, and retirees alike.

For those looking for affordable housing options, the 64506 zip code is particularly appealing. With numerous homes available for under $200,000, buyers can find excellent value without sacrificing quality or location. From cozy bungalows to spacious family homes, there’s something to suit every lifestyle and budget. Many of these properties feature inviting yards, updated interiors, and easy access to local amenities, making them perfect for first-time homebuyers or those looking to downsize.

Investing in a home in St. Joseph not only means securing a great property but also becoming part of a welcoming community that values connection and growth. Whether you’re drawn by the affordable housing market or the rich local culture, St. Joseph, MO, 64506, offers a unique opportunity to create a home that you’ll cherish for years to come. Explore the possibilities today and discover your dream home in this charming city!

Newest 64506 Homes under $200,000

$125,000

3 Beds ⋅ 1.5 Baths

This adorable 1 story home is located in a quiet neighborhood and has been successfully used as a short-term rental for the past two years. The home features newer flooring and HVAC, along with a large eat-in kitchen and a separate dining room, used as an office space currently. The main floor includes a bedroom, living room, and a half bath with no sink. Upstairs are two additional bedrooms and a full bath. Convenient on-street parking in front, plus gravel parking in the back for off-street parking. A great opportunity for an owner occupant or investment property! Sellers used this property as a long term rental for 3-4 years and switched to a short term rental over 2 years ago. Average monthly gross income was $1300 over the last 12 months (and they took one of those months off last year). It is called The Minthouse. People leave reviews that they love the homey feel, quiet neighborhood and close proximity to bars, restaurants and downtown. New roof scheduled to be installed in October. Will consider selling/leaving some of the furniture with good offer. 1 year home warranty included. Owner agents.

716 N 24th Street, St Joseph

Listing courtesy of Tracy TIETJENS of REECENICHOLS-IDE CAPITAL.

$64,900

2 Beds ⋅ 1.5 Baths

Adorable curb appeal and plenty of potential! This 2-bedroom, 1.5-bath home also offers two small bonus rooms that could be used for an office, extra storage, hobby space, or whatever fits your needs. Outside you’ll find a storage shed and convenient off-street parking. With a few finishing touches, this home is ready for its next owner to make it their own.

2211 Jones Street, St Joseph

Listing courtesy of Ashley Hines of RE/MAX PROFESSIONALS.

$185,000

2 Beds ⋅ 1 Baths

Welcome to this move-in ready Saint Joseph home, packed with high-value updates and conveniently located near local shopping, dining, and major highways! Step through the entryway into a bright main level featuring fresh interior paint throughout, durable wood-plank laminate in the living room, dining area, and hallway, and classic original hardwood in both bedrooms. The kitchen comes fully equipped with tile flooring, new countertops, a new sink faucet, and brand-new stainless steel appliances. Downstairs, the finished basement space offers a versatile non-conforming bedroom with brand-new carpet and adjacent utility storage. Major high-ticket updates provide complete peace of mind, including a brand-new water heater, 2024 roof, and high-efficiency thermal replacement windows. Enjoy outdoor living on the raised deck, lower patio with fire pit, and fully fenced backyard. Complete with a drive-in garage and low-maintenance vinyl siding—schedule your tour today!

2607 Parallel Avenue, St Joseph

Listing courtesy of David Price of United Real Estate Kansas City.

2807 Pembroke Lane Unit #A-22, St Joseph

$77,000

1 Beds ⋅ 1 Baths

Looking for a low-maintenance way to add to your rental portfolio? This freshly remodeled 1 bedroom, 1 bathroom condo checks all the boxes. The unit has been updated throughout and is move-in ready, with a community pool for warm-weather relaxing and laundry facilities available in every building on the property. Security and upkeep are a priority here, with cameras around the complex and newer HOA management that works hard to keep the grounds and the common areas well maintained. A property management company actively working to place a tenant at $1,000/month, so this is a great opportunity to step into a rental with income potential from day one. Whether you're growing a portfolio or looking for your first investment property, this condo offers the kind of maintenance-free ownership that makes passive income simple. Currently vacant and ready for a new owner or investor to take the next step. (Non-Warrantable Condo, so no Fannie Mae/Freddie Mac backed loans.) Seller is selling 2 units in this property complex, can be used for short- term, mid-term or long term rentals.

2807 Pembroke Lane Unit #A-22, St Joseph

Listing courtesy of Danielle Dalton of The St.Joe Real Estate Group,.

2811 Pembroke Lane Unit #C-25, St Joseph

$77,000

1 Beds ⋅ 1 Baths

Looking for a low-maintenance way to add to your rental portfolio? This freshly remodeled 1 bedroom, 1 bathroom condo checks all the boxes. The unit has been updated throughout and is move-in ready, with a community pool for warm-weather relaxing and laundry facilities available in every building on the property. Security and upkeep are a priority here, with cameras around the complex and newer HOA management that works hard to keep the grounds and the common areas well maintained. A property management company actively working to place a tenant at $1,000/month, so this is a great opportunity to step into a rental with income potential from day one. Whether you're growing a portfolio or looking for your first investment property, this condo offers the kind of maintenance-free ownership that makes passive income simple. Currently vacant and ready for a new owner or investor to take the next step. (Non-Warrantable Condo, so no Fannie Mae/Freddie Mac backed loans.) Seller iselling 2 units in this property, can be used for short- term, mid-term or long term rentals.

2811 Pembroke Lane Unit #C-25, St Joseph

Listing courtesy of Danielle Dalton of The St.Joe Real Estate Group,.

$169,900

3 Beds ⋅ 2 Baths

Opportunity awaits with this spacious 3-bedroom, 2-bath home in an established neighborhood! Featuring hardwood floors throughout the living room and two bedrooms, a large front living room, dining room/kitchen combination, and convenient main-floor laundry, this home offers a solid foundation and plenty of space to make your own. The kitchen appliances can stay with the home, and the walkout basement includes a two-car garage with ample storage. Step outside to enjoy the deck off the primary bedroom, patio area, and a 22-foot in-ground swimming pool. This home does need some updating and repairs, but it has great bones and endless potential. Whether you're a first-time home buyer looking to build equity or an investor searching for your next project, this is your chance to create something truly special. Just imagine what this home could become with a little sweat equity and a game plan. The possibilities are endless, and the reward could be well worth the effort.

2701 Southeast Trail, St Joseph

Listing courtesy of Travis Martin of BHHS Stein & Summers Real Estate.

$159,500

2 Beds ⋅ 1 Baths

Charming 2 bedroom 1 bath home with modern upgrades & curb appeal. This beautifully updated corner lot home offers the perfect blend of classic charm & modern convenience. With refinished hardwood floors throughout, fresh interior paint and a landscaped yard. This property is a move in ready home, waiting for you! 2 spacious bedrooms, sun room, home offers bright, open living spaces. Easy access to local amenities. Don't miss out on this amazing opportunity, schedule your showing today! Property is Currently a short term rental and generates $2000 a month.

1001 N 25th Street, St Joseph

Listing courtesy of JEFFREY HUGHES of Coldwell Banker General Property.

$199,000

3 Beds ⋅ 2.5 Baths

You are not going to want to miss out on this outstanding family home! With 1800 ft.² of living space you will find a generous eat in the kitchen, large living room, two good size bedrooms, a full bath, in addition to a large master suite. Downstairs you will find a nonconforming bedroom and an additional half bath as well as a nice two car garage. With fresh paint throughout this is the blank slate you have been looking for. The real show shopper here is the outdoor space. With over one and a half acres it feels like a park. The location is ideal putting you with minutes of shopping, restaurants, gym , entertainment, and bars. Any and all reasonable offers will be considered. Don’t let this one get away!

3603 Karnes Road, St Joseph

Listing courtesy of Donnie Moss of KC Realtors LLC.

$199,900

3 Beds ⋅ 2 Baths

Pride of ownership shows throughout this well-maintained 3-bedroom, 2-bath raised ranch! Spacious rooms and a functional layout provide plenty of comfortable living space, while the basement offers even more versatility, including a non-conforming room perfect for an office, hobby space, workout room, or additional storage. Step outside to the back patio overlooking a large yard on a desirable corner lot, where you can enjoy the peaceful surroundings and frequent visits from hummingbirds, rabbits, and songbirds. The location offers a great balance of a quieter setting while still being conveniently close to the North Shoppes, dining, shopping, and everyday amenities. An oversized detached garage provides excellent space for vehicles, storage, projects, or hobbies. With an HVAC system approximately 6 years old and consistent care throughout the years, this home is ready for its next owner. Come take a look and see all the space, functionality, and possibilities this property has to offer!

2802 Blackwell Road, St Joseph

Listing courtesy of Jennifer Pflugradt of Coldwell Banker General Property.

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