64507 Homes with Conventional Financing

64507 Homes with Conventional Financing

Welcome to the charming 64507 zip code, nestled in the vibrant city of St. Joseph, Missouri, within the scenic Buchanan County. This area is a delightful blend of rich history, community spirit, and modern conveniences, making it an ideal place to call home.

St. Joseph is known for its friendly neighborhoods, beautifully maintained parks, and a strong sense of community. The 64507 area boasts a variety of homes that cater to diverse lifestyles, from cozy single-family residences to spacious multi-story houses. Whether you are a first-time homebuyer, a growing family, or looking to downsize, you will find a home that suits your needs.

One of the many advantages of living in this zip code is the availability of homes that qualify for conventional financing. This means you can explore a range of financing options that are both flexible and accessible, making your journey to homeownership smoother and more attainable. Conventional loans typically offer competitive interest rates and terms, allowing you to invest in your dream home with confidence.

Beyond the homes, 64507 is conveniently located near shopping centers, dining options, and recreational facilities, ensuring that residents have everything they need within reach. The area is also well-connected to major highways, providing easy access to neighboring cities and attractions.

In summary, the 64507 zip code in St. Joseph, MO, is a wonderful place to settle down, offering a harmonious blend of community, affordability, and convenience. Come explore the possibilities that await you in this inviting corner of Buchanan County!

Newest 64507 Homes with Conventional Financing

$92,800
3 Beds ⋅ 1 Baths
Bring your vision to this exciting value-add opportunity in one of Midtown's most desirable neighborhoods. This spacious three-bedroom, one-bathroom home offers the perfect canvas for an investor or renovator ready to unlock its full potential. A complete remodel is needed, but the opportunity to build significant equity and realize a strong after-repair value makes this a project worth pursuing. With its sought-after location and solid footprint, this home is ready to be transformed into a standout property. This property is being offered as part of a larger investment portfolio, creating the opportunity to acquire multiple income-producing and value-add properties as a package.

2902 Lafayette Street, St Joseph

Listing courtesy of Joshua Johnson of BHHS Stein & Summers Real Estate.
$125,000
2 Beds ⋅ 1 Baths
Come see this charming 2 bedroom, 1 bath home with main floor laundry, private backyard and off street parking with much more. Schedule your showing today!

824 Warsaw Avenue, St Joseph

Listing courtesy of Edney Banos of BHHS Stein & Summers Real Estate.
$342,500
5 Beds ⋅ 2 Baths
Beautiful 5-bedroom ranch with room to grow—perfect blend of single-level convenience and spacious living. This light-filled home features a floor plan that flows from a welcoming entry into two generous living areas ideal for everyday life and entertaining. The well-appointed kitchen offers ample counter and cabinet space and easily accommodates casual dining. Five comfortable bedrooms provide flexible options for family, guests, or a home office. The primary suite is a private retreat. Hardwood runs through the main living areas, adding warmth and character. Step outside to a lovely screened-in back deck—an ideal spot for morning coffee, summer meals, or bug-free evenings with guests. The large yard gives plenty of room for play, gardening, or future expansion.

2820 Scott Street, St Joseph

Listing courtesy of Tyson Huff-Garza of The St.Joe Real Estate Group,.
$133,000
Add a solid income-producing property to your investment portfolio with this well-maintained duplex. Both units offer living space that appeals to tenants while helping reduce future maintenance costs. The property is fully occupied, providing immediate rental income from day one. Tenants pay their own utilities, keeping operating expenses low and improving your bottom line. With dependable cash flow already in place and no major updates needed, this duplex is a great opportunity for investors looking for a turn-key rental property with steady income potential.

1010 S 18th Street, St Joseph

Listing courtesy of Evans Real Estate Team of Evans Realty LLC.
$39,999
2 Beds ⋅ 1 Baths
Calling all investors, flippers, and renovation enthusiasts! This 2-bedroom, 1-bath home is in need of a complete renovation and is being sold as-is. The property requires extensive repairs and updates throughout but offers the chance to restore or reimagine it to its full potential. Whether you're looking for your next investment project or a property to rebuild, this is an opportunity to bring your vision to life.

2504 Lafayette Street, St Joseph

Listing courtesy of Carime Reeves of Top Line Realty LLC.
$330,000
3 Beds ⋅ 2.5 Baths
Welcome to this spacious 3 bedroom, 2.5 bathroom home nestled on over an acre in the highly sought-after Mid-Buchanan School District. Tucked away on a private cul-de-sac, this property offers the perfect blend of peaceful country living and neighborhood convenience. Inside, you'll find vaulted ceilings, a cozy wood-burning fireplace, brand-new carpet, and main-level laundry conveniently located near the bedrooms. The finished lower level features a large recreation room, providing plenty of space for entertaining, hobbies, or a second living area. Step outside to enjoy the new deck overlooking the serene setting, where you'll appreciate the privacy and room to spread out. This home is being sold as-is, presenting an excellent opportunity to make it your own while enjoying an affordable price point in a desirable location. Don't miss your chance to own a home with great potential in an outstanding neighborhood and school district!

5 SE Hilltop Terrace Road, St Joseph

Listing courtesy of Amy Voltz of Keller Williams KC North.
$90,100
1 Beds ⋅ 1 Baths
Recently updated and move-in ready, this centrally located one-bedroom, one-bathroom home offers comfort, convenience, and modern finishes throughout. Luxury vinyl plank flooring adds style and durability, while the partially finished basement provides valuable extra storage space. Enjoy relaxing on the backyard porch, and take advantage of the large carport for covered parking. Whether you're looking for a personal residence or an investment opportunity, this charming home is one you won't want to miss.

905 S 22nd Street, St Joseph

Listing courtesy of Joshua Johnson of BHHS Stein & Summers Real Estate.
$127,900
2 Beds ⋅ 1 Baths
Charming Home with Timeless Character & Modern Comforts Welcome home to this beautifully maintained property featuring newly refinished hardwood floors that add warmth and elegance throughout. Cozy up by the fireplace with insert, offering both charm and efficient supplemental heat. The thoughtfully designed layout includes main-floor laundry for everyday convenience, a formal dining room perfect for entertaining, and spacious bedrooms with plenty of room to relax. Enjoy morning coffee on the inviting covered front porch or unwind in the sunroom overlooking the fully fenced backyard—ideal for pets, play, gardening, or outdoor gatherings. Need extra storage? You'll appreciate the attic storage along with the full unfinished basement, offering abundant space for storage, hobbies, or future expansion. With classic features, generous living spaces, and plenty of potential, this home is ready for its next owner. Schedule your showing today and see all it has to offer!

3116 Lafayette Street, St Joseph

Listing courtesy of JEFFREY HUGHES of Coldwell Banker General Property.
$250,000
5 Beds ⋅ 3 Baths
Your new house is 100% move-in ready. Nothing to repair or replace. All appliances and furniture are included. Fully renovated 5-bedroom, 3-bathroom home with an above ground pool in the back and five off-street parking spaces. Newer furnace and ductwork, new 55 gallon electric hot water heater, new PEX water lines, new PVC sewer drains, 200 Amp breaker box, nearly all new vinyl windows, refinished hardwood floors, new vinyl flooring, high quality paint from top to bottom inside and out, dual stoves both electric and gas, dual washers and dryers, solid painted foundation, newer roof, aluminum siding, trim, fascia and gutters with vinyl soffits, two brand new upstairs bathrooms with tile tub surrounds and hardwired smoke/carbon monoxide detectors throughout. This property is ideal to be used either as a single-family residence or an investment property. As an investment property it could be rented out as a Long Term rental, AirBNB or a PadSplit/Room Rental location. Located in one of the beautiful neighborhoods of Saint Joseph. Clean and safe street only a half block from Bartlett Park and two blocks from Parkway Elementary. Arguably the best park and elementary school in town. (What’s Special) • Excellent neighborhood with a quiet and desirable setting • Located proudly on the crest of a hill, offering natural elevation and excellent drainage • Rainwater naturally flows away from the home in every direction, helping protect the foundation • Rock solid foundation providing strength, stability, and long-term peace of mind • Exceptionally clean and dry basement that stays dry year round • Stucco coated basement walls and clean painted concrete flooring create a bright, usable space for storage, hobbies, or a workshop • Basement has been fully maintained with painted walls and surfaces from top to bottom (Community) Enjoy being within walking distance of: • Parkway Elementary & Central High • Bartlett Park • Parkway walking trail • Disc golf course

2922 Sacramento Street, St Joseph

Listing courtesy of Luis Hidalgo of 1st Class Real Estate KC.
$249,900
3 Beds ⋅ 1.5 Baths
This home is located on a corner lot with 2 driveways,(side driveway goes into the back yard and is large enough to park a camper on) large back yard with a privacy fence and 2 large gazebo's that cover the patio. There are also 2 sheds, one with electricity waiting on the next handy man. The inside of the home features 2 wood burning brick fireplaces with an open floor plan. Beautiful hand crafted walnut countertop on the bar area of the nice size kitchen with all appliances staying. There are wood accents thru out the home making this home feel very cozy and welcoming. Windows and doors (including the closet doors) thru out the house have been replaced within the past 7 years, along with new flooring. A home you must see!

3601 Doniphan Avenue, St Joseph

Listing courtesy of Crickett O'Day of UNITED COUNTRY PROPERTY SOLUTI.
$179,900
2 Beds ⋅ 1 Baths
Welcome home to this charming 2-bedroom, 1-bath property situated on a desirable corner lot! Inside, you'll find original hardwood floors that add warmth and character throughout much of the home. Just off the kitchen, the bright and inviting sunroom provides the perfect space for morning coffee, a home office, or a cozy sitting area. Step outside to enjoy the privacy-fenced backyard, ideal for relaxing, entertaining, or giving pets plenty of room to play. The oversized 2-car garage offers exceptional storage and features a spacious upstairs attic that could be finished into additional living space, a workshop, hobby room, or home office. An HVAC unit is already in the garage and is ready to be connected, providing an excellent opportunity for year-round comfort in the space. Whether you're a first-time buyer, downsizing, or looking for a home with room to grow, this property offers character, functionality, and endless potential. Don't miss your chance to make it yours!

1501 S 20th Street W, St Joseph

Listing courtesy of Tammy RIVERA of BHHS Stein & Summers Real Estate.
$315,900
4 Beds ⋅ 3 Baths
CHECK OUT THIS WELL MAINTAINED 4 BEDROOM 3 BATH HOME.. FAMILY ROOM WITH FIREPLACE ,, 3 BED AND BATH SITUATED AT ONE END .. OFF THE FAMILY ROOM IS A FULL DRESSED KITCHEN GRANITE COUNTERS ALL APPLIANCES STAY..OFF THE KITCHEN IS PRIVATE OFFICE /STUDY EXIT DOOR TO THE SIDE.. TO THE BACK IS A PRIMARY SUITE WITH ITS OWN PRIVATE BATH.. IN THE BASEMENT COULD BE USED .. LOWER LEVEL LIVING QUARTERS. PERFECT PRIVATE AREA GAME ROOM OR ADDITIONAL FAMILY SPACE. WORK SHOP ATTACHED TO BASEMENT GARAGE .. ALL NEWER PAINTS GREAT COLORS. THRU OUT. 1/4 ACRE YARD GREAT FOR ENTERTAINING CAR PORT ATTACHED

1309 S 35 Street, St Joseph

Listing courtesy of Gregg Lowrance of UNITED COUNTRY PROPERTY SOLUTI.
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