64507 Homes with VA Loan Financing

Welcome to the charming zip code 64507, nestled in the heart of St. Joseph, Missouri, within the picturesque Buchanan County. This vibrant area is known for its rich history, warm community spirit, and an array of amenities that cater to residents of all ages.

St. Joseph boasts a unique blend of small-town charm and modern conveniences, making it an ideal place to call home. From its historic downtown district, filled with delightful shops and local eateries, to its expansive parks and recreational facilities, there’s something for everyone. Whether you’re strolling along the Missouri River or exploring the local art scene, you’ll find that 64507 offers a lifestyle that is both enriching and enjoyable.

For those considering homeownership in this inviting community, you’ll be pleased to know that homes in the 64507 zip code are eligible for VA loan financing. This means that veterans and active-duty military personnel can take advantage of favorable loan terms, making it easier to secure a home in this sought-after area. With a variety of housing options, from charming bungalows to modern family homes, you’re sure to find the perfect fit for your needs.

Living in 64507 means being part of a close-knit community that values tradition and progress. With excellent schools, diverse recreational opportunities, and a commitment to supporting our veterans, St. Joseph is not just a place to live; it’s a place to thrive. Discover your new home in 64507 and experience the warmth and charm of St. Joseph, Missouri!

Newest 64507 Homes with VA Loan Financing

$415,000

4 Beds ⋅ 3 Baths

Immaculate Ranch in Mid Buchanan School District!! This move in ready ranch features 4 bedrooms, 3 full baths, walk out basement with 2 lower level bedrooms and spacious rec room with built-ins. Don't miss this beautifully maintained home with plenty of space for the whole family.

5122 Brookhaven Drive, St Joseph

Listing courtesy of KARA HICKS of REECENICHOLS-IDE CAPITAL.

$250,000

5 Beds ⋅ 3 Baths

Your new house is 100% move-in ready. Nothing to repair or replace. All appliances and furniture are included. Fully renovated 5-bedroom, 3-bathroom home with an above ground pool in the back and five off-street parking spaces. Newer furnace and ductwork, new 55 gallon electric hot water heater, new PEX water lines, new PVC sewer drains, 200 Amp breaker box, nearly all new vinyl windows, refinished hardwood floors, new vinyl flooring, high quality paint from top to bottom inside and out, dual stoves both electric and gas, dual washers and dryers, solid painted foundation, newer roof, aluminum siding, trim, fascia and gutters with vinyl soffits, two brand new upstairs bathrooms with tile tub surrounds and hardwired smoke/carbon monoxide detectors throughout. This property is ideal to be used either as a single-family residence or an investment property. As an investment property it could be rented out as a Long Term rental, AirBNB or a PadSplit/Room Rental location. Located in one of the beautiful neighborhoods of Saint Joseph. Clean and safe street only a half block from Bartlett Park and two blocks from Parkway Elementary. Arguably the best park and elementary school in town. (What’s Special) • Excellent neighborhood with a quiet and desirable setting • Located proudly on the crest of a hill, offering natural elevation and excellent drainage • Rainwater naturally flows away from the home in every direction, helping protect the foundation • Rock solid foundation providing strength, stability, and long-term peace of mind • Exceptionally clean and dry basement that stays dry year round • Stucco coated basement walls and clean painted concrete flooring create a bright, usable space for storage, hobbies, or a workshop • Basement has been fully maintained with painted walls and surfaces from top to bottom (Community) Enjoy being within walking distance of: • Parkway Elementary & Central High • Bartlett Park • Parkway walking trail • Disc golf course

2922 Sacramento Street, St Joseph

Listing courtesy of Luis Hidalgo of 1st Class Real Estate KC.

$249,900

3 Beds ⋅ 1.5 Baths

This home is located on a corner lot with 2 driveways,(side driveway goes into the back yard and is large enough to park a camper on) large back yard with a privacy fence and 2 large gazebo's that cover the patio. There are also 2 sheds, one with electricity waiting on the next handy man. The inside of the home features 2 wood burning brick fireplaces with an open floor plan. Beautiful hand crafted walnut countertop on the bar area of the nice size kitchen with all appliances staying. There are wood accents thru out the home making this home feel very cozy and welcoming. Windows and doors (including the closet doors) thru out the house have been replaced within the past 7 years, along with new flooring. A home you must see!

3601 Doniphan Avenue, St Joseph

Listing courtesy of Crickett O'Day of UNITED COUNTRY PROPERTY SOLUTI.

$889,900

5 Beds ⋅ 4.5 Baths

A showcase in timeless design, this beautiful custom ranch redefines elevated living. Offering 5 bedrooms, 3 full baths and 2 half baths, this exceptional residence has been thoughtfully crafted with remarkable attention to detail. Every space reflects quality, intention and enduring style, balancing sophisticated design with everyday comfort. At the heart of the home, the chef’s kitchen is both stunning and functional, showcasing an oversized island, premium black matte appliances, built-in ice maker, pot filler, farmhouse sink and an expansive butler’s pantry designed to keep entertaining effortless. The open-concept flows into a breathtaking great room where vaulted ceilings, architectural details and a statement fireplace create an unforgettable gathering space. Step out to the covered outside living area anchored by an outdoor kitchen, stunning fireplace and mounted tv, creating the ultimate destination for entertaining. Just steps away, the sparkling in-ground pool is a focal point for the backyard, while the surrounding grounds present an opportunity to design and personalize the landscape to your own vision. The private primary suite is thoughtfully positioned on the main level with patio access and complimented by an impressive ensuite with dual vanities, 2 spacious closets and an adjoining laundry room featuring custom built dog kennels. The partially finished walkout lower level includes 2 bedrooms, a full bathroom and provides additional living and entertaining space while offering endless opportunities to create a home theater, fitness studio or guest retreat. Completing the property is an oversized 3-car garage with durable epoxy floors, offering both style and practicality. This remarkable residence combines craftsmanship and exceptional indoor-outdoor living to create an unforgettable place to call home. Schedule a tour today!

2 SE Woodview Rd N/A, St Joseph

Listing courtesy of Angie Ziolkowski of Coldwell Banker General Property.

$495,000

3 Beds ⋅ 2.5 Baths

Enjoy the quiet on the southeast edge of town in this true ranch style home on a private drive bordering Copper Hill. This all-level living home sits on just over an acre with beautiful views of green hillsides and a tree lined border in the back yard. This family home leaves nothing for concern or consideration. Meticulously maintained by current owners with added blown in 16 inch insulation, a roof and gutter system less than 3 years old, propane furnace and whole house humidifier (with a well maintained and sturdy heat pump) less than 3 years old, stainless steel kitchen appliances less than 4 years old and washer and dryer for new owners to enjoy less than 5 years old. This all to add peace of mind for you to enjoy your new home.

6306 Highway 169 Highway SE, St Joseph

Listing courtesy of Elisabeth Peter of Top Line Realty LLC.

$130,000

2 Beds ⋅ 1 Baths

Welcome home to this charming 2-bedroom, 1-bath ranch featuring gorgeous hardwood flooring that adds warmth and character throughout. Relax and unwind on the inviting front porch, perfect for enjoying your morning coffee or evening sunsets. With its functional layout and cozy feel, this home offers comfortable one-level living and is ready for its next owner to make it their own. Don't miss your opportunity to see this delightful home!!

3209 Mitchell Avenue, St Joseph

Listing courtesy of Fidelity RE Group of Keller Williams KC North.

$189,000

5 Beds ⋅ 2 Baths

Spacious 5-bedroom, 2-bath home offering a flexible layout perfect for owner-occupants, multi-generational living, or investors. With full kitchens on both the main and upper levels and laundry hookups on each floor, this property is well-suited for a variety of living arrangements. Inside, you'll find generous living spaces, abundant natural light, and five well-sized bedrooms providing plenty of room for family, guests, or home office space. The dual-kitchen configuration offers exceptional convenience and opens the door to potential income-producing opportunities.

2706 Penn Street, St Joseph

Listing courtesy of Joshua Campbell of Platinum Realty LLC.

$155,000

4 Beds ⋅ 1 Baths

Come see this charming 4 bedroom bungalow located in the heart of St. Joe! This property features a new roof and new fence both in 2024 and HVAC only 1 year old! And for kitchen and laundry, you'll also find newer appliances that stay with the home. Electronic locks will also provide security and convenience. With a full basement and detached garage, you'll have plenty of storage space. Schedule your showing today!

2402 Mitchell Avenue, St Joseph

Listing courtesy of The Rare Group of KW KANSAS CITY METRO.

$435,000

3 Beds ⋅ 2 Baths

Schedule your showing today for this beautiful 3-bedroom level ranch at the edge of town with quick access to dining, shopping, and highways, scheduled to be completed Mid-September! Newly built, approximately 1,700 sq ft, this open-concept home features a spacious kitchen, dining, and living area with abundant cabinetry, hard-surface counters, a dining island, and included appliances. A walk-through laundry room connects directly to the primary bedroom closet for added convenience. Home also includes a dedicated office for working from home or quiet tasks and a three-car attached garage for ample parking and storage. Act quickly to select siding and interior colors. HOA covers mowing, snow removal, and trash for a low monthly fee — ideal for low-maintenance, relaxed living.

4810 S Creek Woods Drive, St Joseph

Listing courtesy of Robin RICKERSON of REECENICHOLS-IDE CAPITAL.

$159,900

3 Beds ⋅ 1 Baths

Completely remodeled and move-in ready! Major updates include new HVAC, roof, siding, gutters, windows, plumbing, and electrical. Inside, enjoy updated finishes and modern systems throughout. Outside features include a new concrete patio and walkway, deck, newly installed fencing on two sides, and off-street parking. Ideal for buyers seeking a low-maintenance, turnkey home with the peace of mind that comes from extensive recent improvements. Conveniently located in St. Joseph with easy access to shopping, dining, schools, and major commuter routes. Nothing left to do but move in and enjoy!

1207 S 23rd Street, St Joseph

Listing courtesy of Elishia Carrillo of Realty ONE Group Cornerstone.

$268,500

3 Beds ⋅ 1.5 Baths

Welcome to this cherished family home, proudly offered for the first time as it has only ever belonged to one family that built it. Set on a beautiful block, a comfortable layout ready to create lasting memories for you, all while the outdoor area delivers the space you’ve been dreaming of—perfect for weekend entertaining, gardening, or simply enjoying the sunshine in your own private setting. This property is full of potential—making it an ideal opportunity for first-time homebuyers seeking a place to call their own, or savvy investors looking for a solid foundation with room to add value. With its strong bones, great location, and endless possibilities, this home is not one to miss.

3910 Pacific Street, St Joseph

Listing courtesy of Mercedes Karr of BHHS Stein & Summers Real Estate.

$194,000

3 Beds ⋅ 1.5 Baths

Welcome to 2816 Lafayette Street—where classic charm blends seamlessly with modern upgrades! Step inside to discover a bright, open layout featuring 3-bedrooms, 1.5-bathrooms, new subfloors, floor joists, drywall, electrical, plumbing, HVAC system, roof and siding. The spacious kitchen shines with new cabinetry, sleek countertops, and contemporary hardware, offering plenty of storage and prep space—perfect for cooking and entertaining. The main living areas flow effortlessly, creating a comfortable and inviting atmosphere. Upstairs, you’ll find three generously sized bedrooms with ample natural light and an updated full bath, while the convenient half bath on the main level adds extra functionality. Outside, enjoy room to relax, garden, or entertain. The detached 2-car garage provides excellent storage and parking with new siding and garage doors.

2816 Lafayette Street, St Joseph

Listing courtesy of Haley Lake of RE/MAX PROFESSIONALS.

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