64507 Homes with VA Loan Financing

Welcome to the charming zip code 64507, nestled in the heart of St. Joseph, Missouri, within the picturesque Buchanan County. This vibrant area is known for its rich history, warm community spirit, and an array of amenities that cater to residents of all ages.

St. Joseph boasts a unique blend of small-town charm and modern conveniences, making it an ideal place to call home. From its historic downtown district, filled with delightful shops and local eateries, to its expansive parks and recreational facilities, there’s something for everyone. Whether you’re strolling along the Missouri River or exploring the local art scene, you’ll find that 64507 offers a lifestyle that is both enriching and enjoyable.

For those considering homeownership in this inviting community, you’ll be pleased to know that homes in the 64507 zip code are eligible for VA loan financing. This means that veterans and active-duty military personnel can take advantage of favorable loan terms, making it easier to secure a home in this sought-after area. With a variety of housing options, from charming bungalows to modern family homes, you’re sure to find the perfect fit for your needs.

Living in 64507 means being part of a close-knit community that values tradition and progress. With excellent schools, diverse recreational opportunities, and a commitment to supporting our veterans, St. Joseph is not just a place to live; it’s a place to thrive. Discover your new home in 64507 and experience the warmth and charm of St. Joseph, Missouri!

Newest 64507 Homes with VA Loan Financing

$119,900

2 Beds ⋅ 1 Baths

This cute 2-bedroom, 1-bath home on Sacramento Street is full of charm and ready for its next chapter! With a comfortable layout and plenty of opportunity to make the space your own, this home is a great option for first-time buyers, those looking to downsize, or anyone searching for a place to put down roots. Whether you're looking for your next home or an investment opportunity, this one is worth a look. Don't miss your chance to check it out!

2609 Sacramento Street, St Joseph

Listing courtesy of Stroud & Associates Team of Real Broker, LLC.

$224,750

5 Beds ⋅ 3 Baths

Spacious 5-bedroom, 3-bath home offering a unique opportunity for both homeowners and investors! This property features an established, income-producing rental already up and running, giving the next owner the opportunity to step into an existing short-term rental business or enjoy the flexibility of a spacious home of their own. The open kitchen and dining area create a welcoming space for gathering and entertaining, while the generous bedroom count provides plenty of room for family, guests, or additional rental potential. Step outside and enjoy the pool, perfect for relaxing and making the most of the warmer months. Whether you're looking for your next investment or a place to call home, this property offers versatility and opportunity all under one roof!

2922 Sacramento Street, St Joseph

Listing courtesy of Stroud & Associates Team of Real Broker, LLC.

$799,900

5 Beds ⋅ 4.5 Baths

"Fall in love" with 2 SE Woodview Rd. A showcase in timeless design, this beautiful custom ranch redefines elevated living. Offering 5 bedrooms, 3 full baths and 2 half baths, this exceptional residence has been thoughtfully crafted with remarkable attention to detail. Every space reflects quality, intention and enduring style, balancing sophisticated design with everyday comfort. At the heart of the home, the chef’s kitchen is both stunning and functional, showcasing an oversized island, premium black matte appliances, built-in ice maker, pot filler, farmhouse sink and an expansive butler’s pantry designed to keep entertaining effortless. The open-concept flows into a breathtaking great room where vaulted ceilings, architectural details and a statement fireplace create an unforgettable gathering space. Step out to the covered outside living area anchored by an outdoor kitchen and stunning fireplace creating the ultimate destination for entertaining. Just steps away, the sparkling in-ground pool is a focal point for the backyard, while the surrounding grounds present an opportunity to design and personalize the landscape to your own vision. The private primary suite is thoughtfully positioned on the main level with patio access and complimented by an impressive ensuite with dual vanities, 2 spacious closets and an adjoining laundry room featuring custom built dog kennels. The partially finished walkout lower level includes 2 bedrooms, a full bathroom and provides additional living and entertaining space while offering endless opportunities to create a home theater, fitness studio or guest retreat. Completing the property is an oversized 3-car garage with durable epoxy floors, offering both style and practicality. This remarkable residence combines craftsmanship and exceptional indoor-outdoor living to create an unforgettable place to call home. Schedule a tour today!

2 SE Woodview Rd N/A, St Joseph

Listing courtesy of Angie Ziolkowski of Coldwell Banker General Property.

$185,000

3 Beds ⋅ 1 Baths

Welcome home to this charming, move-in-ready 3-bedroom home in St. Joseph! Featuring a convenient all-one-level layout, this home offers new HVAC, beautiful hardwood floors, and a fresh coat of interior paint. Come take a look and make it yours today!

3606 Doniphan Avenue, St Joseph

Listing courtesy of Travis Pflugradt of Coldwell Banker General Property.

$189,000

3 Beds ⋅ 2 Baths

Welcome home to this all level, 3 bedroom, 2 full bathroom home in St Joseph! You will love the large rooms, almost new privacy fenced yard, and carport that leads right into the kitchen for convenience! The interior has a fresh coat of paint, and the hardwood floors add character to this beautiful home. Come and see this move in ready home today, and make it your own!

3505 Jackson Street, St Joseph

Listing courtesy of Karla DENNEY of United Real Estate Kansas City.

$194,900

3 Beds ⋅ 2 Baths

Unique opportunity to purchase a great house zoned C-3 with access to the Belt Hwy and a great feel. This 3 bedroom 2 bath home has been updated with granite countertops in the kitchen and custom tile work in the main floor bathroom. Off the kitchen you fill find a great sized deck facing south. LVP Flooring throughout the main floor, this home shows and feels fantastic. Further to this, an updated 200 amp service brought in under ground that services an electric furnace and central air. Home recently had a brand new sewer line ran independent to the neighbors shared line to avoid any future issues. This unique opportunity offers plenty of work space in the basement for the handyman or crafting person. Ample workspace with a kitchenette set up, full bath with shower and enough room to set up a lower level rec room if you like. Put this awesome opportunity on your must see list. Owner/Agent

3618 Penn Street, St Joseph

Listing courtesy of Marty Lyle of Top Hand Property Services.

$189,900

3 Beds ⋅ 2 Baths

Discover the perfect blend of modern updates and original charm in this beautifully renovated 3-bedroom, 2-bath home! Step inside to find luxury vinyl plank flooring throughout, modern fixtures, new windows, and an inviting open-concept layout connecting the living room, dining area, and kitchen. A beautifully preserved Craftsman-style colonnade with built-in glass-front display cabinets adds warmth and timeless character to the space. The thoughtfully updated kitchen features butcher block countertops, new appliances, and an oversized gold sink that adds a touch of elegance. Two spacious bedrooms and a full bathroom are conveniently located on the main level, while upstairs you'll find a private primary suite complete with a walk-in closet and full ensuite bathroom featuring a double vanity. Outside, a newly added partial wood privacy fence offers added privacy in the backyard. With its modern finishes, preserved architectural details, and functional floor plan, this move-in-ready home is one you won't want to miss! Some photos are virtually staged for reference.

1214 S 22nd Street, St Joseph

Listing courtesy of Amber Gnade of RE/MAX PROFESSIONALS.

$174,000

2 Beds ⋅ 1 Baths

2806 Monterey Street, St Joseph

Listing courtesy of Sandy BLUM of RE/MAX PROFESSIONALS.

$210,000

3 Beds ⋅ 1.5 Baths

Classic charm meets backyard fun at 2718 Renick Street! This inviting two-story home offers 3 bedrooms, 1 full bath, 1 half bath, and approximately 2,000 square feet of living space. Built in 1911, the home showcases character throughout, from the welcoming covered front porch to the distinctive staircase, decorative trim, and leaded-glass window details. Step inside to a spacious foyer that introduces the home’s warm, inviting atmosphere. Large windows bring natural light into the comfortable living room, while wide openings between the main living areas create a connected feel with room to gather or unwind. Outside, enjoy a backyard featuring an in-ground pool with a slide, surrounding patio space, a wood deck, and privacy fencing—an appealing setting for summer entertaining and relaxing at home. An unfinished basement provides additional storage and room for your ideas. With its blend of vintage character, generous living space, and outdoor amenities, this Saint Joseph home deserves a closer look. Schedule your private showing today! Selling As-Is

2718 Renick Street, St Joseph

Listing courtesy of Ryan KING of REECENICHOLS-IDE CAPITAL.

$214,000

5 Beds ⋅ 2 Baths

Every older home has a story, and this one is ready for its next chapter. This charming five-bedroom, two-bath home offers 1,936 square feet with room to gather and unwind. Imagine meals shared around a table in the spacious dining room, where there’s room for everyday dinners. Afterward, settle into the generously sized living room for conversation or a quiet evening at home. The main level features two bedrooms and a full bathroom, while upstairs you’ll find three additional bedrooms, another full bathroom, and conveniently located laundry. An unfinished basement provides additional storage space. Extensive remodeling over the past five years, along with recent improvements, has brought fresh life to this home. Updates include the kitchen and bathrooms, all new windows, new carpet, flooring, fresh interior-exterior paint, two new AC units, and so much more! Step onto the new back deck to enjoy a little fresh air, with a rear parking pad offering off-street parking. The drive connects the front street to the back alley for convenient access. Now, it's simply waiting for the next person to call it home and begin their story.

2611 Renick Street, St Joseph

Listing courtesy of Nichole Coons of BHG Kansas City Homes.

$225,000

4 Beds ⋅ 2.5 Baths

Walk through the front door and you’ll see right away that this remodel was done right. This vintage home has been taken down to the details and rebuilt, keeping its character while delivering the open, modern layout buyers want today. The main level opens up into a bright, open-concept living space that flows easily from room to room. Fresh luxury vinyl plank flooring runs throughout, paired with brand-new carpet where you want comfort underfoot. The kitchen is a standout, with new cabinetry and warm butcher block countertops that give the space both function and charm. With four bedrooms and two full bathrooms, the layout offers real flexibility. Two bedrooms and a bathroom on the upper level create a private retreat, while the remaining bedrooms and bath on the main floor add convenience. A bright basement provides plenty of additional storage. The upgrades go deeper than the finishes. Updated wiring and plumbing mean the big-ticket items have already been addressed, giving you the peace of mind that’s often missing in an older home. Remodels of this quality in a central location don’t come along often. Schedule your showing today and see this one for yourself before it’s gone.

3004 Olive Street, St Joseph

Listing courtesy of Joshua Johnson of BHHS Stein & Summers Real Estate.

$419,900

4 Beds ⋅ 3 Baths

Mid Buchanan School District! Updates include Roof, Furnace, Central Air, Water Heater, Deck, Most Windows, Flooring! Fenced backyard. 20x34 Detached garage + 2 car attached! Nearly 2,000 finished sq feet. 3-4 bedrooms, 3 full baths, large living room with a fireplace, formal dining room, kitchen complete with new appliances and an island.

5302 Stoneridge Drive, St Joseph

Listing courtesy of Agent Jo Pruitt of Weichert REALTORS® - Generations.

Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use

64507 Homes with VA Loan Financing

Newest 64507 Homes with VA Loan Financing

How much is your home worth?

How much is your home worth?