64507 Homes with USDA Loan Financing

Welcome to the charming zip code 64507, nestled in the heart of St. Joseph, Missouri, within the picturesque Buchanan County. This vibrant community offers a delightful blend of small-town charm and modern conveniences, making it an ideal place for families, young professionals, and retirees alike.

In 64507, you'll find a diverse array of homes, ranging from historic properties to contemporary builds, all set against the backdrop of St. Joseph's rich cultural heritage. The area boasts beautiful parks, excellent schools, and a variety of local shops and restaurants, ensuring that residents have everything they need within reach.

One of the standout features of this zip code is the availability of USDA loan financing for eligible buyers. This program is designed to promote homeownership in rural and suburban areas, making it an attractive option for those looking to settle in St. Joseph. With zero down payment requirements and competitive interest rates, USDA loans make it easier than ever to own a home in this charming community. Whether you're a first-time buyer or looking to upgrade, the opportunities are abundant.

Explore the welcoming neighborhoods of 64507, where friendly faces and a strong sense of community await. With its affordable housing options and access to beautiful outdoor spaces, this zip code is not just a place to live—it's a place to thrive. Don’t miss your chance to call St. Joseph home!

Newest 64507 Homes with USDA Loan Financing

$495,000

3 Beds ⋅ 2.5 Baths

Enjoy the quiet on the southeast edge of town in this true ranch style home on a private drive bordering Copper Hill. This all-level living home sits on just over an acre with beautiful views of green hillsides and a tree lined border in the back yard. This family home leaves nothing for concern or consideration. Meticulously maintained by current owners with added blown in 16 inch insulation, a roof and gutter system less than 3 years old, propane furnace and whole house humidifier (with a well maintained and sturdy heat pump) less than 3 years old, stainless steel kitchen appliances less than 4 years old and washer and dryer for new owners to enjoy less than 5 years old. This all to add peace of mind for you to enjoy your new home.

6306 Highway 169 Highway SE, St Joseph

Listing courtesy of Elisabeth Peter of Top Line Realty LLC.

$399,500

4 Beds ⋅ 2.5 Baths

Income Producing Property with equestrian potential in the award-winning Mid-Buchanan School District! Bring the horses and claim your slice of countryside with 5.35± fenced acres, a 2-stall horse barn, and a move-in-ready farmhouse just minutes from St. Joseph. The gently rolling acreage features solar-powered coated hot wire fencing, ideal for horses or livestock, plus a 2-stall barn with concrete floor and rubber stall mats for easy daily care. The ability to board horses creates added income potential, while the chicken coop and additional outbuilding provide flexibility for hobby farming, storage, equipment, workshop space, or small-scale farm use. The beautifully maintained 2-story farmhouse blends rural charm with modern updates. New windows enhance efficiency and natural light throughout. The open kitchen features stainless steel appliances and an induction cooktop, creating a welcoming space for gatherings and everyday living. TWO main bedroom suites offer flexible options for guests, extended family, or multi-generational living. Enjoy peaceful country views from the covered patio and take advantage of wide-open usable space with room to expand — add an arena, additional fencing, garden space, or simply enjoy the privacy and scenery. The terrain is well-suited for riding, recreation, livestock, and future improvements. Located less than 10 minutes from south St. Joseph shopping, dining, medical services, and conveniences, with easy access to I-29 for travel north into St. Joseph or south toward Kansas City and KCI Airport. Rare horse-ready acreage with updates, income potential, and Mid-Buchanan schools — don’t miss this opportunity!

9133 SE 40th Road, St Joseph

Listing courtesy of Steve Stack of EXP Realty LLC.

$6,900

1202 24th Street, St Joseph

Listing courtesy of Said Zouitni of BHHS Stein & Summers Real Estate.

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