64640 Homes with Conventional Financing

Welcome to Gallatin, Missouri, a charming small town nestled in the heart of Daviess County, with the zip code 64640. This picturesque community offers a delightful blend of rural tranquility and modern conveniences, making it an ideal place for families, retirees, and anyone seeking a peaceful lifestyle.

Gallatin is known for its friendly atmosphere and strong sense of community. Residents enjoy a variety of local amenities, including parks, shops, and schools, all contributing to a welcoming environment. The town’s rich history is reflected in its well-preserved architecture and vibrant downtown, where you can find unique boutiques and cozy cafes.

For those considering a move to Gallatin, the real estate market offers an array of homes that are perfect for conventional financing. Whether you're looking for a quaint bungalow, a spacious family home, or a charming historic property, you'll find options that suit your needs and budget. The affordability of homes in this area makes it an attractive choice for first-time buyers and investors alike.

Moreover, Gallatin's location provides easy access to larger cities, while still maintaining the peace and quiet of a rural setting. Outdoor enthusiasts will appreciate the nearby parks and recreational areas, perfect for hiking, fishing, and enjoying nature.

In summary, Gallatin, MO 64640, is a hidden gem that combines small-town charm with modern living. With homes available for conventional financing, now is the perfect time to explore the possibilities of making this delightful community your new home. Come experience the warmth and hospitality of Gallatin—you won’t want to leave!

Newest 64640 Homes with Conventional Financing

$225,000

Don't miss this opportunity to own a beautiful waterfront lot with a peaceful view down a short cove! This gently sloping lot features a limestone shoreline and sandy beach, creating the perfect setting to enjoy everything lake life has to offer. Whether you're looking for a weekend getaway or the perfect place to build your dream lake home, this property is priced to move quickly! Want even more space? An adjoining lot may also be available for purchase. Contact the listing agent for additional information. Imagine your days boating, swimming, fishing, relaxing by the water, and making unforgettable memories with family and friends. End the day watching beautiful sunsets from the water's edge. Don't let this waterfront opportunity get away. Call today to schedule your private viewing!

Lot 188 Lake Viking Terrace, Gallatin

Listing courtesy of Nadine PARMENTER of REECENICHOLS-IDE CAPITAL.

$94,900

Position your business for success in the heart of Gallatin’s thriving Main Street district! This versatile 6,300± square-foot commercial building offers exceptional visibility, flexible space, and multiple possibilities for investors, business owners, and entrepreneurs. Located on busy Main Street just off the Gallatin Square, this property features two levels plus a partial basement, providing abundant space for a wide variety of commercial uses. The main level was previously configured with two office/retail spaces, storage, and warehouse areas, with separate entrances that provide added flexibility for multiple businesses, tenants, or uses. Upstairs, you'll find a 1,540-square-foot, two-bedroom apartment with its own private entrance. This space offers excellent potential for additional rental income, an owner-occupied residence, or convenient on-site living. Whether you're looking to expand an existing business, create multiple income streams, or bring a new concept to downtown Gallatin, this property offers the space and location to make it happen.

205 N Main Street, Gallatin

Listing courtesy of Tina Esbeck of Landmark Realty.

$184,000

3 Beds ⋅ 2 Baths

Come enjoy the Lake Viking lifestyle in this well-maintained 3-bedroom, 2-bath home being offered turnkey and ready to enjoy! Inside, you'll find a comfortable and inviting layout with built-ins in the dining room, plenty of storage, and walk-in closets in all three bedrooms. The home also features newer windows throughout, bringing in plenty of natural light. Outside is where this property really shines! The park-like landscaped yard is surrounded by beautiful large, mature trees, creating a peaceful and private setting. A charming covered front deck offers the perfect place to relax, while the new composite side deck provides additional outdoor living space. There is no shortage of room for vehicles, lake toys and equipment with a detached 2-car heated (propane) garage (24x30), two additional storage buildings, and a large driveway with plenty of parking. Beautiful stone rock edging along the driveway adds character to the property, and a storm shelter provides an added bonus. Located within walking distance of a community area, around the corner to Marina, clubhouse, swimming pool, and beach, this property makes it easy to enjoy everything Lake Viking has to offer. Whether you're looking for a full-time residence or a relaxing lake getaway, this turnkey home is ready for its next owners to move right in and start enjoying lake life.

114 Trout Court, Gallatin

Listing courtesy of Brandi Dixon of Keller Williams KC North.

$189,500

4 Beds ⋅ 2 Baths

Looking for a home that’s move-in ready and easy to love? This handsomely updated ranch checks all the boxes with 4 bedrooms, 2 full baths, a comfortable living room, spacious kitchen, and convenient main-level laundry—all on one easy-to-manage level. Whether you’re looking for your first home, ready to downsize, or searching for a great investment property, this home offers plenty of possibilities. The detached garage features a concrete floor and electricity, making it perfect for parking, storage, hobbies, or projects. Affordable, updated, and move-in ready—this one is worth a look!

807 S Willow Street, Gallatin

Listing courtesy of Anita Riley of RE/MAX Town and Country.

$256,000

Located in northwestern Missouri near Jameson, Lake Viking, & Gallatin, this 40±acre farm offers a combination of productive agricultural land, wildlife habitat, and potential home sites. The property features approximately 21± tillable acres along with timbered draws, natural bedding areas, and diverse terrain that support both farming and recreational use. The tillable acreage consists primarily of Greenton silty clay loam soils, currently rented to a local farmer. Timbered areas of the farm feature thick bedding cover and mature timber. In addition to the agricultural and recreational aspects, the property may be suitable for a future home, cabin, or farmstead with water, internet, and electric utilities nearby. The surrounding area provides a rural setting while still offering convenient access to nearby communities and amenities. The property’s location near Lake Viking adds additional recreational appeal for those who enjoy boating, fishing, and other outdoor activities. Interstate 35 access is also within reasonable driving distance, providing connectivity to larger communities, including Kansas City and Cameron. Properties of this size that combine productive soils, recreational habitat, utility access, and proximity to regional attractions are increasingly limited in supply. This farm presents an opportunity to own a diverse tract of northwest Missouri land with a blend of agriculture, hunting, and potential build sites in a desirable rural location near Gallatin, Jameson, and Lake Viking.

0000 Key Avenue, Gallatin

Listing courtesy of Jason Patterson of Whitetail Properties Real Esta.

$129,900

3 Beds ⋅ 1.5 Baths

Great opportunity to own instead of rent or for an investment property in this ever growing small country town-- Cute 3-bedroom, 1.5-bath Bungalow on a corner lot with a large covered front porch ready for your future swing. The home offers a nice-sized living room, an open, bright dining room, and built-in seating bench and China cabinets in the kitchen area. This craftsman-style home has just been refreshed with an updated bathroom featuring a large soaking tub, a new rain shower head with spa lighting and beautiful new tile. All freshly painted and beautiful hardwoods throughout. Ceiling fans in all rooms with main floor laundry area. The newer washer and dryer stay with the property. The full basement offers an opportunity to eventually add extra living space or plenty of storage. Home also has a back covered porch that would make a great outdoor sitting area. Motivated Seller.

311 W Grand Street, Gallatin

Listing courtesy of Lonnie Branson of Keller Williams Southland.

$15,000

Exceptional investment opportunity at Lake Viking, giving you a rare chance to secure property in a highly desirable location. this lot is level and treed with a view towards the Lake, Conveniently located near the marina, pool, and clubhouse. Enjoy everything, Lake Viking has to offer, including a private Lake Don’t miss this chance to own in one of the area’s most sought-after communities, your daily reminder that relaxation and recreation are just steps away. Imagine building your dream home where peaceful mornings become part of everyday life. Enjoy everything Lake Viking has to offer, including a private pool, campground access, boating, jet skiing, swimming, fishing, and endless outdoor fun. Conveniently located just minutes from the marina, launching your boat and getting out on the water couldn’t be easier. Don’t miss your chance to own your own piece of the pie of Lake Viking! Pack your fishing poles, grab your lake essentials, and start making memories at your perfect getaway.

Lot 2247 Lake Viking Terrace, Gallatin

Listing courtesy of Nadine PARMENTER of REECENICHOLS-IDE CAPITAL.

$22,000

Lot 2246 Lake Viking Terrace, Gallatin

Listing courtesy of Nadine PARMENTER of REECENICHOLS-IDE CAPITAL.

$15,000

Lot 2242 Lake Viking Terrace, Gallatin

Listing courtesy of Nadine PARMENTER of REECENICHOLS-IDE CAPITAL.

$730,000

3 Beds ⋅ 2 Baths

Investor’s Dream at Lake Viking! This unique property offers outstanding investment potential and flexibility. The home sits on three lots, and two additional adjoining lots are also available—one featuring a volleyball court and a hangout shed located east of the property. The seller has created beautiful views of Lake Viking. Quality stick-built construction with 2x6 walls, metal siding, and finished concrete floors makes this home attractive and low-maintenance. Enter through the covered, stamped-concrete porch featuring ceiling fans and relaxing lake views. Inside, you’ll find a spacious, open-concept modern design with painted cabinetry, a beautiful granite island with built-in storage, and a pantry. The main level offers comfortable bedrooms, a full bathroom, a laundry area, and distinctive sliding barn doors. The large recreation room features epoxy flooring, wood-accented walls, vaulted ceilings, and a garage door providing convenient access and additional storage. A 5' x 10' in-ground storm shelter offers added peace of mind. The partially fenced backyard includes a nice doghouse. Upstairs, you’ll find a large bedroom and den leading to an oversized deck—perfect for relaxing and enjoying the Lake Viking views. With abundant garage and storage space, additional adjoining lots, and flexible possibilities, this property is an exciting opportunity for an investor, lake enthusiast, or buyer looking for room to grow. Call for additional information about the adjoining lots. The seller states that dues and assessments will be paid by the seller through April 31st 2027.

1933 Lake Viking Terrace, Gallatin

Listing courtesy of Nadine PARMENTER of REECENICHOLS-IDE CAPITAL.

$399,000

3 Beds ⋅ 2 Baths

Welcome to 112 Admiral Dr. where modern new construction, exceptional design, and breathtaking lake views come together to create the perfect Lake Viking retreat. This thoughtfully designed second-tier home offers 1,268 square feet of beautifully finished living space. An open, functional layout that feels spacious, comfortable, and inviting with abundant natural light, and stunning views that immediately draw your attention to the beauty of Lake Viking. The open-concept living area flows seamlessly into the kitchen, featuring granite countertops and stainless steel appliances. The expansive upper deck is the perfect place for watching the sunset over the lake or unwinding in the evening. The primary suite offers private patio access. With three bedrooms, two bathrooms, and an attached one-car garage, this home offers the ideal balance of comfort and convenience. The lower-level patio area provides endless possibilities, making it the perfect location for a future hot tub, outdoor kitchen, or entertainment space. A new storage shed provides additional space for lawn equipment, lake toys, fishing gear, and outdoor equipment, keeping everything organized and easily accessible. Situated close to the main entrance, you'll enjoy convenient access to the clubhouse, community pool, marina, beaches and many of the amenities that make Lake Viking one of Northwest Missouri's most desirable private lake communities. Ownership includes access to the 630-acre lake for boating, fishing, swimming, kayaking, skiing, tubing, and year-round recreational activities and community events as well as a Bar & Grill located within Lake Viking. Whether you're searching for a move-in-ready lake home where you can simply unpack and start enjoying the Lake Viking lifestyle or looking to downsize without sacrificing quality, views, or amenities, This beautifully crafted new home offers the perfect combination of modern finishes, efficient design, and an unbeatable location.

112 Admiral Drive, Gallatin

Listing courtesy of David Hibler of GASLIGHT REAL ESTATE.

$1,749,000

4 Beds ⋅ 4.5 Baths

PRICED BELOW APPRAISED VALUE!!Rare opportunity! One of the best views on the entire lake! Prepare to be captivated by this 4-bedroom, 3 full, 2 half bath waterfront masterpiece. Remodeled into a dream estate in 2016, nestled on an expansive lot with breathtaking, panoramic lake views, this property perfectly blends sophisticated indoor luxury with resort-style outdoor living. Every inch of this home has been meticulously updated with high-end fixtures, custom accent walls, and a spacious open-concept designed for seamless entertaining. You will love that there is an abundance of room for family and guests with the adorable bunk room, additional sleeping area in the lower level, a guest suite on the main floor and one more bedroom on the upper level. PLUS a stunning master suite overlooking the lake with a private outdoor sitting area. The rec room provides the perfect spot for indoor and outdoor entertaining with a glass garage door that opens to a huge outdoor patio. This home is so inviting and beautiful, you won't ever want to leave. It comes furnished, ask agent for details!

560 Lake Viking Terrace, Gallatin

Listing courtesy of Jana Hanson of Century 21 Crossroads.

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