64640 Homes with VA Loan Financing

64640 Homes with VA Loan Financing

Welcome to Gallatin, Missouri, a charming town nestled in the heart of Daviess County, with the zip code 64640. Known for its friendly community and picturesque landscapes, Gallatin offers a tranquil lifestyle that combines the warmth of small-town living with the convenience of modern amenities. Whether you’re drawn to its rich history, vibrant local culture, or the stunning natural beauty surrounding the area, Gallatin has something for everyone.

For those considering making Gallatin your home, you’ll be pleased to know that the real estate market is accommodating to veterans and active-duty military personnel. Homes in this area are eligible for VA loan financing, making it easier for you to secure your dream home with favorable terms. VA loans offer significant benefits, such as no down payment, competitive interest rates, and no private mortgage insurance requirements, allowing you to invest in your future without the financial burden.

Gallatin boasts a variety of homes, from charming historic properties to modern builds, ensuring that you’ll find the perfect fit for your lifestyle. With a strong sense of community, excellent schools, and a variety of recreational activities, Gallatin is not just a place to live; it’s a place to thrive.

Explore the possibilities of homeownership in Gallatin, MO 64640, where your dream home awaits, and enjoy the peace of mind that comes with VA loan financing. Embrace the warmth of this delightful town and become part of a community that values connection, history, and growth.

Newest 64640 Homes with VA Loan Financing

108 N Franklin Street, Gallatin
$194,500
3 Beds ⋅ 2 Baths
Cute, Updated & Ready for YOU! This charming 3-bedroom, 2-bath raised ranch has so much to love! Step inside and you'll immediately notice the wood floors, stylish updates, and an open floor plan filled with natural light! The kitchen is a showstopper with its pretty subway tile, upgraded finishes, and inviting feel. The main level offers three comfortable bedrooms, a beautifully remodeled bathroom, and a convenient laundry closet. And there's MORE! The full walkout basement is bursting with possibilities! Whether you're dreaming of a family room, game room, home office, hobby space, or just need plenty of extra storage, there's room to make it your own! You'll also love the convenience of the garage and the spacious covered deck that's perfect for grilling, entertaining, or simply kicking back and relaxing. This home checks so many boxes! Move-in ready! All that's missing is YOU!

108 N Franklin Street, Gallatin

Listing courtesy of Anita Riley of RE/MAX Town and Country.
402 S Olive Street, Gallatin
$199,000
2 Beds ⋅ 1 Baths
CHARMING CRAFTSMAN-STYLE BUNGALOW WITH TIMELESS APPEAL! Fall in love with the welcoming covered front porch, beautiful stone accents, and inviting curb appeal! This home was completely gutted and renovated in 2017, offering extensive updates throughout, including spray foam insulation! Enjoy the convenience of being located near the school, making it easy to catch ball games and school activities! Step outside to the back patio and take in the peaceful country views, gorgeous sunsets, and soothing sounds of nature, with nothing but beautiful green space to the west! Have a camper? You're all set with a convenient 30-amp RV hookup! A spacious detached garage provides plenty of room for parking, storage, or hobbies. The perfect blend of classic charm, modern updates, and peaceful surroundings! The chicken coop can stay too! Don't miss your chance to make this adorable bungalow your own. Schedule your showing today!

402 S Olive Street, Gallatin

Listing courtesy of Tanya Burns of RE/MAX Town and Country.
1401 S Prospect Street, Gallatin
$280,000
3 Beds ⋅ 2.5 Baths
Space, Updates & a Garage You’ll Love Looking for a home with room to spread out, fresh updates, and a garage with endless possibilities? This one deserves a spot at the top of your list! Located on a spacious .75-acre corner lot on the edge of Gallatin, Missouri, this 3-bedroom, 2½-bath home offers a great combination of comfortable living, outdoor space, and practical features. Step inside and enjoy all-new paint and flooring that give the home a fresh, updated feel. The back deck is perfect for morning coffee, weekend barbecues, or relaxing evenings outdoors. The full basement is approximately ¾ finished, offering additional space for a family room, recreation area, hobbies, or extra storage. And then there’s the garage! The impressive 30 x 40 detached garage features a concrete floor with drains, full electricity, an insulated ceiling, and a ¼ loft for additional storage. Whether you need room for vehicles, tools, projects, or recreational equipment, this versatile space offers plenty of possibilities. Properties offering this much space, fresh updates, and a large detached garage are worth a closer look! If you've been searching for room to grow, space for your hobbies, or a property that offers more than the ordinary, this could be the one you've been waiting for. Priced at $280,000 — don't wait to make your move! Contact your real estate agent today to schedule a private showing and see everything this Gallatin property has to offer. Your next chapter starts here!

1401 S Prospect Street, Gallatin

Listing courtesy of Diane Mcley of Heritage Realty Farm and Home.
206 S Daviess Street, Gallatin
$239,900
4 Beds ⋅ 2 Baths
Step into this delightful and spacious craftsman-style 2,717 square foot home with 4 bedrooms, 2 bathrooms, with an additional family room / den / bedroom. Includes 9 foot ceilings throughout as well as hardwood flooring, Enjoy modern amenities like a newer HVAC system, whole-house on-demand tankless water heater, and cozy fireplace insert. The Kitchen features a large island, pantry, and stainless steel appliances. Step outside of the kitchen onto a spacious deck that's great for relaxing, surrounded by fruit trees, a newly fenced yard that is great for kids and pets plus extra space beyond the fence that extends to Van Buren for gardening or potentially to build an additional shop or whatever you can imagine. Basement has ample space for storage, shop space and single car garage. Foundation has been additionally supported and comes with a warranty. Also a sump pump has been added. A newer roof, storm windows and added insulation in attic makes this a great investment or family home for years to come. Quiet Neighborhood and great neighbors close to library, pool, and everything the town square has to offer. Ready and priced to sell!

206 S Daviess Street, Gallatin

Listing courtesy of Brad Larsen of Keller Williams KC North.
1933 Lake Viking Terrace, Gallatin
$722,000
3 Beds ⋅ 2 Baths
Investor’s Dream at Lake Viking! This unique property offers outstanding investment potential and flexibility. The home sits on three lots, and two additional adjoining lots are also available—one featuring a volleyball court and a hangout shed located east of the property. The seller has created beautiful views of Lake Viking. Quality stick-built construction with 2x6 walls, metal siding, and finished concrete floors makes this home attractive and low-maintenance. Enter through the covered, stamped-concrete porch featuring ceiling fans and relaxing lake views. Inside, you’ll find a spacious, open-concept modern design with painted cabinetry, a beautiful granite island with built-in storage, and a pantry. The main level offers comfortable bedrooms, a full bathroom, a laundry area, and distinctive sliding barn doors. The large recreation room features epoxy flooring, wood-accented walls, vaulted ceilings, and a garage door providing convenient access and additional storage. A 5' x 10' in-ground storm shelter offers added peace of mind. The partially fenced backyard includes a nice doghouse. Upstairs, you’ll find a large bedroom and den leading to an oversized deck—perfect for relaxing and enjoying the Lake Viking views. With abundant garage and storage space, additional adjoining lots, and flexible possibilities, this property is an exciting opportunity for an investor, lake enthusiast, or buyer looking for room to grow. Call for additional information about the adjoining lots. The seller states that dues and assessments will be paid by the seller through April 31st 2027.

1933 Lake Viking Terrace, Gallatin

Listing courtesy of Nadine PARMENTER of REECENICHOLS-IDE CAPITAL.
112 Admiral Drive, Gallatin
$399,000
3 Beds ⋅ 2 Baths
Welcome to 112 Admiral Dr. where modern new construction, exceptional design, and breathtaking lake views come together to create the perfect Lake Viking retreat. This thoughtfully designed second-tier home offers 1,268 square feet of beautifully finished living space. An open, functional layout that feels spacious, comfortable, and inviting with abundant natural light, and stunning views that immediately draw your attention to the beauty of Lake Viking. The open-concept living area flows seamlessly into the kitchen, featuring granite countertops and stainless steel appliances. The expansive upper deck is the perfect place for watching the sunset over the lake or unwinding in the evening. The primary suite offers private patio access. With three bedrooms, two bathrooms, and an attached one-car garage, this home offers the ideal balance of comfort and convenience. The lower-level patio area provides endless possibilities, making it the perfect location for a future hot tub, outdoor kitchen, or entertainment space. A new storage shed provides additional space for lawn equipment, lake toys, fishing gear, and outdoor equipment, keeping everything organized and easily accessible. Situated close to the main entrance, you'll enjoy convenient access to the clubhouse, community pool, marina, beaches and many of the amenities that make Lake Viking one of Northwest Missouri's most desirable private lake communities. Ownership includes access to the 630-acre lake for boating, fishing, swimming, kayaking, skiing, tubing, and year-round recreational activities and community events as well as a Bar & Grill located within Lake Viking. Whether you're searching for a move-in-ready lake home where you can simply unpack and start enjoying the Lake Viking lifestyle or looking to downsize without sacrificing quality, views, or amenities, This beautifully crafted new home offers the perfect combination of modern finishes, efficient design, and an unbeatable location.

112 Admiral Drive, Gallatin

Listing courtesy of David Hibler of GASLIGHT REAL ESTATE.
113 Westwood Drive, Gallatin
$295,000
3 Beds ⋅ 2 Baths
New Construction home in Gallatin! Located in a growing development with a peaceful, small-town atmosphere, this 3-bedroom, 2-bath home offers the perfect blend of comfort and functionality. Enjoy relaxing on the charming covered front porch or entertaining on the spacious concrete patio overlooking the backyard. Inside, you'll find a well-designed floor plan featuring a large living room with easy access to the patio, a well-designed kitchen, and a separate formal dining room. All three bedrooms feature carpeted flooring while the two full bathrooms provide convenience for family and guests alike. The oversized garage offers ample room for vehicles, tools, and additional storage. Move -In Ready!!

113 Westwood Drive, Gallatin

Listing courtesy of Tanya Burns of RE/MAX Town and Country.
115 Tackle Circle, Gallatin
$849,000
3 Beds ⋅ 2.5 Baths
Breathtaking views await! Perched near the dam at beautiful Lake Viking, this earth-contact home offers some of the most spectacular lake views you'll find. Whether you're relaxing on the expansive lower-level deck, gathering around the stone fire pit, or spending the day on the water, this property is designed for enjoying the lake lifestyle. A gentle path leads to the concrete two-bay dock featuring two boat lifts, wet steps & high jump ladder shoreline is adorned with large limestone seawall, making it easy to get out on the water. Please note: the diving board & boats do not convey with the property. The home offers 3 bedrooms, 2.5 bathrooms, and a spacious open loft, providing plenty of room for family and guests. The unique earth-contact design offers comfortable living with multiple indoor and outdoor spaces for entertaining. The wide front entry welcomes you into the home, while additional access from the lower patio and deck provides convenience after a day on the lake. The attached two-car garage includes direct access to the loft area, where you'll also find a convenient half bath. A dedicated storage room offers plenty of space for lake toys and seasonal items, and the 10' x 14' detached storage shed provides even more room for your equipment. If you've been dreaming of lake life, this property has everything you need—from incredible views and fantastic outdoor living spaces to a private dock and room to entertain. Pack your lake gear and start making memories at Lake Viking! Schedule your private showing today!

115 Tackle Circle, Gallatin

Listing courtesy of Nadine PARMENTER of REECENICHOLS-IDE CAPITAL.
124 W Grand Street, Gallatin
$145,000
Exceptional Business & Investment Opportunity! Take advantage of this unique chance to own a versatile commercial property with multiple income and lifestyle possibilities. The opportunity to purchase a fully operational, turnkey business that has already established itself as a local favorite allows for a seamless transition into ownership. This includes equipment as well as inventory. The property's 1,956-square-foot main level is currently home to a thriving restaurant/retail operation, while the 1,976-square-foot second floor features spacious living quarters with 3 bedrooms and 1 bathroom—perfect for an owner-operator, employee housing, or additional rental income potential. Whether you continue the successful existing business or bring your own vision to life, this property offers outstanding flexibility and value. Don't miss this rare opportunity to invest in a well-established property located in a welcoming and growing community.

124 W Grand Street, Gallatin

Listing courtesy of Austin Stevens of Show-me Real Estate.
106 Angler Point, Gallatin
$999,000
3 Beds ⋅ 2.5 Baths
Lake Viking Stunner! Beautiful lake home built in 2013, ideally located near the main entrance and private swimming pool! This property offers 228 feet of shoreline along with a single-well boat dock, making it perfect for enjoying everything lake life has to offer. A screened-in shelter provides the perfect space for relaxing or entertaining after a day on the water. Inside, you’ll find a custom-designed kitchen with granite countertops, along with hardwood floors on the main level and easy-to-maintain flooring downstairs. Some of the windows have been recently replaced! Also, some furnishings are negotiable, adding to the convenience of making this home your own. The 4-season sunroom is great for extra guests and entertaining. The spacious two-car garage offers plenty of room for vehicles and lake toys. Picture yourself relaxing while taking in beautiful lake views, grilling on the patio, and spending your days swimming, boating, and unwinding by the water.

106 Angler Point, Gallatin

Listing courtesy of Tanya Burns of RE/MAX Town and Country.
402 W Corrine Street, Gallatin
$232,000
4 Beds ⋅ 2 Baths
Just on the edge of town—where peace meets convenience—you’ll find a property that truly stands out! This 2006 home sits on 0.7 acres and offers 4 bedrooms, 2 baths, and a comfortable, move-in ready layout with updated furnace, central A/C, windows, and kitchen appliances. The primary suite features a relaxing jetted tub and a separate shower. BUT THE REAL SHOWSTOPPER? A PHENOMENAL 30x40 SHOP BUILT TO IMPRESS - COMPLETE WITH CENTRAL HEAT AND A/C, NEW GARAGE DOORS, AND BRIGHT LED LIGHTING! Whether you’re running a business, tackling projects, or need serious storage space, this shop delivers big-time value. Top it off with newer carpet and a welcoming covered front porch, and you’ve got a property that checks all the boxes. Opportunities like this don’t come around often—schedule your showing today!

402 W Corrine Street, Gallatin

Listing courtesy of Anita Riley of RE/MAX Town and Country.
150 Yacht Club Circle, Altamont
$795,000
2 Beds ⋅ 3 Baths
Lake Life Starts Here—Perfect for Making Family Memories! This waterfront gem sits on a spacious ½-acre lot with a HUGE, LEVEL lakeside yard—ideal for kids to run and play, yard games, evening bonfires, and soaking in the breathtaking lake views! Located in a protected area of the lake, the water is calm and perfect for swimmers, kayakers, and fishing—making it a true family-friendly setting. The home features a main-level living room with vaulted ceilings and a cozy wood-burning fireplace—perfect for relaxing evenings after a day on the lake, the kitchen, a dining area featuring amazing views, and an oversized primary suite. Downstairs, you’ll find a spacious family room with a wet bar and full bath, ideal for coming and going from the water and entertaining guests with ease, plus 2 bedrooms—one non-conforming—so there’s plenty of space for family and overnight guests. Back outside, the oversized deck is perfect for grilling, gathering, and watching the sunset, while the private dock with 1 boat slip and swim platform makes lake days fun and easy for all ages. Add in the 1-car garage, Yacht Club privileges and prime location for quick and easy access, and you’ve got the ultimate family lake retreat!

150 Yacht Club Circle, Altamont

Listing courtesy of Anita Riley of RE/MAX Town and Country.
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