64776 Homes under $350,000

Welcome to the charming community of Osceola, Missouri, nestled in the heart of St. Clair County, where the zip code 64776 serves as your gateway to a delightful lifestyle. Known for its friendly atmosphere and rich history, Osceola offers a unique blend of small-town charm and modern conveniences, making it a perfect place to call home.

If you’re in the market for a new residence, you’ll be pleased to discover that Osceola features a variety of homes available for under $350,000. Whether you’re a first-time homebuyer, looking to downsize, or seeking a cozy retreat, this area has something for everyone. From quaint cottages with picturesque views to spacious family homes equipped with modern amenities, the real estate options are diverse and appealing.

Osceola is not just about affordable housing; it’s also a community that thrives on outdoor activities and local culture. With nearby parks, lakes, and trails, residents can enjoy fishing, hiking, and other recreational pursuits. The town’s close-knit community hosts events throughout the year, fostering connections and friendships among neighbors.

Living in Osceola means embracing a slower pace of life while still enjoying easy access to larger metropolitan areas. With its welcoming spirit, beautiful landscapes, and homes that fit within your budget, Osceola, MO, zip code 64776, is truly a hidden gem waiting to be discovered. Come explore all that this delightful town has to offer and find your perfect home today!

Newest 64776 Homes under $350,000

$90,000

2 Beds ⋅ 2 Baths

CALLING ALL HUNTERS, FISHERMEN, BOATERS & OUTDOOR ENTHUSIASTS! Discover your private slice of paradise in a desirable setting surrounded by Corp of Engineers property, offering a peaceful, secluded feel while remaining just minutes from Truman Lake, Crowes Crossing Boat Ramp, the Osage River, Turkey Creek, downtown, and famous Osceola Cheese. This darling home offers a wonderful opportunity to enjoy the best of country and recreational living! This spacious 2-bedroom, 2-bath ranch offers incredible flexibility and can comfortably accommodate 10+ guests. The oversized primary bedroom features 2 closets, including a walk-in, while the second bedroom has a walk-in closet, private bath, and new flooring. Enjoy an open kitchen with island, cozy family room with wood-burning stove insert, plus a large enclosed second living/recreation area ready for your vision—guest space, game room, gym, or additional sleeping area. Outside are a covered front porch, carport, shed, and recently professionally sided rear. Walk down the lane to a private lake area or to the Osage River. Turkey Creek offers trails, nature observation, and recreational opportunities nearby. Great fishing, plenty of room for a large garden, and endless opportunities to enjoy the outdoors. A rare combination of privacy, space, location, recreation, and value. The home needs some improvements and TLC and is being sold AS-IS, providing an opportunity to add value and make it your own. Low taxes, exceptional location, versatile space, and outdoor recreation right at your doorstep—don't let this one pass you by!

451 NE 151 Road NE, Osceola

Listing courtesy of Lisa Sapenaro of Keller Williams KC North.

$209,000

2 Beds ⋅ 2 Baths

This 2-bedroom, 2-bathroom home in Osceola, Missouri, is worth a look! Built in 1970, this 1,444-square-foot home sits on 6.4+/- acres and offers plenty of space to enjoy the outdoors. The property features a fenced yard, a covered porch to sit and enjoy your morning coffee, and a large barn/shed for storing equipment, working on projects, or creating your own hobby farm setup. With room for a garden, chickens, small livestock, or other homesteading ideas, there are plenty of opportunities to make this property your own. The home is serviced by a private well and septic system and has central heating and cooling for year-round comfort. Highway frontage provides easy access to and from the property. Located in St. Clair County, Osceola is a small Missouri town with a laid-back atmosphere and a strong connection to the outdoors. You'll find local shops, restaurants, schools, and everyday conveniences in town, while Truman Lake and the surrounding countryside offer plenty of opportunities for fishing, hunting, boating, and exploring. Whether you're looking for a place to call home, a small hobby farm, or a little acreage to grow a garden and enjoy the country life, this property offers the space and potential to make it happen.

11795 SE TT Highway, Osceola

Listing courtesy of Dylan Piccoli of United Country Buckhorn Land a.

$299,000

1 Beds ⋅ 1 Baths

Just in time for fall and hunting season. Looking for some peace and quiet away from the city? Well you found it. Seller did all of the hard work.... now all you need to do is move in and enjoy. This lovely 22 acre parcel has plentiful deer, turkey and a wet water creek with a small waterfall to enjoy on your evening strolls. 2024 Clayton Homes Cumberland Park Model converted to a 1 bedroom 1 bath with eat in kitchen and living room. Newer 200 amp service and pole installed. Water well with filtration system installled in 2025 and has expansion room. 1000 gallon septic system installed in January 2026. 24 X 27 Polebarn built in 2024 with a Full RV hookup to access all of the utilities. Dont miss this move in ready gem ready for your weekend get aways!

7425 SW 101ST Road, Osceola

Listing courtesy of Lynn Papenbrok of Worth Clark Realty.

$350,000

Three income-producing spaces, one landmark downtown location!! 290 Chestnut Street gives an investor a setup that would be difficult to recreate from scratch. Positioned on a prominent corner of the Osceola square, the property combines an established commercial space on the main level with two beautifully renovated loft apartments upstairs. La Casita Mexican Restaurant currently occupies the ground floor, while the upper level operates as The Chestnut on the Square, featuring one two-bedroom loft and one one-bedroom loft.Both apartments are being sold fully furnished and have established themselves as successful short-term rentals. The renovation upstairs was done right. Tall ceilings, large windows, open living spaces and clean modern finishes give both units a look and feel that stands well above the typical lodging option in the area. Guests can stay directly on the square while being just minutes fromTrumanLake and the confluence of the Sac and Osage river arms — an area well known for year-round fishing and especially popular during the spring spoonbill season. Hunting, boating and other outdoor recreation continue to bring visitors into the area throughout the year. From an investment standpoint, the appeal is straightforward: commercial rental income on the main floor, two furnished short-term rental units above it and an established operating history already in place. There is also a basement providing additional space below the main level.For someone looking to own an income-producing property in the Truman Lake market, this is a rare opportunity to acquire a downtown building where much of the difficult work has already been done. The business space is occupied, the lofts are finished and furnished, and the property is already generating revenue from multiple parts of the building. Detailed financial information and operating history will be made available to qualified buyers upon execution of a confidentiality agreement.

290 Chestnut Street, Osceola

Listing courtesy of Tyler Mahoney of Epique Realty.

Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use