65338 Homes with FHA Financing

Welcome to Lincoln, Missouri, a hidden gem nestled in Benton County, with the picturesque zip code 65338. This charming town offers a delightful blend of small-town charm and modern conveniences, making it an ideal place for families, retirees, and everyone in between.

In Lincoln, you'll find a welcoming community that prides itself on its friendly atmosphere and rich history. The area boasts beautiful parks, local shops, and a variety of dining options, ensuring that residents have everything they need right at their fingertips. With its close-knit community vibe and scenic surroundings, Lincoln is perfect for those seeking a peaceful lifestyle without sacrificing access to essential amenities.

For potential homeowners, Lincoln offers a range of housing options that are not only affordable but also eligible for FHA financing. This means that first-time buyers and those looking to invest in their dream home can take advantage of flexible lending options, making homeownership more accessible than ever. With FHA financing, you can secure a home with a lower down payment and competitive interest rates, allowing you to invest in your future without breaking the bank.

Whether you’re looking for a cozy cottage, a spacious family home, or a charming fixer-upper, the 65338 zip code has something for everyone. Explore the possibilities of making Lincoln your home and experience the joy of living in a community that truly feels like family. Come discover the warmth and charm of Lincoln, MO—where your dream home awaits!

Newest 65338 Homes with FHA Financing

$875,000

3 Beds ⋅ 2 Baths

Turnkey lakefront property offering approximately 600 feet of shoreline and everything you need to enjoy life at the lake. This well-maintained home features 2 bedrooms, 2 full bathrooms, and a non-conforming 3rd bedroom, along with two separate living areas providing plenty of space for family and guests. Home is equipped with a whole-house attic fan, helping improve airflow and energy efficiency during cooler months. The screened-in porch overlooks the lake and is the perfect place to relax while taking in the water views. Outside, you'll find an attached garage, a 2-car carport with parking available in front of carport, and an additional storage garage ideal for lawn equipment. The oversized detached 2-car garage/workshop offers ample space for a boat, side-by-side, tractor, lawn mower, and other recreational equipment including generator with hookup. The structure was originally designed with the potential to add living quarters above, offering future expansion opportunities. The property includes a private 1-slip dock with a homemade outdoor shower for rinsing off after a day on the water. Dock is 20x20 and the slip is 10x24 slip with lift. Included second-tier lots provide additional privacy by preventing future development directly behind the home. Whether you're looking for a full-time residence, weekend getaway, or vacation property, this move-in-ready lake home offers abundant storage, exceptional shoreline, and room to enjoy all that lake living has to offer!

33260 Golden Acres Road, Lincoln

Listing courtesy of Kelli Vann of Homes by Darcy LLC.

$890,000

Exceptional investment opportunity with multiple income streams and unlimited potential! This established marina features 16 covered boat slips, including 6 newer boat lifts and mud poles, along with a public boat ramp. In addition, there is a courtesy boat dock which allows for another 8 boats and a side rail which compiles but to 6 more boats. Expansive decking allows for a large entertaining area. There is an outdoor bar along with a cover area for bands. The main level of the marina has a wonderful bar area with a large amount of seating. A large full kitchen with walk in cooler and freezer allows for the expansive menu and dining options. The main building offers comfortable owner or manager living quarters upstairs with 2 bedrooms, 1 bathroom, a full kitchen, and a living room. The lower level provides abundant storage and includes the former ice cream shop and laundry area, creating opportunities for retail, food service, or additional marina amenities. The property also includes two off-site cabins, each offering 2 bedrooms, 1 bathroom, and a loft, plus a separate laundry building for guest convenience. Three established RV sites are already in place, with extensive road frontage providing outstanding potential to add additional RV sites or expand the operation. Additional features of the property include a 2,500-gallon fuel tank to serve boaters and adds an additional income string. Whether you're looking to own a marina, expand your investment portfolio, or develop a premier recreational destination, this property offers incredible versatility, established amenities, and room for future growth. Rare opportunities like this don't come along often! Owner or agent will show property.

29580 Waters Edge Road, Lincoln

Listing courtesy of Lora Anstine of Anstine Realty & Auction, LLC.

$154,900

2 Beds ⋅ 1 Baths

Escape to your dream lakeside retreat with this adorable, move-in-ready bungalow located just minutes from the water! Designed for ultimate relaxation, this low-maintenance home allows you to skip the "to-do" list and dive straight into the lake life. Premier Outdoor Living Entertainer's Deck: A spacious, newer L-shaped deck perfect for hosting summer barbecues. Detached Garage & Storage: Single-car garage featuring updated siding, a new well pump, and a dedicated parking pad for your boat or camper. Backyard Oasis: A cozy firepit area nestled behind the garage for crisp evenings under the stars. Bonus She-Shed: Equipped with electricity and set inside a fully fenced dog run, making it a perfect hobby space or pet haven. Modern & Inviting Interior Open-Concept Design: A gorgeous, sunlit kitchen flows seamlessly into the main living area. Breakfast Bar: A long, sit-at counter serves as the perfect hub for casual dining and entertaining. Comfortable Accommodations: Two cozy bedrooms sit just off the living area, including a spacious primary suite featuring an oversized closet with built-in lighting. Full Bath: A bright, well-appointed bathroom complete with a full shower With durable, newer vinyl siding on the exterior and turnkey updates inside, this charming property is fully furnished to welcome you home just in time for summer fun.

28886 Mortensen Road, Lincoln

Listing courtesy of Kenneth Hoyle of Anstine Realty & Auction, LLC.

$250,000

3 Beds ⋅ 2 Baths

Welcome to this charming 3-bedroom, 2-bath home nestled near Cole Camp Creek in the peaceful lake community of Lakeside Resort at Lakeside Estates. Whether you're looking for a full-time residence or a relaxing weekend getaway, this property offers the perfect blend of comfort and tranquility. Inside, you'll find a spacious kitchen with plenty of room for cooking and gathering, while the large porch provides the perfect place to relax and enjoy the peaceful surroundings. The home is located in the Cole Camp School District, serving Cole Camp Elementary and Cole Camp High School. The property includes a detached garage with electricity, plus a small storage shed with electricity, providing plenty of space for hobbies, storage, or lake toys. Two additional lots are included with the sale—Lot 17 (0.15± acres) and Lot 18 (0.17± acres)—offering extra room to enjoy or simply appreciate the added privacy. Enjoy the quiet atmosphere of this lakeside community, where many of the surrounding homes serve as seasonal retreats, creating a peaceful setting to relax and unwind.

28887 Mortensen Road, Lincoln

Listing courtesy of Chris Harrison of Keller Williams KC North.

$424,900

3 Beds ⋅ 3 Baths

Discover your dream lake retreat on the 77-mile marker of Lake of the Ozarks! This all-brick two-story home sits on nearly a half-acre lot with year-round water views and a private dock featuring one well and a party space that can easily convert back to a two-well slip. The main floor has been fully renovated with a spacious kitchen, open living area, primary suite, second bedroom, and two full baths. The lower level offers additional living space, a large bedroom, and flex area that can be used as you wish. Enjoy decks on both levels, all-new paint, fixtures, flooring, cabinets, and appliances-95% remodeled and move-in ready. Easy commute from Kansas City makes this the perfect weekend escape or full-time lake home! Bonus: the adjoining property next door is also for sale ideal for owning two homes side by side for vacation rentals or a family compound.

28247 W Cove Drive, Lincoln

Listing courtesy of Richey Real Estate Group of Real Broker, LLC-MO.

$214,900

2 Beds ⋅ 1 Baths

Adorable and fully renovated lake home on the 77-mile marker of Lake of the Ozarks! This charming 2-bedroom, 1-bath property has been completely updated inside and out, featuring a stylish kitchen with all appliances included, fresh paint, new fixtures, and modern finishes throughout. Enjoy your own private dock with a 2-well slip perfect for easy lake access and entertaining. The home also offers a large detached two-car outbuilding, great for storage or lake toys. Currently used as a vacation rental, this home sits right next door to another available property an incredible opportunity to own two side-by-side lake homes for family, friends, or an investment compound. Located on nearly year-round water with a convenient commute from Kansas City, this is the lake life you’ve been waiting for!

28253 W Cove Drive, Lincoln

Listing courtesy of Richey Real Estate Group of Real Broker, LLC-MO.

$649,900

3 Beds ⋅ 2.5 Baths

3 bdrm 2 1/2 bath home on 76 gorgeous acres with 2 ponds! This lovely home is located on a paved road in the Cole Camp, MO school district. Property is mostly fenced with approximately 30 acres of row crop, the remaining in open pasture & trees. Plenty of room to run cattle or horses. Home boasts of an open floorplan for entertaining. Spacious living room & dining area, island in the kitchen &appliances are included. Large master bedroom includes full bath with walk in shower & tub. Main floor laundry, mudroom & 1/2 bath. Upper level has an open loft for TV or toy area. Two large bedrooms, office, full bath & 2 storage rooms. Massive 30x40 attached garage with wood burning stove for those chilly nights. Carport with storage building attached, 23x32 lean-to. Wonderful above ground pool with deck & stunning views from every direction. Property includes large creek that joins Cole Camp Creek, a great place to camp & swim. Property goes up over the ridge with fantastic hunting ground! Owner has multiple deer stands on the property. Three phase electric is being brought into the area. Como Electric provides high speed fiber optics. You won't want to leave home, this beautiful property has everything you'll ever need!

25266 H Highway, Lincoln

Listing courtesy of Debra Anderson of Anstine Realty & Auction, LLC.

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