65355 Homes with FHA Financing

65355 Homes with FHA Financing

Welcome to the charming community of Warsaw, Missouri, nestled in the heart of Benton County and proudly bearing the zip code 65355. Known for its picturesque landscapes and friendly atmosphere, Warsaw offers a unique blend of small-town charm and modern conveniences. With its proximity to the stunning Lake of the Ozarks, residents enjoy a wealth of outdoor activities, from fishing and boating to hiking and camping, making it a haven for nature enthusiasts.

The real estate market in Warsaw is diverse, featuring a variety of homes that cater to different lifestyles and budgets. One of the standout features of this area is the availability of FHA financing options, making homeownership more accessible for first-time buyers and those looking to invest in their dream home. With FHA loans, you can benefit from lower down payment requirements and competitive interest rates, making it easier to step into the housing market.

In Warsaw, you'll find a range of properties, from cozy single-family homes to more spacious options perfect for families. The community is known for its welcoming spirit, excellent schools, and a rich history that adds to its allure. Whether you're seeking a serene retreat or a vibrant community, Warsaw has something for everyone.

Explore the possibilities that await you in zip code 65355. With affordable housing options and a supportive community, now is the perfect time to discover your new home in Warsaw, Missouri!

Newest 65355 Homes with FHA Financing

$240,000
3 Beds 2 Baths
Want a weekend getaway or looking for full time lake living? Look no farther! This 3 bedroom, 2 bath beauty has the water views you are looking for and the space you need! Sitting on a beautiful half acre lot, this lovely home offers a bright open feel and main floor living with a full basement, 1 car garage and plenty of parking. On the main level the updated kitchen and living room are set up perfect for entertaining. Spacious living room with views of the lake and open to the kitchen which has plenty of cabinet and counter space for the family chef to cook up the crappie you caught at the lake. Two nice size bedrooms with a full bath on one side of the living room and a large third non conforming bedroom with a second full bath and laundry on the other side. Downstairs you will find the one car garage and plenty of room to store your water toys, golf cart, seasonal decor, etc. But wait there's more!! Want to sit in the shade and take in the views? You will love the huge screened in porch! Want to sit outside and take in the sunrise or sunset? Enjoy the deck out front! If you like to garden or have fur babies there is a large portion of the half acre lot that is tiered and fenced in. There is a storage shed for your outdoor tools/equipment, but room to potentially build a decent shop. Cole Turkey Acres is a wonderful community and amenities include a boat ramp, a community park and you can rent a boat slip. This amazing home is waiting for you and your family to make year-round memories..... and did I mention the views! If you have never lived the lake life, you will love it! If you have then you know how wonderful and relaxing it is! Previous contract fell through to no fault of seller. Home is being sold as is, where is, seller will make no repairs

26641 Waterview Drive, Warsaw

Listing courtesy of Amy Arndorfer of Premium Realty Group LLC.

$224,900
4 Beds 2 Baths
Welcome to your dream home at 32251 Branch Rd, Warsaw, MO. This stunning 4-bedroom, 2-bath residence has been meticulously updated from top to bottom, offering a perfect blend of modern amenities and timeless charm. As you step inside, you will be greeted by a bright and airy atmosphere, enhanced by brand new energy-efficient windows that provide breathtaking water views from almost every room, including the lower level. The home boasts a series of thoughtful upgrades, including: All new plumbing and lighting fixtures Beautiful natural wood accents throughout, including new stairs, mantle, and transitions Luxurious new flooring that complements the home's aesthetic Top-of-the-line LG Thin Q smart home appliances, just one year old Convenient USB outlets and remote control lighting for modern living The spacious layout features generous room sizes, with huge closets providing ample storage. The laundry facilities are conveniently located both upstairs and downstairs, making chores a breeze. This home is not just a place to live; it's a lifestyle. Imagine enjoying serene water views while sipping your morning coffee or hosting gatherings in your beautifully upgraded living spaces. The combination of modern conveniences and picturesque surroundings makes this property truly one of a kind. Don't miss your chance to own a home that has been loved and cared for like no other. Schedule a viewing today and experience the charm and elegance of this exceptional property!

32251 Branch Road, Warsaw

Listing courtesy of Katherine Nickel of Sedalia Realty.

$595,000
3 Beds 3.5 Baths
Perfectly situated in the gorgeous Truman Lake town of Warsaw, MO. Voted one of the top lake towns in the state of Missouri! This exquisite 3 brm 3 1/2 bath home has been meticulously crafted by Jim McGovern Homes, consistently celebrated for exceptional craftmanship & timeless design. The seamless open floorplan ensures guests can mingle across areas without feeling left out. The main living area boasts of hardwood floors, stone gas fireplace & soaring ceilings. A highly optimized kitchen is complete with custom cabinets, beautiful quartz counters & pantry. Rare 3 suite layout. This home features 3 large master bedrooms with ensuite & walk-in closet. Two on the main floor & one in the lower level walk-out. Other features include main floor 1/2 bath, large mudroom & laundry room with beautiful custom cabinetry. Wonderful covered porch with maintenance free composite decking. Lower level showcases spacious family room with kitchenette, 3rd master suite, bath, three large storage rooms & a 16x16 unfinished room for 4th bedroom or golf cart garage. Lower level seamlessly flows out to an expansive patio with plenty of room for entertaining. This gorgeous lake home is ideal for multiple families with its ability for communal entertaining and private retreats. Just a walk away from the newer community pool & beautiful Lay Park. Just a golf cart ride away from restaurants, boutique shopping & Award Winning Drake Harbor! Featuring new playgrounds, bike rentals and beautiful lighted walkways around the famous Lake of the Ozarks. Come to historic Warsaw Missouri and enjoy world renowned fishing & boating. Its time, buy that Lake house! You won't regret it!!

1104 Jackson Street, Warsaw

Listing courtesy of Debra Anderson of Anstine Realty & Auction, LLC.

$225,000
2 Beds 2 Baths
MOTIVATED SELLER—BRING YOUR OFFER! Why pay lakefront prices when you can enjoy the same incredible Lake of the Ozarks lifestyle for a fraction of the cost? This spacious, well-maintained 2-bedroom, 2-bath home offers approximately 1,800 square feet of comfortable living space in a peaceful lake community with private water access. Spend your days boating, fishing, swimming, or soaking up the sun with exclusive access to the community boat ramp and shared dock. Launch your boat with ease, enjoy endless days on the water, then return home to relax in a quiet setting away from the busy lake traffic. Inside, you'll love the open, spacious layout that's perfect for entertaining, hosting weekend guests, or simply unwinding after a day at the lake. Whether you're searching for a full-time residence, a weekend getaway, or an investment opportunity, this property checks all the boxes. Located just minutes from popular waterfront restaurants, marinas, and some of the best fishing and boating the Lake of the Ozarks has to offer, you'll enjoy everything the lake is famous for—without the high taxes, maintenance, and premium price of lakefront ownership.Properties offering this combination of space, affordability, and lake access don't last long. If you've been waiting for the perfect opportunity to own your own piece of Lake of the Ozarks, this is it! Call today to schedule your private showing before someone else starts making memories at your new lake retreat!

29460 Huse Street, Warsaw

Listing courtesy of Chet Meierarend of RE/MAX Premier Properties.

$242,500
3 Beds 1 Baths
Completely remodeled and move-in ready, this 3-bedroom, 1-bath home offers the perfect blend of modern updates and Lake of theOzarks living. Enjoy beautiful lake views from every bedroom and the living room while taking advantage of all the amenities thiswelcoming lake community has to offer. The extensive renovation includes new drywall, insulation, plumbing, HVAC, luxury vinyl plankflooring, carpet, paint, windows, metal siding, and a durable metal roof, creating a low-maintenance home designed for years ofenjoyment. Outside, you'll find an attached 1-car garage, inviting front porch, new concrete parking area, and patio—ideal for relaxingafter a day on the water. The seller is also offering a $2,500 appliance allowance, giving the new owner the opportunity to choose theirown refrigerator, microwave, and electric range. The community features paved roads leading to the property, two boat ramps, two swimand fishing docks, a park with a playground, shelter house, and restrooms, plus a volunteer fire station. A popular local restaurant andbar is just a short golf cart ride away, making it easy to enjoy local dining without driving into town. Conveniently located approximately15 minutes from downtown Warsaw, this property is well suited as a full-time residence, weekend retreat, or investment opportunity.Experience the best of Lake of the Ozarks living with modern comforts, scenic views, and convenient access to the water.

26657 Waterview Drive, Warsaw

Listing courtesy of Rhonda Boedeker of RE/MAX Central.

$399,900
3 Beds 4 Baths
Experience one of the most breathtaking, year-round views of Truman Lake from this move-in ready home just outside Warsaw, MO. Situated on just over 2 acres, this rare property combines panoramic lake views, privacy, and just under 3,000 finished square feet… an exceptional combination that's hard to find. The open-concept living space was designed to capture the incredible scenery, with expansive windows that fill the living, dining, and kitchen areas with natural light and showcase the lake in every season. Two main-level bedrooms each feature private en-suite bathrooms. The finished walkout lower level offers a spacious second living area, an additional bedroom and a full bathroom, providing flexible space for guests, a home office, recreation, or hobbies. The wooded lakeside setting and mature trees create a peaceful, secluded atmosphere, while three garage spaces and abundant parking provide room for vehicles, boats, and lake toys. The home is all electric, fully turnkey, and ready for immediate enjoyment. A rented marina boat slip is available to transfer to the new owner if desired, and for those ready to embrace lake life from day one, the current boat lift and boat are also available for purchase separately at closing. Opportunities to own a property offering this level of privacy, acreage, move-in-ready condition, and truly breathtaking year-round Truman Lake views are few and far between.

11045 Foothills Lane, Warsaw

Listing courtesy of ANGIE SEATON of INTEGRITY HOME TEAM.

$219,800
3 Beds 2 Baths
Welcome to your new home at 26274 Waterview Drive, Warsaw MO, 65355! This stunning 3-bedroom, 2-bathroom abode is perfectly positioned on the 2nd tier of the breathtaking Lake of the Ozarks. It boasts a private dock, offering you an exclusive gateway to the lake's serene waters. Imagine starting your day with a peaceful paddle on the lake or unwinding after work with a sunset fishing session, all from the comfort of your backyard. Inside, you'll discover a tastefully updated kitchen and bathrooms, seamlessly blending modern luxury with cozy charm. The wood-burning fireplace in the living room provides a warm ambiance during those crisp Missouri winters, making it the perfect spot for family gatherings or a quiet night in. For the culinary enthusiast, the kitchen boasts new updates that will make every meal preparation a joy. The shared dock with it's own private slip is not just a gateway to the lake, but also a launchpad for numerous water activities. Whether you prefer a quiet kayak ride, a thrilling jet ski adventure, or a leisurely sail, your options are limitless. The property’s location offers a wealth of outdoor activities. From boating on the lake to going to one of 2 restaurants in the neighborhood. The home is perfectly positioned to offer privacy without sacrificing views. Here, you can enjoy the peace and quiet of lake life while still being close to all the amenities you need. Call to schedule your tour of this amazing home or arrange through Broker Bay. Buyers agent responsible to verify taxes, schools and dimensions. Please follow offer instructions when submitting your offer and ensure all doors locked and lights are turned off, except one by front door.

26274 Waterview Drive, Warsaw

Listing courtesy of SBD Team of SBD Housing Solutions LLC.

Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use