66006 Homes with USDA Loan Financing

Welcome to Baldwin City, Kansas, nestled in the heart of Douglas County and proudly bearing the zip code 66006. This charming community is known for its picturesque landscapes, friendly atmosphere, and a strong sense of togetherness. With a rich history and a vibrant small-town feel, Baldwin City offers residents a unique blend of rural tranquility and modern conveniences.

One of the standout features of this area is its accessibility to USDA loan financing, making homeownership a reality for many families and individuals. The USDA loan program is designed to support those looking to buy a home in eligible rural areas, and Baldwin City fits the bill perfectly. With no down payment required and competitive interest rates, this financing option opens the door to affordable housing in a community that values its residents.

The housing market in Baldwin City showcases a variety of options, from charming historic homes to modern new builds, all set against the backdrop of beautiful parks and scenic views. Families will appreciate the top-rated schools and the abundance of recreational activities, including hiking trails, local festivals, and community events that foster a strong sense of belonging.

Whether you’re a first-time homebuyer or looking to settle down in a welcoming community, Baldwin City presents an ideal opportunity. With USDA loan financing available, your dream home in this delightful corner of Kansas is within reach. Embrace the charm of Baldwin City and discover the perfect place to call home!

Newest 66006 Homes with USDA Loan Financing

$280,000

3 Beds ⋅ 3 Baths

Welcome to this open concept updated ranch home that backs up to the Baldwin City golf course! So many thoughtful updates and upgrades have gone into this darling 3 bedroom/3 bath home, with plenty of love poured into every detail. Beautiful modern kitchen with stainless steel appliances and a home that feels fresh, cared for and truly move in ready. 3 Bedroom, 3 bath home with updated bathrooms and a basement offering lots of extra room to grow. Step outside to an expansive fenced backyard with mature trees and open space for all types of projects and a covered patio perfect for relaxing and entertaining. The 30x24 detached garage has overhead garage doors. Exceptionally well cared for, and ready for its next chapter. This one is easy to love and sits on almost an acre of land.

1419 High Street, Baldwin City

Listing courtesy of Debra Wieden of Platinum Realty LLC.

$499,900

3 Beds ⋅ 2 Baths

Escape to your own slice of country on this 10-acre rural property. This beautifully designed 3-bedroom, 2-bathroom ranch-style home perfectly blends modern, efficient living with wide-open spaces. Take in the the picturesque farmland that surrounds the property. The home features a spacious back deck that serves as your private viewing and quiet mornings watching the sunrise and unwind in the evenings on the porch with spectacular, unobstructed sunsets. Inside, the heart of the home welcomes you, light-filled open floor plan that seamlessly connects the living, dining, and kitchen areas. This layout is perfect for both comfortable everyday living and hosting friends and family, with large windows that invite the beautiful outdoors in. Modern efficiency, this is an all-electric home, offering streamlined utility management and peace of mind.The main level houses three comfortable bedrooms and two full bathrooms, including a private primary suite. Downstairs, offers additional potential with a full, unfinished walk-up basement. Mirroring the footprint of the main floor, this expansive space features its own direct exterior walk-up access, making it ideal for a future workshop, a large recreation room or ample storage.Whether you are looking to start a hobby farm, need room for horses, or simply crave the peace, privacy, and love of rural living, this 10-acre ranch home offers an unmatched opportunity to live your country dream. Give me a call today!!

68 E 1100 Road, Baldwin City

Listing courtesy of Kim Bergan of Freestate Realty, LLC.

$399,900

3 Beds ⋅ 2 Baths

Welcome to this stunning, one-level living home, offering 3 spacious bedrooms and 2 bathrooms located in the beautiful Firetree Subdivision. Nearly every inch of this home has been updated and meticulously maintained inside and out!! Featuring an inviting open floorplan with new flooring throughout, and highlighted by vaulted ceilings, beautiful wooden beam and posts, and an abundance of natural light. The large, open living room is great for entertaining or perfect for a cozy gathering around the gas fireplace, complete with shiplap surround and a gorgeous wooden mantel. The fully renovated kitchen has beautiful cabinetry, backsplash, stainless steel appliances, and a large island allowing for generous culinary space. The primary bedroom is complete with an ensuite bathroom and large walk-in closet. The laundry room is conveniently located on the main level and provides cabinets for extra storage. The spacious unfinished basement with room to expand, is complete with egress window allowing a 4th bedroom. Step outside to the beautiful lot with detailed landscaping and a large backyard patio perfect for relaxing after a long day, and let's not forget the incredible Gemstone exterior lights!! Located near the neighborhood fishing pond and park, in quaint Baldwin City, and within an easy commute to Lawrence, KC, Eudora, Ottawa and surrounding. With its pristine condition, custom upgrades, and stunning outdoor space, this property is the perfect place to call home.

709 Flame Way, Baldwin City

Listing courtesy of Teri Ediger of ReeceNichols Preferred Realty.

$519,900

3 Beds ⋅ 2 Baths

This charming ranch-style home sits on 3.91± fenced acres and combines the warmth and character of log home construction with numerous updates and a thoughtfully designed addition. Offering over 2,100 sq. ft. of total living space, the home features exposed interior logs and ceiling beams that highlight its rustic country charm. The open, updated kitchen and dining area provides a welcoming space for everyday living and entertaining, while a wood-burning fireplace adds warmth and character. A cozy, newly added family room offers additional living space, while the sunporch is the perfect spot to relax and enjoy your morning coffee. A convenient mudroom add seven more functionality. The home features 3 bedrooms, including 1 non-conforming bedroom, and 2 bathrooms. The basement includes the non-conforming bedroom with an en-suite bath, along with the laundry area and an unfinished storage room that doubles as a storm shelter with a walk-up exterior exit. Outside, you'll find an oversized detached 2-car garage, a 30' x 40' shop, and a livestock loafing shed with a fenced livestock area. There's plenty of room for your four-legged friends, hobbies, equipment, and country lifestyle. With its exposed logs, inviting living spaces, useful outbuildings, fenced acreage, and thoughtful updates, this unique Baldwin City property offers a wonderful combination of rustic charm, functionality, and country living.

829 N 500th Road, Baldwin City

Listing courtesy of Wendy Flory of Flory & Assoc-Realty & Auction.

$424,900

4 Beds ⋅ 2 Baths

Step into a one-of-a-kind home where timeless character meets modern comfort. Originally built in the 1930’s, this darling bungalow was thoughtfully relocated to its current site in 2014, where it received a new basement foundation and an extensive top-to-bottom renovation. The renovation preserved the home’s historic charm while incorporating modern construction. From updated mechanical systems, roof, windows, and finishes, every detail was carefully considered, creating a home of beautiful craftsmanship. This home features 4 spacious bedrooms with an additional non-conforming bedroom/office, two full bathrooms, a huge laundry/mud room located off the west entrance, not to mention two large living areas. The beautiful kitchen, with granite countertops and stainless-steel appliances, opens to the spacious dining room, perfect for entertaining and family gatherings. The main level boasts stunning hard wood flooring, fresh interior paint, and windows everywhere you turn with natural light throughout. The finished basement was recently updated with luxury vinyl flooring, and includes spacious bedrooms and family room. Located on a large corner lot with a circle drive, mature trees, adorable curb appeal, and within a short distance to quaint downtown Baldwin City. A truly rare opportunity to own a beautifully restored 1930’s home!

403 Baker Street, Baldwin City

Listing courtesy of Teri Ediger of ReeceNichols Preferred Realty.

$409,000

3 Beds ⋅ 2 Baths

Welcome to the Adalynn Plan by Elder Enterprises! This thoughtfully designed new construction home offers 1,635 sq. ft. of modern, open-concept living in Baldwin City's desirable Heritage Addition. Featuring 3 bedrooms, 2 full bathrooms, and a walk-in closet in every bedroom, this floor plan combines comfort with functionality. The spacious kitchen is the heart of the home and features a large island, gas stove, and plenty of room for cooking, gathering, and entertaining. Step outside to a 12' x 20' patio with a 12' x 12' covered section, offering the perfect blend of sun and shade for relaxing, grilling, or entertaining guests. Built on a slab for easy, low-maintenance living, this home offers quality craftsmanship and a functional layout that's perfect for everyday living. Estimated to be completed soon - don't miss your chance to make this beautiful new home yours. Schedule your showing today! Photos shown are visual renderings and are intended to illustrate the floor plan, layout, and finish concepts. Final construction details, colors, materials, and finishes may vary.

429 Rockers Drive, Baldwin City

Listing courtesy of Kate Johnson of Real Broker, LLC.

$429,950

3 Beds ⋅ 2 Baths

This impeccably built 3 bedroom, 1 and ¾ bath home offers 1,805 sq ft of comfort, quality, and timeless style. A welcoming wainscoted entry, designer interior doors, and quality finishes throughout elevate the home’s character. The kitchen is both functional and inviting, featuring a large island with farmhouse sink, an impressive gas range, and a 47-decibel ultra-quiet stainless steel dishwasher, ideal for entertaining or everyday living. The open living room is anchored by a stunning natural native Kansas limestone fireplace surround, wood burning fireplace made easy with gas log lighter, accented by exposed timber beams that continue into the primary bedroom for a warm, rustic elegance. Retreat to the primary bedroom enhanced by a custom designed accent wall and coffered ceiling, en suite primary bath boasts a large walk-in closet, walk-in shower and double vanity. The generous laundry room with sink adds convenience and practicality. One level living complete with an insulated 3-car garage for added ease and storage. Sound insulation in living areas and bathrooms and an insulated perimeter floor slab enable year-round comfort and quiet living. This thoughtfully designed home offers modern amenities and quality construction; perfect for those seeking space, style, and serenity.

1013 Bluestem Circle, Baldwin City

Listing courtesy of Anna Clemente of McGrew Real Estate Inc.

Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use