66006 Homes with USDA Loan Financing

66006 Homes with USDA Loan Financing

Welcome to Baldwin City, Kansas, nestled in the heart of Douglas County and proudly bearing the zip code 66006. This charming community is known for its picturesque landscapes, friendly atmosphere, and a strong sense of togetherness. With a rich history and a vibrant small-town feel, Baldwin City offers residents a unique blend of rural tranquility and modern conveniences.

One of the standout features of this area is its accessibility to USDA loan financing, making homeownership a reality for many families and individuals. The USDA loan program is designed to support those looking to buy a home in eligible rural areas, and Baldwin City fits the bill perfectly. With no down payment required and competitive interest rates, this financing option opens the door to affordable housing in a community that values its residents.

The housing market in Baldwin City showcases a variety of options, from charming historic homes to modern new builds, all set against the backdrop of beautiful parks and scenic views. Families will appreciate the top-rated schools and the abundance of recreational activities, including hiking trails, local festivals, and community events that foster a strong sense of belonging.

Whether you’re a first-time homebuyer or looking to settle down in a welcoming community, Baldwin City presents an ideal opportunity. With USDA loan financing available, your dream home in this delightful corner of Kansas is within reach. Embrace the charm of Baldwin City and discover the perfect place to call home!

Newest 66006 Homes with USDA Loan Financing

1108 Trail View Court, Baldwin City
$730,000
5 Beds ⋅ 3.5 Baths
**NEW CONSTRUCTION ON ACREAGE | ICF FOUNDATION | SHOP POTENTIAL | LUXURY FINISHES!** Welcome to 1108 Trail View Ct in Baldwin City's desirable Trail View community! This stunning 5-bedroom, 3.5-bath home offers 2,950 sq ft of beautifully finished living space, exceptional craftsmanship, and room to grow! BUILT FOR QUALITY & EFFICIENCY! Featuring an upgraded Insulated Concrete Form (ICF) foundation, an approximately $50,000 investment, and 2x6 exterior wall construction for enhanced insulation, durability, and comfort. The 400-amp electrical service includes TWO 200-amp panels and was thoughtfully installed with future shop or outbuilding connectivity in mind! Step inside to discover designer finishes, gorgeous luxury vinyl plank flooring, custom tile, champagne bronze accents, and beautiful J&K cabinetry. The gourmet kitchen features Petra Taj quartz countertops, a massive 9-foot island, upgraded Frigidaire appliances, farmhouse sink, pot filler, and an incredible walk-in pantry with custom storage and a Costco door! The luxurious primary suite boasts a private deck, custom closet built-ins, and a spa-inspired bathroom with dual rainfall shower features and stunning tilework. A custom mudroom offers built-in storage, charging stations, and a soaking sink. The FINISHED WALKOUT BASEMENT provides additional bedrooms, a full bathroom, spacious entertaining areas, and a custom wet bar with butcher-block countertops! Outside, enjoy striking stone accents, cedar-wrapped posts, black windows, three insulated garage doors, and inviting outdoor living spaces. Dreaming of a detached shop, hobby building, or even your own pond? This acreage offers exciting possibilities for future improvements! Luxury, thoughtful construction, and the freedom of acreage living-all in one extraordinary property!

1108 Trail View Court, Baldwin City

Listing courtesy of Kate Johnson of Real Broker, LLC.
405 Flame Way, Baldwin City
$365,000
4 Beds ⋅ 3.5 Baths
Baldwin City is eligible for USDA financing for qualified buyer! This home will also qualify for VA financing. Seller is also willing to offer a 2-1 buydown to reduce buyers' interest rate for the first two years with acceptable offer. Welcome to highly desired Firetree Estates! This spacious 4-bedroom, 3.1-bath home offers a great location with easy access to the community park and Baldwin City High School. The main level features a living room with vaulted ceiling that flows into the kitchen and dining area, creating an inviting space for everyday living and entertaining. The primary bedroom with private bath, bedrooms two and three, and laundry room are conveniently located on the same level. The lower level offers a family room, fourth bedroom with private bathroom, providing a great space for guests, family members, or a little extra privacy. Enjoy the large fenced backyard, complete with a new oversized storage shed and a hot tub that stays with the home. A wonderful opportunity to enjoy comfortable living in this popular Baldwin City neighborhood!

405 Flame Way, Baldwin City

Listing courtesy of Connie Barton of ReeceNichols -Johnson County W.
566 E 1000 Road, Baldwin City
$525,000
3 Beds ⋅ 2 Baths
BACK ON THE MARKET No Fault of the Seller! This is your second chance at 20 acres of peaceful country living, perfectly situated between Lawrence and Baldwin City! This well-loved 3-bedroom, 2-bath ranch home offers the space, privacy, and slower pace that make country life so special—while still keeping you conveniently connected to both communities. Step outside onto the private deck overlooking a wooded backdrop and expansive yard—perfect for gathering, gardening, exploring, or simply enjoying a quiet evening surrounded by nature. Inside, the home is filled with character and timeless details, including an eat-in kitchen with a beautiful built-in hutch and windows that frame views of the property. Thoughtfully cared for over the years, the home offers a solid foundation with plenty of opportunity to bring your own style and vision. Outside, a large shop/outbuilding with concrete floors and electricity that gives you room for hobbies, projects, equipment, storage, and all the possibilities that come with having 20 acres of your own. If you’ve been looking for acreage without giving up convenient access to Lawrence and Baldwin City, save this one and don’t miss it!

566 E 1000 Road, Baldwin City

Listing courtesy of Amanda Barclay of Crystal Clear Realty.
709 Flame Way, Baldwin City
$389,900
3 Beds ⋅ 2 Baths
Welcome to this stunning, one-level living home, offering 3 spacious bedrooms and 2 bathrooms located in the beautiful Firetree Subdivision. Nearly every inch of this home has been updated and meticulously maintained inside and out!! Featuring an inviting open floorplan with new flooring throughout, and highlighted by vaulted ceilings, beautiful wooden beam and posts, and an abundance of natural light. The large, open living room is great for entertaining or perfect for a cozy gathering around the gas fireplace, complete with shiplap surround and a gorgeous wooden mantel. The fully renovated kitchen has beautiful cabinetry, backsplash, stainless steel appliances, and a large island allowing for generous culinary space. The primary bedroom is complete with an ensuite bathroom and large walk-in closet. The laundry room is conveniently located on the main level and provides cabinets for extra storage. The spacious unfinished basement with room to expand, is complete with egress window allowing a 4th bedroom. Step outside to the beautiful lot with detailed landscaping and a large backyard patio perfect for relaxing after a long day, and let's not forget the incredible Gemstone exterior lights!! Located near the neighborhood fishing pond and park, in quaint Baldwin City, and within an easy commute to Lawrence, KC, Eudora, Ottawa and surrounding. With its pristine condition, custom upgrades, and stunning outdoor space, this property is the perfect place to call home.

709 Flame Way, Baldwin City

Listing courtesy of Teri Ediger of ReeceNichols Preferred Realty.
829 N 500th Road, Baldwin City
$499,000
3 Beds ⋅ 2 Baths
This charming ranch-style home sits on 3.91± fenced acres and combines the warmth and character of log home construction with numerous updates and a thoughtfully designed addition. Offering over 2,100 sq. ft. of total living space, the home features exposed interior logs and ceiling beams that highlight its rustic country charm. The open, updated kitchen and dining area provides a welcoming space for everyday living and entertaining, while a wood-burning fireplace adds warmth and character. A cozy, newly added family room offers additional living space, while the sunporch is the perfect spot to relax and enjoy your morning coffee. A convenient mudroom add seven more functionality. The home features 3 bedrooms, including 1 non-conforming bedroom, and 2 bathrooms. The basement includes the non-conforming bedroom with an en-suite bath, along with the laundry area and an unfinished storage room that doubles as a storm shelter with a walk-up exterior exit. Outside, you'll find an oversized detached 2-car garage, a 30' x 40' shop, and a livestock loafing shed with a fenced livestock area. There's plenty of room for your four-legged friends, hobbies, equipment, and country lifestyle. With its exposed logs, inviting living spaces, useful outbuildings, fenced acreage, and thoughtful updates, this unique Baldwin City property offers a wonderful combination of rustic charm, functionality, and country living.

829 N 500th Road, Baldwin City

Listing courtesy of Wendy Flory of Flory & Assoc-Realty & Auction.
403 Baker Street, Baldwin City
$414,900
4 Beds ⋅ 2 Baths
Step into a one-of-a-kind home where timeless character meets modern comfort. Originally built in the 1930’s, this darling bungalow was thoughtfully relocated to its current site in 2014, where it received a new basement foundation and an extensive top-to-bottom renovation. The renovation preserved the home’s historic charm while incorporating modern construction. From updated mechanical systems, roof, windows, and finishes, every detail was carefully considered, creating a home of beautiful craftsmanship. This home features 4 spacious bedrooms with an additional non-conforming bedroom/office, two full bathrooms, a huge laundry/mud room located off the west entrance, not to mention two large living areas. The beautiful kitchen, with granite countertops and stainless-steel appliances, opens to the spacious dining room, perfect for entertaining and family gatherings. The main level boasts stunning hard wood flooring, fresh interior paint, and windows everywhere you turn with natural light throughout. The finished basement was recently updated with luxury vinyl flooring, and includes spacious bedrooms and family room. Located on a large corner lot with a circle drive, mature trees, adorable curb appeal, and within a short distance to quaint downtown Baldwin City. A truly rare opportunity to own a beautifully restored 1930’s home!

403 Baker Street, Baldwin City

Listing courtesy of Teri Ediger of ReeceNichols Preferred Realty.
429 Rockers Drive, Baldwin City
$399,900
3 Beds ⋅ 2 Baths
Welcome to the Adalynn Plan by Elder Enterprises! This thoughtfully designed new construction home offers 1,635 sq. ft. of modern, open-concept living in Baldwin City's desirable Heritage Addition. Featuring 3 bedrooms, 2 full bathrooms, and a walk-in closet in every bedroom, this floor plan combines comfort with functionality. The spacious kitchen is the heart of the home and features a large island, gas stove, and plenty of room for cooking, gathering, and entertaining. Step outside to a 12' x 20' patio with a 12' x 12' covered section, offering the perfect blend of sun and shade for relaxing, grilling, or entertaining guests. Built on a slab for easy, low-maintenance living, this home offers quality craftsmanship and a functional layout that's perfect for everyday living. Estimated to be completed soon - don't miss your chance to make this beautiful new home yours. Schedule your showing today! Photos shown are visual renderings and are intended to illustrate the floor plan, layout, and finish concepts. Final construction details, colors, materials, and finishes may vary.

429 Rockers Drive, Baldwin City

Listing courtesy of Kate Johnson of Real Broker, LLC.
1013 Bluestem Circle, Baldwin City
$429,950
3 Beds ⋅ 2 Baths
This impeccably built 3 bedroom, 1 and ¾ bath home offers 1,805 sq ft of comfort, quality, and timeless style. A welcoming wainscoted entry, designer interior doors, and quality finishes throughout elevate the home’s character. The kitchen is both functional and inviting, featuring a large island with farmhouse sink, an impressive gas range, and a 47-decibel ultra-quiet stainless steel dishwasher, ideal for entertaining or everyday living. The open living room is anchored by a stunning natural native Kansas limestone fireplace surround, wood burning fireplace made easy with gas log lighter, accented by exposed timber beams that continue into the primary bedroom for a warm, rustic elegance. Retreat to the primary bedroom enhanced by a custom designed accent wall and coffered ceiling, en suite primary bath boasts a large walk-in closet, walk-in shower and double vanity. The generous laundry room with sink adds convenience and practicality. One level living complete with an insulated 3-car garage for added ease and storage. Sound insulation in living areas and bathrooms and an insulated perimeter floor slab enable year-round comfort and quiet living. This thoughtfully designed home offers modern amenities and quality construction; perfect for those seeking space, style, and serenity.

1013 Bluestem Circle, Baldwin City

Listing courtesy of Anna Clemente of McGrew Real Estate Inc.
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