66018 Homes with FHA Financing

Welcome to De Soto, Kansas, a charming city nestled within the picturesque Johnson County, where community spirit meets suburban tranquility. The zip code 66018 encompasses a vibrant area known for its friendly neighborhoods, excellent schools, and a wealth of recreational opportunities. Whether you’re looking for a cozy starter home or a spacious family residence, De Soto has something to offer everyone.

One of the standout features of homes in this area is the accessibility of FHA financing. With the Federal Housing Administration (FHA) loans available, first-time homebuyers and those looking to invest in property can enjoy a more manageable pathway to homeownership. FHA loans typically require lower down payments and have more lenient credit requirements, making it easier for residents to secure their dream home in this welcoming community.

De Soto boasts a blend of modern amenities and natural beauty, with parks, trails, and the serene Kansas River nearby. The city is committed to preserving its small-town charm while offering the conveniences of urban living. Families will appreciate the top-rated schools, while outdoor enthusiasts can take advantage of numerous recreational activities.

Living in the 66018 zip code means being part of a close-knit community that values connection and growth. With the added benefit of FHA financing, your journey to finding the perfect home in De Soto, KS, is just a step away. Explore the possibilities that await you in this delightful city, where your dream home is within reach!

Newest 66018 Homes with FHA Financing

$860,000

5 Beds ⋅ 3.5 Baths

$3,000 LENDER CREDIT AVAILABLE FOR QUALIFIED BUYERS THROUGH JEN GILE AT BENCHMARK MORTGAGE, TO BE USED TOWARD CLOSING COSTS AND/OR A RATE BUY-DOWN. Welcome to this exceptional custom-built 5-bedroom, 3.5-bath two-story home tucked at the end of a quiet cul-de-sac on 1.6 acres in a beautiful estate-lot community in De Soto. A standout feature is the paid-off solar panel system, offering long-term energy savings, dramatically reduced electric bills, and a transferable warranty. Designed for comfort and spacious living, this move-in-ready home features extra-wide doorways throughout the main level and a sought-after main-level primary suite with a private bath offering a separate tub and shower, plus direct access to the laundry room. The expansive kitchen includes a commercial-size side-by-side refrigerator and freezer, TWO dishwashers, abundant cabinetry, and a generous pantry with a second oven and built-in microwave. The living room features custom built-ins beneath the TV area, while a mudroom off the garage keeps daily life organized. The extra-tall garage provides clearance for larger vehicles. Upstairs are four spacious bedrooms, two full baths, excellent closet space, and a second loft/living area perfect for relaxing, studying, gaming, or movie nights. The huge unfinished basement offers storage, natural light, and incredible future potential. Outside, enjoy a large recreation area, storage shed, covered rear deck, covered front patio, and permanent exterior lighting that can stay white year-round or change colors for holidays. Enjoy estate-sized space, energy-saving solar, and country-style breathing room while staying close to De Soto shopping, dining, schools, and everyday conveniences. Spacious, thoughtfully designed, and truly move-in ready, this custom home delivers the room, flexibility, storage, efficiency, and easy living you’ve been looking for—inside and out!

9517 Ingrid Street, De Soto

Listing courtesy of Heather Weber of KW Diamond Partners.

$500,000

4 Beds ⋅ 3 Baths

Don't miss the chance to see this one! SPACE, STYLE & OUTDOOR LIVING! This inviting corner-lot home offers an abundance of living space, soaring ceilings, an open-concept layout and tons of natural light! The spacious kitchen flows seamlessly into the living area, creating the perfect setting for everyday living or entertaining. Cozy up to the gas fireplace or step outside to enjoy the deck, canopy, patio, fire pit and beautifully landscaped yard. The large driveway and oversized garage provide plenty of room for parking, storage and hobbies. The spacious primary suite is a true retreat, featuring a large bath with a freestanding soaking tub, separate shower and double vanity. Additional bedrooms and finished basement space provide flexibility for guests, a home office, movie room, recreation or whatever your lifestyle requires. Numerous updates have been completed over the past five years, including refreshed kitchen cabinetry and hardware, newer microwave, updated flooring, new carpet, interior and exterior paint, updated bathroom fixtures, mirrors and showerheads and new curtains and rods throughout. The deck has been stained and enhanced with a canopy and lighting, while the garage and storage areas feature convenient built-in shelving. Fresh landscaping rock, mulch and updated fence-gate hardware add to the home's outdoor appeal. A spacious, light-filled home with great indoor/outdoor living and a long list of updates—come see everything this one has to offer!

31565 W 85th Street, De Soto

Listing courtesy of Ronda Langford of Platinum Realty LLC.

$416,990

4 Beds ⋅ 2.5 Baths

Flint Meadows Two Story Home Plan! Large office/study on the main level with a half bath across the hallway. The open family room, dining and kitchen has a wall of windows complimenting the 9' ceilings. White quartz, stainless appliances and tiled backsplash in the kitchen with a large pantry. The second floor offers four bedrooms, two bathrooms, laundry and storage. Check out the size of the primary bedroom! 18.11x13.4!! A large covered front porch lends well to enjoying the outdoors. Home is close to the community pool. Pictures are of a former finished home. Ask about Builder Incentives!

36438 102nd Place, De Soto

Listing courtesy of DRH Team of DRH Realty of Kansas City, LLC.

$575,000

5 Beds ⋅ 4.5 Baths

WELCOME HOME to this beautifully updated 5-bedroom, 4.5-bath home in De Soto! Offering plenty of space with modern finishes throughout, this home perfectly combines comfort, style, and functionality. The fully remodeled kitchen is ready to impress with beautiful modern finishes, new appliances, and plenty of space for cooking, entertaining, and gathering. With five bedrooms and four and a half bathrooms, there is room for everyone to spread out while still enjoying inviting spaces to come together. Step outside and discover a backyard that truly sets this property apart. Beautiful, established landscaping creates your own private retreat, complete with a charming KOI POND—the perfect setting to relax, entertain, or unwind at the end of the day. Located in the highly regarded De Soto School District with convenient highway access, you can enjoy the charm and quieter pace of small-town living while still being an easy drive to the Kansas City metro. MODERN UPDATES, SPACE, LOCATION, AND A BACKYARD YOU'LL LOVE—this De Soto home checks all the boxes!

8375 Timber Trails Drive, De Soto

Listing courtesy of Rachael Cruz of Kansas City Regional Homes Inc.

$349,000

3 Beds ⋅ 2.5 Baths

Move-in-ready 3-bedroom, 2.5-bath split-level home in De Soto, KS, listed at $349,000, with 1,571 square feet on a 0.26-acre lot. The main level opens to a vaulted living room with a wood-burning fireplace, wide-plank LVP flooring and a large picture window. The updated kitchen has white cabinetry, granite countertops, stainless steel appliances and an eat-in dining area, with a sliding door to the deck. The primary bathroom features a modern tiled walk-in shower with a frameless glass door. The spacious lower level family room provides a second living area with an updated half bath and plenty of flexibility—use it as a family room, home office, playroom, guest space or even a non-conforming 4th bedroom. Outside may be your favorite part! The large deck and patio create plenty of space to relax and entertain, complete with a covered grilling station for year-round cookouts. The generous lot backs to a treed area with NO NEIGHBORS DIRECTLY BEHIND, offering extra privacy and a peaceful backdrop. A large, well-kept storage shed provides plenty of room for lawn equipment, bikes and outdoor gear. Just three houses North of the entrance to Kill Creek Streamway trail for relaxing nature walks. This home sits on a cul-de-sac in the De Soto USD 232 school district, with quick access to K-10 for commutes to Lawrence, Olathe, and Kansas City. Updated, comfortable, and ready for its next owner.

8765 Thompson Drive, De Soto

Listing courtesy of Angela Zysk of ReeceNichols Preferred Realty.

$589,000

5 Beds ⋅ 3.5 Baths

Back on the market. Temporarily off the market through no fault of the seller. Better Than New! Pride of Ownership Shines Throughout! Welcome home to this immaculate, meticulously maintained 1½-story home that truly stands out from the rest. From the moment you arrive, you'll appreciate the exceptional care and attention to detail that make this home feel like it is time to sit down and relax. The thoughtfully designed floor plan features a spacious primary suite on the main level, three generously sized bedrooms upstairs, plus a finished basement with a fifth bedroom and a non-conforming sixth bedroom or private office, and a wet bar—perfect for entertaining guests, hobbies, or working from home. Thermal windows throughout. The current owners have invested extensively in updates. In 2025, the home received new kitchen appliances, beautiful countertops and backsplash, new hardwood flooring, and new carpet on the stairs, bedrooms, and throughout the basement. In 2026, additional improvements included a new roof, new gutters with gutter guards with transferrable warranties. New pop-up drains for added peace of mind. *New furnace, A/C and hot water tank with transferrable warranties installed within the past 30 days. Step outside and enjoy the beautifully landscaped yard featuring an inground sprinkler system, covered pergola, rock pathways, retaining walls. Decorative rock landscaping surrounding the home, and a Tuff Shed offering excellent storage space. Every inch of this home reflects quality, care, and pride of ownership. Move-in ready and loaded with upgrades, this is a rare opportunity you won't want to miss. Don't let this one get away—schedule your private showing today!

34541 W 83rd Street, De Soto

Listing courtesy of John Gaignat of Keller Williams Realty Partners Inc..

$399,990

3 Beds ⋅ 2 Baths

Sign by October 26, 2026 and we have a great promotion! Call for details! The ranch home has a HUGE covered front porch that is not far from the neighborhood pool. No home is directly behind and just beyond back property land evergreens and trees being planted by the HOA in the common area. This open floorplan has lots of windows, high ceilings, lots of storage and attic access throughout the entire home. The Smart Home Features includes Deako Smart Switch, Kwikset HomeConnect 620, Alarm.com Video Doorbell, Honeywell T6 Pro Z Wave Thermostat, Qolsys IQ Panel and garage door. Beautiful finishes with white quartz, deep single bowl kitchen sink with pull out sprayer, an electric fireplace with color changing glass rocks and complimenting colors throughout. This home is scheduled to be completed the end of November. Photos are of a completed home in another community.

36437 W 102nd Place, De Soto

Listing courtesy of DRH Team of DRH Realty of Kansas City, LLC.

$585,000

4 Beds ⋅ 3 Baths

SO MUCH MORE THAN MEETS THE EYE! This spacious 4-bedroom, 3-bath ranch offers main-level living, a finished walkout basement, an incredible private backyard, AND a 36x24 detached garage/shop! The main level features a primary suite plus two additional bedrooms, convenient main-level laundry, and an open kitchen/dining area with direct access to the deck overlooking the MASSIVE, beautifully treed backyard. The finished walkout lower level adds even more living space, including the 4th bedroom and plenty of room to spread out, entertain, or create the perfect guest space. Step outside to the large patio, which connects to the upper deck for fantastic indoor/outdoor living. But what truly sets this property apart are the OUTBUILDINGS! In addition to the attached 2-car garage, a second driveway leads to an impressive 36x24 detached garage/shop with an automatic garage door, tile flooring, electricity, and its own heating and cooling system. Previously used as a sign shop, this versatile space could be ideal for a workshop, home-based business, hobby space, car enthusiast, studio, storage, or additional garage parking. And there's MORE! Near the hot tub is a separate bonus building, also equipped with electricity and its own mini-split for year-round heating and cooling. The current owners have used it as a sun room, but imagine the possibilities—a home office, craft room, studio, she shed, man cave, pool/hot tub house, or your own private getaway! With extra garage space for at least 2 more vehicles, two driveways, multiple heated and cooled bonus spaces, a finished walkout basement, and a huge private treed backyard, this is a truly unique property with endless possibilities!

8699 Penner Avenue, De Soto

Listing courtesy of Dawn Weston of Team Weston Realty Group.

$439,000

3 Beds ⋅ 2.5 Baths

Clean, sleek interior finishes welcome you in. Living spaces are open and well lit. All bedrooms have excellent closet space . Fun feature walls and built ins in lower level. Excellent storage. Step out front and enjoy the west facing covered front porch wrapped in lush landscaping. Or, step out back to the west facing covered back patio or upper level deck in fully fenced yard. Oversized (22x24), insulated 2 car garage w/remote, keypad opener, windows, and outlets on each wall is large enough to house large trucks or SUV's or provide ample space for storate, workshop, or ther hobby equipment. Vented storm rm. NO HOA. Both TV's stay. Both refrigerators stay. Central De Soto location located close by highly rated schools, city and county parks and lakes, river access, city pool, rec paths, and two golf courses. Home in located on a snow route. Alley way is a public street so city pushes snow in winter. Quick to K-10 or K-32.

8435 Ottawa Street, De Soto

Listing courtesy of Shelly Milburn of Weichert, Realtors Welch & Co..

$426,840

4 Beds ⋅ 2 Baths

MODEL HOME - Chatham Floorplan. A large 4 bedroom ranch home with a covered front and back porch. Corner lot that overlooks the neighborhood pool. High ceilings and lots of windows create an airy, sundrenched atmosphere. The thoughtfully configured spaces offer lots of storage and the bedrooms are spaced away from each other for privacy. The inclusive dining, family room and kitchen allow for ample seating where everyone can gather. And the remote controlled fireplace allowing for color changes is the architectural exclamation point. A closet doesn't do justice to the wardrobe showroom in the primary bedroom. The kitchen comes with quartz, tile back splash, varied height cabinets w pulls and crown molding. Stainless steel appliances, sink and pull down faucet complement the white aesthetics. The epicurean kitchen opens directly to the grand living spaces, serving as the lifestyle hub of the home. This centralized design extends into the home's invisible infrastructure: a cutting-edge smart home tech package that allows you to control climate, lighting, and security with a single touch. All features are included in reproductions of this home. There are a few upgrades in the model. A fridge, w/d and a sprinkler system which increased cost. Come find your Chathum today!

36420 W 102nd Place, De Soto

Listing courtesy of DRH Team of DRH Realty of Kansas City, LLC.

$432,000

3 Beds ⋅ 2.5 Baths

WELCOME to this beautifully maintained 2018 built, maintenance-free townhome. Located on a peaceful cul-de-sac, this 3 bed, 2 and 1/2 bath home provides plenty of space both inside and out. The open-concept main level features upgraded engineered hardwood flooring and a beautiful designer kitchen, with upgraded appliances. This floor plan flows seamlessly into the living area and dining room. Perfect for a couple, or a family, AND room to entertain! The sunroom adds another inviting space and keeps the home open with plenty of natural light. The Primary bedroom offers a large walk in closet, and a beautiful ensuite bath, the other bedrooms are well sized bedrooms and the laundry is located on the bedroom level. Outside you will enjoy a covered deck, with more space for relaxing or entertaining with a landscaped area which includes a fire pit. The sprinkler system keeps everything looking great. The HOA covers lawn maintenance, for example; mowing, fertilizing, weed and grub control, snow removal, spring mulching and exterior painting. In fact, the exterior of this home was painted just very recently! And BONUS, this home is located in the desirable De Soto School District. This home was built by the well known Don Parr (DVP Homes) really well constructed, you are going to love it! There is simply nothing for you to do in this home except move right in! Recently reduced! Schedule your showing today!

31736 W 83rd Court, De Soto

Listing courtesy of Lessie Diener of Platinum Realty LLC.

$250,000

3 Beds ⋅ 2 Baths

Discover this beautifully refreshed 3 bedroom,2 bath home in the heart of De Soto. It’s within walking distance to local amenities and just minutes from the school district. The home features a spacious fenced backyard, new roof, new windows, new cabinets, fresh interior and exterior paint, and new flooring throughout. Plus, two convenient parking spaces are located in front of the home. Move-in ready and close to everything you need.

8310 Ottawa Street, De Soto

Listing courtesy of Connie Montoya of Platinum Realty LLC.

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