66023 Homes with Conventional Financing

Welcome to Effingham, Kansas, located in the heart of Atchison County and proudly bearing the zip code 66023. This charming small town is a hidden gem that offers a perfect blend of rural tranquility and community spirit. Surrounded by picturesque landscapes and friendly neighbors, Effingham is an ideal place for those seeking a peaceful lifestyle while still enjoying easy access to urban amenities.

Effingham boasts a variety of homes suitable for families, retirees, and first-time buyers alike. The real estate market here is characterized by its affordability and diverse options, making it a great choice for anyone looking to settle down. Many of the homes in this area are eligible for conventional financing, which means you can secure a mortgage with a stable interest rate and flexible terms. This accessibility to financing options allows potential homeowners to invest in their dream home without the added stress of complicated loan processes.

In addition to its attractive housing market, Effingham is known for its strong sense of community. Residents enjoy local events, parks, and recreational activities that foster connections among neighbors. The town's rich history and welcoming atmosphere make it a delightful place to call home.

Whether you’re drawn to the serene lifestyle, the affordability of homes, or the close-knit community, Effingham, KS, zip code 66023, offers a unique opportunity for homeownership that you won’t want to miss. Come explore all that this charming town has to offer!

Newest 66023 Homes with Conventional Financing

$40,000

2 Beds ⋅ 1 Baths

This property is eligible under the First Look Initiative. All Owner Occupant offers will be responded to after 7 days on the market and Investor offers will be responded to after 30 days. However, all offers can be submitted during the First Look period. -Subject to seller addendum -For financed offers EMD to be 1% or $1000 whichever is greater and for cash offers EMD to be 5% or $5000 whichever is greater. -All offers are subject to OFAC clearance. -A viewing release must be signed and returned to our office before showing this property. -See Showing Agent Info for additional information. (see supplements)

810 William Street, Effingham

Listing courtesy of Sharon Locke of Colonial Realty Inc.

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