66032 Homes with VA Loan Financing

Welcome to the charming community of Garnett, Kansas, nestled in the heart of Anderson County and proudly bearing the zip code 66032. This quaint city is not only rich in history and small-town charm but also offers a welcoming atmosphere that makes it an ideal place for families, retirees, and everyone in between.

Garnett is known for its friendly residents, beautiful parks, and a variety of recreational activities that cater to all ages. The city boasts a vibrant downtown area filled with local shops, dining options, and community events that foster a strong sense of belonging. With a rich agricultural heritage, Garnett provides a peaceful, rural lifestyle while still being conveniently located near larger cities for those seeking a bit more hustle and bustle.

For homebuyers, Garnett presents an exciting opportunity, especially for veterans and active-duty military personnel. Homes in this area are eligible for VA Loan financing, making it easier for those who have served our country to achieve their dream of homeownership. The VA Loan program offers favorable terms, including no down payment and competitive interest rates, allowing you to invest in a home without the financial burden often associated with purchasing real estate.

Whether you're looking for a cozy cottage or a spacious family home, the properties in Garnett cater to a variety of preferences and budgets. With its blend of community spirit, affordability, and access to VA financing, Garnett, KS 66032, stands out as a wonderful place to call home. Explore the possibilities and discover the charm of Garnett today!

Newest 66032 Homes with VA Loan Financing

$149,900

4 Beds ⋅ 2 Baths

Beautifully remodeled 4-bed, 2-bath home in the heart of Garnett. This property features warm, refinished wood floors, updated interior finishes, and a spacious layout perfect for comfortable living. Enjoy a refreshed kitchen, modern bathrooms, and generous bedrooms throughout. Located on a quiet avenue with easy access to local amenities, this move-in-ready home blends classic charm with thoughtful updates. Schedule your showing today!

315 W 3rd Avenue, Garnett

Listing courtesy of Kelley Gatlin of ReeceNichols - Lees Summit.

$185,000

4 Beds ⋅ 1.5 Baths

Lovely ranch situated on the edge of town in a quiet neighborhood. Large backyard with plenty of room for hobbies. Great curb appeal with a front porch to enjoy. NEW low maintenance roof, new outside and inside paint with some newer windows. Add your vision to the full unfinished basement with an added fourth bedroom. Sellers are still working on some updates in the home to make it even better.

802 E 4th Avenue, Garnett

Listing courtesy of Anne Welch of Crown Realty.

$145,000

2 Beds ⋅ 1 Baths

Enjoy the serenity of country living in this charming 2-bedroom, 1-bath home situated on approximately 1 acre outside the city limits. Recent updates include a newer roof and siding, offering added peace of mind and curb appeal. Relax on the welcoming front porch while taking in the picturesque rural views and peaceful surroundings. The spacious lot provides ample room for gardening, outdoor recreation, hobbies, or future improvements. With no city restrictions, you'll have the freedom to keep chickens, goats, and other small livestock. Whether you're searching for your first home, a weekend getaway, or a quiet place to enjoy the country lifestyle, this property offers comfort, flexibility, and endless potential.

32473 NE Norton Road, Garnett

Listing courtesy of Crystal Metcalfe of United Real Estate Kansas City.

$350,000

3 Beds ⋅ 3.5 Baths

Beautifully renovated from top to bottom, this spacious move-in ready home is ideally located in desirable Garnett. Featuring fresh interior and exterior paint, all-new PEX plumbing, new windows, luxury vinyl plank flooring, updated bathrooms, and a completely remodeled kitchen with granite countertops and quality appliances. The home offers multiple living spaces, including a large family room with its own full bathroom overlooking the backyard, plus an additional basement recreation room perfect for entertaining, relaxing, or hosting guests. With tasteful updates throughout and plenty of room to spread out, this home is a must-see! Three additional lots located directly north of the property are also available for purchase. Contact the listing agent today to schedule your private showing.

311 Jackson Avenue, Garnett

Listing courtesy of Todd Burroughs of Signature Realty, LLC.

$560,000

5 Beds ⋅ 4 Baths

Welcome to this stunning custom-built home offering the perfect blend of luxury, comfort, and functionality. Featuring 5 bedrooms, 4 bathrooms, a newly remodeled kitchen, and a 3-car attached garage, this home provides plenty of space for both everyday living and entertaining. The versatile floor plan offers room to grow, with the potential for additional bedrooms upstairs and downstairs. The fully finished basement includes a spacious family room, full bathroom, storm shelter, and a large storage/mechanical room. As an added bonus, the pool table stays! From the beautiful stone exterior and professionally landscaped yard to the thoughtfully designed interior, every detail reflects quality craftsmanship and pride of ownership. If you’re looking for a move-in-ready home with space for the whole family and all the extras, 16 Links Drive is one you won’t want to miss.

16 Links Drive, Garnett

Listing courtesy of Devin Katzer of Gold Key Realty.

$144,900

4 Beds ⋅ 2 Baths

Live in one side, 3 bedroom and rent other or open door way for a 4 bedroom home. Great for a 2nd-living situation. Set up as a 3 bedroom and a 1 bedroom with 2 kitchens, great for separate quarters or open up wall space to have one big 4 bedroom home. Great location downtown by library and park. Off street parking for 3 cars through the alley. Larger side has big open kitchen, Main floor bedroom and 2 bedrooms up. Other side has full kitchen, living room and bedroom. There is also a great office/storage area with separate entrance on the front of the home.

124 W 3rd Avenue, Garnett

Listing courtesy of Brad Korn of EXP Realty LLC.

$432,000

2 Beds ⋅ 2.5 Baths

Rare opportunity to own a secluded 10-acre wooded retreat with room for horses, goats, wildlife watching, and peaceful country living. Surrounded by mature timber and abundant wildlife, this private property offers the perfect blend of comfort, accessibility, and country charm. The main level features a spacious primary bedroom suite plus an office that could easily serve as a second main-level bedroom. The primary suite includes a large walk-in closet, walk-in shower, and jetted tub. All doorways are handicap accessible for added convenience. The inviting living room is anchored by a wood-burning fireplace capable of heating the entire home. The kitchen features a unique built-in desk topped with an authentic chalkboard salvaged from the historic East Scipio School. The walkout basement offers a finished living area that can be used as a family room, recreation room, or guest space, along with the home’s second bedroom and a full bath. Outside, you’ll find a detached 2-car garage with ample storage and a barn perfect for equipment, hobbies, or livestock. The acreage provides plenty of room for a horse or two, goats, or other small farm animals. The highlight of the property is the 18’ x 12’ screened-in porch, where you can relax and enjoy the beautiful scenery, peaceful surroundings, and frequent visits from deer, turkey, and other wildlife. Whether you’re looking for a full-time residence, hobby farm, or private getaway, this property offers endless possibilities.

20550 SE Neosho Road, Garnett

Listing courtesy of Carla Walter of Gold Key Realty.

$475,000

3 Beds ⋅ 2 Baths

Discover an extraordinary private retreat nestled among mature timber and abundant wildlife, where deer and turkey are frequent visitors. This one-of-a-kind property offers the perfect blend of recreation, comfort, and craftsmanship with a volleyball court, hiking, ATV, and dirt bike trails winding throughout the landscape. Outdoor enthusiasts will appreciate the engineered suspension bridge spanning a picturesque creek dedicated pistol and rifle ranges, and established deer stand. The property is designed for adventure and relaxation alike, featuring a large deck, an expansive front porch, and a massive treehouse complete with a slide for endless fun. Gardeners and homesteaders will love the raised garden beds and mature trees. Additional improvements include a 720-square-foot garage with concrete floor and electric service. Inside, custom craftsmanship shines throughout the home. Beautiful hickory kitchen cabinetry, cherry built-in bookshelves, and a quarter-sawn oak vanity showcase the attention to detail. The chef's kitchen features granite countertops, a travertine backsplash, ceramic tile flooring, a large center island, and three built-in pantry spaces. Solid wood shiplap and beadboard ceilings add warmth and character throughout the home. The spacious living room is highlighted by floor-to-ceiling bookshelves and a stunning stone fireplace. The main-level primary suite offers a glass-enclosed shower and whirlpool tub for a true spa-like experience. A hidden bookshelf in the game room conceals a gun safe, adding a unique custom feature. This remarkable property offers a rare opportunity to own a secluded outdoor paradise with exceptional amenities and custom features throughout. A portion of the property, located away from the home and primary improvements, lies within a designated flood plain. Flood insurance has not bee required in the past.

28784 E 1300 Road, Garnett

Listing courtesy of Dani Biggins of Premier Properties Realty Group.

$156,999

2 Beds ⋅ 2 Baths

Lots of updates for you to enjoy! NEWER kitchen includes stylish backsplash, lighting under the cabinets and a large pantry. NEWER baths include a whirlpool tub for you to relax in! NEWER central heat and air. Most of the windows are NEW and NEWER. Some NEWER wiring and plumbing! NEW exterior paint. All the trim in the home is handmade and stained by hand. Possible 3rd bedroom or office area. Large enclosed porch.

103 E 3rd Avenue, Garnett

Listing courtesy of Beth Mersman of The Kansas Property Place.

$298,000

3 Beds ⋅ 2.5 Baths

Discover this inviting 3 bedroom, 2 bath home situated on a spacious corner lot, offering both comfort and versatility. The property features an additional metal building with 1500 sf of space to use as a workshop, studio, or extra storage, providing endless possibilities for your needs. Inside, you'll find a beautifully updated kitchen equipped with brand new appliances, perfect for cooking and entertaining. The home showcases elegant hardwood floors, complemented by rich wood trim and solid wood doors that add timeless character and warmth. Recent updates include a new septic tank, ensuring years of worry-free living. This property blends updated spaces with classic details, making it an ideal choice for those seeking both style and functionality. Don’t miss the opportunity to own this well-maintained home with unique features and plenty of space for living, working, or relaxing.

13975 NW 31 Highway, Garnett

Listing courtesy of Dana Spencer of Infinity Real Estate, LLC.

$213,500

3 Beds ⋅ 2 Baths

Back on market, no fault to the seller! Charming home with fantastic curb appeal! This well-maintained property offers 3 bedrooms and 2 bathrooms with a functional layout perfect for everyday living. Inside, you’ll find two spacious living areas, giving you plenty of room to relax, entertain, or create a playroom or office space. The home features new flooring and newer interior paint, providing a fresh, updated feel throughout. Step outside to enjoy the large backyard, with a partially fenced area ideal for pets, kids, or outdoor gatherings. The garage includes a vehicle electric charging station, adding modern convenience for electric vehicle owners. This home combines comfort, updates, and great outdoor space—ready for its next owner to move right in!

427 N Oak Street, Garnett

Listing courtesy of Samantha Walter of Gold Key Realty.

$289,000

3 Beds ⋅ 1 Baths

** Motivated seller! ** Discover this completely restored, beautiful farmhouse—rebuilt from the ground up, with the structure and foundation being virtually the only original elements. This charming 3-bedroom, 1-bath home has been thoughtfully renovated with modern comfort and long-term reliability in mind. Enjoy peace of mind with a brand-new 2,000-gallon cistern, new well pump with filters and components, a new 1,500-gallon septic tank, all-new plumbing, new siding, new roof, and new underground electric service. The home also features updated electric with arc-fault breakers, interior insulated walls, a full-house generator, new propane tank, new appliances, and new HVAC. Set on 5 serene acres, the property includes RV parking with electrical and propane hookups—perfect for visitors or extra convenience. The above ground pool and a child playset also stay with the property. This peaceful slice of paradise will make it hard to ever want to leave. Come take a look and make it yours!

22244 NW 1400th Road, Garnett

Listing courtesy of Charity Fisher of United Real Estate Kansas City.

Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use