66044 Homes with FHA Financing

Welcome to Lawrence, Kansas, home to the vibrant 66044 zip code! Nestled in the heart of Douglas County, this charming region is renowned for its rich history, eclectic culture, and a strong sense of community. Lawrence is not just a place to live; it’s a lifestyle filled with artistic flair, outdoor adventures, and educational opportunities, thanks to the prestigious University of Kansas located here.

The 66044 area offers a diverse range of housing options, making it an ideal destination for families, young professionals, and retirees alike. From cozy bungalows to modern townhomes, you’ll find homes that cater to various tastes and budgets. One of the standout features of homes in this area is their eligibility for FHA financing. This means that prospective homeowners can take advantage of lower down payments and more flexible credit requirements, making homeownership more accessible than ever.

Living in Lawrence means embracing a community that values education, culture, and the arts. Enjoy weekends exploring the local farmer's market, taking in a live performance at the Lied Center, or strolling through the historic downtown, where unique shops and restaurants beckon. With a plethora of parks and outdoor spaces, residents can partake in hiking, biking, and enjoying the scenic beauty of the Kansas landscape.

Whether you’re looking to invest in your first home or seeking a new place to call your own, the 66044 zip code in Lawrence, KS, is a wonderful choice. Explore the possibilities and discover the charm of this thriving community today!

Newest 66044 Homes with FHA Financing

$185,000

2 Beds ⋅ 1 Baths

Perfectly updated MOVE-IN READY ranch home! This adorable 2-bedroom home features beautiful hardwood floors, an updated kitchen and bathrooms, and a warm, inviting feel throughout. The bright white kitchen offers granite countertops, subway tile backsplash, and includes the refrigerator staying with the home. Enjoy peace of mind with newer windows, roof, furnace, and air conditioning. Step outside to a nice deck overlooking the good-sized fenced backyard — perfect for relaxing, entertaining, or pets. A wonderful combination of charm, comfort, and modern updates!

1418 Maple Lane, Lawrence

Listing courtesy of Alison Zimmerlin of ReeceNichols - Leawood.

$210,000

2 Beds ⋅ 1 Baths

Charming, updated and move-in ready at $210,000! This 2-bedroom, 1-bath Lawrence bungalow pairs classic character with a long list of recent improvements. Step inside to find fresh interior paint, new flooring and an updated kitchen featuring new white cabinetry, granite countertops, a deep sink and included appliances. Just off the kitchen is a versatile bonus room, perfect for a home office, hobby space, guest area or additional living space, along with a separate laundry room.Outside, the home has been refreshed with new exterior paint, a brand-new roof, newer gutters, a new privacy fence and gravel driveway. The covered front porch adds to the home's welcoming curb appeal, while mature trees provide a beautiful setting. A detached garage offers additional storage. With 940 square feet, this home makes great use of its space and offers an appealing combination of updates, character and affordability.

1226 Almira Street, Lawrence

Listing courtesy of Emily Stewart of Crystal Clear Realty.

$607,500

3 Beds ⋅ 4 Baths

Beautifully renovated and just blocks from the heart of downtown Lawrence, the new football stadium, KU Gateway district, 824 Indiana Street combines an established neighborhood setting with the finishes and functionality today's buyers are looking for. Completely renovated in 2023, this home offers 3 conforming bedrooms, a 4th non-conforming bedroom, 4 baths and approximately 2,100 square feet of finished living space across three levels. Enter to beautiful hardwood floors and bright, inviting living spaces. The thoughtfully updated kitchen features granite countertops, rich cabinetry, stainless steel appliances and generous prep and gathering space. A main-level bedroom and bath provide flexibility, while upstairs you'll find two additional bedrooms, two baths and a loft area perfect for a home office, reading nook or additional living space. The finished lower level extends the living space with a non-conforming 4th bedroom, full bath, laundry room and additional living area, creating an ideal setup for guests, a home office, workout space or media room. Outside, enjoy a welcoming front porch, rear deck, and the convenience of an attached one-car garage. With downtown Lawrence, KU, restaurants, shopping and entertainment nearby, this home offers a wonderful combination of location, space and extensive modern updates. Move-in ready, beautifully finished and exceptionally located—824 Indiana Street is ready for its next chapter.

824 Indiana Street, Lawrence

Listing courtesy of Crystal Swearingen of Crystal Clear Realty.

$269,900

3 Beds ⋅ 1 Baths

Fresh, bright, and easy to feel at home in! This 3-bedroom, 1-bath ranch at 1306 E 16th Street offers comfortable one-level living with a clean, updated feel throughout. With nearly 1,000 square feet, an attached one-car garage, and a spacious 9,800-square-foot lot, there's plenty to love inside and out. Step into a light-filled living room with a large picture window, recessed lighting, and an easy flow into the dining and kitchen spaces. Crisp white cabinetry, generous counter space, and plenty of storage make the kitchen both inviting and functional for everyday life. Brand new appliances. Three bedrooms offer flexibility for family, guests, a home office, or whatever fits your lifestyle. Out back, the spacious yard with mature trees and fencing along much of the perimeter offers room for backyard dinners, gardening, play, or simply enjoying a little more space outdoors. Located near the East Lawrence Recreation Center with convenient access to parks and other Lawrence amenities, 1306 E 16th Street offers a comfortable floor plan, fresh interior, and a backyard ready to be enjoyed. Come see what makes this one feel like home.

1306 E 16th Street, Lawrence

Listing courtesy of Beth Ham of Realty Executives, Hedges Real.

$219,900

2 Beds ⋅ 1 Baths

The cutest home on the market in Lawrence! This adorable home is full of charm and character. Come and fall in love with all it has to offer. The home is all-electric and features a newer roof and HVAC system. The backyard is ready for its next chapter so whether you dream of growing a lush lawn, creating a big garden or designing your own outdoor oasis, there’s plenty of potential here. The shed stays, too! Charming, cozy, and ready for someone to make it their own.

1308 Oak Hill Avenue, Lawrence

Listing courtesy of Larry Northrop of Compass Realty Group.

$265,000

3 Beds ⋅ 2 Baths

Spacious and updated 3-bedroom, 2-bath ranch on a quiet, tree-lined street in highly desirable East Lawrence. All the heavy lifting is done with a newer roof, HVAC, sewer line work, updated electrical, and some replacement windows. The open kitchen and living room flow seamlessly, providing the perfect setup to relax, work, and entertain. An L-shaped nook off the living room offers versatile space for a home office, hobby area, or music corner. Low-maintenance wood floors flow throughout the main level (carpet over wood in one bedroom). A brand-new sliding door opens to the deck and a big treed backyard ready for outdoor enjoyment. A separate side entrance leads directly to the fully finished basement, unlocking potential for an income suite or guest quarters. The lower level features a large recreation room, full bath, and three non-conforming bedrooms with closets. Enjoy a charming covered front porch, an attached storage shed, and a double-wide driveway to end the "car shuffle." Bring your finishing touches to make this ranch your own, or capitalize on an incredible investment opportunity. Prime location near schools and a community center, just minutes from KU, downtown shopping, and dining, with quick K-10 access for easy KC/Topeka commutes.

1627 E Glenn Drive, Lawrence

Listing courtesy of Guide Group of Compass Realty Group.

$330,000

4 Beds ⋅ 2.5 Baths

Fantastic North Lawrence home offering comfortable main-level living with plenty of space upstairs! This 1.5-story home features a main-floor primary bedroom, laundry, and 1.5 baths, plus three additional bedrooms and a full bath upstairs. The deep, fenced backyard offers mature trees along the back of the property, creating a private and inviting outdoor space. Numerous updates have been completed within the past year, including a new roof and skylight, exterior paint, new carpet and LVP flooring, kitchen appliances, interior paint, and most light fixtures. The furnace is approximately four years old. With its functional layout, spacious backyard, and extensive recent updates, this home is ready to welcome its next owner!

222 N 8th Court, Lawrence

Listing courtesy of Amy Harris of KW Integrity.

$649,000

4 Beds ⋅ 4.5 Baths

Set just moments from the University of Kansas campus, this one-of-a-kind 4 bedroom, 5 bathroom home blends character, flexibility, and resort-style living in an unbeatable location. Thoughtfully expanded over the years, the impressive addition added additional bedrooms, bathrooms, and a second kitchen — creating endless possibilities for entertaining, hosting guests, multigenerational living, or creating a private retreat within the home. The spacious layout offers a rare combination of functionality and charm, all while being tucked along one of Lawrence’s most iconic corridors. Step outside and discover your own private backyard escape featuring a stunning pool perfect for summer gatherings, game day weekends, or relaxing evenings under the Kansas sky. Whether you’re looking for proximity to KU, extra living flexibility, or a home designed for entertaining, 1506 University Drive offers a truly unique opportunity in the heart ofLawrence.

1506 University Drive, Lawrence

Listing courtesy of Carson Levine of KW Integrity.

$450,000

5 Beds ⋅ 3 Baths

Basically, a brand-new build! This house is over the top amazing offering gut from the studs to the finished product. This house catches you from the curb offering 10+ curb appeal with new siding, new windows and a gorgeous covered front deck with brand new door and smart lock. The open floorplan is a show stopper with neutral crisp decor from the LVP floors, clean white walls, ship lap detailing and more. The living room offers a modern electric fireplace with heat blower. Just off the living room is the open dining room that overlooks the kitchen. The kitchen is a masterpiece from the brandnew cabinets, upgraded quartz countertops, top of the line stainless steel appliances including smart French door refrigerator with front smart screen, induction stove and oven, gorgeous stainless-steel hood, and dishwasher. The finishing touches of the lighting and hardware complete this package. Do not miss the 2 bedrooms on the main level and stunning new bathroom offering neutral decor with modern flare. Upstairs offers a generous loft, 3 additional bedrooms including a primary suite sure to please offering vaulted ceilings, en-suite bath with double rain head shower, double sink vanity, gorgeous designer tile, and stately finishes. Do not miss the walk-in closet with built-ins and automatic lights. The secondary bedrooms are also generous in size offering vaulted ceilings, top of the line ceiling fans and nice closets with custom closet door. The backyard is great offering double gate, fresh new 6-foot privacy fence, new double car pad or great space for your mini basketball or sports court, additional patio, and new landscaping. A short walk to KU, stores, restaurants, a phenomenal park and more. Do not miss this opportunity to own this better than new house!

1327 New Jersey Street, Lawrence

Listing courtesy of Lindsay Sierens Schulze of ReeceNichols - Leawood.

$220,000

2 Beds ⋅ 1.5 Baths

Clean and move-in ready! Close to highways, stores, restaurants and more. Freshly painted inside and out. New roof 2026, new carpet in the bedrooms, new tile in bathrooms, new luxury vinyl plank flooring on main level, new kitchen backsplash, quartz countertops, lighting and much more. Fenced back yard with a good sized concrete patio, perfect for entertaining friends and family. Seller is related to the listing agent. Buyer to verify taxes and sq footage.

303 Northwood Lane, Lawrence

Listing courtesy of Margaret Stauffer of United Real Estate Kansas City.

$294,000

3 Beds ⋅ 2 Baths

Come see the warmth and charm of this 3-bedroom, 2-bath home that has been thoughtfully cared for and updated. All new windows throughout the main floor, new kitchen cabinets and countertop, and a roof that's under 5 years old. Upstairs, the spacious primary bedroom offers a private space with plenty of room to relax and unwind. The unfinished basement provides more space for storage and hobbies, and includes a convenient 3/4 bathroom. Outside, you'll find a large backyard ready for summer activities. Great location near schools and minutes from downtown. Schedule your showing today!

1820 Vermont Street, Lawrence

Listing courtesy of Jill Ballew of Stephens Real Estate.

$229,950

3 Beds ⋅ 2 Baths

COMPLETELY UPDATED 3+ BEDROOM RANCH WITH EVERYTHING NEW AND READY FOR YOU TO MOVE IN! This stunning home has been renovated from the basement to the roof, offering the peace of mind and style today's buyers are looking for. Updates include new luxury vinyl flooring throughout the main living areas, all new carpet, new windows and doors, a new roof and gutters, a beautifully redesigned kitchen with quartz countertops and all new appliances, and completely updated bathrooms. The functional layout includes 3+ bedrooms and 2 full baths, providing flexibility for a home office, guest room, or additional living space. Every detail has been thoughtfully updated, making this a truly move-in ready home. Located in a great area close to everything, this is an incredible opportunity to own a like-new home without the new construction price tag. Don't wait on this one!

516 N 7th Street, Lawrence

Listing courtesy of Dan Lynch of Lynch Real Estate.

Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use