66046 Homes with FHA Financing

Welcome to Lawrence, Kansas – a vibrant community nestled in Douglas County, known for its rich history, diverse culture, and picturesque landscapes. The zip code 66046 encompasses some of the most desirable neighborhoods in this charming city, making it an ideal destination for homebuyers looking for both comfort and convenience.

Lawrence is renowned for its lively arts scene, excellent educational institutions, and a strong sense of community. Home to the prestigious University of Kansas, residents enjoy a youthful atmosphere filled with cultural events, outdoor activities, and a variety of dining options. The city’s parks and trails invite you to explore the great outdoors, while the historic downtown area boasts unique shops and local eateries that reflect the city’s character.

For those considering purchasing a home in this delightful area, the availability of FHA financing is a significant advantage. FHA loans are designed to make homeownership accessible to a wider range of buyers, including first-time homebuyers. With lower down payment requirements and flexible credit guidelines, FHA financing opens the door to a variety of charming homes in Lawrence’s 66046 zip code.

Whether you’re looking for a cozy bungalow, a modern townhouse, or a spacious family home, you’ll find plenty of options that suit your lifestyle and budget. Embrace the opportunity to settle in a community that values education, creativity, and neighborly connections. Discover your dream home in Lawrence, KS, and experience all the warmth and charm this wonderful city has to offer!

Newest 66046 Homes with FHA Financing

$265,000

4 Beds ⋅ 2 Baths

Nothing left to do but move in. Beautifully updated kitchen features new custom cabinets, granite countertops, a new dishwasher and microwave. New vinyl plank flooring in main living area of home. The main living area also features a huge family room, full bathroom and a stackable washer/dryer for your convenience. Upstairs you will find 4 bedrooms with hardwood floors and a beautifully remodeled bathroom. Outside there is a wonderful patio for entertaining. The yard is fenced. Home offers a 2 car garage plus a storage shed. Owner/Agent

1518 Davis Road, Lawrence

Listing courtesy of Mark A Wolf of BHG Kansas City Homes.

$359,900

3 Beds ⋅ 2 Baths

Pride of ownership is abundant! This Charming true Ranch home of over 1,900 square feet, blends the ease of all one level living with QUALITY & character around every corner. Carefully maintained and improved upon for over 20 years by the same owner, the next steward will be fortunate enough to inherit not just a house, but a true home, one that prioritizes comfortable, easy Living space throughout the home, making this a truly fantastic place to relax and enjoy life. There are two dedicated living areas inside, as well as a well-appointed & efficient kitchen perfect for those who appreciate fellowship and conversation with your favorite people while whipping up tasty dishes. The 20'x20' family room is the perfect place to gather with its abundant light pouring in and plentiful shelving that complements the cozy new electric fireplace. Enjoy mornings sipping coffee in your three-seasons room or peaceful evenings on the spacious new concrete patio overlooking a truly park-like backyard with nothing but trees and a wooded stream as your rear backdrop. A newer attractive and handy rear wood shed provides shelter and added storage options. Highlighting the list of practical improvements made over the years includes an all-new HVAC system in 2023 providing comfort for many years to come. This IS the place to be. Come see how easy your next chapter in life can be!

2904 Belle Haven Drive, Lawrence

Listing courtesy of Zach Dodson of Stephens Real Estate.

$232,000

2 Beds ⋅ 1 Baths

Welcome to the Heart of Lawrence! This charming 2 bedroom, 1 bath ranch style home offers original character with thoughtful updates. Built in 1940, the home features original hardwood floors throughout the living spaces, a beautiful arched doorway, and a spacious galley kitchen spanning the length of the home. The updated kitchen includes plenty of counterspace, and a gas range, perfect for the home cook! The kitchen opens to a screened in sun porch and a large, fully fenced backyard with a privacy fence. Inside, the living room features an electric fireplace creating a cozy and inviting space. The updated tiled bathroom features a jetted tub perfect for relaxation. Located just off 19th Street and Tennessee, this home is within walking distance of Veterans Park, Downtown Massachusetts Street, and close to The University of Kansas baseball facilities and historic Allen Fieldhouse. Whether you’re looking for a home or an investment property, this move in ready home offers a great location, functional updates, and plenty of character. Come take a look today!

1915 Tennessee Street, Lawrence

Listing courtesy of CLAIRE EAGAN of KW KANSAS CITY METRO.

$325,000

4 Beds ⋅ 3 Baths

Beautifully maintained 1.5-story townhome with 4 bedrooms, 3 full baths, and a finished basement. The main level features a spacious primary suite with two closets, an inviting living room with fireplace, and an open kitchen/dining area. The standout screened-in porch offers a bar, TV area, and space for a swing—perfect for date nights, entertaining, or watching the big game. Step directly onto the new patio for a seamless indoor/outdoor backyard experience. Upstairs you’ll find two additional bedrooms with generous closets, while the finished lower level adds a family room, fourth bedroom, and full bath. A comfortable, versatile home with great spaces on every level! Agent and buyers to verify sqft, taxes and schooling info.

2402 E 27th Terrace, Lawrence

Listing courtesy of Jordan Deves of Platinum Realty LLC.

$359,900

3 Beds ⋅ 2 Baths

Located in the highly sought after Barker neighborhood, this beautifully updated ranch blends mid-century character with modern updates. Offering 3 bedrooms plus a non conforming 4th bedroom, 2 bathrooms, and a full basement. Features include fully updated kitchen and bathrooms, new flooring, fresh interior and exterior paint, charming built-ins, hardwood floors, and a fireplace The large, flat backyard is perfect for entertaining, pets, or gardening. Major updates include a new roof, new driveway, new garage slab, and new water heater. This home is move in ready with an unbeatable location!

2009 Learnard Avenue, Lawrence

Listing courtesy of Sarah Stegman of KW Integrity.

$299,950

3 Beds ⋅ 2.5 Baths

Welcome to our energy-efficient attached cottage, ideally located near K-10 for easy access. This modern gem features three spacious bedrooms upstairs, perfect for guests or personal use. Revel in the luxury of granite countertops throughout, elevating both style and functionality. Experience the grandeur of vaulted ceilings, enhancing the ambiance of every room. With convenient access to K-10, commuting is a breeze, ensuring you maximize your time at home. Enjoy the practicality of hard surface flooring on the first floor, combining style with easy maintenance. Discover the perfect harmony of comfort, convenience, and sustainability in this exquisite new construction attached cottage. HOA covers lawn and snow removal of 2" or more on driveway and sidewalks. Interior photos from townhouse with same floor plan and may have different finishes.

2510 Marcia Lane, Lawrence

Listing courtesy of Lindsay Landis of McGrew Real Estate Inc.

$335,000

4 Beds ⋅ 2.5 Baths

So beautifully updated and meticulously maintained, this spacious mid-century home offers the perfect blend of timeless character and today's most desired improvements. Situated in Lawrence's established Centennial neighborhood, this 4-bedroom, 2.5-bath home has been thoughtfully refreshed inside and out, allowing the new owner to move right in with confidence. The welcoming interior showcases hardwood floors, abundant natural light, and a functional floor plan designed for comfortable everyday living. The kitchen offers quartz countertops, stainless steel appliances, and updated cabinet doors and drawer fronts installed in 2022, creating a fresh, modern feel while preserving the home's character. Major improvements provide exceptional peace of mind, including new windows (2022), HVAC system (2023), roof (2024), hot water heater (2025), and fresh interior and exterior paint (2026). The finished lower level provides flexible living space ideal for a family room, recreation room, home office, or play area. Outside, enjoy a spacious backyard with plenty of room to play, entertain, garden, or relax. Conveniently located just minutes from the University of Kansas, downtown Lawrence, parks, shopping, restaurants, and everyday conveniences, this home offers the perfect combination of location, character, and significant upgrades. Don't miss this opportunity to own a move-in-ready Lawrence classic where the major improvements have already been completed for you. All appliances convey with the property, so there is truly nothing to do but move in!

837 W 22nd Street, Lawrence

Listing courtesy of Sonya Muller of RE/MAX Realty Suburban Inc.

$270,000

3 Beds ⋅ 1.5 Baths

Welcome to this absolute gem of a home. Sitting on a gorgeous corner lot, this well-maintained single-level property greets you with beautiful landscaping and mature shade trees. A convenient one-car attached garage makes daily parking and extra storage a breeze. Inside, you will find three bedrooms and one and a half bathrooms, all wrapped up in a layout that feels incredibly cozy and inviting. The updated kitchen features modern finishes and is ready for your favorite recipes. Step outside to your private backyard oasis, complete with a large patio area that is ideal for relaxing in the fresh air. The entire yard is enclosed by a privacy fence, creating a peaceful retreat, and a handy storage shed provides great extra space. Every inch of this property has been carefully cared for, making it completely ready for you to unpack and enjoy all its charm.

1333 E 19th Street, Lawrence

Listing courtesy of Sara Schrock of Lucerna Real Estate, LLC.

$459,900

5 Beds ⋅ 2.5 Baths

One of the few homes in Lawrence under $500,000 offering over 3,200 square feet on nearly a half-acre cul-de-sac lot with mature trees! This beautifully updated 5-bedroom, 3-bath home combines generous indoor living space with an expansive fenced yard and the privacy of an established neighborhood. Even better, the sellers have just installed a brand-new roof, adding another major improvement for the next owner. Inside, abundant natural light and multiple living areas provide plenty of room to spread out, gather and entertain. The updated kitchen features quartz countertops, stainless steel appliances, ample cabinetry and an open connection to the dining and living spaces. The spacious primary suite includes an updated private bath, while four additional bedrooms provide flexibility for guests, home offices or additional living needs. The finished walkout lower level adds another large family room and flexible living space with easy access to the backyard. Outside, the nearly half-acre lot offers mature trees and plenty of room for outdoor entertaining, gardening, recreation or simply enjoying the extra space. With over 3,200 square feet, five bedrooms, three baths, an attached two-car garage, nearly half an acre and a brand-new roof, this home delivers a combination of space and value that's increasingly hard to find under $500,000 in Lawrence. Conveniently located near parks, shopping, schools and major routes around town.

2624 Bardith Court, Lawrence

Listing courtesy of Crystal Swearingen of Crystal Clear Realty.

$298,500

3 Beds ⋅ 2.5 Baths

Step into modern comfort with this beautifully designed townhome, built in 2024 and thoughtfully finished with refined details throughout. From the moment you enter, you’ll appreciate the natural light flowing across every level, creating a bright and inviting atmosphere. The home showcases tasteful updates and elevated fixtures, blending style and functionality in every space. Clean lines, quality materials, and a contemporary aesthetic make this property truly move-in ready. An added bonus—all of the window treatments stay, and many of the furnishings have been carefully selected to complement the home and are available for purchase, offering a seamless, turnkey opportunity for buyers seeking both convenience and style. Enjoy low-maintenance living in a nearly new home that perfectly balances modern design with everyday comfort.

2530 Arlene Place, Lawrence

Listing courtesy of Erin Maigaard of McGrew Real Estate Inc.

$200,000

2 Beds ⋅ 1 Baths

Beautifully remodeled and truly move-in ready townhome offering modern style and peace of mind. Recent updates include a roofapproximately three years old, brand-new windows, and fresh interior paint. Exterior painting will be completed, featuring white trim witha naval blue front door and garage door. Inside, enjoy a fully remodeled kitchen with new cabinetry, sleek countertops, updated flooring,and new appliances—ideal for everyday living and entertaining. Major system upgrades include a new furnace, AC, and a new 40-gallonhot water heater. Outside, a large fenced yard provides space to relax or gather, and a single-car garage adds convenience andstorage. Ideally located near shopping, restaurants, and with easy access to surrounding communities. Live in one side or purchaseboth sides for an investment opportunity. Taxes and lot size are based on the full building. The other side is available at the same price,with a lot split to be completed prior to closing for single-unit buyers.

2414 Jasu Drive, Lawrence

Listing courtesy of Cheri Drake of McGrew Real Estate Inc.

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