66046 Homes with FHA Financing

66046 Homes with FHA Financing

Welcome to Lawrence, Kansas – a vibrant community nestled in Douglas County, known for its rich history, diverse culture, and picturesque landscapes. The zip code 66046 encompasses some of the most desirable neighborhoods in this charming city, making it an ideal destination for homebuyers looking for both comfort and convenience.

Lawrence is renowned for its lively arts scene, excellent educational institutions, and a strong sense of community. Home to the prestigious University of Kansas, residents enjoy a youthful atmosphere filled with cultural events, outdoor activities, and a variety of dining options. The city’s parks and trails invite you to explore the great outdoors, while the historic downtown area boasts unique shops and local eateries that reflect the city’s character.

For those considering purchasing a home in this delightful area, the availability of FHA financing is a significant advantage. FHA loans are designed to make homeownership accessible to a wider range of buyers, including first-time homebuyers. With lower down payment requirements and flexible credit guidelines, FHA financing opens the door to a variety of charming homes in Lawrence’s 66046 zip code.

Whether you’re looking for a cozy bungalow, a modern townhouse, or a spacious family home, you’ll find plenty of options that suit your lifestyle and budget. Embrace the opportunity to settle in a community that values education, creativity, and neighborly connections. Discover your dream home in Lawrence, KS, and experience all the warmth and charm this wonderful city has to offer!

Newest 66046 Homes with FHA Financing

$345,000
4 Beds ⋅ 2.5 Baths
So beautifully updated and meticulously maintained, this spacious mid-century home offers the perfect blend of timeless character and today's most desired improvements. Situated in Lawrence's established Centennial neighborhood, this 4-bedroom, 2.5-bath home has been thoughtfully refreshed inside and out, allowing the new owner to move right in with confidence. The welcoming interior showcases hardwood floors, abundant natural light, and a functional floor plan designed for comfortable everyday living. The kitchen offers quartz countertops, stainless steel appliances, and updated cabinet doors and drawer fronts installed in 2022, creating a fresh, modern feel while preserving the home's character. Major improvements provide exceptional peace of mind, including new windows (2022), HVAC system (2023), roof (2024), hot water heater (2025), and fresh interior and exterior paint (2026). The finished lower level provides flexible living space ideal for a family room, recreation room, home office, or play area. Outside, enjoy a spacious backyard with plenty of room to play, entertain, garden, or relax. Conveniently located just minutes from the University of Kansas, downtown Lawrence, parks, shopping, restaurants, and everyday conveniences, this home offers the perfect combination of location, character, and significant upgrades. Don't miss this opportunity to own a move-in-ready Lawrence classic where the major improvements have already been completed for you. All appliances convey with the property, so there is truly nothing to do but move in!

837 W 22nd Street, Lawrence

Listing courtesy of Sonya Muller of RE/MAX Realty Suburban Inc.
$275,000
3 Beds ⋅ 1.5 Baths
Welcome to this absolute gem of a home. Sitting on a gorgeous corner lot, this well-maintained single-level property greets you with beautiful landscaping and mature shade trees. A convenient one-car attached garage makes daily parking and extra storage a breeze. Inside, you will find three bedrooms and one and a half bathrooms, all wrapped up in a layout that feels incredibly cozy and inviting. The updated kitchen features modern finishes and is ready for your favorite recipes. Step outside to your private backyard oasis, complete with a large patio area that is ideal for relaxing in the fresh air. The entire yard is enclosed by a privacy fence, creating a peaceful retreat, and a handy storage shed provides great extra space. Every inch of this property has been carefully cared for, making it completely ready for you to unpack and enjoy all its charm.

1333 E 19th Street, Lawrence

Listing courtesy of Sara Schrock of Lucerna Real Estate, LLC.
$272,000
3 Beds ⋅ 1 Baths
Adorable ranch home in a convenient location near the KU campus and just minutes from downtown! This move-in ready home features beautiful hardwood floors throughout. The kitchen offers granite countertops, stainless steel appliances, and plenty of workspace for everyday living. Enjoy peace of mind with newer windows and a newer A/C unit. Step outside to a spacious, fenced backyard complete with a newer deck and pergola—a great combination of charm, updates, and location, this home is ready for its next owner!

1934 Clifton Court, Lawrence

Listing courtesy of Jill Ballew of Stephens Real Estate.
$399,900
3 Beds ⋅ 2 Baths
Welcome to this beautifully maintained 3-year-old ranch home offering one-level living on a spacious corner lot in a cul-de-sac! The open-concept design features a bright and inviting living area that flows into the kitchen. The kitchen is complete with a large island, quartz countertops, stainless steel appliances, gas range, and an oversized walk-in pantry. The primary suite, complete with an en-suite bath and walk-in closet, is thoughtfully separated from the secondary bedrooms. The 3-car garage offers ample space for vehicles, hobbies, and storage. Outside, you'll appreciate the patio and fenced backyard with an expansive side yard great for entertaining. Conveniently located with easy access to K-10 and Downtown Lawrence.

2617 Bridgewater Drive, Lawrence

Listing courtesy of Steve LaRue of McGrew Real Estate Inc.
$239,900
2 Beds ⋅ 1 Baths
Charming ranch home featuring gleaming hardwood floors and a welcoming layout in the desirable Centennial neighborhood. The full unfinished basement offers possibilities for storage, a workshop, or future living space. Step outside to a large backyard that's perfect for entertaining, gardening, or relaxing. Cute as a pickle and full of potential, this home is ready to welcome its next owner! Schedule a showing today

2022 Kentucky Street, Lawrence

Listing courtesy of Nicholas Lerner of McGrew Real Estate Inc.
$475,000
5 Beds ⋅ 2.5 Baths
Beautifully updated 5 bedroom, 3 bath multi-level home situated on a nearly half-acre fenced lot in quiet cul-de-sac. This move-in readyhome offers multiple living areas, abundant natural light, and an open-concept layout perfect for entertaining. The remodeled kitchenfeatures granite countertops, white cabinetry, subway tile backsplash, stainless steel appliances, and a center island. Spacious primarysuite with updated bath, finished basement, and a 2-car garage provide flexibility and room to grow.Major improvements completed bycurrent owners include professional foundation improvements with transferable lifetime warranty, waterproofing system, perimeterdrainage, sump pump with battery backup, main sewer line replacement, updated flooring, remodeled lower-level bath, smart thermostat,smart garage technology, and newer HVAC. The expansive backyard with mature trees offers exceptional outdoor living space rarelyfound in this area. Convenient Lawrence location close to shopping, dining, parks, and schools.

2624 Bardith Court, Lawrence

Listing courtesy of Crystal Swearingen of Crystal Clear Realty.
$399,000
4 Beds ⋅ 3 Baths
Stunning Remodeled Home in Prime Location Near Mass Street and KU Campus Discover your dream home at 927 W 20th Street, perfectly situated just moments away from the vibrant Mass Street, the prestigious University of Kansas campus, and the iconic Allen Fieldhouse. This beautifully remodeled residence has been completely gutted and updated, offering modern living in a desirable location. Step inside to find newer floors that flow seamlessly throughout the open layout, showcasing a stylish and functional design. The home boasts a brand-new roof, updated electrical systems, and a state-of-the-art HVAC unit, ensuring comfort and peace of mind for years to come. The gourmet kitchen features high-end Subzero appliances, perfect for culinary enthusiasts. With a full living space in the basement equipped with another complete kitchen, this home offers versatility for guests, entertainment, or extra living space. Almost everything you can think of has been meticulously done in this home, making it truly move-in ready. Don't miss this rare opportunity to own a fully updated home in one of Lawrence’s most sought-after neighborhoods. Schedule your private showing today!

927 W 20th Terrace, Lawrence

Listing courtesy of Tarnu Mulbah of Compass Realty Group.
$359,900
3 Beds ⋅ 2 Baths
More photos to come! Pride of ownership is abundant! This Charming true Ranch home of over 1,900 square feet, blends the ease of all one level living with character around every corner. Carefully maintained and improved upon for over 20 years by the same owner, the next steward will be fortunate enough to inherit not just a house, but a true home, one that prioritizes comfortable, easy Living space throughout the home, making this a truly fantastic place to relax and enjoy life. There are two dedicated living areas inside, as well as a well-appointed & efficient kitchen perfect for those who appreciate fellowship and conversation with your favorite people while whipping up tasty dishes. The 20'x20' family room is the perfect place to gather with its abundant light pouring in and plentiful shelving that complements the cozy new electric fireplace. Enjoy mornings sipping coffee in your three-seasons room or peaceful evenings on the spacious new concrete patio overlooking a truly park-like backyard with nothing but trees and a wooded stream as your rear backdrop. A newer attractive and handy rear wood shed provides shelter and added storage options. Highlighting the list of practical improvements made over the years includes an all-new HVAC system in 2023 providing comfort for many years to come. This IS the place to be. Come see how easy your next chapter in life can be! Disclaimer: Sight unseen offers may be accepted by the Seller. The Showing Begin Date is subject to change.

2904 Belle Haven Drive, Lawrence

Listing courtesy of Zach Dodson of Stephens Real Estate.
$304,950
3 Beds ⋅ 2.5 Baths
Step into modern comfort with this beautifully designed townhome, built in 2024 and thoughtfully finished with refined details throughout. From the moment you enter, you’ll appreciate the natural light flowing across every level, creating a bright and inviting atmosphere. The home showcases tasteful updates and elevated fixtures, blending style and functionality in every space. Clean lines, quality materials, and a contemporary aesthetic make this property truly move-in ready. An added bonus—all of the window treatments stay, and many of the furnishings have been carefully selected to complement the home and are available for purchase, offering a seamless, turnkey opportunity for buyers seeking both convenience and style. Enjoy low-maintenance living in a nearly new home that perfectly balances modern design with everyday comfort.

2530 Arlene Place, Lawrence

Listing courtesy of Erin Maigaard of McGrew Real Estate Inc.
$200,000
2 Beds ⋅ 1 Baths
Beautifully remodeled and truly move-in ready townhome offering modern style and peace of mind. Recent updates include a roofapproximately three years old, brand-new windows, and fresh interior paint. Exterior painting will be completed, featuring white trim witha naval blue front door and garage door. Inside, enjoy a fully remodeled kitchen with new cabinetry, sleek countertops, updated flooring,and new appliances—ideal for everyday living and entertaining. Major system upgrades include a new furnace, AC, and a new 40-gallonhot water heater. Outside, a large fenced yard provides space to relax or gather, and a single-car garage adds convenience andstorage. Ideally located near shopping, restaurants, and with easy access to surrounding communities. Live in one side or purchaseboth sides for an investment opportunity. Taxes and lot size are based on the full building. The other side is available at the same price,with a lot split to be completed prior to closing for single-unit buyers.

2414 Jasu Drive, Lawrence

Listing courtesy of Cheri Drake of McGrew Real Estate Inc.
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