66046 Homes with VA Loan Financing

Welcome to the vibrant and historic community of Lawrence, Kansas, nestled in the heart of Douglas County and proudly bearing the zip code 66046. This charming city is renowned for its rich cultural heritage, dynamic arts scene, and a strong sense of community, making it an ideal place to call home.

Lawrence is home to a diverse range of housing options, catering to various lifestyles and budgets. For veterans and active-duty military personnel, the opportunity to purchase a home using VA loan financing is a significant advantage. With no down payment and competitive interest rates, VA loans make homeownership more accessible for those who have served our country. In Lawrence, you’ll find a variety of homes that qualify for this financing, from cozy bungalows to spacious family residences, all set against the backdrop of beautiful tree-lined streets and welcoming neighborhoods.

Living in Lawrence means you’ll enjoy an array of amenities, including top-notch schools, parks, and recreational facilities. The city is also home to the University of Kansas, which infuses the area with youthful energy and a wealth of cultural events, including art exhibitions, music festivals, and sporting events. Whether you're strolling through the historic downtown district or enjoying the scenic beauty of nearby Clinton Lake, you'll find that Lawrence offers a perfect blend of small-town charm and modern conveniences.

Explore the possibilities of homeownership in Lawrence, KS 66046, and discover a community that values both history and progress, making it a wonderful place for you and your family to thrive.

Newest 66046 Homes with VA Loan Financing

$285,000

3 Beds ⋅ 1.5 Baths

This charming mid-century ranch offers comfortable one-level living in a convenient Lawrence location near the University of Kansas campus and Lawrence High School. Featuring 3 bedrooms, 1.5 bathrooms, and a spacious one-car garage, the home combines classic character with several recent improvements. Beautifully refinished hardwood floors extend throughout nearly the entire main level, complemented by brand-new vinyl flooring in the kitchen and bathrooms. Additional updates include newer windows and a new roof installed in March 2026. The partial unfinished basement provides valuable additional storage space and room for future possibilities. Outside, a generously sized backyard offers plenty of space to relax, garden, or entertain, while the dead-end street provides a quieter setting with minimal through traffic. With its timeless appeal, thoughtful updates, and desirable location, this home is ready for its next chapter! **Please note:** The third bedroom has two entrances, one of which would require a door to be installed to provide full privacy.

827 W 22nd Street, Lawrence

Listing courtesy of Bailey Stuart of McGrew Real Estate Inc.

$949,900

5 Beds ⋅ 4.5 Baths

Amazing opportunity to own this spacious estate on 12 acres just minutes from Lawrence city limits! Tucked back from the paved road, this 5,500+ square foot home offers a main level primary bedroom, chef's kitchen, all hard surface floors and plenty of room for everyone! In the walk-out basement you will find a very comfortable living area along with a bar and pool table that are perfect places to entertain and watch the game! For convenience, there are laundry hook ups on all three levels! Step outside and enjoy the large in-ground pool with motorized pool cover, a pool house with a living area, bathroom and even extra garage space! The shop features concrete floors, insulated walls a furnace and electricity!

1071 E 1400 Road, Lawrence

Listing courtesy of Steve LaRue of McGrew Real Estate Inc.

$389,000

4 Beds ⋅ 2.5 Baths

Welcome to 902 W 30th Terrace, where newer construction, comfortable living, and thoughtful features come together in one inviting home. Offering 4 bedrooms, 3 bathrooms, and 1,705 square feet, the home features a bright, open feel with abundant natural light and easy-flowing living spaces. The living room is anchored by a cozy fireplace with beautiful built-in shelving and cabinetry, adding both character and functional storage. Generously sized bedrooms provide plenty of flexibility, while the primary suite features a tray ceiling and great natural light. A dedicated safe room adds an extra layer of security and peace of mind. Outside, enjoy a welcoming covered front porch, established landscaping, and attractive curb appeal. One of the home’s standout features is its owned solar panel system, offering the benefits of energy-efficient living without the complication of a solar lease. With newer construction, 4 bedrooms, thoughtful storage, and practical upgrades throughout, this Lawrence home offers a lot to love.

902 W 30th Terrace, Lawrence

Listing courtesy of Carson Levine of KW Integrity.

$312,500

3 Beds ⋅ 2 Baths

Modern, updated home with light luxury vinyl plank flooring throughout the living areas, kitchen, hallways, and bathrooms. Vinyl blinds, updated window treatments, and modern light fixtures run throughout. The bright, spacious living room has a ceiling fan and forms an L with the kitchen, with the dining area in between. Sliding doors lead to a composite deck, tile patio and a large, fully fenced backyard with a fire pit area. The kitchen features quartz countertops, contemporary backsplash, a farmhouse sink with spring coil faucet, and upgraded stainless steel appliances, including a Samsung microwave and oven, all of which stay. Beyond the kitchen are a second exterior door and a laundry area with shelving; the GE washer and dryer stay. A nearby mudroom offers cushioned seating, hooks, shelves, and a built-in pet area that works well as a kennel. All three bedrooms have new plush carpet. Two have good-sized closets and ceiling fans. The primary suite has an En-suite bath and a walk-in closet with adjustable organizers and a barn door. The hall bath has double sinks, a tub/shower combo, updated tile, and modern flooring. The oversized garage completes the home.

1842 W 27th Terrace, Lawrence

Listing courtesy of Gary Faler of ReeceNichols - Overland Park.

$355,000

3 Beds ⋅ 2 Baths

2009 Learnard Avenue, Lawrence

Listing courtesy of Sarah Stegman of KW Integrity.

$307,000

3 Beds ⋅ 2 Baths

Welcome to 2012 E 26th St, Lawrence, KS. This single-family home offers 1,484 square feet of interior living space with 3 bedrooms and 2 bathrooms. Conveniently located on the east side of Lawrence with easy commuter access to K10 and a quiet dead end street. Zero entry with no stairs into home. Inside, the home features carpet floors, vinyl floors, and ceramic floors throughout the layout. A working fireplace adds warmth and charm to the living area. The windowed kitchen is equipped with granite kitchen counters, a pantry, and includes all appliances, including stove, microwave, dishwasher, and a refrigerator. The primary bedroom includes a large walk-in closet and a primary ensuite bathroom. This primary ensuite features a double sink bathroom setup, a jacuzzi tub, and separate shower. Outdoor features include a patio and a fully enclosed privacy fence. 8x10 Shed with loft. Mature shade trees in front and back of home. Concrete driveway was recently replaced. HVAC is 2 years old and all windows were upgraded 3 years ago.

2012 E 26th Street, Lawrence

Listing courtesy of Sarah Klamm of Compass Realty Group.

$265,000

4 Beds ⋅ 2 Baths

Nothing left to do but move in. Beautifully updated kitchen features new custom cabinets, granite countertops, a new dishwasher and microwave. New vinyl plank flooring in main living area of home. The main living area also features a huge family room, full bathroom and a stackable washer/dryer for your convenience. Upstairs you will find 4 bedrooms with hardwood floors and a beautifully remodeled bathroom. Outside there is a wonderful patio for entertaining. The yard is fenced. Home offers a 2 car garage plus a storage shed. Owner/Agent

1518 Davis Road, Lawrence

Listing courtesy of Mark A Wolf of BHG Kansas City Homes.

$359,900

3 Beds ⋅ 2 Baths

Pride of ownership is abundant! This Charming true Ranch home of over 1,900 square feet, blends the ease of all one level living with QUALITY & character around every corner. Carefully maintained and improved upon for over 20 years by the same owner, the next steward will be fortunate enough to inherit not just a house, but a true home, one that prioritizes comfortable, easy Living space throughout the home, making this a truly fantastic place to relax and enjoy life. There are two dedicated living areas inside, as well as a well-appointed & efficient kitchen perfect for those who appreciate fellowship and conversation with your favorite people while whipping up tasty dishes. The 20'x20' family room is the perfect place to gather with its abundant light pouring in and plentiful shelving that complements the cozy new electric fireplace. Enjoy mornings sipping coffee in your three-seasons room or peaceful evenings on the spacious new concrete patio overlooking a truly park-like backyard with nothing but trees and a wooded stream as your rear backdrop. A newer attractive and handy rear wood shed provides shelter and added storage options. Highlighting the list of practical improvements made over the years includes an all-new HVAC system in 2023 providing comfort for many years to come. This IS the place to be. Come see how easy your next chapter in life can be!

2904 Belle Haven Drive, Lawrence

Listing courtesy of Zach Dodson of Stephens Real Estate.

$305,000

4 Beds ⋅ 3 Baths

Motivated sellers! Big price drop and sellers will pay up to $5000 for buyers closing costs! Beautifully maintained 1.5-story townhome with 4 bedrooms, 3 full baths, and a finished basement. The main level features a spacious primary suite with two closets, an inviting living room with fireplace, and an open kitchen/dining area. The standout screened-in porch offers a bar, TV area, and space for a swing—perfect for date nights, entertaining, or watching the big game. Step directly onto the new patio for a seamless indoor/outdoor backyard experience. Upstairs you’ll find two additional bedrooms with generous closets, while the finished lower level adds a family room, fourth bedroom, and full bath. A comfortable, versatile home with great spaces on every level! Agent and buyers to verify sqft, taxes and schooling info.

2402 E 27th Terrace, Lawrence

Listing courtesy of Jordan Deves of Platinum Realty LLC.

$459,900

5 Beds ⋅ 2.5 Baths

One of the few homes in Lawrence under $500,000 offering over 3,200 square feet on nearly a half-acre cul-de-sac lot with mature trees! This beautifully updated 5-bedroom, 3-bath home combines generous indoor living space with an expansive fenced yard and the privacy of an established neighborhood. Even better, the sellers have just installed a brand-new roof, adding another major improvement for the next owner. Inside, abundant natural light and multiple living areas provide plenty of room to spread out, gather and entertain. The updated kitchen features quartz countertops, stainless steel appliances, ample cabinetry and an open connection to the dining and living spaces. The spacious primary suite includes an updated private bath, while four additional bedrooms provide flexibility for guests, home offices or additional living needs. The finished walkout lower level adds another large family room and flexible living space with easy access to the backyard. Outside, the nearly half-acre lot offers mature trees and plenty of room for outdoor entertaining, gardening, recreation or simply enjoying the extra space. With over 3,200 square feet, five bedrooms, three baths, an attached two-car garage, nearly half an acre and a brand-new roof, this home delivers a combination of space and value that's increasingly hard to find under $500,000 in Lawrence. Conveniently located near parks, shopping, schools and major routes around town.

2624 Bardith Court, Lawrence

Listing courtesy of Crystal Swearingen of Crystal Clear Realty.

$298,500

3 Beds ⋅ 2.5 Baths

Step into modern comfort with this beautifully designed townhome, built in 2024 and thoughtfully finished with refined details throughout. From the moment you enter, you’ll appreciate the natural light flowing across every level, creating a bright and inviting atmosphere. The home showcases tasteful updates and elevated fixtures, blending style and functionality in every space. Clean lines, quality materials, and a contemporary aesthetic make this property truly move-in ready. An added bonus—all of the window treatments stay, and many of the furnishings have been carefully selected to complement the home and are available for purchase, offering a seamless, turnkey opportunity for buyers seeking both convenience and style. Enjoy low-maintenance living in a nearly new home that perfectly balances modern design with everyday comfort.

2530 Arlene Place, Lawrence

Listing courtesy of Erin Maigaard of McGrew Real Estate Inc.

$200,000

2 Beds ⋅ 1 Baths

Beautifully remodeled and truly move-in ready townhome offering modern style and peace of mind. Recent updates include a roofapproximately three years old, brand-new windows, and fresh interior paint. Exterior painting will be completed, featuring white trim witha naval blue front door and garage door. Inside, enjoy a fully remodeled kitchen with new cabinetry, sleek countertops, updated flooring,and new appliances—ideal for everyday living and entertaining. Major system upgrades include a new furnace, AC, and a new 40-gallonhot water heater. Outside, a large fenced yard provides space to relax or gather, and a single-car garage adds convenience andstorage. Ideally located near shopping, restaurants, and with easy access to surrounding communities. Live in one side or purchaseboth sides for an investment opportunity. Taxes and lot size are based on the full building. The other side is available at the same price,with a lot split to be completed prior to closing for single-unit buyers.

2414 Jasu Drive, Lawrence

Listing courtesy of Cheri Drake of McGrew Real Estate Inc.

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