66204 Homes with FHA Financing

Welcome to the vibrant community of Overland Park, Kansas, where the zip code 66204 serves as a gateway to suburban charm and modern living. Nestled in Johnson County, this area is renowned for its friendly neighborhoods, excellent schools, and a plethora of recreational options, making it an ideal place for families and individuals alike.

Homes in the 66204 zip code offer a delightful mix of styles, from cozy ranches to contemporary two-stories, catering to diverse tastes and budgets. One of the standout features of this region is the accessibility of FHA financing, which opens the door for many first-time homebuyers. With flexible down payment options and competitive interest rates, FHA loans make it easier to transition into homeownership, allowing you to invest in your dream home without the typical financial hurdles.

Overland Park boasts an array of amenities, including beautiful parks, shopping centers, and dining options that cater to every palate. The community is also known for its strong emphasis on education, with top-rated schools that foster academic excellence and personal growth. Whether you’re taking a leisurely stroll through the scenic parks or enjoying a weekend at the local farmers' market, the vibrant atmosphere of 66204 is sure to charm you.

In summary, if you’re looking for a welcoming community with excellent housing options and the financial flexibility of FHA financing, 66204 in Overland Park, KS, should be at the top of your list. Discover the perfect home and experience the warmth of this remarkable neighborhood today!

Newest 66204 Homes with FHA Financing

$259,000

2 Beds ⋅ 1 Baths

Located in the Santa Fe Vista neighborhood, this inviting ranch home offers a convenient location just minutes from Downtown Overland Park, local shops, restaurants, and the popular Farmers' Market. The home features hardwood floors, comfortable living spaces, and a functional kitchen with updated countertops and pantry storage. The bathroom includes a spacious tiled walk-in shower with glass doors. Enjoy the large, fully fenced backyard with plenty of space for outdoor entertaining, gardening, or relaxing. Additional features include an attached garage and private driveway. Previously operated as a popular short-term rental for the past four years, this property offers flexibility for use as a primary residence or potential investment opportunity. Conveniently located near shopping, dining, and major highways, this home combines ranch-style living with an excellent Overland Park location. Owner is a licensed real estate agent in Kansas, Missouri, and New York.

7728 Newton Street, Overland Park

Listing courtesy of Whitney Shepard of Platinum Realty LLC.

$289,900

3 Beds ⋅ 1 Baths

Super adorable ranch with 3 bedrooms. Updated kitchen with granite countertops and stainless steel appliances.New HVAC! Hardwood floors, huge living room windows for tons of natural light. Huge backyard fenced in with a storage shed and covered patio. Great location situated on an expansive corner lot. Come check out this one quick, won't last long!!

7049 Horton Street, Overland Park

Listing courtesy of Debbie Carrier of ReeceNichols - Overland Park.

$375,000

4 Beds ⋅ 2 Baths

Super cute and perfectly located in highly desired Colonial Village, this charming Cape Cod sits in one of those pockets of the city that just makes sense! Just blocks from Downtown Overland Park, enjoy Saturday mornings at the brand-new Farmers Market, coffee at Homer's, local shops along Santa Fe, or happy hour at Strang Hall! Add in the quiet neighborhood streets, great sidewalks, nearby Village Shops and Corinth Square, plus Downtown Kansas City only about 15 minutes away, and it's hard to beat this location. The home is also just blocks from the elementary school and feeds into Indian Hills Middle School and Shawnee Mission East High School! Inside, you'll find beautiful hardwood floors, custom windows with incredible natural light, fresh interior paint, new flooring and carpet, updated lighting, and refreshed bathrooms throughout. The kitchen features a custom stone backsplash along with a new microwave and oven, while the large main-level laundry and mudroom adds tons of functionality. The unique floor plan is another standout, including a spacious primary bedroom connected to an additional room that works perfectly as a nursery, home office, dressing room, or flex space! Outside, enjoy a refinished patio overlooking the serene, fully fenced backyard and nearly 1/4-acre lot! Fresh landscaping and new gutters add to the list of recent improvements, along with a brand-new HVAC system for even more peace of mind. Charming Cape Cod style, thoughtful updates, an awesome backyard, and a location just blocks from some of Overland Park's best local spots--this one as so much to love!

6300 W 80th Terrace, Overland Park

Listing courtesy of Hannah Shireman of West Village Realty.

$259,000

2 Beds ⋅ 1 Baths

This classic ranch in Santa Fe Vista is just a short walk to Downtown Overland Park, where you'll enjoy local shopping, dining, parks, and the popular farmers market. comfortable one-level living, an attached garage, and a large, fully fenced backyard. Conveniently located with easy highway access, making commuting around the Kansas City metro a breeze. The home has been thoughtfully updated within the last five years, including countertops and appliances. Previously operated as both a furnished short-term and mid-term rental, this property offers flexibility for an owner-occupant or investor. The owner is a licensed real estate agent in Kansas, Missouri, and New York. This classic ranch is ready for its next owner!

7621 Conser Street, Overland Park

Listing courtesy of Whitney Shepard of Platinum Realty LLC.

$268,900

2 Beds ⋅ 1 Baths

Buy this simply cute and affordable home, in a prime location! Walk to restaurants, the farmers market, and entertainment in downtown Overland Park; and relax inside this fully renovated property, including a new roof, deck, ss appliances, bathroom with tilework; or take-in the outdoors from the sunroom, or on the new deck, large and private back yard, ready for gardening. This house features a 1-car garage for your convenience and tastefully chosen, neutral finishes to compliment your furnishings and decorations. Ask us about seller-paid contributions toward Buyer closing cots or buy-down rate!

7533 Marty Street, Overland Park

Listing courtesy of Joe Ientile of KW Diamond Partners.

$600,000

4 Beds ⋅ 2.5 Baths

LOCATION, STYLE & SPACE—THIS OVERLAND PARK BEAUTY HAS IT ALL! Inviting and thoughtfully designed home offers exceptional space, stylish updates and a fantastic location--NOW ON COUNTY SEWER! Step inside to a functional entry with a BONUS OFFICE NOOK, then into the light and bright open-concept main level where the living, dining and kitchen spaces flow seamlessly over timeless wood floors. Impressive kitchen features gorgeous granite countertops, a HUGE eat-in peninsula, pantry, black stainless steel appliances including a gas range and under-counter microwave, plus a convenient beverage station—perfect for everyday living and entertaining! Step outside to the AWESOME SCREENED-IN PORCH and patio, offering multiple access points and an ideal setup for relaxing, dining and entertaining. Upstairs, find two spacious bedrooms and an updated full bath. Continue to the third level and retreat to the PRIVATE PRIMARY SUITE, complete with a generous walk-in closet and en-suite bath featuring a soaking tub and walk-in shower. Lower level adds incredible flexibility with a 4th bedroom or use the space as a family room, home office or flex space, plus a convenient half bath and laundry. Don't miss the BONUS ROOM BEHIND THE GARAGE—perfect for a workshop, hobby room, storage or additional flex space! All of this in a FANTASTIC OVERLAND PARK LOCATION, close to parks, dining, shopping and entertainment, with Downtown Overland Park and local shops just minutes away. Updated, versatile and exceptionally well located--WELCOME HOME!

6920 Walmer Street, Overland Park

Listing courtesy of Bryan Huff of Keller Williams Realty Partners Inc..

$380,000

3 Beds ⋅ 3 Baths

Call it a REAL ESTATE TRIFECTA! Three bedrooms, three baths and three garage spaces—all in a location that's tough to beat! Tucked into a quiet, tree-lined neighborhood just blocks from the heart of the historic downtown Overland Park, this charming home is close to local shops, restaurants, the farmers market and all the fun of downtown. It's the kind of location where sidewalks actually get used—neighbors out walking dogs, people enjoying the neighborhood and an easy stroll to downtown. Inside you'll find hardwood floors throughout most of the main level, three bedrooms and two baths, while the finished walkout basement adds even more living space with a huge rec room, a gas fireplace, a third full bath and a flex room with an egress window that could be used as a bedroom, an office, whatever fits your needs. A 20x14 covered deck provides a nice spot to enjoy the back yard and quiet setting. The attached two-car garage is complemented by a detached 19x15 garage in the back yard, giving you plenty of room for vehicles, a workshop, hobbies or storage. Add maintenance-free vinyl siding, a fenced yard and a wonderfully peaceful cul-de-sac setting, and you've got a home with plenty of possibilities in a location that's hard to beat. Hurry!

7915 W 77th Street, Overland Park

Listing courtesy of Cheryl Beal of ReeceNichols - Lees Summit.

$549,000

4 Beds ⋅ 3 Baths

**LISTED BELOW APPRAISAL! INSTANT EQUITY!** This beautifully renovated 4 bedroom, 3 bath Prairie Village ranch offers more than 2,000 square feet of finished living space and an extensive list of updates, giving you the charm of an established home without the worry of tackling major renovations yourself. Inside, refinished original hardwood floors and new lighting lead to a completely updated kitchen featuring custom cabinetry, quartz countertops, tile backsplash, stainless steel appliances and new fixtures. The main level includes three bedrooms and two fully renovated bathrooms, including a private primary bath, a hard to find feature in this style of Prairie Village home. The newly finished lower level adds valuable living space with a large second living area, fourth bedroom and third full bathroom. There's plenty of flexibility for guests, a home office, gym, movie room, playroom or additional family space. An enclosed four season room overlooking the fenced backyard provides even more space to relax and enjoy the home year round. And the updates go far beyond what you can see. Major improvements include a new roof, gutters, siding, windows, insulation, high efficiency furnace and A/C, new ductwork, electric water heater, extensive plumbing and electrical updates, new lighting and fixtures, renovated bathrooms, new driveway and new patio. This wasn't just a cosmetic remodel. The home was thoughtfully renovated from the major systems to the finishing touches, offering the character and location of Prairie Village with extensive updates already completed. Priced below appraisal and ready for its next owner. Come see the value for yourself!

7907 Reinhardt Lane, Prairie Village

Listing courtesy of Matthew Webb of Keller Williams Realty Partners Inc..

$335,000

3 Beds ⋅ 2 Baths

Rare Find! Welcome to 8519 W 69th Terrace, a charming one-story ranch tucked on a large corner lot in the desirable Milburn West subdivision. Inside, you are greeted with hardwood floors and a cozy living room filled with natural light. The primary bedroom is the true highlight — generously sized with a spacious walk-in closet, plus a private bath with a separate shower. Hardwood flooring runs through the family room and secondary bedrooms, while the eat-in kitchen and ceramic tile add everyday functionality. The attached 2-car garage is hard to come by in this area and price point. The fenced yard and deck make it a great spot for outdoor living, all within a walkable-feeling, established Overland Park neighborhood. Come see all this home has to offer — functionality, convenience, and charm all in one!

8519 W 69th Terrace, Overland Park

Listing courtesy of Kyle Schlatter of Sage Sotheby's International Realty.

$329,900

3 Beds ⋅ 1.5 Baths

Welcome home to this beautifully updated Overland Park ranch. Step inside to find beautiful refinished hardwood floors flowing through the spacious living room and all three bedrooms. The updated kitchen features painted cabinets, new flooring, and an open connection to the dining area. The primary bedroom includes hardwood floors and a private half bathroom, while the additional bedrooms also showcase the home’s refinished wood floors. Downstairs, the spacious unfinished lower level offers plenty of storage and excellent potential for future finished living space, a rec room, home office, hobby area, or workshop. Outside, enjoy a fully fenced backyard with a patio for relaxing or entertaining and a convenient storage shed. A brand-new roof was installed in September 2026, adding even more value and peace of mind. Quick possession is available! Conveniently located near the shops, restaurants, and Farmers’ Market in Downtown Overland Park, as well as Antioch Park and easy highway access. Come experience everything this home has to offer!

7101 Marty Street, Overland Park

Listing courtesy of Janie Snider of Keller Williams Realty Partners Inc..

$310,000

3 Beds ⋅ 1 Baths

Cute, updated and ready to go! This 3-bedroom Overland Park ranch has all the right touches, starting with an updated kitchen featuring white cabinetry, granite countertops, subway tile backsplash and stainless steel appliances, including a gas range. Beautiful hardwood floors and updated windows keep things feeling fresh and bright throughout. French doors lead to a spacious, tree-lined backyard with plenty of room to relax, entertain or garden. The large laundry room offers plenty of extra space and everyday functionality. Main sewer line replaced in 2019 and an already-installed radon mitigation system provide added peace of mind. Close to shopping, dining, parks and everything Overland Park has to offer. Easy, comfortable and move-in ready, this one is ready for its next chapter!

7217 Dearborn Street, Overland Park

Listing courtesy of The Unruh Team of ReeceNichols -The Village.

$499,000

4 Beds ⋅ 2 Baths

Beautiful Broadmoor Historic District Ranch. Welcome to this beautifully sprawling ranch nestled on a private half-acre in the heart of the Broadmoor Historic District. With generous spaces, thoughtful updates and an incredible floor plan, this 4-bedroom, 2-bathroom home offers the perfect blend of classic charm and comfortable living. From the moment you enter, the home’s natural flow is apparent. The formal living room opens seamlessly into the formal dining room, creating an inviting space for both everyday living and entertaining. The updated kitchen retains the character and charm of the original home while offering the modern conveniences today’s buyers appreciate. An incredible oversized family room tucked at the back of the home, complete with vaulted ceilings and an abundance of space to gather. A charming breakfast room adds even more flexibility and connects beautifully to the backyard. The bedroom layout offers wonderful separation, with three bedrooms and a full bath on the west wing, while the fourth bedroom and second bath are privately situated on the east wing, ideal for guests, a home office or additional privacy. And the backyard? An absolute dream. Set on a rare half-acre lot, the grounds are expansive, private and established, with a patio and deck, mature gardens and plenty of room to relax, entertain and enjoy the outdoors. Classic Broadmoor charm, generous living spaces and a backyard that feels like your own private retreat this is a special one. **Tax credit may be available. The property is located within the Broadmoor Ranch House Historic District; additional information regarding the district and potential tax incentives is available upon request.

7001 W 68th Street, Overland Park

Listing courtesy of Leslie Stelzer of Compass Realty Group.

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