74020 Homes with Conventional Financing

Welcome to Cleveland, Oklahoma, a charming town nestled in the heart of Pawnee County, with the zip code 74020. This welcoming community is known for its rich history, friendly atmosphere, and picturesque landscapes, making it an ideal place for families and individuals alike. Cleveland boasts a small-town vibe while offering access to larger cities, providing the perfect balance of tranquility and convenience.

Homes in this area are diverse, catering to various tastes and budgets. Whether you’re seeking a cozy cottage or a spacious family home, the Cleveland real estate market has something for everyone. One of the standout features of homes in the 74020 zip code is the availability of conventional financing options. This means that potential homeowners can access a range of financing solutions that are straightforward and often more favorable.

Living in Cleveland allows residents to enjoy the natural beauty of Oklahoma, with numerous parks and outdoor activities at your doorstep. The town’s close-knit community spirit is evident in local events and gatherings, fostering a sense of belonging. Families will appreciate the quality schools and safe neighborhoods, making it a perfect place to raise children.

If you’re considering making Cleveland your home, rest assured that the housing market here is supportive of conventional financing, making your dream of homeownership more attainable. Explore the possibilities in 74020 and discover a place where comfort, community, and convenience come together seamlessly. Come experience the charm of Cleveland, Oklahoma, and find your perfect home today!

Newest 74020 Homes with Conventional Financing

$719,250

7 Beds ⋅ 5 Baths

Welcome to your private country estate on ±64 breathtaking acres, where an extremely well-kept 7-bedroom, 5-bath home meets unmatched privacy, recreation, and convenience. This meticulously maintained residence features large front and back porches with wrap-around concrete, ideal for relaxing and taking in the scenic views. An electric entry gate welcomes you onto the property, which is outfitted for both work and play with a 30x42 insulated shop and 15x30 lean-to, an attached 2-car garage, plus a detached 2-car garage offering ample storage for vehicles, equipment, and toys. Outdoors, the land truly shines. Enjoy a large 2-acre pond stocked with crappie and largemouth bass, mature oak trees, and excellent elevation changes throughout. A well-established trail system makes exploring easy and highlights the property’s abundant wildlife, including whitetail deer and turkey—a dream setup for hunters and outdoor enthusiasts alike. All of this just minutes from Cleveland and only 35 minutes to Tulsa, offering peaceful seclusion without sacrificing convenience. This is a rare opportunity to own a turnkey acreage that delivers on space, quality, and lifestyle.

50801 S 36300 Road, Cleveland

Listing courtesy of Will Pester of Midwest Land Group.

Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use