Dearborn Homes with USDA Loan Financing

Welcome to Dearborn, Missouri—a charming community that effortlessly blends small-town charm with modern conveniences. Nestled just a stone’s throw from the bustling city of Kansas City, Dearborn offers residents a peaceful lifestyle without sacrificing easy access to urban amenities. With its picturesque landscapes, friendly neighbors, and strong sense of community, Dearborn is the perfect place to call home.

One of the standout features of Dearborn is its affordability, especially for first-time homebuyers. With USDA loan financing available, you can explore a variety of beautiful homes in this welcoming town with little to no down payment required. USDA loans are designed to promote homeownership in rural areas, making it easier for families to settle down in a community that values both tradition and growth. This financing option is not only a fantastic opportunity for those looking to buy their first home but also an excellent way to invest in your future.

In Dearborn, you’ll find a range of housing options, from quaint single-family homes to spacious properties with ample outdoor space. The town’s commitment to maintaining its rural charm while fostering a vibrant community atmosphere makes it an ideal setting for families, retirees, and everyone in between.

Explore the beautiful parks, local shops, and friendly eateries that Dearborn has to offer. Whether you’re taking a leisurely stroll through the neighborhood or enjoying a weekend barbecue with friends, you’ll quickly discover why so many choose to make Dearborn their home. Embrace the opportunity to start your new chapter in this delightful city!

Newest Dearborn Homes with USDA Loan Financing

$585,000

3 Beds ⋅ 3 Baths

Nestled on 5 picturesque acres, this beautifully maintained 3-bedroom, 3-bath home offers the perfect combination of quality craftsmanship, modern efficiency, and peaceful country living. Thoughtfully updated with a newer roof, metal siding, exterior doors, and an energy-efficient geothermal heating and cooling system, this property is designed for comfort and long-term value. Inside, you’ll appreciate the custom cabinetry throughout, showcasing exceptional workmanship and providing abundant storage. The spacious floor plan features inviting living spaces filled with natural light, a functional kitchen, and comfortable bedrooms, while the finished walkout basement offers additional living space that’s perfect for entertaining, a family room, home office, or guest accommodations. Outside, you’ll find plenty of room to enjoy the outdoors with 5 scenic acres and a barn that provides excellent space for hobbies, equipment, livestock, or additional storage. Whether you’re relaxing on the property, entertaining family and friends, or enjoying the privacy of country life, this home offers the space and versatility you’ve been searching for. If you’ve been dreaming of peaceful rural living without sacrificing quality or modern conveniences, this exceptional property is one you won’t want to miss!

22125 Oil Well Road, Dearborn

Listing courtesy of Logan Hall of Platinum Realty LLC.

$255,000

3 Beds ⋅ 2.5 Baths

Fantastic open ranch floor plan! Come check this out! One level living within walking distance to school. This 3 bed, 2.5 bath home sits on a large corner lot. Nice large kitchen and dining space with plenty of cabinet space. Exterior features a covered porch and ample parking space on a newly widened contrete driveway.

11 Sandy Circle, Dearborn

Listing courtesy of Craig Kersten of Platinum Realty LLC.

$155,999

2 Beds ⋅ 1 Baths

Attention investors, contractors, and handy buyers looking to build immediate sweat equity! Bring your tools and your vision to this diamond in the rough. This property offers a fantastic footprint, a great layout, and massive potential, making it the perfect blank canvas for a complete top-to-bottom renovation. Located in an established neighborhood, it’s an incredible opportunity to remodel a home exactly to your taste or complete a profitable flip. Property is being sold strictly 100% AS-IS, WHERE-IS. Seller will make no repairs, improvements. Priced to sell quickly—bring your design ideas and your offers! Home does have 3 bedrooms but according to tax records it is listed as a 2 bedroom. Also has a 24x32 detached garage with electricity. Beautiful shaded lot. Stove and refrigerator stay (approx. 3 yrs old)

411 E 2nd Street, Dearborn

Listing courtesy of Sasha Stalder of Platinum Realty LLC.

$450,000

1 Beds ⋅ 1 Baths

Located near Dearborn in Buchanan County, this 30± acre timber tract offers a strong mix of hunting, improvements, and future potential less than 30 minutes from St. Joseph and Kansas City. See also Land MLS#2620861 Gated access off Highway 116 provides privacy and convenience. Improvements include a 1 bed, 1 bath home with vaulted ceilings, warm finishes, and an attached pull-through shop with overhead doors on both ends. Durable construction features heavy-duty steel framing, galvanized tubing, and steel stud walls. Additional living quarters are already underway above the shop, with room for another bedroom, bath, and living space. A large rear deck overlooks mature timber and an old limestone cellar, while a steel pipe corral and camper hookups add flexibility for livestock or guests. The hunting setup is equally impressive. ATV trails wind through mature oak, walnut, and hickory timber leading to the back portion of the farm. An east-west ridge system with a wet weather drainage creates natural deer movement and supports multiple stand locations for varying wind directions. Several tree stands and mineral sites are already in place. Historically light hunting pressure has produced quality deer, while the open understory and surrounding mix of tillable ground, pasture, and neighboring timber provide excellent habitat for turkey and upland game. This property offers a secluded recreational setting with practical improvements and convenient access to nearby amenities.

8005 SE State 116 Highway, Dearborn

Listing courtesy of Dustin Williams of Whitetail Properties Real Esta.

$469,000

4 Beds ⋅ 3 Baths

Located in a beautiful new subdivision with a stocked lake for fishing and in the North Platte School District, this brand new home offers peaceful surroundings while still being close to town. Simulated photos for now – more photos coming soon. This home features an oversized 3-car garage, 4 bedrooms, and 3 full bathrooms. The kitchen includes a large island and custom painted cabinets, providing great space for cooking and gathering. The great room offers engineered hardwood floors and a cozy gas fireplace, creating a warm and inviting living area. Flooring throughout the home includes tile in the bathroom floors and carpet in the bedrooms. The lower level walkout leads to a 10 x 16 patio, perfect for relaxing or entertaining. Additional features include a 96% high-efficiency furnace and a cul-de-sac lot that backs up to a peaceful tree line and farm field for added privacy and great views.

109 Johnson Circle, Dearborn

Listing courtesy of Patty Farr of RE/MAX House of Dreams.

$488,000

4 Beds ⋅ 3 Baths

Here is your opportunity to purchase a brand new home in the North Platte School District. Located in a new subdivision, this home offers the feel of country living while still being within the city limits. This reverse floor plan features four bedrooms and three full bathrooms, along with a covered deck with metal railing and a nice backyard. The kitchen has all the upgrades you could ask for, including a large island, custom cabinets, stainless steel appliances, granite countertops, and a tile backsplash. The great room features engineered hardwood floors, a fireplace, ceiling fan, and walks out to the covered deck, making it a great space for relaxing or entertaining. The master bedroom includes carpet, a ceiling fan, a soaker tub, and a private master bath. The laundry room is conveniently located on the main level and includes a walk-in pantry. Bedroom two is also on the main level with a full bath located in the hall. The lower level features two additional bedrooms, a full bathroom, a large family room, and a double-door maintenance room that provides extra storage space. Inside photos are simulated until a later date.

107 JOHNSON Circle, Dearborn

Listing courtesy of Patty Farr of RE/MAX House of Dreams.

$453,000

4 Beds ⋅ 3 Baths

Stunning Custom Home with Modern Features and Inviting Spaces Welcome to your dream home! This exquisite property showcases an open floor plan, ideal for both entertaining and everyday living. The elegant kitchen boasts pristine white granite countertops, custom cabinets, and stainless steel appliances, all seamlessly flowing into the spacious living area centered around a beautiful fireplace. Step outside to discover a covered deck complete with a fan and light, perfect for enjoying serene views of the adjacent pasture. The rich feel of this home is accentuated by LVP throughout and vaulted ceilings enhancing the sense of space and light. The laundry room features stylish tile, while two generously-sized guest bedrooms offer plush carpeting, ceiling fans, and trey ceilings, creating a comfortable retreat for family and friends. The guest bath is tastefully designed, highlighting a tiled tub and a marble vanity that exudes luxury. Retreat to the master bedroom, a good-sized haven with carpet, a ceiling fan, and sophisticated trey ceilings. The walk-in master closet provides ample storage, while the en-suite master bath features elegant tile flooring, a double vanity with sleek black faucets, and a spacious tiled shower. The lower level invites you to enjoy a large fourth bedroom, complete with carpeting and a ceiling fan, alongside a substantial family room perfect for movie nights. The additional full bath boasts a tiled floor and a shower for convenience. Completing this remarkable home is an oversized three-car garage, providing plenty of space for vehicles and storage. The front of the house is adorned with beautiful stone, adding to the curb appeal with shutters to boost the look. Don’t miss the opportunity to make this luxurious yet inviting home your own! - THE POND IS STOCKED FOR FISHING

103 Johnson Circle, Dearborn

Listing courtesy of Patty Farr of RE/MAX House of Dreams.

$449,000

4 Beds ⋅ 3 Baths

103 Sally Circle, Dearborn

Listing courtesy of Patty Farr of RE/MAX House of Dreams.

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