Girard Homes under $200,000

Welcome to Girard, Kansas—an inviting small town nestled in the heart of Crawford County! With a rich history and a tight-knit community, Girard offers a unique blend of charm and modern convenience. Known for its friendly atmosphere and picturesque landscapes, this delightful city is perfect for families, retirees, and everyone in between.

Girard boasts a range of amenities, including local parks, shops, and eateries that make everyday living enjoyable. The community hosts various events throughout the year, fostering a sense of belonging and camaraderie among residents. With its central location, Girard provides easy access to nearby cities, making it an ideal spot for those who appreciate a peaceful lifestyle while still having city conveniences at their fingertips.

For homebuyers seeking affordability without sacrificing quality, Girard is a treasure trove of homes under $200,000. Whether you’re a first-time buyer or looking to downsize, the housing market here offers a variety of options, from cozy single-family homes to charming bungalows. These properties not only provide great value but also come with the potential for personalization, allowing you to create the home of your dreams.

Imagine settling into a warm and welcoming neighborhood where friendly faces greet you, and the beauty of nature is just a step away. With its affordable housing options and a vibrant community spirit, Girard, KS, is the perfect place to call home. Explore the possibilities today and discover why so many have chosen to make Girard their sanctuary!

Newest Girard Homes under $200,000

$75,000

2 Beds ⋅ 1 Baths

Charming 2-Bedroom Home Near the Park! This cozy 2-bedroom, 1-bath home offers convenient one-level living and sits on a nice-sized lot with a detached 1-car garage. The range, refrigerator, washer, and dryer are all included. A newer roof in 2021, adds peace of mind. While the home does not have central heat or air, its location is hard to beat—just one block from the local park and swimming pool! A great opportunity for a first-time buyer, investor, or anyone looking for an affordable home in a convenient location.

209 S Carbon Street, Girard

Listing courtesy of Robert Cobb of Cobb Realty Inc.

$85,000

2 Beds ⋅ 1 Baths

Welcome home to this quaint 2-bedroom, 1-bathroom home offering 870 sq. ft. of comfortable living space on a spacious double lot! The home features a nice open-concept kitchen and living room area, creating a welcoming space for everyday living and entertaining. A convenient breezeway connects the home to an oversized detached 2-car garage, offering plenty of room for vehicles, hobbies, and ample storage. The garage also features additional lean-to storage attached to the back. Outside, enjoy the spacious backyard with plenty of room for outdoor activities, gardening, or creating your own backyard oasis. This charming property offers plenty of space and potential—come take a look!

204 E Maple Street, Girard

Listing courtesy of Ashley Butcher of ReeceNichols Sunflower Realty Group.

$175,000

3 Beds ⋅ 2 Baths

Move-in ready, beautifully updated, and offering a valuable tax incentive—this 3-bedroom, 2-bath home in Girard is one you won't want to overlook! Featuring approximately 1,534 square feet of comfortable living space, this thoughtfully renovated home offers the character of an established neighborhood with the updates today's buyers are looking for. The kitchen features beautiful cabinets and countertops and modern finishes, while the spacious primary suite offers a private retreat with a generous walk-in closet. Both bathrooms have been updated, and the home is ready for its next owner to move right in. A seperate utility room is an additional bonus to this home. One of the property's standout financial benefits is its eligibility for a Neighborhood Revitalization tax rebate through 2033. The seller received approximately $2,545 back in 2025, offering a significant potential savings opportunity for the next owner. Buyers are encouraged to verify rebate details with the appropriate taxing authority. Outside, the property offers nearly half an acre within Girard city limits, providing an unusually spacious backyard with plenty of room to enjoy the outdoors. A detached 2 car garage provides additional parking and storage. Located conveniently near schools, downtown Girard, and area amenities, this home combines thoughtful updates, a spacious lot, desirable amenities, and a potential tax savings opportunity that makes it a particularly compelling value. Updated. Spacious. Move-in ready. Sitting on 2 lots. And with potential tax savings through 2033—this is one you'll want to see in person.

404 & 406 W Buffalo Street, Girard

Listing courtesy of Monica Angeles of Monica & Co. Realtors.

$189,000

4 Beds ⋅ 2 Baths

Spacious, 4-bedroom home, 1 block from Girard High School. Fenced backyard; kitchen appliances and water heater are only a few years old. Large master suite with bathroom and walk-in closet. Whole house water filter system. Attic fan. New exterior paint.

415 N Ozark Street, Girard

Listing courtesy of Chuck Parsons of Cobb Realty Inc.

$179,500

4 Beds ⋅ 2 Baths

When you think of the quintessential white-picket-fence home, this is the one that comes to mind! Beautifully refreshed and thoughtfully updated, this home sits on nearly half an acre in town and has had extensive updates. Featuring 4 bedrooms and 2 bathrooms, the home welcomes you with updates that include fresh interior and exterior paint, new flooring throughout, insulated windows, updated PEX plumbing, new electrical service, new gutters, and a brand-new roof. The foundation has also been tuckpointed, offering peace of mind alongside the home's undeniable charm. Step outside and the magic continues. An inviting front porch or the side porch, both set the stage for slow mornings and relaxing evenings, while the privacy-fenced backyard creates a true outdoor retreat. The beautifully landscaped grounds, featuring thousands of dollars in landscaping, provide a private and picturesque setting for entertaining, gardening, or simply enjoying your own backyard oasis. Warm, elegant, and move-in ready, this is more than a house—it’s the kind of home that instantly feels like it was meant to be yours.

109 N Western N/A, Girard

Listing courtesy of Monica Angeles of Monica & Co. Realtors.

$118,000

Excellent opportunity to own a well-established commercial property in a high-visibility location with prime highway frontage in Girard, Kansas. This approximately 1,990-square-foot building was previously operated as a restaurant and is well-suited for a restaurant, café, retail space, office, or a variety of other commercial ventures. The property offers excellent exposure to passing traffic and features a drive-thru service window, parking for more than 25 vehicles, existing exterior signage, and handicap accessibility. Inside, you'll find a commercial kitchen with equipment and coolers, along with tables and chairs in the dining area, allowing many of the essentials to remain in place for the next owner. Additional features include two restrooms, an office and storage areas, two central heating and air units, and a flexible floor plan designed to accommodate a variety of business needs. Situated on nearly one-half acre, this property provides ample space and outstanding visibility in a high-traffic location. Whether you're expanding an existing business or launching a new venture, this commercial property offers the location, infrastructure, and versatility to help bring your vision to life.

205 W Saint John Street, Girard

Listing courtesy of Sally Davis of Sally Davis Real Estate LLC.

Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use