Independence Homes with VA Loan Financing

Welcome to Independence, Missouri—a vibrant city steeped in rich history and brimming with modern charm. Nestled in Jackson County, Independence offers a unique blend of small-town warmth and urban convenience, making it an ideal place for families, retirees, and young professionals alike. Known as the hometown of President Harry S. Truman, this city is filled with historical landmarks, including the Harry S. Truman Presidential Library and Museum, which attracts visitors from all over.

Independence boasts a diverse array of neighborhoods, each with its own character and charm. From cozy bungalows to spacious family homes, there’s something for everyone. The city’s parks and recreational areas provide ample opportunities for outdoor activities, while its vibrant downtown area features an eclectic mix of shops, restaurants, and entertainment options.

For those looking to purchase a home, Independence is particularly accommodating to veterans, with many properties eligible for VA loan financing. This means that veterans and active-duty service members can take advantage of favorable loan terms, including no down payment and competitive interest rates, making homeownership more accessible than ever.

Whether you’re drawn to the rich history, community spirit, or the affordability of housing options, Independence, MO, offers a welcoming environment for anyone looking to settle down. Explore the possibilities of homeownership in this charming city and discover why so many choose to call Independence their home. Let us help you find your dream home today!

Newest Independence Homes with VA Loan Financing

$177,500

3 Beds ⋅ 1 Baths

Welcome home! This move-in-ready 3-bedroom, 1-bath home offers an affordable opportunity to become a homeowner without sacrificing modern updates. Step inside to a newer kitchen featuring white soft-close cabinetry, granite countertops, stainless steel appliances, and a dishwasher. Patio doors lead directly from the dining area to the back deck, creating a seamless setup for grilling, entertaining, or relaxing outdoors. The fenced backyard offers plenty of room for pets, play, or gatherings. A single-car garage provides additional parking and storage. Priced competitively for the market, this home is a great option for first-time buyers or anyone looking for a move-in-ready home at an approachable price point.

1524 N Seminole Drive, Independence

Listing courtesy of Trista Fenner of Worth Clark Realty.

$354,900

4 Beds ⋅ 3 Baths

Scheduled for completion Spring of 2027, this energy-efficient new construction by Foushee Homes delivers exceptional value with thoughtful design throughout. The open-concept floor plan showcases the finishes today’s buyers expect—custom cabinetry, a walk-in pantry, and upgraded details rarely found at this price point. Generous room sizes, abundant storage, and a conveniently located laundry room adjoining the primary suite enhance everyday functionality. The finished lower level adds versatility with a spacious recreation area, fourth bedroom, and third full bath—ideal for guests, a home office, or additional living space. Opportunities like this are limited—act accordingly. (Finished home may vary from plans.) **Do NOT use your phone/GPS directions because the address is too new to recognize. Use the directions spelled out in the MLS.

21108 E 6th Terrace, Independence

Listing courtesy of The Carter Group of Keller Williams Platinum Prtnr.

$359,900

4 Beds ⋅ 3 Baths

Scheduled for completion Spring 2027, this energy-efficient new construction by Foushee Homes delivers exceptional value with thoughtful design throughout. The open-concept floor plan showcases the finishes today’s buyers expect— custom cabinetry, a walk-in pantry, and upgraded details rarely found at this price point. Generous room sizes, abundant storage, and a conveniently located laundry room adjoining the primary suite enhance everyday functionality. The finished lower level adds versatility with a spacious recreation area, fourth bedroom, and third full bath—ideal for guests, a home office, or additional living space. Opportunities like this are limited—act accordingly. (Finished home may vary from plans.) **Do NOT use your phone/GPS directions because the address is too new to recognize. Use the directions spelled out in the MLS.

695 S Ranson Place, Independence

Listing courtesy of The Carter Group of Keller Williams Platinum Prtnr.

$359,900

4 Beds ⋅ 3 Baths

Adjacent to neighborhood common area and scheduled for completion Spring of 2027, this energy-efficient new construction by Foushee Homes delivers exceptional value with thoughtful design throughout. The open-concept floor plan showcases the finishes today’s buyers expect— custom cabinetry, a walk-in pantry, and upgraded details rarely found at this price point. Generous room sizes, abundant storage, and a conveniently located laundry room adjoining the primary suite enhance everyday functionality. The finished lower level adds versatility with a spacious recreation area, fourth bedroom, and third full bath—ideal for guests, a home office, or additional living space. Opportunities like this are limited—act accordingly. (Finished home may vary from plans.) **Do NOT use your phone/GPS directions because the address is too new to recognize. Use the directions spelled out in the MLS.

680 S Ranson Place, Independence

Listing courtesy of The Carter Group of Keller Williams Platinum Prtnr.

$305,000

3 Beds ⋅ 3 Baths

Don't miss this True Ranch Home on the quiet end of the street in a park-like setting. The main floor features several living areas for entertainment: a hearth room, formal dining room, and living room with hardwood floors; a modern kitchen with granite countertops, updated appliances and backsplash, a gas stove, plenty of cabinet space, and a custom pantry. The primary bedroom has a fully remodeled bathroom suite. Two additional bedrooms and a full bathroom complete the main floor. The lower level is finished with 2 non-conforming bedrooms with huge walk-in closets, an oversized bathroom, rec space, extra-large laundry space, and a utility/storage room. Enjoy the beautiful covered and screened-in 18x16 deck, a large workshop with electrical, and a storage shed in the spacious fenced backyard. Ceiling fans in all bedrooms and a 3rd driveway for plenty of parking spaces. Newer gutters with gutter guards, roof, HVAC system, and water heater. Brick and vinyl siding and windows for a low-maintenance exterior. Book a showing today!

15390 E 45th Street S, Independence

Listing courtesy of Joey Zarrillo of RE/MAX Heritage.

$239,900

4 Beds ⋅ 1 Baths

This is the ONE--Fully remodeled 4 bedroom ranch with so much versatility! New interior paint, new exterior paint, newly refinished Natural stain hardwood floors, completely remodeled bath, and fully redone WALKOUT basement ready for you! Kitchen boasts new hardware, new brushed gold faucet and pulls, quartz countertops, stainless steel appliances, and luxury vinyl tile. Remodeled bath with new shower enclosure, and new custom vanity and lights. The garage has been converted into a huge, cozy bedroom/studio style room which also has it's own private entrance. This could be perfect for a home based business, those looking to potentially rent a room out, multi-generational living, or simply a completely separate family room--all with a custom little fireplace, trendy look, and new high end/trendy style lighting. The Walkout basement boasts another 1176 square feet of freshly painted black ceilings, white walls, and grey floors ready for you to use in so many different ways. On top of all that, this home sits on a HUGE 0.67 acre fenced corner lot. Like to have company? This home also features a regular driveway with carport, as well as a pull through driveway for plenty of parking. All of this in the Independence School District and Truman High School area. Who knew a home could offer this much???

801 W 27th Street S, Independence

Listing courtesy of Caramarie Gibson of Real Broker, LLC-MO.

$185,500

2 Beds ⋅ 1.5 Baths

Darling Ranch home with large covered front porch, large covered back patio and newer roof (less then 2 years old). Fully fenced backyard and oversized single car garage. Living Room is carpeted with hardwood floor beneath and both bedrooms and dining area have hardwood floors. Tile flooring in the main level bathroom with shower over tub and tile flooring in the kitchen. Half bath in the finished basement with recreation room and laundry downstairs. Storage shed! Selling "AS IS".

10501 E 27th Terrace S, Independence

Listing courtesy of Teri Graves of RE/MAX Innovations.

$255,000

3 Beds ⋅ 2 Baths

THIS BRAND-NEW HOME CHECKS ALL THE BOXES — INCLUDING A FEW YOU DIDN’T EVEN KNOW YOU HAD! Step inside and discover a thoughtfully designed new build that blends modern style, impressive space, and low-maintenance living. The heart of the home is the stunning oversized island kitchen, perfectly designed for holiday gatherings, entertaining, and everyday living. Enjoy top-of-the-line appliances, including a designer range/oven, refrigerator, second oven, solid-surface countertops, custom cabinetry, and beautiful luxury plank flooring. The expansive great room creates an incredible first impression with its soaring ceiling and open, airy feel, while panel doors and quality finishes add character throughout. Convenient main-floor laundry makes daily living easier, and the spacious deck is ready for grilling, entertaining, or relaxing outdoors. The beautifully designed bathroom features a large walk-in shower, while zoned mini-split HVAC allows for efficient comfort throughout the home. Built with the strength and stability of a steel container core, this home offers quality construction paired with a maintenance-free exterior designed to help keep upkeep and ownership costs manageable. Outside, an inviting front porch welcomes you home, while the oversized lot provides plenty of room to enjoy the outdoors. Modern design, unique construction, incredible entertaining space, and low-maintenance living all come together in one truly distinctive new home. Schedule your showing today — this is one you’ll want to see in person!

735 E Devon Street, Independence

Listing courtesy of Harry Meierarend IV of RE/MAX Premier Properties.

$248,500

3 Beds ⋅ 2 Baths

You need to check out this well maintained home on a corner lot. It has all new carpet and paint thru out. Kitchen comes furnished with gas stove, country sink, microwave, stainless steel refrigerator and new flooring. Fireplace in Living room has been redone with tile front and looks great. 3 bedrooms all with new carpet. Nice size 2 car garage and a huge deck (22' X 23')off the kitchen. Large shed (12' X 18')complete with cement floor and electricity. Come out and see this new listing today before it is gone!

3401 S Ellison Way, Independence

Listing courtesy of Terry Hamilton of Platinum Realty LLC.

$225,000

3 Beds ⋅ 2 Baths

Fort Osage schools! This is just the house you have been looking for! Both charm and updates abound at this 3 bed 2 bath home. Updated flooring and fixtures, fresh paint and working mechanicals make this a no-brainer on the budget. Nothing to do but move right in! You will love the 3 season room off the back of the house with mature trees shading the back yard. The primary bedroom has its own full bathroom, and the main hall bath is spacious and updated. The finished downstairs is a huge bonus for extra living space! The curb appeal is a perfect balance of clean and cute. Don't miss this one. Come see it for yourself!

1913 N Plymouth Road, Independence

Listing courtesy of SBD Team of SBD Housing Solutions LLC.

$244,000

2 Beds ⋅ 1.5 Baths

One-owner home is larger that most in this subdivision as a family room and dining room were added. Amazing custom cabinetry, hardwoods under carpet in original portion of the house. Great covered patio could be screened in. Original third bedroom has been converted to a wonderful first floor laundry but you could move the washer and dryer back to the basement if you needed the third bedroom. Basement finish is dated but demonstrates the dry nature of the foundation. Note that all of the basement windows are above grade. Almost no deterioration to the exterior concrete. There is space to add a second first floor bathroom between the living room and the family room closet.

3913 S Spring Street, Independence

Listing courtesy of Brenda Oliver of Heritage Realty.

$229,900

3 Beds ⋅ 1.5 Baths

1515 N Osage Trail, Independence

Listing courtesy of Wendi Elkins of Premium Realty Group LLC.

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