Independence Homes with FHA Financing

Independence Homes with FHA Financing

Welcome to Independence, Missouri – a vibrant city steeped in history and brimming with charm! Nestled in Jackson County, Independence is a thriving community that offers a unique blend of small-town warmth and modern conveniences. Known as the hometown of President Harry S. Truman, this city boasts a rich historical tapestry that is woven into its streets, parks, and landmarks. With a population of around 120,000 residents, Independence is not only a great place to live but also a hub for cultural attractions, shopping, and outdoor activities.

One of the standout features of Independence is its commitment to providing accessible housing options for all. For potential homeowners, FHA financing is a fantastic opportunity to consider. Homes in Independence that qualify for FHA financing are perfect for first-time buyers or those looking to secure a home with a lower down payment and flexible credit requirements. This makes the dream of homeownership more attainable than ever!

Independence is dotted with charming neighborhoods, each offering a unique lifestyle. From historic homes that echo the past to modern developments catering to contemporary tastes, there’s something for everyone. Enjoy leisurely strolls through the picturesque parks, explore the vibrant arts scene, or indulge in the delightful local dining options.

Whether you’re drawn to its rich history, community spirit, or affordable housing options, Independence, MO, welcomes you with open arms. Let us help you find your perfect home in this wonderful city, where every corner tells a story and every neighborhood feels like home.

Newest Independence Homes with FHA Financing

$230,000
3 Beds ⋅ 1 Baths
COMPLETELY RENOVATED & 100% MOVE-IN READY! Step into this gorgeous 3-bedroom, 1-bathroom home, fully transformed. Enjoy total peace of mind with a brand-new roof, energy-efficient windows, exterior paint, and new exterior doors—including the garage door! Inside, you’ll find durable, modern LVP flooring throughout. The fully remodeled kitchen with brand-new cabinets, sleek countertops, and complete stainless steel appliances, including a stove, microwave, refrigerator, and dishwasher. The bathroom has been completely updated. Features a 1-car garage. Nothing left to do but unpack! Schedule your showing today before it’s gone!

3016 Porter Road, Independence

Listing courtesy of Gabriela Ortiz of United Real Estate Kansas City.
$175,000
2 Beds ⋅ 1 Baths
Welcome home to this charming, move-in-ready property featuring beautiful hardwood floors and fresh paint throughout the interior and exterior. The bright, inviting living and dining spaces offer crown molding and plenty of natural light, while the kitchen provides abundant white cabinetry, generous counter space, fridge and range. The updated bathroom includes a stylish tiled tub and shower surround. Major improvements include a new furnace and water heater for added peace of mind. Outside, enjoy the covered front porch, rear deck, fenced backyard, and mature shade trees—perfect for relaxing, entertaining, or spending time outdoors. A wonderful opportunity with timeless character and valuable updates!

1409 S Kings Highway, Independence

Listing courtesy of Harry Meierarend IV of RE/MAX Premier Properties.
$250,000
3 Beds ⋅ 2 Baths
Welcome home to this beautifully remodeled ranch-style home situated on nearly one acre. Offering the perfect combination of peaceful country living and the convenience of being just minutes from town. From the moment you arrive, you'll appreciate the well-maintained grounds, paved road access, and outstanding curb appeal. Step inside to a completely remodeled interior featuring an inviting open-concept floor plan that seamlessly connects the kitchen, dining, and family room—perfect for everyday living and entertaining. The custom kitchen has expansive storage and concrete countertops. High end wood flooring mostly throughout the home and carpet in the bedrooms. The home also offers a versatile bonus room that can easily serve as a home office, workout space, playroom, or hobby room. It has an exterior entrance to the backyard. The spacious primary suite includes a private bathroom with a tiled shower, both a walk in closet and standard closet while a second full bath provides convenience for family and guests. A two-car attached garage offers ample storage and easy access to the home. Outside, enjoy relaxing on the covered front porch or spending time in the fenced backyard complete with a storage shed. The beautifully groomed yard provides plenty of room for gardening, outdoor activities, or simply enjoying the extra space. It has an electric hookup by the west fence. This exceptional property offers the best of both worlds—nearly an acre that has been beautifully maintained, a completely remodeled home, and a convenient location close to town. Don't miss your opportunity to make this move-in-ready property your next home! MORE PICS COMING SOON! Formerly 384 E College Avenue

3949 CR 4000 N/A, Independence

Listing courtesy of Amber Gregory of Keller Williams Realty Select.
$275,000
3 Beds ⋅ 2.5 Baths
This brand-new, modern duplex features two spacious 2-story units, each offering 3 bedrooms, 2.5 bathrooms, and an open-concept layout designed for today’s renters. Contemporary kitchens include stylish finishes, soft close cabinets and ample natural light throughout. Each unit offers a private primary suite with en-suite bath, two additional bedrooms and a full hall bathroom. Attached 2-car garages provide added tenant convenience and storage. Built with energy-efficient construction and all-new systems, this low-maintenance property is ideal for investors seeking long-term value, reduced upkeep costs, and excellent income potential. Perfect for owner-occupants looking to house hack or investors expanding their rental portfolio. OWNER/AGENT

1109 Kings Highway Unit #A, Independence

Listing courtesy of Harry Meierarend IV of RE/MAX Premier Properties.
$243,000
3 Beds ⋅ 2 Baths
Welcome home! This updated 3 bedroom, 2 bath ranch offers the ideal blend of modern convenience and suburban tranquility. Featuring light filled living spaces, tasteful updates, and a clean interior, this home is move in ready. Step outside to your expansive backyard, ideal for summer BBQs, gardening, or relaxing in your private outdoor haven. Complete with an attached 2 car garage and situated on a low traffic street, this home is a true gem. Schedule your private showing today before it’s gone!

12308 E 52nd Terrace S, Independence

Listing courtesy of Erica Poyadue of Keller Williams Realty Partners Inc..
$214,900
3 Beds ⋅ 2 Baths
Welcome home to this spacious ranch (true 1 level living) nestled on an incredible 0.83-acre lot in the heart of Independence! Offering room to spread out both inside and out, this home features a partial finished basement with two non-conforming bedrooms, a full bathroom, and flexible space perfect for guests, a home office, hobby rooms, or a workout area. Enjoy your morning coffee or unwind in the enclosed sun porch, providing additional year-round living space overlooking the expansive backyard. Whether you’re dreaming of gardening, entertaining, adding a workshop, or simply enjoying extra privacy, the oversized lot offers endless possibilities. With generous living space, TONS of extra parking, a versatile floor plan, and a rare lot size that’s hard to find in this location, this home is ready for its next owner to make it their own. Don’t miss your opportunity to see everything this property has to offer, schedule your showing today!

1315 W 25th Street S, Independence

Listing courtesy of Kayla Hewitt of Keller Williams KC North.
$159,000
2 Beds ⋅ 1 Baths
Welcome home to this charming, move-in ready property offering the perfect blend of comfort and convenience. The inviting covered front porch creates a warm first impression and is the perfect spot to enjoy your morning coffee or unwind in the evening. Inside, you'll find a bright and welcoming layout with updates that make everyday living easy. Step outside to a generously sized backyard with plenty of room for entertaining, gardening, pets, or future outdoor additions. A detached storage building provides extra space for tools, lawn equipment, or hobbies. Situated on a large lot with ample green space, this home offers the privacy and flexibility you've been looking for while remaining close to shopping, dining, schools, and major commuter routes. Whether you're a first-time homebuyer, looking to downsize, or searching for a great investment opportunity, this property is full of potential. Schedule your private showing today!

15309 E Mayes Road, Independence

Listing courtesy of Ken Hoover Group of Keller Williams KC North.
$149,900
2701 Blue Ridge BLVD offers a unique investment/work opportunity in Independence/Kansas City, Missouri. Originally constructed as a single-family home, the 1224± SF structure with interior basement access is currently utilized as office space and a large, paved parking lot that can hold a minimum of 10 cars. Situated on a 19344± SF lot zoned C-1, the property may accommodate a variety of commercial or mixed-use applications. Ideal for small business owners or service-based users seeking flexible space with on-site parking and multi-use capability. The green space to the side of the building & parking lot offers possible opportunity for expansion. Bring your ideas and turn your dreams into reality! Buyer and buyers agent to verify commerial zoning.

2701 Blue Ridge Boulevard, Independence

Listing courtesy of Kim Trotter of Realty Professionals Heartland.
$155,000
3 Beds ⋅ 2 Baths
Welcome home! This inviting 3 bedroom, 1¾ bath property sits on a spacious corner lot in a peaceful, well established neighborhood and is the perfect setting for your next chapter. Step onto the homey front porch, shaded by mature trees and shrubs, and feel instantly at ease. Inside, a bright, open living area is anchored by a cozy fireplace, creating a warm and welcoming space to relax or entertain. Out back, enjoy true privacy in the fully fenced yard, complete with a large covered deck. This space is ideal for morning coffee or evening get togethers. A storage shed adds extra convenience for tools, toys, or hobby gear. This home is move in ready and just waiting for your personal touch to make it truly shine. Don't miss the opportunity to add your own style to this solid, charming property in a fantastic spot!

624 N 15th Street, Independence

Listing courtesy of Jessica Blackmore of L2 Realty, Inc..
$350,000
3 Beds ⋅ 2 Baths
Tucked away on a private, wooded 3+ acre lot with serene creekside views, this beautifully updated home is where peace and comfort meet. Gather around the backyard fire pit under the stars, or take in the sound of the water from your own private setting. Inside, a fresh, modern kitchen shines with brand new appliances and stylish updates, while the renovated bathrooms bring a clean feel throughout. Cold winter mornings are no problem with the heated 2 car garage perfect for the hobbyist, the commuter, or year round comfort. Space, privacy, and thoughtful updates rarely come together like this.

18405 E Truman Road, Independence

Listing courtesy of McQueeny Goodwin Group of Keller Williams Realty Partners Inc..
$370,000
4 Beds ⋅ 3 Baths
Beautiful True Ranch Home with Walk out Basement. Large 4 Bedroom 3 Bath home. Large Living Room with fireplace, formal dining and also a spacious eat in kitchen with loads of stained wood cabinets and pantry space. Appliances stay including Stove, Frig, Dishwasher, microwave, washer, dryer. Lovely wood floors in the kitchen. The Primary bedroom has a bath-suite featuring a seperate shower and jetted tub, double vanity. The Lower level is wide open at 26x23 family room that also has a portion off to the side for an office or setting room or study. The 4th bedroom is here and so is a full bath with shower. Storage space and also a 3rd mini garage door to basement for lawn tractors or projects. Level back yard, large deck with retractable awning. The home also features a Generac Generator wired into the home. This is a fantastic home ready for you.

19009 E 34 Street S, Independence

Listing courtesy of Ron Van Fleet of RE/MAX Elite, REALTORS.
$154,900
3 Beds ⋅ 1.5 Baths
Nice house with new flooring and new paint. Great for first home buyers. Come see this one.

11219 E 24th Street, Independence

Listing courtesy of Sandra Castro of Realty of America.
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