Independence Homes with Conventional Financing

Independence Homes with Conventional Financing

Welcome to Independence, Missouri – a city steeped in history and vibrant community spirit! Nestled in the heart of Jackson County, Independence offers a unique blend of small-town charm and urban convenience. Known as the hometown of President Harry S. Truman, this city is rich in historical landmarks, including the Truman Presidential Library and Museum, which draws visitors from near and far.

Independence boasts a diverse array of neighborhoods, each with its own character and appeal. From quaint streets lined with trees to modern developments, there's something for everyone. The city is also home to excellent schools, lush parks, and a variety of shopping and dining options, making it an ideal place for families, young professionals, and retirees alike.

For those looking to invest in property, Independence offers a fantastic selection of homes that qualify for conventional financing. Whether you are a first-time homebuyer or looking to upgrade, you’ll find a range of options, from charming bungalows to spacious family homes. Conventional financing makes purchasing a home in this thriving community accessible and straightforward, allowing you to focus on what truly matters—finding the perfect place to call home.

With its welcoming atmosphere, rich history, and strong community ties, Independence, MO, is more than just a place to live; it's a place to thrive. Discover your dream home in this beautiful city and become part of a community that values connection, growth, and opportunity. Welcome to Independence—where your new chapter begins!

Newest Independence Homes with Conventional Financing

3423 S Marshall Court, Independence
$280,000
3 Beds ⋅ 2.5 Baths
LOCATION, CONVENIENCE & A QUIET CUL-DE-SAC SETTING! Nestled within a double cul-de-sac, this beautifully updated home offers a peaceful, low-traffic setting while keeping everyday conveniences just minutes away. Inside, the seller has made extensive improvements, including a beautifully remodeled kitchen, updated primary bedroom and bathroom, new flooring, and updated fixtures throughout. The primary bedroom has also been refreshed with LVP flooring, giving the home a move-in-ready feel. Step outside to a LARGE, LEVEL, FULLY FENCED AND GATED BACKYARD that backs to trees, offering wonderful space to play, entertain, garden or simply relax. A new deck was added in 2023, creating even more outdoor living space. Several important improvements have already been taken care of, including a NEW GRINDER PUMP in 2025 and a NEW WATER HEATER in 2019. HVAC improvements include a replaced A/C coil and HVAC motherboard. And the location is hard to beat! Shopping, dining, healthcare, fitness centers, and convenient highway access are all nearby. Even more exciting, a new Dillons grocery store is planned for 2027 at the former JCPenney site in Bolger Square Shopping Center—JUST 3 MINUTES FROM THE HOME! The 121,000+ sq. ft. development is expected to feature a full-service supermarket, drive-thru pharmacy, online order pickup, and an on-site fuel center. Located in the highly regarded Blue Springs School District, this home offers a wonderful combination of updates, outdoor space, neighborhood setting and everyday convenience. ADD THIS ONE TO THE TOP OF YOUR MUST-SEE LIST!

3423 S Marshall Court, Independence

Listing courtesy of Pauline Stricklin of Platinum Realty LLC.
3520 S DRUMM Avenue, Independence
$305,000
3 Beds ⋅ 2.5 Baths
GORGEOUS, ONE-OF-A-KIND, MAINTENANCE-FREE RANCH WITH STUNNING UPDATES THROUGHOUT! This beautifully maintained 3-bedroom home offers exceptional quality, thoughtful upgrades, from the moment you arrive, you’ll fall in love with the inviting front porch and beautiful curb appeal! Step inside to discover gorgeous updates throughout, including newer windows, updated fixtures, and a stunning kitchen featuring custom cabinetry, granite countertops, a spacious center island, and ALL appliances included! The primary bedroom offers a private half bath and walk-in closet. The beautifully updated main bathroom features a gorgeous Onyx shower and countertop, while the half bath also showcases beautiful Onyx finishes! The partially finished walkout basement provides incredible additional living space, a 3rd bedroom, a shower and toilet, and a HUGE storage area! WAIT UNTIL YOU SEE THE GARAGE AND BACKYARD! The garage is heated and even features its own air-conditioning unit for year-round comfort! Additional conveniences include a keyless garage entry pad, direct backyard access from the garage, and a separate exterior entrance from the front of the home into the garage. Step outside to your beautiful backyard featuring an expansive concrete patio, additional concrete walkways around the garage for easy backyard access, and a convenient storage shed for lawn equipment. Newer storm doors add even more value to this exceptional home! METICULOUSLY MAINTAINED, BEAUTIFULLY UPDATED, AND LOADED WITH FEATURES YOU DON’T FIND EVERY DAY! A RARE FIND THAT YOU WON’T WANT TO MISS!

3520 S DRUMM Avenue, Independence

Listing courtesy of Michelle Smith Fry of ReeceNichols - Lees Summit.
2232 S Ralston Avenue, Independence
$149,000
3 Beds ⋅ 1 Baths
2232 S Ralston Ave is a one-story Independence home built in 1951 with comfortable living spaces throughout. The kitchen features quartz countertops, a tile backsplash, and white cabinetry, creating a well-equipped space for cooking and entertaining. The main living area is filled with natural light from multiple windows. The bedrooms include generous windows and closet storage, and the bathroom features a tub and shower combination with a tile surround. A rear deck extends the living space outdoors, creating ample room for relaxation and entertaining. A one-car garage completes this well-maintained residence with practical amenities and comfortable living spaces throughout every room.

2232 S Ralston Avenue, Independence

Listing courtesy of Benji Lytle of Opendoor Brokerage LLC.
2231 Russell Road, Independence
$189,000
3 Beds ⋅ 2 Baths
This brick ranch style house at the end of Russell Road is a fantastic family home. You can't beat the location. The big corner lot has beautiful shade trees and is landscaped to perfection. The layout of this place is great for a gathering in the living room with its cozy fireplace. The new flooring in this room blends with any decor you choose. The primary bedroom is connected to a well designed bathroom. This place has been well taken care of. Come by and feast your eyes on 2231 Russel Road.

2231 Russell Road, Independence

Listing courtesy of Todd Young of Keller Williams Realty Select.
3912 S Forest Avenue, Independence
$220,000
3 Beds ⋅ 2 Baths
Welcome home to this charming side by side split on a beautifully landscaped 0.28 lot in Independence, MO offering the perfect blend of comfort and functionality. With 3 bedrooms and 2 bathrooms this home offers plenty of room to relax, entertain, and enjoy everyday living. The expansive backyard provides space for gardening, weekend gatherings or simply relaxing outdoors. A 2-car garage provides convenient parking and additional storage. Just minutes from I70 Hwy making this home easy to access local dining and shopping. With generous living space inside and out, this home is ready for its next owners to make it their own. Don't miss this fantastic opportunity!

3912 S Forest Avenue, Independence

Listing courtesy of Michelle Kinnison of RE/MAX Premier Properties.
3216 S Trail Ridge Drive, Independence
$249,900
3 Beds ⋅ 2.5 Baths
Great opportunity for investors or buyers looking for a renovation project! This 3-bedroom, 2.5-bath home offers 1,666 square feet of living space, a 1-car garage, and a partially finished basement with approximately 700 square feet of finished space. Situated on a spacious 0.40-acre lot, the property provides plenty of room for outdoor activities and future improvements. The home needs repairs and updates, offering an opportunity to restore its potential and add value. Bring your vision and make the most of this investment opportunity. Schedule your showing today!

3216 S Trail Ridge Drive, Independence

Listing courtesy of Yadi Ramon Herrera of Mainstay Brokerage LLC.
135 Timberlane Drive, Independence
$415,000
4 Beds ⋅ 3.5 Baths
!!! Pre Inspected!!! !!!A Brand New Roof!!! Discover the best of all worlds at 135 Timberlane Drive, where the convenience of town meets the peaceful charm of the countryside. This one-of-a-kind property offers a special kind of character and charm that’s hard to find these days. Enjoy the opportunity to spot deer and other wildlife right outside, bringing a touch of country living to your everyday life. With two additional rooms that could easily be transformed into bedrooms, this home offers flexibility to fit your needs, whether you’re looking for extra sleeping space, a home office, or hobby rooms. Step outside and enjoy two separate patio areas in the backyard, perfect for entertaining guests, hosting family gatherings, or simply relaxing and enjoying the outdoors. Lovingly owned by just one homeowner, this property offers a unique opportunity to own a home with character, potential, and a setting that brings together the best of both worlds. Homes like this are becoming harder to find — they truly don’t make them like this anymore! If you’re looking for a property with charm, versatility, outdoor space, and a peaceful setting without giving up the convenience of town, 135 Timberlane Drive is one you won’t want to miss!

135 Timberlane Drive, Independence

Listing courtesy of Todd Young of Keller Williams Realty Select.
3516 S Maybrook Avenue, Independence
$315,000
3 Beds ⋅ 2.5 Baths
Inviting 3-bedroom, 2.5-bath split-entry in Independence, conveniently located within the Blue Springs School District! The main living room makes a great first impression with vaulted ceilings and a cozy fireplace, creating a warm and welcoming space to gather. The kitchen and dining area offer convenient access to the back deck and a flexible layout with laundry hookups in the kitchen or the option to utilize the space as a large pantry. The primary bedroom features a tray ceiling, a private ensuite bathroom, and dual closets. Downstairs, you'll find a spacious second family room with its own fireplace, an additional half bath, and plenty of closet space for extra storage. Additional laundry hookups are also available in the basement. Outside, enjoy the large fenced backyard and freshly painted deck, perfect for relaxing or entertaining. A brand-new roof adds another great benefit to this well-rounded home. With two separate living spaces, two fireplaces, and room to spread out, this home offers a comfortable layout with plenty to appreciate!

3516 S Maybrook Avenue, Independence

Listing courtesy of Erin Spencer of Keller Williams Southland.
1336 N Holland Drive, Independence
$440,000
4 Beds ⋅ 3 Baths
Large F/B Split on cul de sac lot with mature trees at back. Cozy covered front porch is welcoming. Open front door to find stunning vaulted entry with wood beam, bright open floor plan. Entry has custom boot bench/drop zone. Great room has gas fireplace w/mantle. Wide staircase leads to large dining area and kitchen, wide plank LVP flooring, center island & custom cabinets with granite countertops, large pantry storage and stainless appliances. Door out to large covered deck. Down hall, the primary suite is a lovely retreat, vaulted ceiling with box beam ceiling accent, large walk-in closet has full length mirror with direct access to laundry and gorgeous luxury bath. Double vanity with ample storage, bonus makeup vanity opposite, large tiled shower. Across hall, 2 additional bedrooms are very large with great closet space. Hall bath has custom vanity with tons of linen storage, shower over tub. Lower level is a full walk out family room with plenty of space for media w/set up for wall-mount TV on one wall and wet bar at opposite end. LVP flooring at back door & wet bar with granite top, floating wood shelves. Large 4th bedroom and 3rd full bath completes this level. Walkout leads to 14x13 patio under covered deck above & level backyard. BONUS sub basement has full daylight/egress window offering plenty of unfinished storage space. Garage is oversized, 27' wide, 21'10" depth on all 3 bays with 9'7" ceiling height.

1336 N Holland Drive, Independence

Listing courtesy of Denise Sanker of ReeceNichols - Lees Summit.
1313 N Holland Drive, Independence
$460,000
4 Beds ⋅ 3 Baths
Gorgeous custom ranch on beautiful walkout lot. Exceptional quality in this home with 4' wide hallways, 36" doorways, for great accessibility. Level 3-wide drive leads to oversized 3 car garage. Welcoming covered front porch is perfect for sitting and enjoying the quiet street. Front door opens to lovely open living space. Great room has high ceilings with beautiful wood beams matching mantle, gas fireplace with stone floor to ceiling & rustic mantle. Large windows for warm natural light throughout. Stunning kitchen has walk-in corner pantry, custom cabinets including large center island in sage green w/ granite countertops, high end stainless appliances. Open to spacious dining area with windows & full glass door out to large covered deck. Primary suite down the hall is private retreat. Vaulted ceiling, custom accent wall, ceiling fan, TWO walk-in closets! The luxury bath has double vanity, large shower. Hall bath has tile floor, tub/shower with custom vanity & fantastic storage space. Another large bedroom has spacious closet. Lower level has huge family room that walks out to large covered patio below deck! 2 bedrooms offer a great amount of space, large closets. 3rd full bath on this level. TWO unfinished spaces in lower level, 19x10 has high efficiency furnace with whole house humidifier, 24x12 has egress window, 9' foundation, ideal for future finish. Garage is oversized, 29' wide, 21'deep with 10' ceilings & no posts!

1313 N Holland Drive, Independence

Listing courtesy of Denise Sanker of ReeceNichols - Lees Summit.
2005 N Plymouth Road, Independence
$275,000
4 Beds ⋅ 2 Baths
Beautifully updated multi-level house you can proudly call; HOME! This large home offers plenty of space for a multigenerational family that needs extra space, a total of six bedrooms. First, you walk through the covered front porch into the large living room with vaulted ceiling and a beautiful fireplace adjacent to the kitchen with breakfast area. There is also a formal dining room to accommodate more family members and friends. The kitchen features SS appliances, granite counter tops, updated flooring and interior paint. Walk a few steps to the main living space where you find the main bathroom with a tub, two bedrooms and the master bedroom suite with a full bathroom. Another entrance to the house is at the street level where the kids can walk in to the mud room. To the right of the hallway is the large family room that leads to the 4th super large bedroom with multiple closets. Down from the mudroom you can find two extra bedrooms (non-conforming) however, spacious and each has large closet. The backyard is large and green. You will love the extra outbuilding that features two large size spaces that can be combined and also there are steps to go to the second level of the outbuilding…you probably could convert to in-laws suite. The neighborhood is family oriented and highly sought after in Osage school district and close to US 24 Hwy

2005 N Plymouth Road, Independence

Listing courtesy of Riyad Naser of Keller Williams Platinum Prtnr.
139 Taylor Road, Independence
$150,000
4 Beds ⋅ 3 Baths
Selling as is. 2 story home with 2 car parking garage and large rec room and bedroom/bath in basement area, on upstairs are three bedrooms, two bathrooms, large living room, dining room and kitchen with bar. A drainage system was put in basement with sump pump 10 years ago. The county has basement area at 1528 with 720 S F of garage and shop area and 802 S. F. living space, up stairs is 1528 Sq. Ft. There are some siding and trim issues. Deck is in good shape coming out of kitchen and dining area.

139 Taylor Road, Independence

Listing courtesy of Lyle Springer of Keller Williams Realty Select.
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