Independence Homes with Conventional Financing

Independence Homes with Conventional Financing

Welcome to Independence, Missouri – a city steeped in history and vibrant community spirit! Nestled in the heart of Jackson County, Independence offers a unique blend of small-town charm and urban convenience. Known as the hometown of President Harry S. Truman, this city is rich in historical landmarks, including the Truman Presidential Library and Museum, which draws visitors from near and far.

Independence boasts a diverse array of neighborhoods, each with its own character and appeal. From quaint streets lined with trees to modern developments, there's something for everyone. The city is also home to excellent schools, lush parks, and a variety of shopping and dining options, making it an ideal place for families, young professionals, and retirees alike.

For those looking to invest in property, Independence offers a fantastic selection of homes that qualify for conventional financing. Whether you are a first-time homebuyer or looking to upgrade, you’ll find a range of options, from charming bungalows to spacious family homes. Conventional financing makes purchasing a home in this thriving community accessible and straightforward, allowing you to focus on what truly matters—finding the perfect place to call home.

With its welcoming atmosphere, rich history, and strong community ties, Independence, MO, is more than just a place to live; it's a place to thrive. Discover your dream home in this beautiful city and become part of a community that values connection, growth, and opportunity. Welcome to Independence—where your new chapter begins!

Newest Independence Homes with Conventional Financing

670 S Tybrook Avenue, Independence
$365,000
4 Beds ⋅ 3 Baths
Welcome home to this new four bedroom, three bath split entry! Featuring a spacious, open floor plan designed for comfortable living and entertaining. The kitchen offers gorgeous quartz countertops, a large center island, and plenty of space to gather. The inviting living room features a cozy fireplace, creating the perfect place to relax. Enjoy additional living space in the finished lower level, along with the convenience of a two car garage. This home offers the perfect combination of style, space and functionality. A must-see!!

670 S Tybrook Avenue, Independence

Listing courtesy of Cathy Pollard of RE/MAX Elite, REALTORS.
624 W 23RD Street, Independence
$150,000
2 Beds ⋅ 1 Baths
Welcome Home! This single family residence was given a freshly updated exterior on a 0.9-acre lot. It features a one-story layout and an updated interior with new carpet in the bedrooms and living room. Inside the home there is 896 square feet of living area. This space includes two bedrooms, one full bathroom, an unfinished basement and has the laundry off the kitchen area. The exterior features a large lot measuring 39,204 square feet, providing plenty of yard space to put a shed or storage. A brand new front porch was built and the back deck was painted. This home is located at 624 W 23RD ST, offering convenient access to local city amenities. Schedule a tour today to view this residential property. Please contact us to coordinate a private showing.

624 W 23RD Street, Independence

Listing courtesy of Sharon Archer of Premier Real Estate Mgmt Inc.
11019 E 25TH Street, Independence
$159,900
2 Beds ⋅ 1 Baths
Welcome to 11019 E 25th St S in Independence! This inviting home offers fresh updates throughout and an excellent opportunity at a great price point! Enjoy comfortable living with plenty of potential to make the space your own. Conveniently located near shopping, dining, schools, and everyday amenities, this home offers a great combination of affordability and location. Whether you're a first-time buyer or simply looking for an affordable place to call home, this one is worth a look!

11019 E 25TH Street, Independence

Listing courtesy of SBD Team of SBD Housing Solutions LLC.
129 E College Street, Independence
$750,000
EXCELLENT TURNKEY INVESTMENT OPPORTUNITY! An outstanding opportunity to add a well-maintained, income-producing multifamily property to your investment portfolio! Conveniently located just north of the historic Independence Square and west of Noland Road, this attractive 7-unit apartment building offers a desirable combination of location, condition, and rental appeal. Pride of ownership is evident throughout this meticulously maintained property, with the majority of the apartments having been freshly updated. Each of the seven units features a functional and desirable one-bedroom, one-bathroom floor plan, offering comfortable living spaces that are easy to market and rent. The seller has made numerous significant improvements, including replacement windows throughout, many updated HVAC systems, and gutters, providing added value and peace of mind for the next owner. Tenants enjoy the convenience of an on-site shared laundry facility, along with individual storage closets for each apartment. An additional utility room, complete with tools and a convenient half bath, provides practical space for property maintenance and management. Well-maintained, thoughtfully improved, and ideally situated in an established rental market, this property presents an exceptional opportunity for investors seeking a manageable multifamily property with long-term income potential.

129 E College Street, Independence

Listing courtesy of Don Roberts of ReeceNichols - Lees Summit.
16400 E 39th Street S, Independence
$499,000
3 Beds ⋅ 2.5 Baths
Acreage with an IN-TOWN address! Brimming with mid-century charm, this inviting ranch blends timeless character with the ease of single-level living. Its classic style offers a warm welcome and an inspiring canvas for your personal touches. Unfinished full basement stubbed for bath. Discover an unexpected slice of country on approximately 3.89 residentially zoned acres, right at the corner of 39th Street and Lee’s Summit Road in Independence. Enjoy room to spread out with convenient access to shopping, dining, and destinations throughout the Kansas City metro—all within the Blue Springs School District. Built in 1956, this distinctive mid-century ranch offers 3 bedrooms, 2.5 baths, and 2,597 square feet of living space. Outside, the expansive grounds provide space for relaxing, gathering, gardening, and bringing your outdoor vision to life. Bring your ideas and make the most of this standout combination of acreage, mid-century character, and an exceptionally convenient location!

16400 E 39th Street S, Independence

Listing courtesy of Debbie White of ReeceNichols - Lees Summit.
3602 Randall Drive, Independence
$224,900
3 Beds ⋅ 1.5 Baths
Wonderful Ranch Home with space and room to grow. Newer roof, Newer Hot water heater, NEW refinished Hardwood Floors, NEW interior paint, New lights in the kitchen with granite counter tops and a gas stove. The bedrooms have newer fan/lights. Trees have been recently pruned, and 3 large trees have been removed. New landscaping natural border flower beds left open for your creative ideas. New garage door opener. There is a door in the garage that leads to the Fenced in backyard. There is a full unfinished basement with one newly finished room that could be used for an office, game room, man's cave or whatever you need it for. All appliances stay! Come See this home with the ability to MOVE RIGHT IN..

3602 Randall Drive, Independence

Listing courtesy of Tara Sullivan of RE/MAX Innovations.
2522 Queen Ridge Drive, Independence
$215,000
3 Beds ⋅ 1 Baths
Welcome to this charming 3-bedroom ranch home in Independence! This home features a functional floor plan, an eat-in kitchen, and a full unfinished basement that provides additional storage and great potential for customization. Situated on an approximately 0.42-acre lot, this property offers a spacious fenced backyard with a storage shed and plenty of room to enjoy outdoor activities. An attached one-car garage provides added functionality. This home is conveniently located near Highway 291, shopping, dining, and everyday amenities, with easy access to major commuting routes. The home is vacant and ready for its next owner. Come see all this property has to offer!

2522 Queen Ridge Drive, Independence

Listing courtesy of Brittany Mccall of 1st Class Real Estate KC.
122 W NICKELL Avenue, Independence
$115,000
2 Beds ⋅ 1 Baths
Turnkey 2-Bedroom Opportunity for Investors or Spring Owner-Occupants! Welcome to this charming 1930s 2-bedroom, 1-bath single-family home priced at $115,000—offering immediate, hands-off cash flow and major mechanical peace of mind. Curb appeal shines right from the street with classic stone walls framing the front yard and a welcoming front porch perfect for relaxing outdoors. The property is currently leased at $975/month through February 28, 2027, with professional property management already in place. Whether you are looking for a seamless, income-producing addition to your rental portfolio or an affordable future residence to move into come early spring, this property checks all the boxes. Inside, you’ll find 900 sq ft of classic character highlighted by hardwood floors, an installed security system, and the convenience of main-level washer/dryer hookups. Step right out onto the deck off the kitchen for easy outdoor grilling or morning coffee overlooking the partially fenced yard. A full, unfinished basement offers generous storage space. Big-ticket capital expenditures are already handled with a new HVAC system (2023) and a new roof (2019), keeping maintenance low. Additional perks include convenient on-street parking and low 2025 annual taxes of just $1,006. Portfolio Opportunity: Seller has additional Independence properties available for individual or package purchase: 1412-1414 W Short Ave (duplex), 1315 N Main St (SFR), 326 W Sea St (SFR), and 11401 E 9th St (SFR). Contact listing agent for showings! Owner agent

122 W NICKELL Avenue, Independence

Listing courtesy of Mark Boek of Platinum Realty LLC.
2916 Ralston Avenue, Independence
$249,500
4 Beds ⋅ 2 Baths
Completely remodeled and move-in ready! This stunning 4-bedroom, 2-bathroom home offers the perfect combination of modern updates, functional living space, and peace of mind. Nearly every major component has been updated, including a new roof, new HVAC system, new plumbing, new windows, and new 200-amp electrical service and panel, along with so much more. The fully finished basement adds incredible versatility and features a spacious primary suite complete with a private bedroom and walk-in closet. With four bedrooms, two full bathrooms, and plenty of finished living space, this home offers room to spread out and make it your own. From the extensive upgrades to the thoughtfully finished interior, this is an opportunity to own a beautifully renovated home without the worry of major projects. All the work has been done — just move in and enjoy!

2916 Ralston Avenue, Independence

Listing courtesy of Alex Lux Bolivar of Platinum Realty LLC.
509 S 8th Street, Independence
$30,000
3 Beds ⋅ 2 Baths
MOTIVATED SELLERS, bring us an offer! Now's your chance to own a multifamily investment property with great bones! The main floor has been lived in for several years. You will find a living room, bonus room, bedroom, kitchen, laundry and bath. The kitchen includes custom cabinets and a pantry. The top floor has been stripped to the sub-flooring. You will find two large bedrooms, a sun room, full bath and an area for a kitchenette. The electric and plumbing have been updated and gas lines are ready for the kitchenette on the top floor. Bring your vision and make this into the home you've been waiting for, or a great multifamily investment property! Located on a larger city lot in a quiet neighborhood. The home is being sold in its present condition.

509 S 8th Street, Independence

Listing courtesy of Anne Welch of Crown Realty.
2711-2713 Englewood Terrace, Independence
$230,000
Turnkey investment opportunity in Independence! This fully occupied, income-producing duplex offers immediate cash flow from day one with established tenants in place. Each spacious side features expansive 2 bedroom layouts, generous living spaces, and functional floor plans designed for high tenant retention. Conveniently located just minutes from major shopping centers, dining, and highway access, making it consistently easy to lease. Ideal addition to any investment portfolio or a great buy-and-hold property.

2711-2713 Englewood Terrace, Independence

Listing courtesy of Christopher Kelly of EXP Realty LLC.
1110 S Crisp Avenue, Independence
$245,000
5 Beds ⋅ 2 Baths
Eligible for MHDC 100% financing and grant assistance for those who qualify! Welcome to this beautifully updated and maintained home offering space, functionality, and fantastic indoor and outdoor entertaining! The oversized kitchen is a standout feature, featuring custom cabinetry, granite countertops, and plenty of room to gather. Convenient main-level laundry adds to the home's thoughtful layout, while an integrated security system provides added peace of mind. You'll love the abundance of secure storage throughout the basement, garage, and outdoor storage areas, along with generous parking for vehicles, guests, and more. Step outside to discover a spacious, fully fenced yard designed for entertaining and relaxation, featuring two patios, a deck, and a large firepit—perfect for hosting friends and family or enjoying quiet evenings outdoors. With numerous updates, exceptional storage, and outdoor spaces that are hard to find, this home offers a wonderful combination of comfort, convenience, and versatility.

1110 S Crisp Avenue, Independence

Listing courtesy of Aaron Floyd of Keller Williams KC North.
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The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

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