Independence Homes with Conventional Financing

Independence Homes with Conventional Financing

Welcome to Independence, Missouri – a city steeped in history and vibrant community spirit! Nestled in the heart of Jackson County, Independence offers a unique blend of small-town charm and urban convenience. Known as the hometown of President Harry S. Truman, this city is rich in historical landmarks, including the Truman Presidential Library and Museum, which draws visitors from near and far.

Independence boasts a diverse array of neighborhoods, each with its own character and appeal. From quaint streets lined with trees to modern developments, there's something for everyone. The city is also home to excellent schools, lush parks, and a variety of shopping and dining options, making it an ideal place for families, young professionals, and retirees alike.

For those looking to invest in property, Independence offers a fantastic selection of homes that qualify for conventional financing. Whether you are a first-time homebuyer or looking to upgrade, you’ll find a range of options, from charming bungalows to spacious family homes. Conventional financing makes purchasing a home in this thriving community accessible and straightforward, allowing you to focus on what truly matters—finding the perfect place to call home.

With its welcoming atmosphere, rich history, and strong community ties, Independence, MO, is more than just a place to live; it's a place to thrive. Discover your dream home in this beautiful city and become part of a community that values connection, growth, and opportunity. Welcome to Independence—where your new chapter begins!

Newest Independence Homes with Conventional Financing

$304,999
3 Beds ⋅ 2.5 Baths

15917 E 41ST Street, Independence

Listing courtesy of Miguel De Santos of A E G Realty, L L C.
$249,900
Well-kept side-by-side duplex in Independence, fully occupied and ready for a buyer who wants a low-maintenance investment. Each unit offers 736 square feet of main-level living with 2 bedrooms, 1 bathroom, central air and heat, and in-unit laundry hookups. Below, each side has a full 736 sf unfinished basement, with about 250 sf used for a 1-car attached garage, leaving plenty of room for storage. The garages open onto the rear concrete drive. Unit 1913 was just turned and has hardwood floors, ceiling fans, and an updated kitchen with white shaker-style cabinets, granite countertops, subway tile backsplash, and a stainless steel range, microwave, and dishwasher. Unit 1911 has similar finishes. The painted brick exterior and separate walkways to each front door give both units their own curb appeal. Both units have long-term tenants in place: unit 1913 has a new lease starting 10/1 that runs through 9/30/27, and the resident in unit 1911 has signed a lease renewal. Residents pay their own utilities, which keeps owner expenses simple. The property has needed very little repair or maintenance beyond the recently completed turn, so it's a strong fit for a first-time investor or a seasoned buyer adding to a portfolio. Photos show unit 1913; unit 1911 has the same layout.

1911-1913 S Crescent Avenue, Independence

Listing courtesy of Mike Hills of Atlas Real Estate LLC.
$231,500
Updated side-by-side duplex in Independence with two identical 2 bed, 1 bath units of 936 square feet each. Each unit has 624 sf on the main level and a 312 sf finished lower level, plus a 1-car garage with interior access in the unfinished portion of the basement. Driveway access is on the east side of the property. The kitchens have white shaker-style cabinets, granite countertops, subway tile backsplash, and a full stainless steel appliance package: refrigerator, gas range, over-the-range microwave, and dishwasher. The bathrooms are updated with subway tile tub surrounds and white vanities, and wood-look plank flooring, neutral paint, and white trim run throughout. Both units have central air and heat and in-unit laundry. Outside, the gray exterior with white trim, black front doors, and shared covered front porch give the property clean, consistent curb appeal. Residents pay all utilities except trash, which keeps owner expenses predictable. Unit 9618 is leased through 2/1/27. Unit 9616's lease ends 10/31/26, so a buyer can set new lease terms on that side, choose their own tenant, or live in one unit while the other brings in income. Both units share the same layout and finishes, which simplifies management and future turns. It's a strong option for an investor looking for a turnkey addition to their portfolio or an owner-occupant who wants help covering the mortgage.

9616-9618 E 23rd Street S, Independence

Listing courtesy of Mike Hills of Atlas Real Estate LLC.
$324,900
4 Beds ⋅ 3 Baths
Truly turn-key! An almost impossible to find gem-- an ORIGINAL OWNER home that's well maintained, well loved, and updated throughout! With a recently renovated kitchen featuring high end appliances and recently remodeled baths, this move in ready home on Sweet Briar Drive is just waiting for its new owners to make their own, new memories! Featuring four bedrooms and three full baths, this spacious home offers so much for the money. With updated flooring and lighting throughout, neutral paint colors, two large living spaces -- including a rec room in the finished lowered level -- this home sets the perfect tone for elevated yet relaxed everyday living. The professionally refinished kitchen features quartz countertops, painted cabinets, stainless steel appliances, and a peninsula for extra eating space adjacent to the dining area. Easy access to the deck makes grilling out and entertaining a breeze, plus the large laundry room off the kitchen provides extended pantry space and built ins for all your staples. Outdoor living options include a deck and a covered patio, where peaceful moments can be spent overlooking a private backyard that backs to woods and a creek. The property sits on an extra wide lot with lush landscaping. The extra deep 2 car garage provides ample storage space. Another bonus-- This property is situated within the attendance boundary of the coveted Blackburn Elementary School. Windows and siding are ten years old, offering updated exterior elements. Easy access to I-70 & 291 highways make commuting a breeze and provides easy access to shopping and restaurants. This beautiful home won't last long at this affordable price.

2830 Sweet Briar Drive, Independence

Listing courtesy of Sally Moore of Weichert, Realtors Welch & Co..
$179,000
3 Beds ⋅ 2.5 Baths
Step Into this well-maintained townhome featuring 3 bedrooms and 2.5 bathrooms, conveniently located on a quiet cul-de-sac. The home offers a comfortable layout with newer interior paint and LVP flooring, providing a fresh and inviting feel throughout. New HVAC in 2024 .The exterior features durable vinyl siding for easy maintenance. Whether you're looking for a place to call home or a solid investment opportunity, this townhome is worth a look! Unit Next door 18504 MLS 2642488 also available to purchase as a duplex.

18506 E 3rd Street Court, Independence

Listing courtesy of Lee Anderson of Weichert Realtors - Generations.
$229,000
2 Beds ⋅ 2 Baths
Welcome home to this charming 2-bedroom, 2-bathroom townhome in the desirable Woodmoor neighborhood, where maintenance-provided living makes everyday life easy and convenient. This inviting home offers a comfortable layout with plenty of space to relax and entertain, plus a basement providing valuable additional space for storage, a home office, recreation room, or whatever best fits your needs. Step outside and enjoy the gorgeous back patio — the perfect spot for morning coffee, outdoor dining, entertaining friends, or simply unwinding at the end of the day. The maintenance-provided community means you can spend less time on exterior upkeep and more time enjoying your home. Conveniently located close to shopping, dining, and everyday amenities, this townhome offers the perfect combination of comfort, convenience, and low-maintenance living. Don’t miss the opportunity to make this wonderful Woodmoor townhome your new home!

4305 S Bryant Court, Independence

Listing courtesy of Aaron Potter of EXP Realty LLC.
$109,000
3 Beds ⋅ 1 Baths
If you've been hoping to find a home with character and plenty of space to make your own, 416 S 6th Street is one you'll want to see. Situated on a large corner lot just blocks from downtown Independence, this charming home is full of warmth, personality, and timeless appeal. The inviting covered front porch is the perfect place to enjoy your morning coffee or relax at the end of the day. Inside, you'll find beautiful wood trim, built-in details, a classic brick fireplace, and large dining room windows that fill the space with natural light, creating a warm and welcoming place to gather with family and friends. The kitchen offers warm wood cabinetry and a cozy eat-in dining area. Just off the kitchen is an oversized laundry room that offers endless possibilities. Whether you need a fourth bedroom, family room, home office, or hobby space, you'll have the flexibility to make it fit your lifestyle. Upstairs, the spacious finished bed room gives you even more options. It could serve as a private primary suite, a second living area, a game room, or simply extra space to spread out. Outside, the fenced backyard provides plenty of room to enjoy the outdoors, while mature shade trees add to the home's curb appeal. The long driveway leads to a detached one-car garage with additional workspace, making it a great spot for hobbies, projects, or extra storage. Located just minutes from the shops, restaurants, and historic charm of downtown Independence, this home offers the perfect mix of character, flexible living space, and convenience. If you've been looking for a home with charm and room to make it your own, 416 S 6th Street is ready to welcome you.

416 S 6th Street, Independence

Listing courtesy of Jessica Renfrow of EXP Realty LLC.
$179,000
3 Beds ⋅ 2.5 Baths
Welcome home to this well-maintained townhome featuring 3 bedrooms and 2.5 bathrooms, conveniently located on a quiet cul-de-sac. The home offers a comfortable layout with newer interior paint and LVP flooring, providing a fresh and inviting feel throughout. The exterior features durable vinyl siding for easy maintenance. Whether you're looking for a place to call home or a solid investment opportunity, this townhome is worth a look! The unit next door 18506 MLS 2642496 is vacant and also available to purchase both units as duplex.

18504 E 3rd Street Court, Independence

Listing courtesy of Lee Anderson of Weichert Realtors - Generations.
$192,500
3 Beds ⋅ 1 Baths
Great 3-bedroom starter home located by the lake! Affordable and low maintenance. Updated vinyl siding, windows, ceiling fans, light fixtures, sliding door, furnace, and air conditioning. Roof and gutters 2017, painted exterior 2018, quartz countertops, tiled floors in the updated eat-in kitchen, refrigerator 2020, gas stove 2018, and disposal 2020. Fenced backyard and brand-new carpet throughout. Must see!

1622 N Emery Street, Independence

Listing courtesy of Joey Zarrillo of RE/MAX Heritage.
$50,000
3 Beds ⋅ 1 Baths
Opportunity awaits!! Investor special! 3 beds 1 bath ranch home. Was previously rehabbed. Fire damage. 150 ish ARV

332 N Cedar Avenue, Independence

Listing courtesy of Wendy Linebaugh of ReeceNichols - Lees Summit.
$835,000
5 Beds ⋅ 6 Baths
Beautifully built 1.5-story home offering 5 bedrooms, two fireplaces, multiple living areas, and picturesque views of a gorgeous backyard backing to green space. Ideally located near the community pool, this home offers a wonderful combination of privacy, space, and convenience. The main level features hardwood floors, a spacious primary suite, and a gourmet kitchen complete with a gas range, double ovens, stainless steel appliances, custom cabinetry, and a generous breakfast bar. The kitchen flows seamlessly into the inviting hearth room, creating the perfect setting for everyday living and entertaining. Step outside to enjoy the large composite deck overlooking the beautiful backyard, or retreat to the private covered patio and hot tub. The finished walkout/walk-up lower level provides even more space for entertaining, along with abundant storage and plumbing already in place for an additional bathroom. Conveniently located with easy highway access and just minutes from shopping, dining, hospitals, schools, Stone Canyon Golf Club, and a variety of entertainment options. All of this within the highly regarded Blue Springs School District.

3509 S Saddle Ridge Drive, Independence

Listing courtesy of Monika Ellis of Cynda Sells Realty Group L L C.
$270,000
4 Beds ⋅ 3 Baths
Welcome to 1432 W Walnut — a beautifully reimagined home where modern updates, flexible living space, and thoughtful design come together. Completely remodeled from top to bottom, this home offers a fresh, move-in-ready feel with updated flooring, paint, fixtures, finishes, bathrooms, and inviting living spaces filled with natural light. One of the most unique features is the TWO PRIMARY SUITES, making this home perfect for multi-generational living, extended family, guests, or anyone who values additional privacy and flexibility. With a primary suite and everyday living space available on the main level, the layout allows multiple generations to comfortably live under one roof while still maintaining their own space. Need even more room? The FULLY FINISHED ATTIC provides valuable additional living space that could be used as a home office, playroom, hobby space, bonus room, guest area, or whatever best fits your lifestyle. Whether you are searching for a beautifully updated home with room to spread out, a true multi-generational living arrangement, or simply a property where the work has already been done for you, 1432 W Walnut deserves a closer look. This is more than a remodel — it is a home designed to offer options, comfort, and flexibility for the way families live today. Schedule your private showing and come see what makes this one different.

1432 W Walnut Street, Independence

Listing courtesy of Johnna Dean of 1st Class Real Estate KC.
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