Independence Homes with Conventional Financing

Independence Homes with Conventional Financing

Welcome to Independence, Missouri – a city steeped in history and vibrant community spirit! Nestled in the heart of Jackson County, Independence offers a unique blend of small-town charm and urban convenience. Known as the hometown of President Harry S. Truman, this city is rich in historical landmarks, including the Truman Presidential Library and Museum, which draws visitors from near and far.

Independence boasts a diverse array of neighborhoods, each with its own character and appeal. From quaint streets lined with trees to modern developments, there's something for everyone. The city is also home to excellent schools, lush parks, and a variety of shopping and dining options, making it an ideal place for families, young professionals, and retirees alike.

For those looking to invest in property, Independence offers a fantastic selection of homes that qualify for conventional financing. Whether you are a first-time homebuyer or looking to upgrade, you’ll find a range of options, from charming bungalows to spacious family homes. Conventional financing makes purchasing a home in this thriving community accessible and straightforward, allowing you to focus on what truly matters—finding the perfect place to call home.

With its welcoming atmosphere, rich history, and strong community ties, Independence, MO, is more than just a place to live; it's a place to thrive. Discover your dream home in this beautiful city and become part of a community that values connection, growth, and opportunity. Welcome to Independence—where your new chapter begins!

Newest Independence Homes with Conventional Financing

$250,000
3 Beds ⋅ 1 Baths
Be home for the holidays in this beautifully updated Independence home located inside the Blue Springs School District! Step inside to a bright, welcoming interior featuring fresh finishes, stylish flooring, updated lighting, and a crisp kitchen with white cabinetry, black granite countertops, and stainless appliances. The comfortable main-level living space is complemented by a finished lower level with a recreation area - perfect for movie nights, entertaining, or watching the big game. Three bedrooms, a modern bath with double vanity, and an attached two-car garage provide the space and functionality today’s buyers are looking for. Outside, mature trees provide plenty of shade while the spacious backyard and pergola create a great setting for relaxing, entertaining, and enjoying the seasons. Make your move now to celebrate the holidays and start the new year in a home you’ll be proud to call your own!

3916 S Crackerneck Road, Independence

Listing courtesy of Anne Fraser of ReeceNichols- Leawood Town Center.
$390,000
4 Beds ⋅ 3.5 Baths
Welcome to this well-maintained home tucked away on a quiet cul-de-sac in Independence! This home offers a great combination of comfortable living space, major recent updates, and your own private backyard pool, perfect for entertaining, relaxing, and enjoying the warmer months. Several of the big-ticket items have already been taken care of, including a new roof, new deck, new A/C, furnace, and hot water heater, giving the next owner added peace of mind. Step outside to enjoy the new deck overlooking the pool, creating a great setup for grilling, entertaining, or simply unwinding at home. With major updates already completed and a backyard built for summer, this home is ready for its next owner to move in and make it their own. Conveniently located near shopping, dining, parks, and highway access. Come see everything this home has to offer!

18912 E 33rd Terrace Court, Independence

Listing courtesy of Ray Homes KC Team of Compass Realty Group.
$595,000
4 Beds ⋅ 3.5 Baths
Welcome to where space, comfort, and impressive entertaining areas come together in approximately 4,500 square feet of finished living space. The main level features an open, light-filled layout with soaring ceilings, architectural columns and arches, hardwood and tile flooring, a fireplace, and large windows overlooking the mature trees behind the home. The spacious kitchen offers abundant cabinetry, granite countertops, a center island, pantry space, and an easy flow into the main living and dining areas. The primary suite provides a private retreat with a generous bath featuring dual vanities, a soaking tub, separate shower, and ample storage. The finished daylight walkout lower level is a major highlight, offering an expansive recreation and living area, wet bar/kitchenette, extensive cabinetry, granite countertops, additional appliances, and plenty of room for entertaining, guests, hobbies, or a separate living area. Outside, multiple covered decks create exceptional outdoor living space overlooking the tree-lined backyard. Whether enjoying morning coffee, relaxing in the shade, or hosting friends, the setting feels private and peaceful. A three-car garage, expansive driveway, multiple living areas, finished walkout basement, and large living space make this home a rare combination of size, flexibility, and outdoor living in a beautiful Independence setting.

4957 S Park Ridge Drive, Independence

Listing courtesy of Kelly Tucker of ReeceNichols - Lees Summit.
$265,000
3 Beds ⋅ 2.5 Baths
Welcome home to this spacious and beautifully refreshed Independence home! Offering 3 bedrooms, 2.5 bathrooms and multiple living spaces, there’s plenty of room to spread out. You’ll love the two fireplaces, finished lower level, 2-car garage, fenced backyard and deck perfect for relaxing or entertaining. With updates throughout and a fresh, move-in-ready feel, all that’s left to do is unpack and make it yours!

3017 S Hall Road, Independence

Listing courtesy of Thrive RealEstate KC Team of KW KANSAS CITY METRO.
$304,999
3 Beds ⋅ 2.5 Baths

15917 E 41ST Street, Independence

Listing courtesy of Miguel De Santos of A E G Realty, L L C.
$249,900
Well-kept side-by-side duplex in Independence, fully occupied and ready for a buyer who wants a low-maintenance investment. Each unit offers 736 square feet of main-level living with 2 bedrooms, 1 bathroom, central air and heat, and in-unit laundry hookups. Below, each side has a full 736 sf unfinished basement, with about 250 sf used for a 1-car attached garage, leaving plenty of room for storage. The garages open onto the rear concrete drive. Unit 1913 was just turned and has hardwood floors, ceiling fans, and an updated kitchen with white shaker-style cabinets, granite countertops, subway tile backsplash, and a stainless steel range, microwave, and dishwasher. Unit 1911 has similar finishes. The painted brick exterior and separate walkways to each front door give both units their own curb appeal. Both units have long-term tenants in place: unit 1913 has a new lease starting 10/1 that runs through 9/30/27, and the resident in unit 1911 has signed a lease renewal. Residents pay their own utilities, which keeps owner expenses simple. The property has needed very little repair or maintenance beyond the recently completed turn, so it's a strong fit for a first-time investor or a seasoned buyer adding to a portfolio. Photos show unit 1913; unit 1911 has the same layout.

1911-1913 S Crescent Avenue, Independence

Listing courtesy of Mike Hills of Atlas Real Estate LLC.
$231,500
Updated side-by-side duplex in Independence with two identical 2 bed, 1 bath units of 936 square feet each. Each unit has 624 sf on the main level and a 312 sf finished lower level, plus a 1-car garage with interior access in the unfinished portion of the basement. Driveway access is on the east side of the property. The kitchens have white shaker-style cabinets, granite countertops, subway tile backsplash, and a full stainless steel appliance package: refrigerator, gas range, over-the-range microwave, and dishwasher. The bathrooms are updated with subway tile tub surrounds and white vanities, and wood-look plank flooring, neutral paint, and white trim run throughout. Both units have central air and heat and in-unit laundry. Outside, the gray exterior with white trim, black front doors, and shared covered front porch give the property clean, consistent curb appeal. Residents pay all utilities except trash, which keeps owner expenses predictable. Unit 9618 is leased through 2/1/27. Unit 9616's lease ends 10/31/26, so a buyer can set new lease terms on that side, choose their own tenant, or live in one unit while the other brings in income. Both units share the same layout and finishes, which simplifies management and future turns. It's a strong option for an investor looking for a turnkey addition to their portfolio or an owner-occupant who wants help covering the mortgage.

9616-9618 E 23rd Street S, Independence

Listing courtesy of Mike Hills of Atlas Real Estate LLC.
$324,900
4 Beds ⋅ 3 Baths
Truly turn-key! An almost impossible to find gem-- an ORIGINAL OWNER home that's well maintained, well loved, and updated throughout! With a recently renovated kitchen featuring high end appliances and recently remodeled baths, this move in ready home on Sweet Briar Drive is just waiting for its new owners to make their own, new memories! Featuring four bedrooms and three full baths, this spacious home offers so much for the money. With updated flooring and lighting throughout, neutral paint colors, two large living spaces -- including a rec room in the finished lowered level -- this home sets the perfect tone for elevated yet relaxed everyday living. The professionally refinished kitchen features quartz countertops, painted cabinets, stainless steel appliances, and a peninsula for extra eating space adjacent to the dining area. Easy access to the deck makes grilling out and entertaining a breeze, plus the large laundry room off the kitchen provides extended pantry space and built ins for all your staples. Outdoor living options include a deck and a covered patio, where peaceful moments can be spent overlooking a private backyard that backs to woods and a creek. The property sits on an extra wide lot with lush landscaping. The extra deep 2 car garage provides ample storage space. Another bonus-- This property is situated within the attendance boundary of the coveted Blackburn Elementary School. Windows and siding are ten years old, offering updated exterior elements. Easy access to I-70 & 291 highways make commuting a breeze and provides easy access to shopping and restaurants. This beautiful home won't last long at this affordable price.

2830 Sweet Briar Drive, Independence

Listing courtesy of Sally Moore of Weichert, Realtors Welch & Co..
$179,000
3 Beds ⋅ 2.5 Baths
Step Into this well-maintained townhome featuring 3 bedrooms and 2.5 bathrooms, conveniently located on a quiet cul-de-sac. The home offers a comfortable layout with newer interior paint and LVP flooring, providing a fresh and inviting feel throughout. New HVAC in 2024 .The exterior features durable vinyl siding for easy maintenance. Whether you're looking for a place to call home or a solid investment opportunity, this townhome is worth a look! Unit Next door 18504 MLS 2642488 also available to purchase as a duplex.

18506 E 3rd Street Court, Independence

Listing courtesy of Lee Anderson of Weichert Realtors - Generations.
$229,000
2 Beds ⋅ 2 Baths
Welcome home to this charming 2-bedroom, 2-bathroom townhome in the desirable Woodmoor neighborhood, where maintenance-provided living makes everyday life easy and convenient. This inviting home offers a comfortable layout with plenty of space to relax and entertain, plus a basement providing valuable additional space for storage, a home office, recreation room, or whatever best fits your needs. Step outside and enjoy the gorgeous back patio — the perfect spot for morning coffee, outdoor dining, entertaining friends, or simply unwinding at the end of the day. The maintenance-provided community means you can spend less time on exterior upkeep and more time enjoying your home. Conveniently located close to shopping, dining, and everyday amenities, this townhome offers the perfect combination of comfort, convenience, and low-maintenance living. Don’t miss the opportunity to make this wonderful Woodmoor townhome your new home!

4305 S Bryant Court, Independence

Listing courtesy of Aaron Potter of EXP Realty LLC.
$109,000
3 Beds ⋅ 1 Baths
If you've been hoping to find a home with character and plenty of space to make your own, 416 S 6th Street is one you'll want to see. Situated on a large corner lot just blocks from downtown Independence, this charming home is full of warmth, personality, and timeless appeal. The inviting covered front porch is the perfect place to enjoy your morning coffee or relax at the end of the day. Inside, you'll find beautiful wood trim, built-in details, a classic brick fireplace, and large dining room windows that fill the space with natural light, creating a warm and welcoming place to gather with family and friends. The kitchen offers warm wood cabinetry and a cozy eat-in dining area. Just off the kitchen is an oversized laundry room that offers endless possibilities. Whether you need a fourth bedroom, family room, home office, or hobby space, you'll have the flexibility to make it fit your lifestyle. Upstairs, the spacious finished bed room gives you even more options. It could serve as a private primary suite, a second living area, a game room, or simply extra space to spread out. Outside, the fenced backyard provides plenty of room to enjoy the outdoors, while mature shade trees add to the home's curb appeal. The long driveway leads to a detached one-car garage with additional workspace, making it a great spot for hobbies, projects, or extra storage. Located just minutes from the shops, restaurants, and historic charm of downtown Independence, this home offers the perfect mix of character, flexible living space, and convenience. If you've been looking for a home with charm and room to make it your own, 416 S 6th Street is ready to welcome you.

416 S 6th Street, Independence

Listing courtesy of Jessica Renfrow of EXP Realty LLC.
$179,000
3 Beds ⋅ 2.5 Baths
Welcome home to this well-maintained townhome featuring 3 bedrooms and 2.5 bathrooms, conveniently located on a quiet cul-de-sac. The home offers a comfortable layout with newer interior paint and LVP flooring, providing a fresh and inviting feel throughout. The exterior features durable vinyl siding for easy maintenance. Whether you're looking for a place to call home or a solid investment opportunity, this townhome is worth a look! The unit next door 18506 MLS 2642496 is vacant and also available to purchase both units as duplex.

18504 E 3rd Street Court, Independence

Listing courtesy of Lee Anderson of Weichert Realtors - Generations.
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