Independence Homes with Other Financing

Independence Homes with Other Financing

Welcome to Independence, Missouri—an enchanting city steeped in rich history and vibrant community spirit. Nestled in Jackson County, Independence is not only known as the hometown of President Harry S. Truman but also boasts a diverse array of attractions, parks, and cultural experiences that make it a wonderful place to call home.

Independence is characterized by its charming neighborhoods, each offering unique amenities and a sense of belonging. From the historic downtown area, where you can stroll along quaint streets lined with boutiques and cafes, to the expansive parks that provide ample opportunities for outdoor activities, there’s something for everyone here. Residents enjoy a strong sense of community, with frequent events that celebrate local culture and heritage throughout the year.

For those considering making Independence their home, you’ll find a variety of housing options that cater to different lifestyles and budgets. Many homes in the area are available with alternative financing options, making it easier for first-time buyers and those looking to invest in their dream home. Whether you’re searching for a cozy bungalow or a spacious family residence, the housing market in Independence is diverse and accommodating.

Independence is not just a place to live; it’s a community where history meets modern living. With its welcoming atmosphere, rich heritage, and a wealth of resources to help you navigate your home-buying journey, you’ll find that Independence is a truly special place to settle down and create lasting memories. Come discover the charm of Independence, where your dream home awaits!

Newest Independence Homes with Other Financing

829 N Dodgion Avenue, Independence
$79,900
3 Beds ⋅ 1 Baths
Charming 1920s architecture meets classic character in this inviting 1.5-story single-family home nestled in the historic Town Hall neighborhood of Independence. Offering 3 bedrooms and 1 full bathroom distributed across 1,146 square feet of functional living area, this home maximizes its layout beautifully. Situated on a generous 0.27-acre lot (11,582 sq. ft.) with an attached garage, the property provides ample outdoor space for storage, recreation, or landscaping. Enjoy the perfect blend of small-town history and modern accessibility, positioned just minutes from the localized dining, unique shopping, and historic retail landmarks surrounding the Independence Square area.

829 N Dodgion Avenue, Independence

Listing courtesy of Adam Massey of Greater Kansas City Realty.
17102 E 46th Ct S Street, Independence
$244,900
2 Beds ⋅ 2 Baths
Welcome home to 17102 E 46th Street Ct S—a delightful single-family home that offers the ultimate in comfortable, low-maintenance living. This property has been updated and features brand-new interior paint, fresh exterior paint, and new carpeting throughout. Step inside to an inviting layout highlighting an eat-in kitchen, a bright living and dining area, and a cozy masonry fireplace. Boasting 2 spacious bedrooms, 2 bathrooms, a vaulted ceiling, and a partially finished basement for extra storage, this move-in-ready home leaves nothing left for you to do but unpack! Key Updates & Features: Freshly Refreshed: Brand-new interior paint, exterior paint, and new carpet throughout. Comfortable Layout: 2 bedrooms and 2 baths with an open, functional flow and vaulted ceilings. Kitchen & Living: Eat-in kitchen paired with a combined living and dining space. Bonus Space: Cozy masonry fireplace and a partially finished basement for hobbies or storage. Parking: 1-car attached garage with front entry. Location: Tucked away in a quiet Independence neighborhood (64055) with quick access to local shopping, dining, and major roadways.

17102 E 46th Ct S Street, Independence

Listing courtesy of Adam Massey of Greater Kansas City Realty.
1003 N Liberty Street, Independence
$265,000
Great opportunity to operate your own business and live next door! This parcel includes a beautifully renovated house as well as an updated commercial building. The house features 3 bedroom, 2 bathrooms, living room, family room, large kitchen, and basement as well as a new front porch. The commercial space features what could be three separate stores with high ceilings and ample space along with two doors facing 24 hwy, one door facing east, and one door facing north and opens to the large yard. Commercial space is about 1400 sqf and has equal amount of sqf in basement totaling about 2800 sqf of storage space. Parking is no issue as there are parking spots next to the commercial space on 24 hwy as well as more parking in the alley on the east. The large yard could also accommodate more parking if needed. The space would be perfect for a daycare, business offices, drive-thru restaurant, warehouse, used car dealership, small business, professional who require easy access to freeway and of course someone who would like to live close to his business. Both places were rented out until recently; the house is rented out for $1300/m and the commercial space was rented for $1900/m; a total of $3200/m income for those who are looking for great investment.

1003 N Liberty Street, Independence

Listing courtesy of Riyad Naser of Keller Williams Platinum Prtnr.
1422 &1422 1/2 W Waldo Avenue, Independence
$182,500
Fantastic Duplex at an Unbeatable Price! Income-producing property featuring 2 separate units, each with its own private entrance, 1 bedroom, and 1 full bath each. Perfect opportunity for investors seeking strong cash flow or owner-occupants looking to live in one unit while renting the other. The lower unit is currently vacant and ready for occupancy, the open living/kitchen floor plan features a stove, new refrigerator, washer and dryer, and new flooring. The upper unit was just vacated and photos of the upper unit should be posted soon, the layout and finishings are similar to the lower unit with carpet in the living room and bedroom- the floor plan is attached in the photos. Additional features include off-street parking and a convenient location close to shopping, dining, entertainment, and everything Independence has to offer! Don't miss this affordable investment opportunity whether your house hacking, expanding your rental portfolio or starting your investment journey- this ONE checks all the boxes for income and flexibility and will be a true asset!!!

1422 &1422 1/2 W Waldo Avenue, Independence

Listing courtesy of Robin Campbell of Blue Bird Real Estate Holden, MO.
902 W Maple Avenue, Independence
$350,000
A rare Victorian three-story home offering four or more units—perfect for investors seeking value and potential. This property needs work, but features spacious bedrooms, generous living areas, and classic architectural charm ready to be restored. Bring your vision and transform this historic beauty into a high-income, multi-unit property. Motivated Seller.

902 W Maple Avenue, Independence

Listing courtesy of Chandra Ward of BG & Associates LLC.
811 E 23rd Street S, Independence
$375,000
Check out the endless possibilities here with this large commercial property featuring a 3000 sq ft building. The building received a new roof in 2024. The sale includes 3 parcels of land that include the building, parking lot, and vacant field behind the parking lot. The building has one roll up garage door facing the front of the property (it has been temporarily covered but is still there), 2 entry doors for the public, 2 restrooms inside, and a large asphalt parking lot. Also included in the sale is an additional parcel of land behind the parking lot for expansion or additional parking if needed. This is a great deal for over a half-acre of commercial property right on a VERY BUSY street! The 3 parcels all have separate addresses so pending city approval you could possibly split them? Buyers are responsible for verifying the city will allow whatever business adventure you have planned for it. This is a great opportunity for someone

811 E 23rd Street S, Independence

Listing courtesy of Mike Cooper of RE/MAX Premier Properties.
23509 E 11th Terrace S, Independence
$371,999
3 Beds ⋅ 3.5 Baths
HUGE Price Improvement! VA ASSUMABLE LOAN AVAILIABLE! Welcome to a beautifully cared for home where thoughtful details, serene surroundings, and inviting interiors come together. From the moment you walk in, you’ll notice the special touches throughout that make this home feel warm, welcoming, and truly one of a kind. Natural light fills the interiors while peaceful views create a serene backdrop throughout the home. The thoughtfully designed spaces offer both comfort and functionality, making it easy to settle in and enjoy everyday living or entertain family and friends. The basement offers even more potential with a great layout and space ready for you to finish and make your own. Create a family room, home gym, office, theater, or additional bedrooms or living space tailored to your lifestyle. And there’s even more to love about the location! Enjoy the excitement of the New Town Harmony community and its growing collection of amenities, adding convenience, recreation, and a wonderful sense of community just moments from home. Beautifully maintained, filled with thoughtful details, and surrounded by peaceful views, this is a home that offers both the comfort you’re looking for today and the opportunity to make it your own tomorrow. Come see all the special touches that make this one so inviting!

23509 E 11th Terrace S, Independence

Listing courtesy of Angela Judy of ERA McClain Brothers.
19407 E 5th Terrace Court N, Independence
$245,000
4 Beds ⋅ 2 Baths
Welcome home to this beautifully updated 4-bedroom, 2-bath raised ranch tucked away on a quiet cul-de-sac in the Fort Osage School District. Fresh exterior updates create inviting curb appeal, while new flooring and paint throughout give the interior a clean, move-in-ready feel. Step inside to a bright living room that flows into the updated eat-in kitchen featuring stainless steel appliances. Both bathrooms have been stylishly remodeled with floating vanities and designer tile. The finished lower level provides additional living space and flexibility for entertaining, a home office, or recreation room. Out back, enjoy a spacious deck just off the kitchen, perfect for grilling and outdoor dining, overlooking a large fenced yard with mature trees. Complete with a two-car garage and convenient access to 291 Highway, this updated home offers space, style, and a great neighborhood setting.

19407 E 5th Terrace Court N, Independence

Listing courtesy of Edder Morales of Keller Williams Realty Partners Inc..
3027 CR 2300 N/A, Independence
$270,000
Rare multi-income opportunity in Montgomery County. This 78.76-acre tract offers diversified revenue potential from three sources: productive farm/cattle ground, an active gas pad site, and existing oil production. Whether you're an investor seeking cash-flowing acreage or an operator looking to expand your footprint, this property delivers layered income streams in one package. Minerals negotiable. Don't miss this unique combination of agricultural and mineral income potential — call today for more details.

3027 CR 2300 N/A, Independence

Listing courtesy of Kevin Redford of Epique Realty.
11426 & 11428 E 27th Street S, Independence
$1,350,000
Rare opportunity to acquire 6 contiguous duplexes totaling 12 rental units, offered together as one investment package in Independence, MO. Four duplexes are located along S Norwood Ave with two continuing along E 27th St S, creating a concentrated footprint for convenient management and maintenance. Each unit features 2 bedrooms, 1 bath, a private 1-car garage, finished basement area and laundry hookups. Tenants provide their own washer and dryer, pay their own utilities and maintain their individual lawns. All units are currently occupied. Several residents are long-term tenants, reflecting the current owner's emphasis on tenant retention and stable occupancy. As a result, some in-place rents are below current projected market levels, creating potential rental upside as leases turn over or are adjusted over time. Current occupied rents total $12,735/month, with projected rents of $1,300 per unit. Convenient access to I-70, I-435 and US-40, with Historic Independence Square, Truman attractions, GEHA Field at Arrowhead Stadium and Kauffman Stadium nearby. Downtown Kansas City and its employment, dining and entertainment destinations are also easily accessible. A unique opportunity to acquire 12 units in one contiguous location with established income, long-term tenancy and future rental upside. Package sale only; properties are not offered individually. Buyer to independently verify all financial information, rents, expenses, Measurements and property details.

11426 & 11428 E 27th Street S, Independence

Listing courtesy of Debra J Smith of Realty Professionals Heartland.
1013 W Linden Avenue, Independence
$75,000
Two adjoining parcels of land totaling approximately 1.08 acres anchor this real estate opportunity in Independence, providing a versatile foundation for development. Situated in an established area with ongoing redevelopment and rental demand, this property offers possibilities for a private residence, multi-family development, or investment. The setting is partially wooded near the back of the second parcel, creating a serene atmosphere with privacy and natural beauty. The southern parcel is #26-410-14-38-00-0-00-000, and county guidelines indicate these parcels can most likely be combined as one at closing. Located a half mile from the elementary school, this location provides convenient daily living. The property is situated just minutes from Independence Square and the Bingham-Waggoner Estate, with quick access to US-24 for commutes into Kansas City. To assist with your purchase, the seller is willing to offer owner financing.

1013 W Linden Avenue, Independence

Listing courtesy of Nicole Greene of Weichert Realtors - Generations.
11612 Hackett Street, Independence
$219,999
4 Beds ⋅ 2 Baths
Welcome to 11612 Hackett Road in Sugar Creek! Nestled on an oversized double lot in a quiet neighborhood, this property offers the peaceful feel of country living while still being just minutes from city conveniences. Start your mornings with a cup of coffee on the screened-in front porch, then spend your evenings enjoying the expansive backyard, an incredible outdoor retreat with plenty of space to relax, entertain, garden, or simply enjoy the privacy and serenity. Three lots to make your own! Inside, you’ll find 4 bedrooms, a rare find at this price point, offering plenty of room for a growing family, guests, or a home office. This home is full of potential and ready for its next owners to add their personal touches and make it their own. If you’ve been looking for space, value, and a backyard that makes you feel miles away from the hustle and bustle, this is the one!

11612 Hackett Street, Independence

Listing courtesy of Angela Judy of ERA McClain Brothers.
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